This package provides all 24 hours of CE that you need as an insurance producer licensed in both L&H and P&C! This course will review key concepts and principles of Property, Casualty, Life, and Health insurance. In addition to 10 hours of Life and Health content and 11 hours of Property and Casualty, this course includes 3 hours of Ethics, and the mandatory exam.

The Ethics course will take an in-depth look at a number of issues surrounding ethics and the producer. The course begins with a look at trust in the industry, and whether clients actually trust insurance producers compared to other professions. It continues with a comparison of ethics versus morality, and discusses how individual beliefs alter ethical choices at times. Corporate ethical behaviors are scrutinized, and the lesson explores situations in which ethics and morals collide.

The course on property and casualty insurance is broken up into three segments.

The beginning segment takes a look at fundamental concepts and aspects of property and casualty insurance including common provisions found in these kinds of policies.

The middle segment of the course is concerned with insurance for private residences.

A portion of this segment will examine the property coverage provided by dwelling policies. This portion will also discuss the Personal Liability Supplement and how it can augment a dwelling policy.

The other portion of this segment explores the comprehensive coverage provided by a homeowners policy.

The last segment of the course covers automobile insurance. This segment talks about the insurance protections provided by both the personal and commercial forms of auto insurance.

The first set of lessons in our course on life insurance discusses annuities, qualified retirement plans, and the taxation of life insurance and life insurance benefits.

The second set of lessons explores many aspects of health insurance including disability insurance, group health insurance, dental insurance, and the taxation of health insurance.

Course Format: Text

Credit Type: Ethics, Life, Health, Property & Casualty

Course ID(s): 109953, 110070, 110071, 109953, 110070

Approved By: Department of Commerce And Consumer Affairs - Insurance Division

  • Insurance Ethics
    • Ethics [21 Activities]
      • 01. Ethics for Insurance Professionals (Video)
      • 02. Principles of Ethics for Insurance Producers
      • 03. Principles of Ethics for Insurance Producers (Part 2)
      • 04. Ethical Concepts and Terminology
      • 05. Ethical Practices (Video)
      • 06. Ethics in the Real World
      • 07. Ethical Duties (Video)
      • 08. Ethical Duties
      • 09. Ethical Duties - Part 2
      • 10. Ethical Duties - Part 3
      • 11. Ethical Duties - Part 4
      • 12. Ethical Situations (Video)
      • 13. Ethical Situations
      • 14. Ethical Regulations (Video)
      • 15. Laws Governing Ethical Conduct
      • 16. Laws Governing Ethical Conduct - Part 2
      • 17. Ethical Codes (Video)
      • 18. Insurance Industry Code of Ethics - Part 1
      • 19. Insurance Industry Code of Ethics - Part 2
      • 20. Conclusion
      • 21. Conclusion to Ethics for Insurance Professionals (Video)
  • Final Exam - Ethics
    • Set up your Exam Proctor - Ethics
    • Student and Proctor Affidavit - Ethics
    • Final Exam - Ethics (25 questions)
    • Purchase Online Proctoring - Ethics
    • Schedule Proctoring Session - Ethics
    • Start Proctoring Session - Ethics
    • Online Proctored Final Exam - Ethics (25 questions)
  • Property and Casualty Basics
    • Property and Casualty Basics [15 Activities]
      • 01. Introduction to Property and Casualty Basics (Video)
      • 02. Principles and Concepts
      • 03. Principles and Concepts (Video)
      • 04. Liability and Losses
      • 05. Negligence, Liability, and Damages Part 1 (Video)
      • 06. Negligence and Law
      • 07. Negligence, Liability and Damages Part 2 (Video)
      • 08. Policy Structure and Contracts
      • 09. Common Policy Provisions Part 1 (Video)
      • 10. Common Policy Provisions
      • 11. Common Policy Provisions Part 2 (Video)
      • 12. Other Common Policy Provisions
      • 13. Other Common Policy Provisions (Video)
      • 14. Insurer Specific Policy Provisions
      • 15. Conclusion (Video)
  • Residence Insurance
    • Dwelling Policies [8 Activities]
      • 01. Characteristics and Purpose of Dwelling Insurance (Video)
      • 02. Coverage Forms
      • 03. Property Coverages
      • 04. General Exclusions and Conditions
      • 05. Selected Endorsements
      • 06. Endorsements and Personal Liability Supplement (Video)
      • 07. Personal Liability Supplement
      • 08. Conclusion of Dwelling Policies
    • Homeowners Insurance [11 Activities]
      • 01. Purpose and Characteristics (Video)
      • 02. Coverage Forms
      • 03. Definitions
      • 04. Homeowners Coverages (Video)
      • 05. Section I - Property Coverages
      • 06. Section I - Additional Property Coverages
      • 07. Section II - Liability and Medical Payments Coverage
      • 08. Perils Insured Against
      • 09. Conditions
      • 10. Selected Endorsements
      • 11. Conclusion of Homeowners Insurance (Video)
  • Automobile Insurance
    • Automobile Insurance [11 Activities]
      • 01. Introduction to Personal Auto Policies Part 1 (Video)
      • 02. Introduction to Personal Automobile Insurance
      • 03. Introduction to Personal Auto Policies Part 2 (Video)
      • 04. Coverage for Damage to Your Auto
      • 05. Conclusion of Personal Auto Policies (Video)
      • 06. Commercial and Business Automobile
      • 07. Commercial and Business Auto (Video)
      • 08. Garage Forms
      • 09. Garage Forms (Video)
      • 10. Selected Endorsements
      • 11. Conclusion to Auto Insurance (Video)
  • Final Exam - P&C
    • Set up your Exam Proctor - P&C
    • Student and Proctor Affidavit - P&C
    • Final Exam - P&C (50 questions)
    • Purchase Online Proctoring - P&C
    • Schedule Proctoring Session - P&C
    • Start Proctoring Session - P&C
    • Online Proctored Final Exam - P&C (50 questions)
  • Life Insurance
    • Annuities [6 Activities]
      • 01. Introduction to Annuities (Video)
      • 02. Annuity Principles and Concepts
      • 03. Introduction to Annuities and Annuity Payout Options (Video)
      • 04. Annuity Benefit Payment Options
      • 05. Uses of Annuities
      • 06. Annuities Conclusion (Video)
    • Qualified Plans [5 Activities]
      • 01. Introduction to Qualified Plans (Video)
      • 02. Qualified Retirement Plan Basics
      • 03. Qualified Plans Introduction (Video)
      • 04. Plan Types, Characteristics and Purchasers
      • 05. Qualified Plan Descriptions and Other Information (Video)
    • Federal Taxation of Life Insurance [10 Activities]
      • 01. Introduction to Federal Taxation of Life Insurance (Video)
      • 02. Life Insurance Taxes
      • 03. Federal Taxation of Life Insurance Introduction (Video)
      • 04. Modified Endowment Contracts: MECs (Video)
      • 05. Modified Endowment Contracts
      • 06. Taxation of Non-Qualified Annuities
      • 07. Taxation of Non-Qualified Annuities (Video)
      • 08. Taxation of Individual Retirement Accounts (IRAs)
      • 09. Taxation of Individual Retirement Plans and Section 1035 Policy Exchanges (Video)
      • 10. Federal Taxation of Life Insurance Conclusion (Video)
  • Accident and Health Insurance
    • Disability Income [22 Activities]
      • 01. Introduction to Disability Income (Video)
      • 02. Disability Income
      • 03. Disability Definitions (Video)
      • 04. Definitions and Concepts
      • 05. Additional Definitions
      • 06. Qualifying for Disability Benefits (Video)
      • 07. Qualifying for Disability Benefits
      • 08. Different Types of Disability Coverage (Video)
      • 09. Different Types of Disability Coverage
      • 10. Group and Individual Disability Income Insurance (Video)
      • 11. Group and Individual Disability Income Insurance
      • 12. Other Provisions Affecting Income Benefits
      • 13. Group Disability Insurance
      • 14. Unique Aspects of Disability Underwriting (Video)
      • 15. Unique Aspects of Disability Underwriting
      • 16. Social Security Disability (Video)
      • 17. Social Security Disability Income (SSDI)
      • 18. Workers Compensation (Video)
      • 19. Workers Compensation
      • 20. Business Disability Income (Video)
      • 21. Business Disability Insurance Coverages
      • 22. Conclusion (Video)
    • Group Health Insurance [10 Activities]
      • 01. Introduction to Group Health Insurance Policies (Video)
      • 02. Group Insurance Concepts
      • 03. Group Insurance Concepts Review (Video)
      • 04. Group Plan Characteristics
      • 05. Group Plan Characteristics (Video)
      • 06. Eligibility, Enrollment and Continuation of Coverage
      • 07. Eligibility, Enrollment and Continuation of Coverage (Video)
      • 08. Group Conversion
      • 09. Small Employer Medical Plans
      • 10. Conclusion
    • Dental Insurance [5 Activities]
      • 01. Introduction to Dental Insurance (Video)
      • 02. Dental Insurance - Introduction
      • 03. Indemnity Plans
      • 04. Employer Group Dental Expense
      • 05. Conclusion (Video)
    • Federal Tax Health [6 Activities]
      • 01. Federal Tax Health (Video)
      • 02. Health Insurance Taxes
      • 03. Health Insurance Taxation
      • 04. Health Savings Accounts and Other Tax Features (Video)
      • 05. Health Savings Accounts and Other Tax-Favored Health Plan Tax Features
      • 06. Conclusion (Video)
  • Final Exam - L&H
    • Set up your Exam Proctor - L&H
    • Student and Proctor Affidavit - L&H
    • Final Exam - L&H (50 questions)
    • Purchase Online Proctoring - L&H
    • Schedule Proctoring Session - L&H
    • Start Proctoring Session - L&H
    • Online Proctored Final Exam - L&H (50 questions)
  • Certificate of Achievement
    • Mandatory Questionnaire
    • Certificate of Completion - Ethics
    • Certificate of Completion - P&C
    • Certificate of Completion - L&H
    • Guaranteed Next-Day Reporting
Instructor Image

Instructor Bio

Gary Sternberg

Gary Sternberg is a veteran of insurance training, having been in the insurance education industry for over 25 years. He is a highly focused, licensed professional with top-level skills in prelicense and continuing education content authorship and training. He is well-versed in compliance and has extensive experience with state and federal regulatory laws and rules. Gary brings to At Your Pace Online students his excellent teaching, writing, and presentation skills with the ability to turn the complex into learnable “normal” person material. Most importantly, Gary has a passion for insurance education and seeing students successfully navigate the licensing process.