This course provides all 24 hours of Life and Accident & Health CE you need! This course includes 3 hours of ethics education and 21 hour of Life and Health.
The course starts with a segment on ethics, ethical behavior, what it means for insurance producers to operate in an ethical manner.
The life insurance segment addresses life insurance fundamentals, the structure of life insurance policies, annuities, and qualified retirement plans.
The instruction on life insurance fundamentals will both discuss the core concepts of life insurance and explore the different types of life insurance that are available.
The portion on life insurance policies will talk about the life insurance policy and the provisions, options, and riders that can be included in the policy contract.
A portion of the course will examine annuities, especially how they compare to other life insurance products
The last segment in this part of the course will look at retirement plans with special attention paid to plans that qualify for special taxation treatment
The remainder of the course is concerned with health insurance and similar related insurance products. This part of the course discusses the core elements of life insurance, health insurance contracts, disability insurance, medical plans, group health insurance, and long term care insurance.
The segment on the core elements of life insurance will cover what life insurance is and how it is used. This segment also talks about the various forms of health insurance coverage.
The training on life insurance contracts will look at the structure of health insurance policies specifically, provisions and options.
A portion of the course will examine disability insurance and the specialized coverage it provides.
Medical plans are explored in a segment of this course. This segment will talk about what medical plans do, managed care, major medical insurance, const containment, and the Federal laws that affect medical plans.
The group health insurance segment will discuss how health insurance is provided to organizations and how group coverage differs from individual health coverage.
The last segment of the course deals with long term care insurance including what it does, how it is provided, how it is marketed, and how it is taxed.
At the end of the course, is a final exam that will test on the entire course. The purpose of this exam is to improve comprehension and retention of the training.
Course Format: Text
Credit Type: Life, Health, Ethics
Course ID(s): 94345
Approved By: Department of Insurance And Financial Services
- Ethics
- Ethics [11 Activities]
- 01. Ethics for Insurance Professionals (Video)
- 02. Principles of Ethics for Insurance Producers
- 03. Principles of Ethics for Insurance Producers (Part 2)
- 04. Ethical Concepts and Terminology
- 05. Ethical Practices (Video)
- 06. Ethics in the Real World
- 07. Ethical Duties (Video)
- 08. Ethical Duties
- 09. Ethical Duties - Part 2
- 10. Ethical Duties - Part 3
- 11. Ethical Duties - Part 4
- Ethics [11 Activities]
- Life Insurance
- Life Insurance Basics [9 Activities]
- 01. Introduction to Life Insurance Basics (Video)
- 02. Life Insurance Basics
- 03. Types of Life Insurance Policies (Video)
- 04. Type of Policies
- 05. Disclosure and Transparency (Video)
- 06. Disclosure and Transparency Requirements
- 07. Field Underwriting (Video)
- 08. Field Underwriting
- 09. Conclusion (Video)
- Annuities [6 Activities]
- 01. Introduction to Annuities (Video)
- 02. Annuity Principles and Concepts
- 03. Introduction to Annuities and Annuity Payout Options (Video)
- 04. Annuity Benefit Payment Options
- 05. Uses of Annuities
- 06. Conclusion (Video)
- Qualified Plans [5 Activities]
- 01. Introduction to Qualified Plans (Video)
- 02. Qualified Retirement Plan Basics
- 03. Introduction to Qualified Plans (Video)
- 04. Plan Types, Characteristics, and Purchasers
- 05. Plan Types, Characteristics, and Purchasers: Conclusion (Video)
- Federal Taxation of Life Insurance [10 Activities]
- 01. Introduction to Federal Taxation of Life Insurance (Video)
- 02. Life Insurance Taxes
- 03. Introduction to Federal Taxation of Life Insurance (Video)
- 04. Modified Endowment Contracts: MECs
- 05. Modified Endowment Contracts (Video)
- 06. Taxation of Non-Qualified Annuities
- 07. Taxation of Non-Qualified Annuities (Video)
- 08. Taxation of Individual Retirement Accounts (IRAs)
- 09. Taxation of Individual Retirement Plans and Section 1035 Policy Exchanges (Video)
- 10. Conclusion (Video)
- Life Insurance Basics [9 Activities]
- Health Insurance
- Disability Income [18 Activities]
- 01. Introduction to Disability Income (Video)
- 02. Disability Income
- 03. Definitions (Video)
- 04. Definitions and Concepts
- 05. Additional Definitions
- 06. Qualifying for Disability Benefits (Video)
- 07. Qualifying for Disability Benefits
- 08. Different Types of Disability Coverage (Video)
- 09. Different Types of Disability Coverage
- 10. Group and Individual Disability Income Insurance (Video)
- 11. Group and Individual Disability Income Insurance
- 12. Other Provisions Affecting Income Benefits
- 13. Group Disability Insurance
- 14. Unique Aspects of Disability Underwriting (Video)
- 15. Unique Aspects of Disability Underwriting
- 16. Social Security Disability (Video)
- 17. Social Security Disability Income (SSDI)
- 18. Conclusion Video
- Group Health Insurance Policies [10 Activities]
- 01. Introduction to Group Health Insurance Policies (Video)
- 02. Group Insurance Concepts
- 03. Group Insurance Concepts Review (Video)
- 04. Group Plan Characteristics
- 05. Group Plan Characteristics (Video)
- 06. Eligibility, Enrollment and Continuation of Coverage
- 07. Eligibility, Enrollment and Continuation of Coverage (Video)
- 08. Group Conversion
- 09. Small Employer Medical Plans
- 10. Small Employer Health Plans and Conclusion (Video)
- Federal Tax Health [6 Activities]
- 01. Federal Tax Health (Video)
- 02. Health Insurance Taxes
- 03. Health Insurance Taxation
- 04. Health Savings Accounts and Other Tax-Favored Health Plan Tax Features (Video)
- 05. Health Savings Accounts and Other Tax-Favored Health Plan Tax Features
- 06. Conclusion (Video)
- Disability Income [18 Activities]
- Final Test
- Affidavit
- Final Exam (125 questions)
- Certificate of Achievement
- Mandatory Reporting Form
- Certificate of Completion
- Guaranteed Next Business Day Reporting
