This course package provides all 24 hours of CE that you need! The courses will review key concepts and principles of Property and Casualty insurance. In addition to reviewing general property and casualty basics, you'll also get the required 3 hours of Ethics education and 3 hours on Homeowner's Policies.

The package starts with 3 hours of continuing education on Homeowner's policies, and will review key concepts and principles of Homeowner's insurance. Topics we'll cover include the structure of a homeowner's policy, liability coverage, and endorsements. Additionally, we'll go over policy forms HO-1 through HO-8.

Next up is our 3 hour course on ethics. This course will take an in-depth look at a number of issues surrounding ethics and the professional. The course begins with a look at trust in the industry, and whether clients actually trust insurance professionals compared to other professions. It continues with a comparison of ethics versus morality, and discusses how individual beliefs alter ethical choices at times. Corporate ethical behaviors are scrutinized, and the lesson explores situations in which ethics and morals collide.

In the final course, an insurance adjuster will find 18 hours of continuing education content that will help with renewing a professional license.

Each of the three segments of the course center on particular types of insurance products.

The first segment looks at the two types of residence insurance: dwelling insurance and homeowners insurance.

The portion dealing with dwelling insurance talks about the property coverage provided by this kind of policy. This portion also examines Personal Liability Supplements.

The portion on homeowners insurance discusses homeowners policy forms, the combined coverage that they provide, and endorsements that can be added to a homeowners policy.

The second segment of the course covers automobile insurance. This segment examines both the personal and commercial forms of automobile insurance.

The third segment of the course explores various forms of insurance intended for businesses, their owners, and their employees.

Part of this segment looks at commercial insurance including commercial liability, commercial crime, inland marine, and farm coverage.

A part of this segment is a detailed examination of businessowners insurance

The last part of this segment deals with workers’ compensation insurance. This portion will discuss the benefits that are provided by worker’s comp and how this affects employers.

Course Format: Text

Credit Type: Insurance Adjuster, Ethics, Homeowner Insurance Policies

Course ID(s): 63114, 63113, 55022

Approved By: Department of Insurance

  • Homeowner's Insurance
    • Homeowner's Policy [23 Activities]
      • 01. Introduction ( Video)
      • 02. Objectives
      • 03. Definitions
      • 04. Policy Forms - HO-1 through HO-8
      • 05. Structure of a Homeowners Policy
      • 06. Property Coverages
      • 07. Property Coverages: Additional Coverages Available Under Section 1 - All Policy Forms
      • 08. Property Coverages: Additional Coverages Available Under Section 1 - Specific Policy Forms
      • 09. Property Coverages: Exclusions to the Coverages Otherwise Included in Section 1
      • 10. Property Coverages: Conditions Relative to Section 1
      • 11. Property Coverages: Additional Conditions Relative to Section 1
      • 12. Liability Coverages (Video)
      • 13. Section 2 - Liability Coverages
      • 14. Liability Coverages: Exclusions to Liability Coverage
      • 15. Liability Coverages: Exclusions to Coverage E and F
      • 16. Liability Coverages: Conditions Relative to Section 2
      • 17. Conditions Relative to Both Sections 1 and 2
      • 18. Endorsements (Video)
      • 19. Endorsements
      • 20. Endorsements: Scheduled Personal Property (HO 04 61)
      • 21. Endorsements: Personal Property Replacement Cost, Business Pursuits, Watercraft, and Personal Injury
      • 22. Endorsements: Additional Endorsements
      • 23. Conclusion (Video)
    • Comparison of Homeowner Policy Perils
  • Final Exam - Homeowner's Insurance
    • Set up your Exam Proctor
    • Student and Proctor Affidavit
    • Final Exam (15 questions)
    • Purchase Online Proctoring
    • Schedule Proctoring Session
    • Start Proctoring Session
    • Online Proctored Final Exam (15 questions)
  • Insurance Ethics
    • Ethics [21 Activities]
      • 01. Ethics for Insurance Professionals (Video)
      • 02. Principles of Ethics for Insurance Producers
      • 03. Principles of Ethics for Insurance Producers (Part 2)
      • 04. Ethical Concepts and Terminology
      • 05. Ethical Practices (Video)
      • 06. Ethics in the Real World
      • 07. Ethical Duties (Video)
      • 08. Ethical Duties
      • 09. Ethical Duties - Part 2
      • 10. Ethical Duties - Part 3
      • 11. Ethical Duties - Part 4
      • 12. Ethical Situations (Video)
      • 13. Ethical Situations
      • 14. Ethical Regulations (Video)
      • 15. Laws Governing Ethical Conduct
      • 16. Laws Governing Ethical Conduct - Part 2
      • 17. Ethical Codes (Video)
      • 18. Insurance Industry Code of Ethics - Part 1
      • 19. Insurance Industry Code of Ethics - Part 2
      • 20. Conclusion
      • 21. Conclusion to Ethics for Insurance Professionals (Video)
  • Final Exam - Ethics
    • Ethics Set up your Exam Proctor
    • Ethics Student and Proctor Affidavit
    • Ethics Final Exam (25 questions)
    • Ethics Purchase Online Proctoring
    • Ethics Schedule Proctoring Session
    • Ethics Start Proctoring Session
    • Ethics Online Proctored Final Exam (25 questions)
  • Residence Insurance
    • Dwelling Policies [8 Activities]
      • 01. Characteristics and Purpose of Dwelling Insurance (Video)
      • 02. Coverage Forms
      • 03. Property Coverages
      • 04. General Exclusions and Conditions
      • 05. Selected Endorsements
      • 06. Endorsements and Personal Liability Supplement (Video)
      • 07. Personal Liability Supplement
      • 08. Conclusion of Dwelling Policies
    • Homeowners Insurance [11 Activities]
      • 01. Purpose and Characteristics (Video)
      • 02. Coverage Forms
      • 03. Definitions
      • 04. Homeowners Coverages (Video)
      • 05. Section I - Property Coverages
      • 06. Section I - Additional Property Coverages
      • 07. Section II - Liability and Medical Payments Coverage
      • 08. Perils Insured Against
      • 09. Conditions
      • 10. Selected Endorsements
      • 11. Conclusion of Homeowners Insurance (Video)
  • Automobile Insurance
    • Automobile Insurance [11 Activities]
      • 01. Introduction to Personal Auto Policies (Video)
      • 02. Introduction to Personal Automobile Insurance
      • 03. Personal Auto Policies (Video)
      • 04. Coverage for Damage to Your Auto
      • 05. Conclusion to Personal Auto Policies (Video)
      • 06. Commercial and Business Automobile
      • 07. Commercial and Business Auto (Video)
      • 08. Garage Forms
      • 09. Garage Forms (Video)
      • 10. Selected Endorsements
      • 11. Conclusion to Auto Insurance (Video)
  • Commercial Insurance
    • Commercial Coverage Policies [13 Activities]
      • 01. Introduction to Commercial Coverage Policies (Video)
      • 02. The Commercial Package Policy
      • 03. Commercial Policy Packages (Video)
      • 04. Commercial General Liability
      • 05. Commercial Property Coverage (Video)
      • 06. Introduction to Commercial Property Coverage
      • 07. Commercial Coverage Policies (Video)
      • 08. Selected Endorsements and Commercial Crime Coverages
      • 09. Selected Endorsements (Video)
      • 10. Commercial Inland Marine
      • 11. Commercial Inland Marine (Video)
      • 12. Farm Coverage
      • 13. Conclusion of Commercial Coverage Policies (Video)
    • Business Owner's Policies [7 Activities]
      • 01. Introduction to Business Owner's Policies (Video)
      • 02. Businessowners Policy: BOPs
      • 03. Business Owner's Policies: Property and Liability Coverage (Video)
      • 04. Section II: Liability and Medical Expense Coverage in BOPs
      • 05. Liability Coverage in a BOP (Video)
      • 06. Common Policy Conditions and Selected Endorsements in a BOP
      • 07. BOP Conditions, Exclusions and Endorsements (Video)
    • Workers’ Compensation Insurance [5 Activities]
      • 01. Introduction to Workers Compensation Insurance (Video)
      • 02. Workers Compensation Laws
      • 03. Workers Compensation and Employers Liability Insurance Policy (Video)
      • 04. Workers Compensation and Employers Liability Insurance Policy
      • 05. Conclusion of Workers Compensation Insurance (Video)
  • Final Exam - Adjuster
    • Adjuster Set up your Exam Proctor
    • Adjuster Student and Proctor Affidavit
    • Adjuster Final Exam (95 questions)
    • Adjuster Purchase Online Proctoring
    • Adjuster Schedule Proctoring Session
    • Adjuster Start Proctoring Session
    • Adjuster Online Proctored Final Exam (95 questions)
  • Certificate of Achievement
    • Mandatory Questionnaire
    • Certificate of Completion - Homeowner's
    • Certificate of Completion - Ethics
    • Certificate of Completion - Adjuster
    • Guaranteed Next Business Day Reporting
Instructor Image

Instructor Bio

Gary Sternberg

Gary Sternberg is a veteran of insurance training, having been in the insurance education industry for over 25 years. He is a highly focused, licensed professional with top-level skills in prelicense and continuing education content authorship and training. He is well-versed in compliance and has extensive experience with state and federal regulatory laws and rules. Gary brings to At Your Pace Online students his excellent teaching, writing, and presentation skills with the ability to turn the complex into learnable “normal” person material. Most importantly, Gary has a passion for insurance education and seeing students successfully navigate the licensing process.