Alabama 12 Hour Life and Health Review with Ethics

The focus of this 12 hour continuing education course of instruction for insurance producers is life and health insurance.

To begin, the course will examine ethics. This segment will address the concept of ethics and what it means for an insurance producer to operate in an ethical manner.

Then, the course will talk about life insurance products. This segment discusses annuities and qualified retirement plans.

The portion of the course examining annuities addresses how they compare to other life insurance products.

The other portion in this part of the course will look at retirement plans with special attention paid to plans that qualify for special taxation treatment.

The other segment of the course looks at health insurance products, specifically, medical plans, group health insurance, dental insurance, and long-term care insurance.

The medical plans segment will talk about what medical plans do, managed care, major medical insurance, const containment, and the Federal laws that affect medical plans.

The group health insurance segment will discuss how health insurance is provided to organizations and how group coverage differs from individual health coverage.

The unique qualities of dental insurance will be examined in one segment of the course.

The last segment of the course deals with long term care insurance including what it does, how it is provided, how it is marketed, and how it is taxed.

At the end of the course, a student will be required to complete a final exam that will test on topics from throughout the course. The purpose of this exam is to improve comprehension and retention of the training.

Course Format: Text

Credit Type: General, Ethics

Course ID(s): 6000102986

Approved By: Department of Insurance