Arizona 42 Hour Property & Casualty Review

$40.00

42 Hour Course

Course ID: 101810

Approved By: Arizona Department of Insurance

4.2

Course Description
Course Outline

This course package provides 42 hours of CE! In it, you'll review key concepts and principles of Property and Casualty insurance.

This course will review key concepts and principles of Property and Casualty Insurance.

We'll start with a 3-hour ethics class that meets state requirements. After that, you'll review some general insurance concepts, as well as the basics of property and casualty insurance. Then we'll cover dwelling policies, homeowner's policies, and personal and commercial auto insurance. After that, we'll move on to commercial and business coverage, and worker's compensation. We'll finish by reviewing flood insurance, renter's insurance, condominium insurance, toxic mold, and the problem of money laundering in the insurance industry. The course concludes with a mandatory exam to reinforce what you've learned.

AZ Dept. of Insurance Course ID:101810

General Insurance Concepts

General Insurance Concepts [21 Activities]
- 01. Introduction to General Concepts (Video)
- 02. What is Insurance?
- 03. Risk and Risk Management
- 04. Risk and Risk Management: Techniques and Insurable Interest
- 05. Insurers (Video)
- 06. Insurers
- 07. Financial Status (Video)
- 08. Insurers: Financial Status
- View Additional Activities
  - 09. Producers and Agency Relationship (Video)
  - 10. Producers and Agency Relationships: What is Agency?
  - 11. Producers and Agency Relationships: Creation of an Agency Relationship
  - 12. Producers and Agency Relationship: Authority, Powers, and Responsibilities of Producers
  - 13. Contracts (Video)
  - 14. Contracts
  - 15. Contracts: Elements of a Legal Contract
  - 16. Contracts: Distinct Characteristics of an Insurance Contract
  - 17. Contracts: Legal Interpretations Affecting Contracts
  - 18. Completing the Application, Underwriting, and Delivering the Policy (Video)
  - 19. Completing the Application, Underwriting, and Delivering the Policy
  - 20. Completing the Application, Underwriting, and Delivering the Policy: Underwriting
  - 21. Conclusion (Video)

Property and Casualty Concepts

Property and Casualty Concepts [16 Activities]
- 01. Introduction (Video)
- 02. Principles and Concepts
- 03. Principles and Concepts: Loss (Video)
- 04. Principles and Concepts: Loss
- 05. Negligence, Liability, and Damages (Video)
- 06. Negligence, Liability, and Damages
- 07. Policy Structure (Video)
- 08. Policy Structure and Contracts
- View Additional Activities
  - 09. Common Policy Provisions (Video)
  - 10. Common Policy Provisions
  - 11. Common Policy Provisions - Part 2 (Video)
  - 12. Other Common Policy Provisions
  - 13. Common Policy Provisions - Part 3 (Video)
  - 14. Party Specific Policy Provisions
  - 15. Cause of Loss Form
  - 16. Conclusion (Video)

Dwelling Policy

Dwelling Policy [13 Activities]
- 01. Introduction (Video)
- 02. Policy Form
- 03. Characteristics and Purpose
- 04. Eligibility
- 05. Coverage Forms - Perils Insured Against
- 06. Property Coverages
- 07. Property Coverages - Part 2
- 08. General Exclusions
- View Additional Activities
  - 09. Conditions - Part 1
  - 10. Conditions - Part 2
  - 11. Selected Endorsements
  - 12. Personal Liability Supplement
  - 13. Conclusion (Video)

Homeowner's Policy

Homeowner's Policy [23 Activities]
- 01. Introduction ( Video)
- 02. Objectives
- 03. Definitions
- 04. Policy Forms - HO-1 through HO-8
- 05. Structure of a Homeowners Policy
- 06. Property Coverages
- 07. Property Coverages: Additional Coverages Available Under Section 1 - All Policy Forms
- 08. Property Coverages: Additional Coverages Available Under Section 1 - Specific Policy Forms
- View Additional Activities
  - 09. Property Coverages: Exclusions to the Coverages Otherwise Included in Section 1
  - 10. Property Coverages: Conditions Relative to Section 1
  - 11. Property Coverages: Additional Conditions Relative to Section 1
  - 12. Liability Coverages (Video)
  - 13. Section 2 - Liability Coverages
  - 14. Liability Coverages: Exclusions to Liability Coverage
  - 15. Liability Coverages: Exclusions to Coverage E and F
  - 16. Liability Coverages: Conditions Relative to Section 2
  - 17. Conditions Relative to Both Sections 1 and 2
  - 18. Endorsements (Video)
  - 19. Endorsements
  - 20. Endorsements: Scheduled Personal Property (HO 04 61)
  - 21. Endorsements: Personal Property Replacement Cost, Business Pursuits, Watercraft, and Personal Injury
  - 22. Endorsements: Additional Endorsements
  - 23. Conclusion (Video)

Comparison of Homeowner Policy Perils

Personal Automobile Insurance

Personal Automobile Policies [10 Activities]
- 01. Introduction (Video)
- 02. Fundamentals of Auto Coverage
- 03. Fundamentals of Auto Coverage: Definitions, Policy-Wide Exclusions, and Insurance Scores
- 04. Personal Auto Policies in Detail
- 05. Personal Auto Policies in Detail: Coverage C - Medical Payments Coverage
- 06. Personal Auto Policies in Detail: Coverage D - Uninsured Motorist / Underinsured Motorist
- 07. Personal Auto Policies in Detail: Physical Damage Coverages
- 08. Personal Auto Policies in Detail: Conditions and Provisions
- 09. Personal Auto Policies in Detail: Personal Auto Policy Endorsements
- 10. Conclusion (Video)

Commercial Automobile Insurance

Commercial Automobile Policies [13 Activities]
- 01. Introduction (Video)
- 02. Commercial Auto Policies: Introduction
- 03. Business Auto Coverage
- 04. Business Auto Coverage: Definitions
- 05. Business Auto Coverage: Liability
- 06. Business Auto Coverage: Exclusions to Liability Coverage
- 07. Business Auto Coverage: Limits of Liability
- 08. Business Auto Coverage: Physical Damage Coverage
- View Additional Activities
  - 09. Business Auto Coverage: Conditions
  - 10. Other Commercial Auto Coverage Forms
  - 11. Commercial Auto Endorsements
  - 12. More Commercial Auto Endorsements
  - 13. Conclusion (Video)

Commercial Coverage Package Policies

Commercial Coverage Package Policies [56 Activities]
- 01. Introduction (video)
- 02. The Commercial Package Policy
- 03. Bodily Injury and Property Damage Liability (Video)
- 04. Commercial General Liability, Section I: Coverages
- 05. Personal and Advertising Injury Liability, Medical Payments and Supplementary Payments (Video)
- 06. Commercial General Liability Coverage B: Personal and Advertising Injury Liability
- 07. Commercial General Liability, Coverage C: Medical Payments
- 08. Commercial General Liability: Supplementary Payments
- View Additional Activities
  - 09. Who is an "Insured" (Video)
  - 10. Commercial General Liability Section II: Who is an Insured?
  - 11. Commercial General Liability Section III: Limits of Insurance
  - 12. Commercial General Liability Section IV: Conditions
  - 13. CGL Definitions (Video)
  - 14. Commercial General Liability: Definitions
  - 15. Commercial General Liability: Additional Definitions
  - 16. Occurrence and Claims-Made Forms (Video)
  - 17. Commercial General Liability: Occurrence and Claims-Made Forms
  - 18. Pollution LIability Coverage Form (Video)
  - 19. Commercial General Liability: Pollution Liability Coverage Form (CG 00 39)
  - 20. Commercial General Liability: Other Elements of the Pollution Liability Coverage Form
  - 21. Commercial Property (Video)
  - 22. Commercial Property
  - 23. Building and Personal Property (Video)
  - 24. Commercial Property: Building and Business Personal Property
  - 25. Commercial Property: Building and Business Personal Property - Additional Coverages
  - 26. Commercial Property: Building and Business Personal Property - Coverage Extensions
  - 27. Commercial Property: Building and Business Personal Property - Limits of Insurance
  - 28. Commercial Property: Building and Business Personal Property - Additional Conditions, Optional Coverages, and Definitions
  - 29. Condominium Association Coverage Form (Video)
  - 30. Commercial Property: Condominium Association Coverage Form
  - 31. Commercial Property: Condominium Commercial Unit Owners Coverage Form
  - 32. Commercial Property: Builders Risk Coverage Form
  - 33. Business Income Coverage Form
  - 34. Commercial Property: The Business Income Coverage Form
  - 35. Commercial Property: Business Income Coverage - Extra Expense and Loss of Use
  - 36. Legal LIability Coverage Forms and Extra Expense Coverage Forms (Video)
  - 37. Commercial Property: Legal Liability Coverage Form
  - 38. Causes of Loss Forms and Selected Endorsement for Commercial Property Coverage (Video)
  - 39. Commercial Property: Causes of Loss Forms
  - 40. Commercial Property: Selected Endorsements
  - 41. Commercial Crime (Video)
  - 42. Commercial Crime
  - 43. Commercial Crime: Coverages
  - 44. Commercial Inland Marine (Video)
  - 45. Commercial Inland Marine
  - 46. Commercial Inland Marine: Transportation Coverages
  - 47. Equipment Breakdown (Video)
  - 48. Equipment Breakdown
  - 49. Equipment Breakdown: Exclusions, Limits, and Deductibles
  - 50. Equipment Breakdown: Conditions, Definitions, and Endorsements
  - 51. Farm Coverage (Video)
  - 52. Farm Coverage
  - 53. Farm Coverage: Definitions and Causes of Loss
  - 54. Farm Coverage: Conditions, Exclusions, and Additional Coverages
  - 55. Farm Coverage: Crop Insurance
  - 56. Conclusion (Video)

Business Owners Policies

Business Owners Policy [9 Activities]
- 01. Businessowners' Policies Introduction Video
- 02. Property - Part 1: Risks
- 03. Property - Part 2: Coverages
- 04. Property - Part 3
- 05. Liability (Video)
- 06. Liability
- 07. Common Policy Conditions
- 08. Selected Endorsements
- 09. Conclusion (Video)

Worker's Compensation Insurance

Workers Compensation [15 Activities]
- 01. Workers Compensation Introduction (Video)
- 02. Workers' Compensation Laws
- 03. Workers Compensation and Employers Liability Insurance Policy (Video)
- 04. Parts 1 and 2 of a Workers' Compensation and Employer's Liability Insurance Policy
- 05. Parts 3 through 6 of a Workers Compensation and Employers Liability Insurance Policy
- 06. Workers' Compensation and Disability (Video)
- 07. Workers' Compensation and Disability
- 08. Workers' Compensation and Disability: Additional Definitions
- View Additional Activities
  - 09. Premium Computations (Video)
  - 10. Premium Computations
  - 11. Premium Computations: Adjustments and Discounts
  - 12. Workers Compensation Laws (Video)
  - 13. Workers' Compensation Laws
  - 14. Workers' Compensation Laws: Federal Laws Related to Workers' Compensation
  - 15. Conclusion (Video)

Other Coverages

Other Coverages [28 Activities]
- 01. Other Coverages Introduction (Video)
- 02. Umbrella and Excess Liability Policies
- 03. Umbrella and Excess Liability Policies: Personal Coverage - Coverage Form
- 04. Umbrella and Excess Liability Policies: Personal Coverage - Coverages and Limits of Liability
- 05. Umbrella and Excess Liability Policies: Personal Coverage - Exclusions
- 06. Umbrella and Excess Liability Policies: Personal Coverage - General Provisions
- 07. Commercial Umbrella (Video)
- 08. National Flood Insurance Program: Personal Property
- View Additional Activities
  - 09. National Flood Insurance Program: Increased Cost of Compliance
  - 10. National Flood Insurance Program: General Conditions
  - 11. Umbrella and Excess Liability Policies: Commercial Umbrella - Definitions
  - 12. Umbrella and Excess Liability Policies: Commercial Umbrella - Additional Definitions
  - 13. Umbrella and Excess Liability Policies: Commercial Umbrella - Conditions
  - 14. Specialty and Professional Liability Insurance (Video)
  - 15. Specialty and Professional Liability Insurance
  - 16. National Flood Insurance Program (Video)
  - 17. National Flood Insurance Program
  - 18. National Flood Insurance Program: Property Covered
  - 19. National Flood Insurance Program: Personal Property
  - 20. National Flood Insurance Program: Other Coverages
  - 21. National Flood Insurance Program: Increased Cost of Compliance
  - 22. National Flood Insurance Program: Property Not Covered, Exclusions, and Deductibles
  - 23. National Flood Insurance Program: General Conditions
  - 24. Other Policies (Video)
  - 25. Other Policies
  - 26. Surety Bonds and Surplus Lines (Video)
  - 27. Surety Bonds and Surplus Lines
  - 28. Conclusion (Video)

Federal P&C Regulations

Federal Regulations and Laws Governing Insurance [4 Activities]
- 01. Introduction (Video)
- 02. Federal Regulations
- 03. Federal Financial Regulations
- 04. Conclusion (Video)

Flood Insurance

Flood Insurance [10 Activities]
- 01. Introduction (Video)
- 02. Flood Insurance: Yesterday, Today, & Tomorrow
- 03. Flood Insurance and the Role of an Insurance Producer (Video)
- 04. Flood Insurance and the Role of an Insurance Producer
- 05. Myths vs. Realities (Video)
- 06. Myths vs. Realities
- 07. Errors, Omissions, Ethics, and Best Practices (Video)
- 08. Errors, Omissions, Ethics, and Best Practices
- 09. Case Law
- 10. Becoming an NFIP Agent

Renters and Condominium Insurance

Renters and Condominium Insurance [15 Activities]
- 01. Introduction (video)
- 02. What is Renters Insurance?
- 03. Basics of Renters Insurance (video)
- 04. The HO-4 Form
- 05. Marketing Renters Insurance (video)
- 06. Educating the Customer in the Need for Renters Insurance
- 07. Replacement Cost (video)
- 08. How Much Coverage?
- View Additional Activities
  - 09. Assessing the need for Coverage (video)
  - 10. Covered Perils
  - 11. Writing a Policy (video)
  - 12. Writing a Policy and Claims Settlement
  - 13. Condominium Insurance
  - 14. Where Do We Go From Here
  - 15. Conclusion (video)

Toxic Mold

Toxic Mold [13 Activities]
- 01. Introduction (Video)
- 02. What Is Toxic Mold?
- 03. Conditions Conducive to Toxic Mold
- 04. Harmful Effects
- 05. Mold Remediation and Insurance
- 06. Mold and Insurance (Video)
- 07. History of Toxic Mold Claims, Part 1
- 08. History of Toxic Mold Claims, Part 2
- View Additional Activities
  - 09. Mold and Insurance, part 2 (Video)
  - 10. Toxic Mold and Insurance
  - 11. Direct (First Party) Claims
  - 12. Indirect (Third Party) Claims
  - 13. Mold and Insurance, part 3 (Video)

Anti-money Laundering

Anti-money Laundering [14 Activities]
- 01. Introduction to the Module (Video)
- 02. The History of Money Laundering
- 03. Steps in Money Laundering (Video)
- 04. Stages of Money Laundering
- 05. Money Laundering Detection (Video)
- 06. National Efforts to Combat Money Laundering
- 07. Money Laundering and Insurance
- 08. Laws regarding Money Laundering (Video)
- View Additional Activities
  - 09. Notable Cases
  - 10. Anti-money-laundering (Video)
  - 11. Obligations of Insurance Industry in Preventing Money Laundering
  - 12. Preventing Money Laundering
  - 13. Insurance Agent & Broker Obligations
  - 14. Conclusion

National Flood Insurance Program

NFIP [14 Activities]
- 01. Introduction (Video)
- 02. Section I-Introduction
- 03. Community Participation
- 04. Flood Maps and Zones (Video)
- 05. Section II-Flood Maps and Zone Determinations
- 06. Policies and Products Available (Video)
- 07. Section III-Policies and Products Available
- 08. General Rules (Video)
- View Additional Activities
  - 09. Section IV-General Rules
  - 10. Rating and Handling Claims (Video)
  - 11. Rating and Handling Claims
  - 12. The 2004 FIRA and Agent Resources (Video)
  - 13. Section VII - Requirements of the Flood Insurance Reform Act of 2004
  - 14. Conclusion (Video)

Final

Affidavit

Final Test (104 questions)

Certificate of Completion

Mandatory Questionnaire

Certificate of Completion

Instructor Bio

keith haley insurance instructor atyourpaceonline

Keith Haley is the Online Insurance instructor and industry expert for At Your Pace Online. In addition to his insurance license, Keith holds a Bachelor's degree in Finance, Master's degree in Education, and is a Certified Financial Planner and licensed insurance producer. As an entrepreneur, over his career Keith has owned and managed businesses in a wide range of professions, including car sales, financial consultation, and insurance sales and management. With over twenty years of experience in business, sales, and education, Keith brings a broad range of practical and academic knowledge to our courses.

April 5th, 2019

Deborah

The course is excellent!

April 17th, 2018

THOMAS

Good refresher

March 28th, 2019

Jeffrey

March 20th, 2019

Myrdale

November 21st, 2018

Ben

July 27th, 2018

Tara

April 25th, 2018

TROY

April 13th, 2018

Joel

May 31st, 2019

laura

October 4th, 2018

Chelsea

December 13th, 2018

Aaron

November 6th, 2017

Llyrena

December 20th, 2017

TRACEY

Arizona 42 Hour Property & Casualty Review

Course Description

Course Outline

Instructor Bio

Course Reviews