In this course, insurance producers will find 21 hours of continuing education instruction that they put toward the total needed to renew an insurance license. The primary focus of this course is life and health insurance. The course starts with a segment on life insurance that addresses life insurance fundamentals, the structure of life insurance policies, annuities, and qualified retirement plans. The instruction on life insurance fundamentals will both discuss the core concepts of life insurance and explore the different types of life insurance that are available. The portion on life insurance policies will talk about the life insurance policy and the provisions, options, and riders that can be included in the policy contract. A portion of the course will examine annuities, especially how they compare to other life insurance products The last segment in this part of the course will look at retirement plans with special attention paid to plans that qualify for special taxation treatment The rest of this course is concerned with health insurance and similar related insurance products. This part of the course discusses the core elements of life insurance, health insurance contracts, disability insurance, medical plans, group health insurance, and long term care insurance. The segment on the core elements of life insurance will cover what life insurance is and how it is used. This segment also talks about the various forms of health insurance coverage. The training on life insurance contracts will look at the structure of health insurance policies specifically, provisions and options. A portion of the course will examine disability insurance and the specialized coverage it provides. Medical plans are explored in a segment of this course. This segment will talk about what medical plans do, managed care, major medical insurance, const containment, and the Federal laws that affect medical plans.
Course Format: Text
Credit Type: Life, Health
Course ID(s): 110072, 110072
Approved By: Department of Commerce And Consumer Affairs - Insurance Division

