The focus of this 12 hour continuing education course of instruction for insurance producers is life and health insurance.

To begin, the course will examine ethics. This segment will address the concept of ethics and what it means for an insurance producer to operate in an ethical manner.

The other segment of the course looks at health insurance products, specifically, medical plans, group health insurance, dental insurance, and long-term care insurance.

At the end of the course, a student will be required to complete a final exam that will test on topics from throughout the course. The purpose of this exam is to improve comprehension and retention of the training.

Course Format: Text

Credit Type: Ethics, Life, Health

Course ID(s): 72815

Approved By: Secretary of State - Office of Insurance and Safety Fire Commissioner

  • Ethics
    • Ethics for Insurance Professionals [21 Activities]
      • 01. Ethics for Insurance Professionals (Video)
      • 02. Principles of Ethics for Insurance Producers
      • 03. Principles of Ethics for Insurance Producers (Part 2)
      • 04. Ethical Concepts and Terminology
      • 05. Ethical Practices (Video)
      • 06. Ethics in the Real World
      • 07. Ethical Duties (Video)
      • 08. Ethical Duties
      • 09. Ethical Duties - Part 2
      • 10. Ethical Duties - Part 3
      • 11. Ethical Duties - Part 4
      • 12. Ethical Situations (Video)
      • 13. Ethical Situations
      • 14. Ethical Regulations (Video)
      • 15. Laws Governing Ethical Conduct
      • 16. Laws Governing Ethical Conduct - Part 2
      • 17. Ethical Codes (Video)
      • 18. Insurance Industry Code of Ethics - Part 1
      • 19. Insurance Industry Code of Ethics - Part 2
      • 20. Conclusion
      • 21. Conclusion to Ethics for Insurance Professionals (Video)
  • Life Insurance
    • Annuities [6 Activities]
      • 01. Introduction to Annuities (Video)
      • 02. Annuity Principles and Concepts
      • 03. Introduction to Annuities and ??Annuity Payout Options (Video)
      • 04. Annuity Benefit Payment Options
      • 05. Uses of Annuities
      • 06. Annuities Conclusion (Video)
    • Qualified Plans [5 Activities]
      • 01. Introduction to Qualified Plans (Video)
      • 02. Qualified Retirement Plan Basics
      • 03. Qualified Plans Introduction (Video)
      • 04. Plan Types, Characteristics and Purchasers
      • 05. Qualified Plan Descriptions and Other Information (Video)
  • Accident and Health Insurance
    • Medical Plans [14 Activities]
      • 01. Introduction to Medical Plans (Video)
      • 02. Medical Plan Concepts
      • 03. Types of Providers and Plans (Video)
      • 04. Types of Providers and Plans
      • 05. Managed Care (Video)
      • 06. Managed Care
      • 07. Major Medical Insurance
      • 08. Cost Containment in Health Care Delivery (Video)
      • 09. Cost Containment in Health Care Delivery
      • 10. Patient Protection and Affordable Care Act (Video)
      • 11. Patient Protection and Affordable Care Act (PPACA)
      • 12. Medicaid
      • 13. Health Insurance Portability and Accountability Act: HIPAA
      • 14. Conclusion (Video)
    • Group Health Insurance [10 Activities]
      • 01. Introduction to Group Health Insurance Policies (Video)
      • 02. Group Insurance Concepts
      • 03. Group Insurance Concepts Review (Video)
      • 04. Group Plan Characteristics
      • 05. Group Plan Characteristics (Video)
      • 06. Eligibility, Enrollment and Continuation of Coverage
      • 07. Eligibility, Enrollment and Continuation of Coverage (Video)
      • 08. Group Conversion
      • 09. Small Employer Medical Plans
      • 10. Conclusion
    • Dental Insurance [5 Activities]
      • 01. Introduction to Dental Insurance (Video)
      • 02. Dental Insurance - Introduction
      • 03. Indemnity Plans
      • 04. Employer Group Dental Expense
      • 05. Conclusion (Video)
    • Long-Term Care Insurance [11 Activities]
      • 01. Introduction to Long-Term Care Insurance and Medicaid (Video)
      • 02. Introduction to Long-Term Care Insurance (LTC)
      • 03. Introduction to Long-Term Care Insurance, Levels of Care and Riders (Video)
      • 04. Levels of Care and Optional Benefits and Riders
      • 05. Other LTC Attributes
      • 06. Marketing Rules and Policy Exclusions
      • 07. Suitability
      • 08. Levels of Care, Riders, Marketing and Options (Video)
      • 09. Tax-Qualified, Long-Term Care Partnership Contracts, and Medicaid
      • 10. Medicaid
      • 11. Conclusion (Video)
  • Final Exam
    • Affidavit
    • Final Exam (65 questions)
  • Course Completion
    • Mandatory Questionnaire
    • Certificate of Completion
    • Guaranteed Next Business Day Reporting
Instructor Image

Instructor Bio

Gary Sternberg

Gary Sternberg is a veteran of insurance training, having been in the insurance education industry for over 25 years. He is a highly focused, licensed professional with top-level skills in prelicense and continuing education content authorship and training. He is well-versed in compliance and has extensive experience with state and federal regulatory laws and rules. Gary brings to At Your Pace Online students his excellent teaching, writing, and presentation skills with the ability to turn the complex into learnable “normal” person material. Most importantly, Gary has a passion for insurance education and seeing students successfully navigate the licensing process.