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South Carolina Insurance Continuing Education

We are an approved South Carolina Department of Insurance education provider (Provider ID# 200737). Don't let your continuing education requirements get in the way of your business - take them when you want, where you want! At Your Pace Online offers South Carolina approved CE courses, available online using any internet capable device. Take the classes At Your Pace Online, and when you're done, we'll report your credits to SBS within five days!

$39 TOP SELLER

South Carolina 24 Hour Life & Health with Ethics

clock hour icon 24h course

This course provides all 24 hours of CE that you need! This course will review key concepts and principles of Life & Health insurance. It includes 21 hours of general content, 3 hours of Ethics and the mandatory exam.

SC Department of Insurance ID: 135072 & 134557

4.2 301 Reviews
$39

South Carolina 24 Hour Property & Casualty with Ethics

clock hour icon 24h course

This course provides all 24 hours of CE that you need! This course will review key concepts and principles of Property & Casualty insurance. It includes 21 hours of general content, 3 hours of Ethics and the mandatory exam.

SC Department of Insurance ID: 134379 & 134557

4.4 95 Reviews
$30

South Carolina 21 Hour Life & Health Review

clock hour icon 21h course

This course will review key concepts and principles of Life & Health Insurance. This course provides 21 hours of Life and Health continuing education, and the mandatory exam.

SC Department of Insurance ID: 135072

4.1 16 Reviews
$30

South Carolina 21 Hour Property & Casualty Review

clock hour icon 21h course

This course will review key concepts and principles of Property & Casualty Insurance. This course provides 21 hours of General Property & Casualty content and the mandatory exam.

SC Department of Insurance ID: 134379

4.4 19 Reviews
$19

South Carolina 8 Hour Initial LTC Course

clock hour icon 8h course

This 8 hour class is approved by the State of South Carolina. It meets the mandatory education requirement to start selling Long Term Care Insurance. This 8 hour course will also give you CE credit for your Life or Health licenses.

SC Department of Insurance ID: 136738

4.4 12 Reviews
$15

South Carolina 3 Hour Ethics Review

clock hour icon 3h course

This course provides 3 hours of Ethics CE. This course will review key concepts and principles of ethics in the insurance industry.

SC Department of Insurance ID: 134557

4.2 86 Reviews
$15

South Carolina 4 Hour LTC Ongoing CE

clock hour icon 4h course

This course applies to producers who need to renew their Long-Term Care Certification to continue selling LTC Insurance. This course will review key principles and concepts related to long-term care insurance policies.

SC Department of Insurance ID: 136740

4.5 16 Reviews
$15

South Carolina 4 Hour Annuity Suitability Course

clock hour icon 4h course

This 4 Hour course will meet your one time Certification Requirements to start selling Life Insurance Annuities in the state of South Carolina.

SC Department of Insurance ID: 136737

4.5 35 Reviews
$14

South Carolina 3 Hour NFIP Review

clock hour icon 3h course

This course is required if you want sell Flood Insurance. The AYPO class on the National Flood Insurance Program is based on the Basic Flood Insurance Course Outline published in the Federal Register in September 2005 as a fulfillment of the directive in the 2004 Flood Insurance Reform Act. It will also count as 3 hours of Property continuing education.

SC Department of Insurance ID: 136742

4.8 8 Reviews

South Carolina Insurance Continuing Education Requirements

Resident Requirements

Resident producers must complete 24 hours of continuing education, including:

  • three hours in ethics
  • eight hours in any line of authority held 


If you have a dual license in life/health and property/casualty, you must complete at least eight hours in each line held in addition to the ethics requirement. Ethics courses may not be applied toward a given line. 

 

Rules for Non-Residents

Non-residents may fulfill South Carolina’s continuing education requirements by complying with the requirements of their home states. South Carolina is reciprocal with all other states in this matter. 

 

Carryover of Excess CE

You may apply up to 18 hours of excess CE to the following term if you complete more than the required CE hours. Ethics hours carry over as general credits and will not meet the following term’s ethics requirement. 

 

Insurance License Term Renewal Requirements

You must complete your continuing education requirements for each term by the compliance deadline. The compliance deadline takes place on the last day of your birth month every two years. If you were born in an even-numbered year, your deadlines will occur in even-numbered years. If you were born in an odd-numbered year, your deadlines will occur in odd-numbered years.

Your renewal will not be available on the National Insurance Producer Registry (NIPR) until you have completed your continuing education. You are encouraged to fulfill the requirements at least a week before your license’s expiration date in order for minor delays to not prevent you from renewing your license.

If you fail to complete your continuing education on time, your license will lapse, and you will not be able to conduct any insurance business. Agency and broker licenses will likewise lapse until your producer license is reinstated.

You will have six months to reinstate a lapsed license by meeting all requirements and paying associated fees. If you fail to reinstate within six months, your lapsed license will be canceled entirely. In order to regain licensure, you will have to reapply for the license and retake and pass South Carolina’s licensing exam.

 

Rules for Taking the Exam

In order to pass a continuing education course, you must score at least 70 percent on the final exam. This exam must be taken closed-book, which means that you may not refer to course material or any other outside sources while taking the exam. 

All exams must be monitored by an impartial proctor — someone who has no financial interest in your performance on the exam. That person may not be an employer, supervisor, employee, spouse, relative, or minor.

If you do not pass on the first try, you may retake the exam as many times as you like.

 

Rules for Repeating a Course

CE courses may be taken only once for credit during each two-year term. You may retake the course for personal gain, but you will not receive additional credit.

 

Credit for Instructors

If teaching an approved insurance course, you may receive the same number of CE credit hours as the students taking the course.  

 

Reporting Rules

Your course provider will submit proof of course completion on your behalf. You can look up how many CE hours you have completed and the number of requirements you have remaining through the State Based Systems (SBS) website, part of the National Association of Insurance Commissioners (NAIC).

After you pass the course, the course provider will also issue you a certificate of completion. You must keep your certificate of completion for five years in order to resolve any disputes that may arise. 

If you have completed a course but the credit hours do not appear on the SBS, contact your course provider directly and attempt to resolve the discrepancy with them before appealing to the South Carolina Department of Insurance.

 

Insurance CE Requirements Exemptions

If you hold only a limited lines license, you are exempt from all continuing education requirements. 

All other producers are subject to the same requirement of 24 CE hours. As of January 1, 2010, all South Carolina laws granting exemptions, reductions, or extensions were repealed. If you were granted an exemption or reduction prior to this date, you will continue to be exempt or have reduced hours. However, if you add a new line of insurance or allow your license to become inactive, you will lose this status and will have to complete the ordinary 24 CE hours.

In cases of severe hardship, you may apply for a waiver of CE requirements prior to the end of your compliance period. You also must pay the renewal fee by this date. Applications must be made in writing to the South Carolina Department of Insurance, and waivers will be granted at the department’s discretion.

Non-resident producers who have completed the CE requirements of another state are deemed compliant with South Carolina’s CE requirements and are exempt from additional South Carolina CE.

 

South Carolina Annuity Requirements

Before handling annuity products, you must take a one-time four-hour training course. This four-hour course can be applied towards the total number of required CE hours for that term.

Individuals who have completed a substantially similar course in another state are exempt from this requirement.

 

South Carolina Long-Term Care Training Requirements

In order to sell long-term care (LTC) products, you must complete special training that includes:

  • A one-time eight-hour course prior to selling LTC products
  • Four hours of CE for each subsequent CE term


These training hours can be applied toward the total number of required CE hours for that term.

Individuals who complete substantially similar coursework in another state are held to be compliant with South Carolina’s requirements as well.

 

Flood Insurance

In order to comply with the requirements established by FEMA and the National Flood Insurance Program, you must complete a one-time three-hour course before selling flood insurance.

These training hours can be applied toward the total number of required CE hours for that term.

Continuing-Education State Approval Letters

At Your pace Online

SBS Approval - South Carolina Insurance (as of 8.6.2020)

 

Course Title                                                           ID #                      Expiration date

21 HOUR P & C REVIEW                                         134379                   06/11/23

3 HOUR ETHICS REVIEW                                        134557                   05/19/23

21 HOUR LIFE & HEALTH REVIEW                           135072                    07/16/23

4 HOUR ANNUITIES SUITABILITY                             136737                    06/15/21

4 HOUR LONG-TERM CARE ONGOING CE                136740                    06/22/21

8 HOUR INITIAL LTCP CERTIFICATION COURSE       136738                    01/07/22

NFIP 3-HOUR CERTIFICATION COURSE                   136742                    05/15/21

South Carolina Department of Insurance

Division of Licensing and Continuing Education 

1201 Main Street, Suite 1000

Columbia, South Carolina 29201

Tel: (803) 737-6223

July 31, 2017

 

INSTRUCTOR APPROVAL DOCUMENT

Keith H. Haley is approved by the Department of Insurance as an Instructor in the South Carolina Continuing Education Program.

Approval Number: 739612

Approval Effective Date: 7/31/2017

Approval Expiration Date: 7/31/2020

This instructor is approved to teach Approved Continuing Education Courses for the following subject areas or specific course titles:

Sponsor Name /Subject Area

0AT YOUR PACE ONLINE / LIFE ACCIDENT AND HEALTH