24 Hour Property and Casualty Package with Ethics
24h packageThis package gives you all 24 of the CE hours that you need to renew, including 3 hours statutory changes and 3 hours ethics! This course applies to producers in all lines, and there are no additional reporting fees.
24 Hour Life and Health Package with Ethics
24h packageThis 24 hour package is designed to meet all of the requirements to renew your Oregon producer's license. The course will review key principles and concepts related to life & health insurance, including 3 hours statutory changes and 3 hours ethics.
18 Hour Life and Health Review
18h courseThe 18 hours of continuing education instruction in this course are concerned with life and accident and health insurance. An insurance producer will gain training on a number of topics including the general concepts of insurance, annuities, qualified retirement plans, disability insurance, dental insurance, long term care insurance, and the taxation of life and health insurance benefits.
18h courseThis 18 hour course is intended for insurance producers that need to renew their professional license. The continuing education content in this course examines important types of property and casualty insurance such as dwelling and homeowners insurance, automobile insurance, commercial insurance, businessowners insurance, and workers’ compensation insurance.
13 Hour Property & Casualty Review
13h courseThis course applies to producers in all lines. Review key principles and concepts related to property & casualty policies. Learn the updated Oregon regulations for property, casualty, homeowners, dwellings, automobile and more. No additional reporting fees!
8h courseThis course is designed to provide 8 hours of continuing education for Oregon insurance producers working in Life and Health lines. Topics we'll cover include disability income, medical plans and more! No additional reporting fees!
8 Hour Initial LTC Continuing Education Course
8h courseThis eight-hour course applies to producers who need to earn their initial certification in order to transact long-term care (LTC) insurance. This course will cover key principles and concepts related to long-term care insurance coverage and will discuss a number of important issues surrounding long-term care, including an introduction to the history and concepts related to LTC, what long-term care insurance is and its associated uses, levels of care, eligibility for coverage, settings for care, the Activities of Daily Living, alternatives such as Medicare, Medigap and Medicare Advantage plans, and Medicaid.
8h courseThis course will fulfill 8 hours of continuing education requirements for a Oregon Life & Health insurance producer. We'll review some general principles of Life & Health insurance, and then we'll cover life insurance policies in general. No additional reporting fees!
8h courseThis course will satisfy 8 hours of continuing education requirements for Oregon Property & Casualty insurance producers. The primary focus of this course is commercial policies, including topics in commercial auto insurance, commercial coverage policies, business owner's policies, and worker's compensation. No additional reporting fees!
8 Hour P&C Individual & Family Topics
8h courseThis course will satisfy 8 hours of continuing education requirements for Property & Casualty insurance producers in Oregon. The focus of this course is on coverage for individuals and families: topics include dwelling and homeowner's insurance, renter's and condominium policies, and personal automobile insurance. No additional reporting fees!
5 Hour L&H Federal Regulation & LTC
5h courseThis 5-hour course is designed to satisfy 5 hours of continuing education for Oregon insurance producers in the Life & Health lines. In this course, we'll talk about the federal tax regulations that apply to life and health insurance, and we'll take a look at the changing landscape of Long-Term Care insurance. No additional reporting fees!
5h courseThis course will satisfy 5 hours of continuing education for Property & Casualty producers in Oregon. It is designed to provide a refresher on the basics of Property and Casualty insurance, and to provide some education on toxic mold and flood insurance. No additional reporting fees!
4 Hour Annuity Best Interest Course
4h courseThis four-hour training course is designed to meet the National Association of Insurance Commissioners’ (NAIC) education requirements for producers authorized to sell annuities. Specifically, this course includes the 2020 updates to the NAIC’s amended Model Regulations for annuity transactions. This course covers annuity suitability and best interest laws, as well as in-depth information on types of annuities, understanding each party of an annuity, contract structures, recordkeeping, contract provisions, and more. This course will teach students how to help a customer choose an annuity product that is right for them, and how to do so lawfully.
4 Hour Long-Term Care Ongoing CE
4h courseThis four-hour course applies to producers who need to complete their Long-Term Care (LTC) refresher course in order to maintain their ability to sell Long-Term Care insurance. This updated course will cover key principles and concepts related to long-term care insurance coverage and will discuss a number of important issues surrounding long-term care, including an introduction to the history and concepts related to LTC, what long-term care insurance is and its associated uses, levels of care, eligibility for coverage, settings for care, the Activities of Daily Living, alternatives including Medicaid and life insurance riders, and important sections of the National Association of Insurance Commissioners (NAIC) Model Long-Term Care Act and changes.
3h courseThis course discusses many different topics surrounding ethical practices, such as ethics versus morals, ethics in practice, ethical decision-making models that illustrate how ethical dilemmas may be solved, and the terminology used in ethics, such as tort law, equity, and more. The course will assist the student in making the proper ethical decisions, provide examples of poor ethical choices, and the legal enforcement of ethics.
3h courseThis 3-hour course for property and casualty insurance producers meets the continuing education requirements for those wishing to sell flood insurance in this state. The course includes important flood insurance material including the National Flood Insurance Program (NFIP) and changes, community participation requirements, premium rating including Risk Rating 2.0, coastal barriers, flood maps and zones, policies and products that are available, including applicable definitions. Moving on, the course details preferred policies, coverage provided, exclusions and conditions. Increased cost of compliance, general rules, covered claims, loss settlements, binders, group flood coverage, types of buildings, ICC claims, the FIRA handbook, agent resources, write-your-own coverage compared to the plan through FEMA, and much more.
3h courseThis newly-updated 3-hour class fulfills the requirement for all Oregon licensed insurance producers to receive credit for the required continuing education in Oregon laws and rules. This course covers numerous required laws and rules, updates certain existing rules, and includes new statutes and rules that were legislated during the most recent legislative sessions. This interesting course also provides a number of related court cases and analyses, and there are many illustration, graphs, charts and statistics that enhance the course’s offerings.
2h courseThis course applies to producers in all lines. This course explains the impact toxic mold has on the insurance industry and your customers. No additional reporting fees!
1h courseThis course applies to producers in all lines. Anti-money Laundering explains the impact the crime of money laundering has on the insurance industry. It also explains the efforts taken to prevent money laundering by the industry. No additional reporting fees!
1h courseThis course applies to producers in all lines. This class will introduce the history of flood insurance, how it's administered currently within the United States, and the prospects for the future. No additional reporting fees!
1h courseThis course applies to producers in all lines. Renters and Condominium Insurance explains the benefits that these policies can offer your business. The course also explains what you need to know to maximize this lucrative and undeserved market. No additional reporting fees!
In Oregon, the completion of state-mandated continuing education (CE) requirements is mandatory for all resident producers with the following lines of authority:
Producers are required to complete 24 credit hours of CE every two-year license renewal cycle. At least three of the 24 CE credit hours must be in professional ethics courses. A further three CE credit hours out of the 24 required hours must cover Oregon statutes and administrative rules, including recent changes. No more than four credit hours will be granted for approved agency management courses
In a single day, a producer may earn no more than eight credit hours of CE.
A non-resident producer who has satisfied the CE requirements of their home state is exempt from Oregon CE requirements. This is conditional on the producer's home state CE requirements being substantially similar to those of Oregon.
Oregon does not allow carryover of excess CE from one license renewal period to the next.
The licensing period for Oregon producers is two years. A license expires on the last day of the producer's birth month. The renewal year is based on the original licensure year, meaning producers originally licensed in an even-numbered year will renew on an even-numbered year, and producers originally licensed in an odd-numbered year will renew on an odd-numbered year
Renewal notices will be e-mailed to the producer's email address on file with the Oregon Division of Financial Regulation. Notices will be e-mailed approximately 90 days prior to the license expiration date. Renewals must be completed electronically through the National Insurance Producer Registry (NIRP).
An applicant from a non-reciprocal state (California, Hawaii, or New York) will not have their non-resident license renewed prior to confirmation that the applicant has passed the Oregon exam.
Self-study CE courses in Oregon require producers to pass a final exam with a result of 70 percent or higher to receive credit. The exam must be closed book and does not require a proctor so long as the course is computerized and includes safeguards ensuring the producer cannot review study material during the exam or change answers following the exam.
Within a single license renewal period, no CE course may be repeated for credit. However, a course from a previous license renewal cycle may be repeated during a subsequent renewal cycle.
An instructor of an approved CE course is eligible to receive the same credit hours for the course they are teaching as the students attending it. During each two-year license renewal period, an instructor may only receive credit hours once from a given course.
Following a producer's successful completion of a CE course for credit hours, the provider shall electronically submit completion information for the course to the Oregon Insurance Division. Completion information must be submitted within 15 days after the date of completion. The provider may also issue a certificate of completion to the producer as well as submit the certificate electronically to the Oregon Insurance Division in accordance with directions provided on the Insurance Division website of the Department of Consumer and Business Services.
Non-resident producers who have met CE requirements in their home state are exempt from Oregon's CE requirements. This is conditional on the fact that the home state requirements are substantially similar to the requirements of Oregon. Other exemptions may be offered for those in active-duty military roles or those with long-term illnesses. Contact the Oregon Insurance Division directly to determine eligibility.
As of January 1, 2024, insurance producers who sell annuities must complete an annuity best interest course.
If you have taken an annuity course prior to January 1, 2024, you must:
If you have not previously taken an annuity course, you must:
It is the insurer's responsibility to verify that a producer has completed the required training before permitting them to sell the insurer's annuity products.
Long-term care insurance producers are subject to special requirements in the state of Oregon. Prior to engaging in the sale of long-term care insurance products, a producer must be licensed for life and health lines of authority. A producer is also required to complete a one-time, eight-hour training course on the topic of long-term care insurance. They must also complete four hours of ongoing training in long-term care insurance during each subsequent two-year license renewal period.
All courses must consist of topics related to long-term care insurance, long-term care services, and qualified state long-term care insurance partnership programs if applicable. Specific topics may include:
Courses are not permitted to include training on insurer or company products. Additionally, courses are not permitted to include training in any sales/marketing information, materials, or other training beyond that required by state or federal law.
Training required for long-term care insurance counts towards a producer's total CE credit hour requirements so long as the courses are Oregon-approved. If the training is received in another state, the training must meet the requirements of the state of Oregon.
It is the responsibility of the insurer to verify that a producer has completed the required training prior to permitting the producer to sell the insurer's long-term care insurance products.
