If you are an insurance producer in New Mexico who needs to renew a license, this course is for you.
This 21 hour course is a comprehensive examination of life and health insurance. The training will cover a number of topics including the general concepts of insurance, annuities, qualified retirement plans, disability insurance, dental insurance, long term care insurance, and the taxation of life and health insurance benefits.
This course discusses many different topics surrounding ethical practices, such as ethics versus morals, ethics in practice, ethical decision-making models that illustrate how ethical dilemmas may be solved, and the terminology used in ethics, such as tort law, equity, and more. The course will assist the student in making the proper ethical decisions, provide examples of poor ethical choices, and the legal enforcement of ethics.
Course Format: Text
Credit Type: Ethics, Elective
Course ID(s): 6000094575, 6000095414
Approved By: Office of The Superintendent of Insurance
- 18 Hour Life & Health Review
- Fundamentals of Insurance [21 Activities]
- 01. Introduction to Fundamental Insurance (Video)
- 02. What is Insurance?
- 03. Risk and Risk Management
- 04. Risk and Risk Management: Techniques and Insurable Interest
- 05. Insurers (Video)
- 06. Insurers
- 07. Financial Status (Video)
- 08. Insurers: Financial Status
- 09. Insurance Producers (Video)
- 10. Producers and Agency Relationships: What is Agency?
- 11. Producers and Agency Relationships: Creation of an Agency Relationship
- 12. Producers and Agency Relationship: Authority, Powers, and Responsibilities of Producers
- 13. Contracts (Video)
- 14. Contracts
- 15. Contracts: Elements of a Legal Contract
- 16. Contracts: Distinct Characteristics of an Insurance Contract
- 17. Contracts: Legal Interpretations Affecting Contracts
- 18. Completing the Application, Underwriting, and Delivering the Policy (Video)
- 19. Completing the Application, Underwriting, and Delivering the Policy
- 20. Completing the Application, Underwriting, and Delivering the Policy: Underwriting
- 21. Conclusion of Fundamental Insurance (Video)
- Fundamental Concepts for Life Insurance Producers [9 Activities]
- 01. Introduction to Fundamentals of Life Insurance (Video)
- 02. Introduction to Life Insurance; Common Classifications of Life Insurance
- 03. Uses of Life Insurance (Video)
- 04. Uses for Life Insurance: Personal and Business Uses of Life Insurance
- 05. Uses for Life Insurance: Determining Amount of Personal Life Insurance
- 06. Aspects of Life Insurance
- 07. Individual Underwriting by the Insurer (Video)
- 08. Individual Underwriting by the Insurer
- 09. Conclusion (Video)
- Life Insurance Policy Types [15 Activities]
- 01. Introduction to Life Insurance Policies (Video)
- 02. Life Insurance Basics
- 03. Policy Descriptions in Brief
- 04. Whole Life Insurance and Term Life Insurance (Video)
- 05. Individual Policies in Detail: Whole Life Insurance
- 06. Individual Policies in Detail: Term Life Insurance
- 07. Flexible Policies and Specialized Policies (Video)
- 08. Individual Policies in Detail: Flexible Policies
- 09. Individual Policies in Detail: Specialized Policies
- 10. Individual Policies in Detail: Endowment Policies and Worksite Plans
- 11. Group Life Insurance and Credit Life Insurance (Video)
- 12. Group Policies in Detail
- 13. Completing the Application, Underwriting, and Delivering the Policy: Calculating and Delivering the Policy
- 14. Credit Life Insurance
- 15. Conclusion (Video)
- Standard Life Insurance Policy Provisions [17 Activities]
- 01. Introduction to Life Insurance Policy Provisions (Video)
- 02. Standard Policy Provisions ??Part 1
- 03. Standard Policy Provisions ??Part 2
- 04. Beneficiaries (Video)
- 05. Standard Policy Provisions ??Part 3
- 06. Standard Policy Provisions ??Part 4
- 07. Options (Video)
- 08. Options: Settlement
- 09. Options: Nonforfeiture
- 10. Options: Loans, Withdrawals, and Surrenders
- 11. Riders (Video)
- 12. Disability, LTC, and Accelerated Benefit Riders
- 13. Riders: Additional Uses (Video)
- 14. Term Riders
- 15. Other Riders
- 16. Viatical Trust Settlements
- 17. Conclusion (Video)
- Introduction to Health Insurance [21 Activities]
- 01. Introduction to Health Insurance Basics (Video)
- 02. Definitions
- 03. Basics of Health Insurance
- 04. Policyholders' Bill of Rights
- 05. Uses of Health Insurance
- 06. Principal Types of Losses and Benefits
- 07. Types of Health Insurance Policies: Part 1
- 08. Limited Coverage Policies (Video)
- 09. Types of Health Insurance Policies: Part 2
- 10. Premiums
- 11. Important Legislation
- 12. Exclusions
- 13. Other Insurance Concepts
- 14. Producer Responsibilities (Video)
- 15. Producer Responsibilities
- 16. Underwriting (Video)
- 17. Field Underwriting
- 18. Individual Underwriting By the Insurer
- 19. Producer Responsibilities (Video)
- 20. Considerations in Replacing Accident and Health
- 21. Conclusion (Video)
- Health Insurance Policy General Provisions [7 Activities]
- 01. Health Insurance Policy (Video)
- 02. Uniform Policy Provisions
- 03. Other General Provisions (Video)
- 04. Other General Provisions - Part 1
- 05. Other General Provisions - Part 2
- 06. Riders
- 07. Conclusion (Video)
- Annuities [10 Activities]
- 01. Introduction to Annuities (Video)
- 02. Annuity Principles and Concepts
- 03. Immediate versus Deferred Annuities
- 04. Annuity Payment Options (Video)
- 05. Annuity (Benefit) Payment Options
- 06. Annuity Products (Video)
- 07. Annuity Products
- 08. Uses of Annuities (Video)
- 09. Uses of Annuities
- 10. Conclusion (Video)
- Qualified Plans and Retirement [12 Activities]
- 01. Introduction to Qualified Plans (Video)
- 02. Qualified Plans Part 1
- 03. Qualified Plans - Part 2: Plan Types, Characteristics, and Purchasers
- 04. Federal Tax Considerations for Qualified Plans (Video)
- 05. Qualified Plans - Part 3: Federal Tax Considerations for Qualified Plans
- 06. Rollovers, Transfers, and 1035 Exchanges (Video)
- 07. Rollovers and Transfers
- 08. Section 1035 Exchanges
- 09. Social Security Benefits
- 10. Employee Retirement Income Security Act (Video)
- 11. Employee Retirement Income Security Act (ERISA)
- 12. Conclusion (Video)
- Disability Income & Similar Insurance [19 Activities]
- 01. Introduction to Disability Income (Video)
- 02. Statistics
- 03. Definitions (Video)
- 04. Definitions
- 05. Definitions Part 2
- 06. Qualifying for Disability Benefits (Video)
- 07. Qualifying for Disability Benefits
- 08. Different Types of Disability Coverage (Video)
- 09. Different Types of Disability Coverage
- 10. Group and Individual Disability Income Insurance (Video)
- 11. Group and Individual Disability Income Insurance
- 12. Group and Individual Disability Income Insurance Part 2
- 13. Unique Aspects of Disability Underwriting (Video)
- 14. Unique Aspects of Disability Underwriting
- 15. Social Security Disability (Video)
- 16. Social Security Disability
- 17. Workers Compensation (Video)
- 18. Workers Compensation
- 19. Conclusion (Video)
- Medical Plans [7 Activities]
- 01. Introduction to Medical Plans (Video)
- 02. Medical Plan Concepts
- 03. Types of Providers and Plans (Video)
- 04. Types of Providers and Plans
- 05. Cost Containment in Health Care Delivery (Video)
- 06. Cost Containment in Health Care Delivery
- 07. Conclusion (Video)
- Group Health [12 Activities]
- 01. Introduction to Group Health Insurance Policies (Video)
- 02. Group Insurance Concepts
- 03. Types of Eligible Groups
- 04. Group Benefits Review (Video)
- 05. Advertising Group Health Insurance
- 06. Employer Group Health Insurance
- 07. Group Insurance Eligibility (Video)
- 08. Loss of Coverage / Coverage Continuation / Changing Coverage
- 09. COBRA Coverage (Video)
- 10. Small Employer Medical Plans
- 11. Other Types of Supplementary Group Coverage
- 12. Conclusion (Video)
- Medicare [21 Activities]
- 01. Introduction to Medicare (Video)
- 02. Medicare: An Overview
- 03. Medicare Enrollment
- 04. Medicare A: Individual Eligibility Requirements (Video)
- 05. Medicare Part A: Eligibility
- 06. Medicare Part A: Coverage and Costs
- 07. Medicare Part A: Coverage and Costs, Continued
- 08. Medicare B (Video)
- 09. Medicare Part B: Eligibility
- 10. Medicare Part B: Coverage and Costs
- 11. Medicare Part B: Coverages and Cost-Sharing Amounts, Part 1
- 12. Medicare Part B: Coverages and Cost-Sharing Amounts, Part 2
- 13. Part A and Part B Exclusions
- 14. Medicare C/D (Video)
- 15. Medicare Parts C and D, Part 1
- 16. Medicare Parts C and D, Part 2
- 17. Medigap (Video)
- 18. Medicare Supplement Policy/ MSP / MediGap
- 19. Medicare (Video)
- 20. Other Options
- 21. Conclusion (Video)
- Advertising Life Insurance [9 Activities]
- 01. Introduction (Video)
- 02. Solicitation and Sales Presentations
- 03. Suitability
- 04. Life Insurance Policy Comparison Methods (Video)
- 05. Life Insurance Policy Cost Comparison Methods
- 06. Replacement
- 07. Use and Disclosure of Insurance Information
- 08. Military Sales
- 09. Conclusion (Video)
- Taxation of Life Insurance [8 Activities]
- 01. Introduction to Federal Taxation of Life Insurance (Video)
- 02. Taxation of Personal Life Insurance
- 03. Taxation of Group Life Insurance
- 04. Taxation of Nonqualified Annuities (Video)
- 05. Taxation of Nonqualified Annuities
- 06. Taxation of Individual Retirement Annuities (Video)
- 07. Taxation of Individual Retirement Annuities (IRAs)
- 08. Conclusion (Video)
- Taxation of Health Insurance [8 Activities]
- 01. Federal Tax Health (Video)
- 02. Personally-Owned Health Insurance
- 03. Employer Group Health Insurance
- 04. Medical Expense Coverage for Sole Proprietors and Partners
- 05. Business Disability Insurance
- 06. Health Savings Accounts and Other Tax-Favored Health Plans (Video)
- 07. Health Savings Accounts and Other Tax-Favored Health Plans
- 08. Conclusion (Video)
- Federal Regulations Governing Life and Health Insurance [14 Activities]
- 01. Introduction to Federal Regulations for Life and Health Insurance (Video)
- 02. Federal Regulations Governing Health Insurance: Part 1
- 03. Federal Regulations Governing Health Insurance Part 2
- 04. Federal Regulations Governing Health Insurance Part 3
- 05. Affordable Care Act (Video)
- 06. Federal Regulations Governing Health Insurance Part 4
- 07. Underwriting (Video)
- 08. Federal Regulations Governing Health Insurance Part 5
- 09. Federal Regulations Governing Health Insurance Part 6
- 10. Federal Regulations Governing Health Insurance Part 7
- 11. Government Assistance and Fines (Video)
- 12. Federal Regulations Governing Health Insurance Part 8
- 13. Federal Regulations Governing Health Insurance Part 9
- 14. Conclusion to Federal Rules (Video)
- Fundamentals of Insurance [21 Activities]
- 3 Hour Ethics Review
- Ethics for Insurance Professionals [22 Activities]
- 01. Ethics for Insurance Professionals (Video)
- 02. Principles Of Ethics For Insurance Producers
- 03. Principles Of Ethics For Insurance Producers (Part 2)
- 04. Ethical Concepts And Terminology
- 05. Ethical Practices (Video)
- 06. Ethics In The Real World
- 07. Ethical Duties (Video)
- 08. Ethical Duties
- 09. Ethical Duties - Part 2
- 10. Ethical Duties - Part 3
- 11. Ethical Duties - Part 4
- 12. Ethical Situations (Video)
- 13. Ethical Situations
- 14. Ethical Regulations (Video)
- 15. Laws Governing Ethical Conduct
- 16. Laws Governing Ethical Conduct - Part 2
- 17. Laws Governing Ethical Conduct - Part 3
- 18. Sample Ethical Codes (Video)
- 19. Insurance Industry Code Of Ethics - Part 1
- 20. Insurance Industry Code Of Ethics - Part 2
- 21. Conclusion
- 22. Conclusion (Video)
- Ethics for Insurance Professionals [22 Activities]
- Course Completion
- Mandatory Questionnaire
- Certificate of Completion - 18 Hour L&H
- Certificate of Completion - 3 Hour Ethics Review
- Guaranteed Next-Day Reporting
