Hawaii Insurance Continuing Education
We are approved by the Hawaii Department of Commerce and Consumer Affairs (DCCA) as a continuing education provider (Provider ID 309807).
Don't let continuing education requirements slow down your insurance career! All of our online courses can be completed At Your Pace Online in order to help you renew your insurance license, and never include any hidden fees. Once you complete one of our online courses, we will report your course completion directly to the state for you.
Hawaii 24 Hour Life & Health Package with Ethics
This package provides all 24 hours of CE that you need! This course will review key concepts and principles of Life and Health insurance. In addition to 21 hours of general life and health content, this course includes 3 hours of ethics, and the mandatory exam.
Hawaii 24 Hour Property and Casualty Package with Ethics
This course applies to producers in the P and C line of insurance, and provides all 24 hours of CE that you need! This course will review key concepts and principles of Property and Casualty insurance. In addition to 21 hours of general Property and Casualty information, this course includes 3 hours of Ethics and the mandatory exam.
Hawaii 24 Hour Multi-Lines Package with Ethics
This package provides all 24 hours of CE that you need as an insurance producer licensed in both L&H and P&C! In addition to 10 hours of Life and Health content and 11 hours of Property and Casualty, this course includes 3 hours of Ethics, and the mandatory exam.
Hawaii 21 Hour Life and Health Review
This course offers 21 hours of continuing education in Life and Health insurance for currently licensed insurance agents in Hawaii. Course topics include life insurance policies, annuities, qualified retirement plans, group health insurance, disability insurance, and medical plans.
Hawaii 21 Hour Property and Casualty Review
This course is designed to fulfill 21 hours of your continuing education requirements for Hawaii insurance agents. It addresses topics in Property and Casualty Insurance such as insurance for private residences, automobile insurance, commercial insurance, and workers’ comp.
Hawaii 10 Hour Life and Health Review
This course offers 10 hours of continuing education in Life and Health insurance for currently licensed insurance agents in Hawaii. Course topics include group health insurance, dental insurance, and life insurance benefits.
Hawaii 11 Hour Property and Casualty Review
This course is designed to help meet the continuing education requirements for Hawaii insurance agents. It addresses topics in Property and Casualty Insurance such as commercial coverage, commercial auto, coverage for business owners, workers' compensation insurance, and more.
Hawaii 4 Hour Annuity Suitability Course
This 4 hour course will meet your one time Certification Requirements to start selling Annuities in the state of Hawaii.
Hawaii 3 Hour NFIP Review
This 3 hour course will meet your one time Certification Requirements to start selling Flood Insurance in the state of Hawaii.
Hawaii 3 Hour Ethics Review
This course applies to producers in all lines. It includes Ethics for Insurance Producers. This course satisfies the ethics training for any Hawaii insurance producer.
Hawaii Insurance Continuing Education Requirements
In order to renew your insurance license, you must fulfill Hawaii?s continuing education requirements. During the two years prior to renewal, any agent not exempt must complete the required 24 hours of continuing education.
If you are licensed only in life/accident and health or only in property/casualty insurance, you must complete:
- 21 hours of CE in the respective class of insurance
- Three hours of CE in either ethics or Hawaii?s insurance laws and rules
If you are licensed in both life/accident and health and property/casualty insurance, you must complete:
- 10 hours of CE related to life/accident and health insurance
- 11 hours of CE related to property/casualty insurance
- Three hours of CE in either ethics or Hawaii?s insurance laws and rules
In order to fulfill these requirements, you may take courses in either ethics or Hawaii?s laws and rules concerning insurance. If you take both, or otherwise manage to accumulate more than three hours in one of the subjects, the excess hours can be applied to your class-specific CE credit hours, so long as they are for the appropriate line of insurance.
If you hold licenses in both classes of insurance, you may not take the same course twice.
Rules for Non-Residents
Non-residents who satisfy the CE requirements of their home states will be deemed to have satisfied Hawaii CE requirements, provided that their home states reciprocate with respect to Hawaii residents.
Carryover of Excess CE
You cannot apply hours earned in one licensing period to the following period. Any additional education should be taken solely for personal advantage.
Insurance License Term Renewal Requirements
Licenses last two years and expire on the 16th day of the licensee?s birth month.
The two-year term is based on the anniversary of the original license. If licensed during an even-numbered year, you will have to renew it in the next even-numbered year. If licensed during an odd-numbered year, you will have to renew it in the next odd-numbered year.
You may renew online so long as you have finished your CE credit hours and are within 60 days of the license?s expiration. The renewal fee is $100.
If you fail to renew on time or to complete your continuing education before the license expires, your license will be placed on inactive status. In order to reactivate the license, you will have to pay an associated penalty in addition to submitting proof of compliance with the requirements and paying the original fee.
If you need an extension for your continuing education requirements, you may submit a written request and explanation to the Insurance Commissioner. The request is due at least 90 days prior to the license?s expiration date. In order to receive the extension, the licensee must either be on active military duty or demonstrate other good cause for granting it.
Rules for Taking the Exam
In order to pass each CE course, you must pass a proctored final exam. You may take the final exam as many times as you like without penalty.
The exam is a closed-book exam, meaning that you may not use outside resources while the exam is in progress. An impartial proctor must be present to ensure your compliance with this regulation. The proctor may not be a friend, co-worker, relative, or person who has a financial interest in the exam result.
Rules for Repeating a Course
Within any two-year period, you may take a CE course for credit only once. You may not repeat the course for credit even if applying it to different classes of insurance.
Credit for Instructors
As determined and approved by the Commissioner, instructors may receive equivalent continuing education hours for the courses they teach.
After you successfully complete the course, the course provider will issue you a certificate of completion. The course provider will also send this information to the Insurance Division on your behalf.
You can view your current number of completed course hours, using the Hawaii Department of Commerce and Consumer Affairs CE Course Verification tool. You will need your entity identification number and the last four digits of your social security number.
While the course provider will provide the Insurance Division with your information, you must hold on to your certificate of completion and any other records for four years. In the event of a discrepancy, the Insurance Division will reconcile its records with both yours and those of the course provider.
Insurance CE Requirements Exemptions
Any non-resident who can supply proof of having fulfilled the CE requirements of their home state will be exempt from Hawaii insurance continuing education requirements, as long as that state affords Hawaii residents reciprocal consideration.
At their discretion and upon receiving a written request demonstrating good cause, the Commissioner can waive any requirement to the laws and rules for insurance applicants and producers.
If you are a new licensee and have held your license for less than two years at the time of the license?s expiration, you are exempt from the continuing education requirements for that first renewal. For all subsequent renewals, you will be subject to regular Hawaii CE requirements.
Any insurance producer who is authorized to sell life insurance must take a one-time, four-hour training course on annuity products. Agents may not sell, solicit, or negotiate an annuity product until after they have completed this course.
For both residents and non-residents, the Insurance Division will accept the completion of a substantially similar annuity course administered in a different state.
Long-Term Care Training Requirements
At this time, there are no special training requirements relating to long-term care insurance in the state of Hawaii.
Before you can start selling flood insurance products through the National Flood Insurance Program (NFIP), you must complete a one-time training course for three hours, developed by FEMA or state-approved CE providers.