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Texas Insurance Continuing Education

We are an approved Texas Department of Insurance education provider (Provider ID# 98057). Is it time to complete your continuing education credits to maintain your Texas insurance producer's license? Instead of spending your Saturday sitting in a classroom, why not try completing your courses online? AYPO offers a variety of packages to suit your CE needs, and you can take your classes anywhere, anytime, At Your Pace Online.

Agents expiring on or after 9/30/2022 are now required to complete 3 hours of ethics training.

$67 TOP SELLER

Texas 24 Hour Life & Health Package (Classroom Equivalent)

clock hour icon 24h course

!Updated to meet the 9/30 requirement of 3 hours of ethics!

This course provides all 24 hours of CE needed to renew your license! The course includes the mandatory ethics class, and is approved to meet both your Self-Study & Classroom Equivalent requirements. This course will satisfy CE General and Ethics credits for both Insurance Producers and Adjusters

In this course, we will review key concepts and principles of Life & Health insurance such as:

  • Ethics Education
  • Long-Term Care Policies
  • Medicare
  • Federal Tax Consideration
4.2 3356 Reviews
$67

Texas 24 Hour Property & Casualty Package (Classroom Equivalent)

clock hour icon 24h course

!Updated to meet the 9/30 requirement of 3 hours of ethics!

This course provides all 24 hours of CE needed to renew your license! The course includes the mandatory ethics hours, and is approved to satisfy your Self-Study & Classroom Equivalent requirements.

This course will review key concepts and principles of Property & Casualty insurance such as:

  • Mandatory Ethics Education
  • Dwelling Policies
  • Business Owners Insurance Policies
  • Federal Regulations & Laws

This course is approved continuing education for:

  • Insurance Producers
  • Adjusters
4.2 3876 Reviews
$18

Texas 4 Hour Annuity Best Interest

clock hour icon 4h course

This 4 hour training course is designed to meet the National Association of Insurance Commissioners’ (NAIC) education requirements for producers authorized to sell annuities. Specifically, this course includes the 2020 updates to the NAIC’s amended Model Regulations for annuity transactions. This course covers annuity suitability and best interest laws, as well as in-depth information on types of annuities, understanding each party of an annuity, contract structures, recordkeeping, contract provisions, and more. This course will teach students how to help a customer choose an annuity product that is right for them, and how to do so lawfully. 

4.5 131 Reviews
$39

Texas 12 Hour Property & Casualty Review (Classroom Equivalent)

clock hour icon 12h course

!Updated to meet the 9/30 requirement of 3 hours of ethics!

This course is approved for:

  • Insurance Producers
  • Adjusters

This course provides 12 hours of Property & Casualty Classroom Equivalent Continuing Education! It includes 3 Hours of Ethics and 9 Hours of continuing education on Property & Casualty topics. Course fee includes the mandatory $0.75/hr filing fee.

4.5 858 Reviews
$17

Texas 3 Hour NFIP Certification

clock hour icon 3h course

This course is approved for:

  • Insurance Producers
  • Adjusters

 

This 3 Hour course will meet your one time Certification Requirements to start selling Flood Insurance in the state of Texas. No additional reporting fees!

4.6 214 Reviews
$39

Texas 12 Hour Life & Health Review (Classroom Equivalent)

clock hour icon 12h course

!Updated to meet the 9/30 requirement of 3 hours of ethics!

This course provides 12 hours Classroom Equivalent CE! It will review key concepts and principles of Life & Health insurance. It includes 3 Hours of Ethics & 9 hours of continuing education content and the mandatory exam. Together with our 12-hour Life & Health class, this will satisfy your 24 hours CE requirement. No additional reporting fees!

This course is approved for:

  • Insurance Producers
  • Adjusters
4.4 1090 Reviews
$39

Texas 12 Hour Property & Casualty Review Part 2

clock hour icon 12h course

This course is approved for:

  • Insurance Producers
  • Adjusters

This course provides 12 hours of CE! It will review key concepts and principles of Property & Casualty insurance, and includes 12 hours of continuing education content and the mandatory exam. No additional reporting fees! Note: This course does not include Ethics!

4.5 195 Reviews
$10

Texas 1 Hour Annuity Best Interest

clock hour icon 1h course

In this 1-hour course, students will learn about the 2020 updates to the National Association of Insurance Commissioners’ (NAIC) Model Regulation for Suitability in Annuity Transactions, with emphasis on best interest obligations to the consumer. Specifically, this course covers appropriate sales practices, annuity disclosure requirements, and annuity replacements.

4.7 93 Reviews
$39

Texas 12 Hour Life & Health Review Part 2

clock hour icon 12h course

This course provides 12 hours of CE! This course will review key concepts and principles of Life & Health insurance. It includes 12 hours of continuing education content and the mandatory exam.

This course is approved for:

  • Insurance Producers
  • Adjusters

No additional reporting fees! Note: This course does not include Ethics!

4.2 214 Reviews
$39

Texas 12 Hour Life and Health Review (Self Study)

clock hour icon 12h course

This course for insurance producers is made up of 12 hours of continuing education instruction on life and accident and health insurance. This course covers a number of topics including uses of life insurance, types of life insurance, policy provisions, health insurance fundamentals, and medical plans.

$39

Texas 12 Hour Property and Casualty Review (Self Study)

clock hour icon 12h course

This is a 12 hour course that is intended for insurance producers who need to renew their producer license. The continuing education content in this course addresses various topics related to property and casualty insurance including core concepts of property and casualty insurance, automobile insurance, businessowners insurance, workers’ comp, and specialty insurance policies.

4.4 9 Reviews
$36

Texas 8 Hour Long-Term Care Initial Certification

clock hour icon 8h course

This is the Texas 8 hour class that meets the mandatory education requirement to start selling Long Term Care Insurance in the state. In the course, we'll talk about what long term care is, and how to build a policy. You'll learn about the underwriting process of these policies, how much they cost, and what alternatives exist. At the end of the course, you’ll have all of the hours you need to start selling Long Term Care Insurance, all at your own pace!

4.4 31 Reviews
$18

Texas 4 Hour Long-Term Care Ongoing CE

clock hour icon 4h course

This course applies to producers who need to renew their Long-Term Care Certification to continue selling LTC Insurance. This course will review key principles and concepts related to long-term care insurance policies.

4.3 84 Reviews
$20

Texas 2 Hour Ethics Review

clock hour icon 2h course

This course satisfies 2 hours of ethics training for any Texas insurance agent, and applies to producers in all lines. This course is approved for:

  • Insurance Producers
  • Adjusters

We don't charge additional reporting fees!

4.4 2169 Reviews

Texas Insurance CE Requirements

Continuing Education requirements issued by the Texas Department of Insurance are updated regularly. Read on to find out more about TDI's rules for renewing your Texas Insurance License.

Resident Requirements

There are a few rules around continuing education that are required to renew your license. The hours completed need to:

  • Be approved by the Texas Department of Insurance (All of our courses are approved by the TDI)   
  • Align with classroom-equivalent requirements. 50% of your CE hours in a classroom setting or via a classroom-equivalent setup. Fortunately, you can find classroom-equivalent Texas continuing education online (like our courses). 
  • Pertain to your license type. Take continuing education courses that are relevant to the type of license you carry.

Types of Resident Licenses
  • Producers: During every 2-year renewal period, the TDI requires you to complete 24 hours of continuing education. 3 of those 24 hours need to focus on the topic of ethics. 
  • Adjusters: Like producers, Texas insurance adjusters need 24 hours of TDI-approved continuing education during every 2-year renewal cycle. Also like producers, you need 3 hours of ethics training as part of your 24 hours. 
  • Limited Lines: If you work with limited lines, you only need 10 hours of continuing education every 2 years to renew your license. That must include 3 hours of ethics training. 


If you do not meet the continuing education requirements before the expiration date of your license, you will have 90 days to complete the deficient number of hours and must pay a fine of $50 per every insufficient hour.  If you do not meet the requirements within 90 days of your expiration date, your license will be inactivated and you will need to apply for a new license.

 

Rules for Non-Residents

If you are a non-resident producer, you are not required to complete additional CE for your non-resident license in Texas if you have complied with the continuing education requirements of your home state.

 

Carrying Over CE Hours from a Previous Renewal Cycle or Repeating Hours

If you earn extra continuing education hours during your licensing term, they will not carry over to the next license term. You must complete the full 24 hours of CE within each 2-year compliance period. No excess CE credit hours will carry over into the following compliance term for any reason.

 

Texas Insurance Product Training Requirements

There are a few specific insurance products that require specific training. Here is a detailed description of each one.

Annuity Requirements

If you are an agent who plans to sell, solicit, or negotiate an annuity contract or represent an insurer related to any annuity product, you are required to meet the state-specific requirements established by the Texas Department of Insurance.

Starting on January 1, 2022, licensees must take an approved 4-hour Annuity Best Interest certification course to start selling annuities.  

If you previously completed an approved 4-hour Annuity Suitability certification course, you can take an approved 1-hour Annuity Best Interest certification course to fulfill this requirement.

You must also complete 8 hours of annuity CE during every 2-year renewal period. The 4-hour Annuity Best Interest course does not count toward this CE requirement or the overall CE requirement needed to renew your insurance license. 

Long-Term Care Training Requirements

If you are planning on selling long-term care (LTC) partnership policies, you must hold a current life, accident, and health license. You must also complete a one-time, eight-hour LTC partnership certification course. If you are a licensed agent, you may count the eight hours towards your continuing education requirement for that renewal period. 

During each subsequent renewal period, you must complete at least 4 hours of TDI-certified LTC training which can be counted toward the 24-hour overall CE requirement.

NFIP Flood Requirements 

If you are planning on selling flood insurance in Texas, you are required to complete a minimum of 3 hours of training established by FEMA and the National Flood Insurance Program. 

Medicare Training Requirements 

To be certified to sell Medicare supplemental insurance, you need to complete an initial eight-hour Medicare-related course, then take four hours of Medicare-focused continuing education before each renewal.

 

When and How to Renew Your Texas Insurance License

In Texas, individual licenses are valid for 2 two years. It expires on the last day of your birth month on a biennial basis. 

You can use the TDI's Insurance License Renewal portal to process your renewal online without a processing fee. There's a catch, though. You need to use this tool more than 30 days before your renewal is due.

If you have less than a month until your license expiration, you can use Sircon's renewal tool (with an $8.25 processing fee) or the National Insurance Producer Registry renewal portal (with a $5 processing fee). Only use the NIPR tool if you have more than five days before license expiration.  

It is highly recommended that you complete all continuing education credits at least 30 days before your license expiration date. This will ensure timely reporting of your completion to the Texas Department of Insurance. While you may earn your required CE credits at any point during your two-year license term, completing the requirement well before the expiration date is preferred.

 

Texas Insurance CE Exam Requirements

You must pass all required final exams before submitting a license renewal application to the Texas Department of Insurance. When you take your final exam online, the certification exam will be closed-book, and you will not have access to any course materials while taking the exam. 

Texas producers must pass their final exam with a score of 70% or higher to be eligible for CE credit. CE students may retake an exam an unlimited number of times until a passing score is earned.

 

Credit for Instructors

Teaching a CE course does not earn the instructor credit toward their required 24 hours of continuing education.

 

Reporting Rules

CE course providers must report continuing education credits within 30 days of successful course completion. You must have a Texas license number to report CE to the Texas Department of Insurance. When reporting CE hours, you are required to pay a course reporting fee of 88 cents per credit hour. This applies to online, self-study, and classroom courses. 

 

Insurance CE Requirement Exemptions

You may apply for an exemption from continuing education requirements if you have been licensed for 20 years or more. Your license must be held under the Texas Insurance Code and the 20-year period of licensure must be continuous - with no gaps longer than 90 days - to be considered eligible for this exemption. 

Additionally, If you meet specific criteria of illness, medical disability, military deployment, or circumstances beyond your control, you may apply for an extension to complete your continuing education requirements.

 

Frequently Asked Questions

How long does a Texas insurance license last?

Texas insurance licenses last for two years. When you need to renew your license, that includes completing the required continuing education biennially to keep your license active.

How do I check the status of my Texas insurance license?

An organization called Sircon manages transcripts for the TDI. You can use their inquiries page to look up your transcript and see how many continuing education hours you've completed. Click continuing education transcript inquiry, then select Texas from the drop-down menu. You'll need your license number to pull up your transcript. 

How do I check the status of my Texas adjuster license?

The process works the same for insurance producers and adjusters. Use the Sircon lookup tool and follow the steps we laid out in the question above to check how many continuing education hours you've completed.