This deluxe exam prep course includes printable study materials and test-simulator exams that will make sure you're ready for your licensing exam!

In this course, we'll begin with some fundamental concepts in our General Insurance class. We'll talk about what agency is, and the agency relationship between producers and clients. We'll also discuss insurance contracts, what makes a contract valid, and risk management techniques.

Next, you'll learn about ethics, including why ethics matter, what to do in ethically challenging situations, and what the law and Insurance Industry Code of Ethics say about them. Then, we'll tackle some of the federal regulations pertaining to the insurance industry.

The Property and Casualty Basics class will give you a solid foundation in the principles and concepts that these policies are built on. We'll talk about negligence, liability, and damages, as well as common policy structures and provisions.

In our Dwelling Policy class, you'll learn to determine the eligibility of dwellings for insurance policies, as well as to determine the amount of coverage needed. We'll cover some additional conditions and endorsements as well.

Then we'll move into our class on the Homeowner's Policy. This section of the course discusses the structure of a homeowner's policy and the endorsements that can modify the policy.

In our Personal Automobile Policies class, we'll cover the fundamentals of auto coverage, such as liability and negligence. Then we'll explore various auto policy details, before moving on to Commercial Automobile Policies and endorsements.

Our Business Owner's Policies class will teach you some common conditions of this type of policy, along with some endorsements that can be added. After that, our Worker's Compensation class will cover applicable laws, along with disability and premium computations.

Finally, we'll take a look at other coverages like umbrella and excess liability policies, specialty and professional liability insurance, flood insurance, and more. Then we'll wrap the course up by exploring Alabama's insurance laws and regulations that you'll need to know.

This course includes two quizzes and a final exam to help ensure that you're ready for your state test!

*At Your Pace Online's test-simulator exams are designed to simulate the conditions you will face while taking the state exam.

Take the first step to become a Property & Casualty Producer, At Your Pace Online!

Approved By: Department of Insurance

  • General Insurance Concepts
    • General Insurance Concepts [9 Activities]
      • 01. Introduction General Insurance
      • 02. General Insurance
      • 03. General Insurance
      • 04. Elements of an Insurable Risk
      • 05. General Insurance: Producers
      • 06. Producers and the General Rule of Agency
      • 07. General Insurance
      • 08. Legal Interpretations Affecting Insurance Contracts
      • 09. General Insurance: Conclusion
    • Incremental Quiz 1 (25 questions)
  • Property and Casualty Basics
    • Property and Casualty Basics [15 Activities]
      • 01. Introduction to Property and Casualty Basics
      • 02. Principles and Concepts
      • 03. Principles and Concepts
      • 04. Liability and Losses
      • 05. Negligence, Liability, and Damages
      • 06. Negligence and Law
      • 07. Negligence, Liability, and Damages Part Two
      • 08. Policy Structure and Contracts
      • 09. Common Policy Provisions
      • 10. Common Policy Provisions
      • 11. Common Policy Provisions
      • 12. Other Common Policy Provisions
      • 13. Other Common Policy Provisions
      • 14. Insurer Specific Policy Provisions
      • 15. Conclusion
    • Incremental Quiz 2 (25 questions)
  • Dwelling Policies
    • Dwelling Policies [8 Activities]
      • 01. Characteristics and Purpose of Dwelling Insurance
      • 02. Coverage Forms
      • 03. Property Coverages
      • 04. General Exclusions and Conditions
      • 05. Selected Endorsements
      • 06. Endorsements and Personal Liability Supplement
      • 07. Personal Liability Supplement
      • 08. Conclusion of Dwelling Policies
    • Incremental Quiz 3 (20 questions)
  • Homeowner Policies
    • Homeowner Policies [11 Activities]
      • 01. Purpose and Characteristics of Homeowners Insurance
      • 02. Coverage Forms
      • 03. Definitions
      • 04. Homeowners Coverages
      • 05. Section I - Property Coverages
      • 06. Section I - Additional Property Coverages
      • 07. Section II - Liability and Medical Payments Coverage
      • 08. Perils Insured Against
      • 09. Conditions
      • 10. Selected Endorsements
      • 11. Conclusion of Homeowners Insurance
    • Incremental Quiz 4 (20 questions)
  • Personal and Commercial Automobile Insurance
    • Personal and Commercial Automobile Insurance [11 Activities]
      • 01. Introduction to Personal and Commercial Auto Policies
      • 02. Introduction to Personal Automobile Insurance
      • 03. Introduction to Personal Auto Policies
      • 04. Coverage for Damage to Your Auto
      • 05. Personal Auto Policies
      • 06. Commercial and Business Automobile
      • 07. Commercial and Business Auto
      • 08. Garage Forms
      • 09. Garage Forms
      • 10. Selected Endorsements
      • 11. Conclusion to Auto Insurance
    • Incremental Quiz 5 (20 questions)
  • Commercial Policy Packages Part One
    • Commercial Policy Packages Part One [8 Activities]
      • 01. Introduction to Commercial Coverage Policies
      • 02. The Commercial Package Policy
      • 03. Commercial Coverage Policies, Part Two
      • 04. Commercial General Liability
      • 05. Commercial Property Coverage
      • 06. Introduction to Commercial Property Coverage
      • 07. Commercial Coverage Policies
      • 08. Selected Endorsements and Commercial Crime Coverages
    • Incremental Quiz 6 (20 questions)
  • Commercial Policy Packages Part Two
    • Commercial Policy Packages Part Two [5 Activities]
      • 01. Selected Endorsements and Inland Marine
      • 02. Commercial Inland Marine[a]
      • 03. Commercial Inland Marine and Farm Coverage
      • 04. Farm Coverage
      • 05. Conclusion of Commercial Coverage Policies
    • Incremental Quiz 7 (15 questions)
  • Businessowner Policies
    • Businessowner Policies [7 Activities]
      • 01. Introduction to Businessowners Policies
      • 02. Businessowners Policy: “BOPs”
      • 03. Business Owner's Policies Property and Liability Coverage
      • 04. Section II: Liability and Medical Expense Coverage in BOPs
      • 05. Liability Coverage in a BOP
      • 06. Common Policy Conditions and Selected Endorsements in a BOP
      • 07. BOP Conditions, Exclusions and Endorsements
    • Incremental Quiz 8 (15 questions)
  • Other Coverages and Options
    • Other Coverages and Options [7 Activities]
      • 01. Introduction to Other Coverages and Options
      • 02. Umbrella and Excess Liability Policies
      • 03. More Coverages and Options
      • 04. Specialty Liability Insurance
      • 05. Specialized Coverages
      • 06. National Flood Insurance Plan and Other Policies
      • 07. Flood Insurance and Other Policies Conclusion
    • Incremental Quiz 9 (20 questions)
  • Alabama Laws and Rules Applicable to All Lines
    • Alabama Laws and Rules Applicable to All Lines [8 Activities]
      • 01. Introduction To Alabama Regulations for Insurance
      • 02. Overview: Alabama Insurance and the Commissioner of Insurance
      • 03. Authorized Companies: Certificate of Authority (§27-3-1)
      • 04. Obtaining a Producer’s License
      • 05. Unfair Trade Practices Law: Purpose and General Prohibitions (§12-12-1;2)
      • 06. Other Prohibited Actions: False Statements in Insurance Applications (§27-12-23)
      • 07. Domestic Abuse Protection Act
      • 08. Conclusion
    • Incremental Quiz 10 (15 questions)
  • Alabama Specific Property and Casualty Laws and Rules
    • Alabama Specific Property and Casualty Laws and Rules [8 Activities]
      • 01. Alabama Laws and Rules Pertinent to Property and Casualty Insurance
      • 02. Property and Casualty Insurance
      • 03. Surplus Line Insurance
      • 04. Strengthen Alabama Homes (ACT 2011-643)
      • 05. Alabama Insurance Guaranty Association (AIGA)
      • 06. Workers Compensation
      • 07. Automobile Insurance Policies
      • 08. Conclusion
    • Incremental Quiz 11 (15 questions)
  • Final Exam
    • Final Exam (150 questions)
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