New Hampshire Insurance Continuing Education
We are an approved New Hampshire Insurance Department education provider (Provider ID# 130287).
At Your Pace Online makes completing your New Hampshire Insurance Producer CE a breeze. With us, your classes are always available to you, so they can be done any time of day or night! Our courses are approved by the state, and when you're finished, we'll report your credits to the state, for free.
New Hampshire 24 Hour Life & Health Package
This course provides all 24 hours of CE that you need! This course will review key concepts and principles of Life & Health insurance. It includes 3 hours of ethics education, a 3 hour course on the National Flood Insurance Program, 21 hours of general Life and Health topics, and the mandatory exam. No additional reporting fees.
New Hampshire Department of Insurance (ID Numbers: 479348, 478717)
New Hampshire 24 Hour Property & Casualty Review
This course applies to producers in the P&C line of insurance, and provides all 24 hours of the CE that you need! In the course, we will review key concepts and principles of Property and Casualty insurance. It includes 18 hours of Property & Casualty education, three hours of NFIP review, three hours of Ethics, and the mandatory exam. We won't charge you additional reporting fees.
New Hampshire Department of Insurance (ID Numbers: 478419, 478717, 479144)
New Hampshire 21 Hour Life & Health Package
This course will review key concepts and principles of Life & Health Insurance. This course provides 21 hours of continuing education on Life and Health content, and the mandatory exam. No additional reporting fees.
New Hampshire Department of Insurance (ID Numbers: 479348)
New Hampshire 21 Hour Property & Casualty Review
This course will review key concepts and principles of Property & Casualty Insurance, Ethics and includes the state-mandatory exam. No additional reporting fees.
New Hampshire Department of Insurance (ID Numbers: 478419)
New Hampshire 8 Hour Initial LTC Certification Course
This 8 hour class is approved by the State of New Hampshire. It meets the mandatory education requirement to start selling Long Term Care Insurance. No additional reporting fees.
New Hampshire Department of Insurance (ID Number: 479146)
New Hampshire 4 Hour Long-Term Care Ongoing CE
This course applies to producers who need to renew their Long-Term Care Certification to continue selling LTC Insurance. This course will review key principles and concepts related to long-term care insurance policies. No additional reporting fees.
New Hampshire Department of Insurance (ID Number: 479145)
New Hampshire 4 Hour Annuities Suitability
This 4 Hour course will meet your one time Certification Requirements to start selling Life Insurance Annuities in the state of New Hampshire. No additional reporting fees.
New Hampshire Department of Insurance (ID Number: 479147)
New Hampshire 3 Hour Ethics Review
This course applies to producers in all lines. It includes Ethics for Insurance Producers. This course satisfies all 3 hours of ethics training for any NH insurance producer. No additional reporting fees. New Hampshire Department of Insurance (ID Number: 478717)
New Hampshire 3 Hour NFIP Review
This 3 Hour course will meet your one-time Certification Requirements to start selling Flood Insurance in the state of New Hampshire. No additional reporting fees!
New Hampshire Department of Insurance (ID Number: 479144)
New Hampshire Insurance Continuing Education Requirements
Resident producers must complete a minimum of 24 credit hours of New Hampshire-approved producer continuing education subjects each biennial (2-year) license term. Courses approved for adjusters only are not accepted to meet this total. At least three credits must be in ethics subjects, but no more than 10 ethics credits are applicable toward the 24-hour requirement.
Resident adjusters are required to complete 15 credit hours of approved CE every two years. As of January 1, 2020, three of these credits must be in ethics subjects.
Depending on the adjuster's line of work, there are additional guidelines:
- Multi-line adjusters: Multi-line adjusters may take only courses approved for multi-line or workers' compensation. The CE requirement for multi-line adjusters increased from 20 to 24 hours biennially, including three hours of ethics courses, as of January 1st, 2020.
- Workers' compensation adjusters: As of January 1, 2020, the CE requirement increased from 20 to 24 credit hours biennially. Of this requirement, three hours must be in ethics subjects and a minimum of 10 hours must be completed in subjects approved for workers' compensation. The remaining CE hours can be completed in any subject approved for adjusters.
Additional guidelines to this CE requirement exist for licensees who sell specific products, including:
- Life and Health insurance: Producers must complete a one-time, eight-hour training course and 4 hours of ongoing long-term care (LTC) training every renewal period
- Annuities: Resident producers must complete a one-time, four-hour training course
- Flood insurance: Resident producers must complete a one-time, three-hour course that covers the minimum training requirements established by the National Flood Insurance Program (NFIP).
CE coursework may be in-classroom, online, or through self-study. The New Hampshire Department of Insurance also accepts completed coursework that satisfies professional designations including LUTCF, CLU, ChFC, and CFP.
Per state regulations, companies are required to provide anti-fraud training and cybersecurity awareness training (as of January 1, 2020) to employees as well.
Rules for Non-Residents
Non-residents in compliance with their own state's CE requirements are exempt from completing New Hampshire CE, provided their home state's requirements are similar to those set by New Hampshire law. This includes CE requirements for producers selling annuity and long-term care products.
Non-resident producers who do not have a CE requirement in their state may be required to comply with standards set for their line of work by New Hampshire.
Non-resident adjusters who do not have to complete CE training in their home state must complete 15 hours of New Hampshire-approved CE coursework. If declaring New Hampshire as their Designated Home State, adjusters must meet resident requirements.
The New Hampshire Department of Insurance may verify a non-resident's compliance and standing with their home state's license requirements.
Carryover of Excess CE
Excess CE credit hours earned cannot be carried over from one biennium to the next.
Insurance License Term Renewal Requirements
The license expiration date for both producers and adjusters is on the last day of the licensee's birth month biennially, based on the year of licensing.
The New Hampshire Insurance Department sends licensees a renewal notice 60 days prior to their license expiration date. This reminder is sent to the licensee's email address on record with the Department. Non-receipt of this email, however, does not disqualify a licensee from meeting their CE requirements.
Licensees must complete CE requirements 60 days before their expiration date for their license to be renewed by the State of New Hampshire.
- CE completed in this 60-day window prior to license expiration will be accepted but an additional late fee will be charged. This fee is $50 for producers and $25 for adjusters.
- CE completed after license expiry will be accepted to reinstate a license. The late fee for past-expiry CE credit submitted is $100 for producers and $50 for adjusters.
- If a licensee does not comply with CE requirements within 2 years of license expiry, they must apply for a new license and re-take the licensing exam.
Renewals must be processed online through the NIPR website. Licensees are eligible to renew their license from 60 days prior to their expiration date.
License renewal fees are:
- $150 for insurance producers
- $75 for insurance adjusters
Rules for Taking the Exam
Certification exams are open book and students are permitted to access course materials during the exam. Exams do not require a monitor.
A score of 70 percent or higher is required to receive CE credit, and unlimited retakes are permitted until a passing score is achieved.
Rules for Repeating a Course
Credit will be granted only once for the completion of the same course repeated during an individual renewal period. A course can, however, be repeated for CE credit in different renewal periods.
Credit for Instructors
CE course instructors are eligible to receive the same credit as the students enrolled in the course taught. Instructors are only eligible to receive credit for an individual course taught once per renewal period.
Credits must be reported to State Based Systems (SBS) within 15 days of course completion, which should be submitted to the state directly by the course provider.
It is recommended that you complete all CE at least 30 days prior to your CE due date (which is 60 days before the license's expiration) to give the CE provider sufficient time to report successful completions to the New Hampshire Department of Insurance. However, CE courses can be completed at any time within the current license term.
CE students are required to pay a $1.00 per credit hour reporting fee. This fee is paid to the education provider and then forwarded to SBS.
Insurance CE Requirement Exemptions
Some resident licensees may qualify for CE exemptions, including:
- New licensees renewing their license for the first time
- Title insurance producers
- Licensees holding limited lines licenses that do not require an exam
- Licensees holding limited or restricted licenses declared exempt by the commissioner
Annuity Insurance Requirements
Producers intending to sell, solicit, or negotiate annuity products or represent an insurer in relation to an annuity product in New Hampshire must complete a one-time, 4-hour certification training course.
This course covers topics including:
- The fundamentals of annuity contracts, individual suitability, and sales practices
- Variable and fixed annuities, immediate and deferred plans, and different types of premiums and appropriate tax rules
Long-Term Care Training Requirements
Producers in New Hampshire selling long term care policies certified as a Qualified Partnership must be licensed as an insurance producer for accident and health, or under the life line-of-authority. These producers are required to complete an initial one-time, eight-hour training course.
To maintain this license, producers must complete four hours of LTC training every biennial renewal period. This training can apply to the licensee's CE requirements.