This course provides all 12 hours of CE that you need! This course will review key concepts and principles of Life and Health insurance, including your Ethics requirement!

The life insurance segment addresses the key elements of life insurance including the nature and purpose of life insurance, the different types of life policies, and what this kind of insurance is used to accomplish.

The accident and health insurance segment covers health insurance fundamentals, health insurance policies, and dental insurance.

  • Health insurance fundamentals will talk about the core elements of health insurance, the different forms of health insurance, and health insurance underwriting.
  • The segment on health insurance policies will go over the contractual elements of a health insurance policy.
  • A segment of this course will focus on the unique qualities of dental insurance.

After completing the course, you will take a 60 question exam that is designed to promote comprehension and retention of the material.

Additionally, this course includes 3 hour of ethics, and the mandatory exam.

Course Format: Text

Credit Type: General, Ethics

Course ID(s): 6000095149, 6000095616

Approved By: Insurance Department

  • Insurance Ethics
    • Ethics [21 Activities]
      • 01. Ethics for Insurance Professionals (Video)
      • 02. Principles of Ethics for Insurance Producers
      • 03. Principles of Ethics for Insurance Producers (Part 2)
      • 04. Ethical Concepts and Terminology
      • 05. Ethical Practices (Video)
      • 06. Ethics in the Real World
      • 07. Ethical Duties (Video)
      • 08. Ethical Duties
      • 09. Ethical Duties - Part 2
      • 10. Ethical Duties - Part 3
      • 11. Ethical Duties - Part 4
      • 12. Ethical Situations (Video)
      • 13. Ethical Situations
      • 14. Ethical Regulations (Video)
      • 15. Laws Governing Ethical Conduct
      • 16. Laws Governing Ethical Conduct - Part 2
      • 17. Ethical Codes (Video)
      • 18. Insurance Industry Code of Ethics - Part 1
      • 19. Insurance Industry Code of Ethics - Part 2
      • 20. Conclusion
      • 21. Conclusion to Ethics for Insurance Professionals (Video)
  • Final Exam - Ethics
    • Final Exam - Ethics (20 questions)
  • Life Insurance
    • Life Insurance Basics [9 Activities]
      • 01. Introduction to Life Insurance Basics (Video)
      • 02. Life Insurance Basics
      • 03. Types of Life Insurance Policies (Video)
      • 04. Type of Policies
      • 05. Disclosure and Transparency (Video)
      • 06. Disclosure and Transparency Requirements
      • 07. Field Underwriting (Video)
      • 08. Field Underwriting
      • 09. Conclusion to Life Insurance Basics (Video)
    • Life Insurance Policies [11 Activities]
      • 01. Life Insurance Policies (Video)
      • 02. Life Insurance Policies
      • 03. Term Insurance Policies (Video)
      • 04. Whole Life Insurance
      • 05. Whole Life Insurance (Video)
      • 06. Flexible Premium Policies
      • 07. Flexible Premium Policies (Video)
      • 08. Specialized Policies
      • 09. Specialized Life Policies (Video)
      • 10. Group Life Insurance
      • 11. Life Insurance Policies Conclusion (Video)
    • Life Insurance Policy Provisions, Options, and Riders [11 Activities]
      • 01. Introduction to Life Insurance Policy Provisions, Options and Riders (Video)
      • 02. Standard Policy Provisions
      • 03. Life Insurance Policy Provisions, Options and Riders Introduction (Video)
      • 04. Beneficiaries and Trusts
      • 05. Beneficiaries and Trusts (Video)
      • 06. Options
      • 07. Settlements Options (Video)
      • 08. Disability and Other Riders
      • 09. Disability and Other Riders (Video)
      • 10. Riders for Additional Insured and Riders Affecting the Death Benefit
      • 11. Provisions, Options and Riders Conclusion (Video)
  • Accident and Health Insurance
    • Health Insurance Basics [21 Activities]
      • 01. Introduction to Health Insurance Basics (Video)
      • 02. Definitions
      • 03. Basics of Health Insurance
      • 04. Policyholders' Bill of Rights
      • 05. Uses of Health Insurance
      • 06. Principal Types of Losses and Benefits
      • 07. Types of Health Insurance Policies: Part 1
      • 08. Limited Coverage Policies (Video)
      • 09. Types of Health Insurance Policies: Part 2
      • 10. Premiums
      • 11. Important Legislation
      • 12. Exclusions
      • 13. Other Insurance Concepts
      • 14. Producer Responsibilities (Video)
      • 15. Producer Responsibilities
      • 16. Underwriting (Video)
      • 17. Field Underwriting
      • 18. Individual Underwriting by the Insurer
      • 19. Replacement Policies
      • 20. Considerations in Replacing Accident and Health Insurance
      • 21. Conclusion (Video)
    • Health Insurance Policy [7 Activities]
      • 01. Health Insurance Policies (Video)
      • 02. Uniform Policy Provisions
      • 03. Other General Provisions (Video)
      • 04. Other General Provisions - Part 1
      • 05. Other General Provisions - Part 2
      • 06. Riders
      • 07. Conclusion (Video)
    • Dental Insurance [5 Activities]
      • 01. Introduction to Dental Insurance (Video)
      • 02. Dental Insurance - Introduction
      • 03. Indemnity Plans
      • 04. Employer Group Dental Expense
      • 05. Conclusion (Video)
  • Final Exam - Life and Health
    • Final Exam - Life and Health (60 questions)
  • Course Completion
    • Mandatory Questionnaire.
    • Certificate of Completion - Ethics
    • Certificate of Completion - Life and Health
    • Guaranteed Next-Day Reporting
Instructor Image

Instructor Bio

Gary Sternberg

Gary Sternberg is a veteran of insurance training, having been in the insurance education industry for over 25 years. He is a highly focused, licensed professional with top-level skills in prelicense and continuing education content authorship and training. He is well-versed in compliance and has extensive experience with state and federal regulatory laws and rules. Gary brings to At Your Pace Online students his excellent teaching, writing, and presentation skills with the ability to turn the complex into learnable “normal” person material. Most importantly, Gary has a passion for insurance education and seeing students successfully navigate the licensing process.