Michigan 24 Hour Life & Health Course with Ethics
- 24 Hour Course
- 4.1 473 Reviews
- $63.00
This course provides all 24 hours of Life and Accident & Health CE you need! This course includes 3 hours of ethics education and 21 hour of Life and Health.
The course starts with a segment on ethics, ethical behavior, what it means for insurance producers to operate in an ethical manner.
The life insurance segment addresses life insurance fundamentals, the structure of life insurance policies, annuities, and qualified retirement plans.
The instruction on life insurance fundamentals will both discuss the core concepts of life insurance and explore the different types of life insurance that are available.
The portion on life insurance policies will talk about the life insurance policy and the provisions, options, and riders that can be included in the policy contract.
A portion of the course will examine annuities, especially how they compare to other life insurance products
The last segment in this part of the course will look at retirement plans with special attention paid to plans that qualify for special taxation treatment
The remainder of the course is concerned with health insurance and similar related insurance products. This part of the course discusses the core elements of life insurance, health insurance contracts, disability insurance, medical plans, group health insurance, and long term care insurance.
The segment on the core elements of life insurance will cover what life insurance is and how it is used. This segment also talks about the various forms of health insurance coverage.
The training on life insurance contracts will look at the structure of health insurance policies specifically, provisions and options.
A portion of the course will examine disability insurance and the specialized coverage it provides.
Medical plans are explored in a segment of this course. This segment will talk about what medical plans do, managed care, major medical insurance, const containment, and the Federal laws that affect medical plans.
The group health insurance segment will discuss how health insurance is provided to organizations and how group coverage differs from individual health coverage.
The last segment of the course deals with long term care insurance including what it does, how it is provided, how it is marketed, and how it is taxed.
At the end of the course, is a final exam that will test on the entire course. The purpose of this exam is to improve comprehension and retention of the training.
Show Course ID: 1
- Course ID(s): 83908
- Approved By: Department of Insurance and Financial Services
Instructor Bio
Gary Sternberg is a veteran of insurance training, having been in the insurance education industry for over 25 years. He is a highly focused, licensed professional with top-level skills in prelicense and continuing education content authorship and training. He is well-versed in compliance and has extensive experience with state and federal regulatory laws and rules. Gary brings to At Your Pace Online students his excellent teaching, writing, and presentation skills with the ability to turn the complex into learnable “normal” person material. Most importantly, Gary has a passion for insurance education and seeing students successfully navigate the licensing process.