In this course, an insurance producer will find 21 hours of continuing education content that will help with renewing a professional license. Including 18 hours General content and 3 hours Ethics.

The first segment looks at the two types of residence insurance: dwelling insurance and homeowners insurance.

  • The portion dealing with dwelling insurance talks about the property coverage provided by this kind of policy. This portion also examines Personal Liability Supplements.
  • The portion on homeowners insurance discusses homeowners policy forms, the combined coverage that they provide, and endorsements that can be added to a homeowners policy.

The second segment of the course covers automobile insurance. This segment examines both the personal and commercial forms of automobile insurance.

The third segment of the course explores various forms of insurance intended for businesses, their owners, and their employees.

  • Part of this segment looks at commercial insurance including commercial liability, commercial crime, inland marine, and farm coverage.
  • A part of this segment is a detailed examination of businessowners insurance
  • The last part of this segment deals with workers’ compensation insurance. This portion will discuss the benefits that are provided by worker’s comp and how this affects employers.

The 18 hour course concludes with a 95 question exam which will help students understand and retain the instruction they receive.

The last part of this package discusses many different topics surrounding ethical practices, such as ethics versus morals, ethics in practice, ethical decision-making models that illustrate how ethical dilemmas may be solved, and the terminology used in ethics, such as tort law, equity, and more. The course will assist the student in making the proper ethical decisions, provide examples of poor ethical choices, and the legal enforcement of ethics.

At the end of this 3 hour Ethics course, there will be an examination that must be passed with a score of 70% or better. The exam may be taken as many times as needed to pass.

Course Format: Text

Credit Type: Ethics, Elective

Course ID(s): 6000094575, 6000094570

Approved By: Office of The Superintendent of Insurance

  • Residence Insurance
    • Dwelling Policies [8 Activities]
      • 01. Characteristics and Purpose of Dwelling Insurance (Video)
      • 02. Coverage Forms
      • 03. Property Coverages
      • 04. General Exclusions and Conditions
      • 05. Selected Endorsements
      • 06. Endorsements and Personal Liability Supplement (Video)
      • 07. Personal Liability Supplement
      • 08. Conclusion of Dwelling Policies
    • Homeowners Insurance [11 Activities]
      • 01. Purpose and Characteristics (Video)
      • 02. Coverage Forms
      • 03. Definitions
      • 04. Homeowners Coverages (Video)
      • 05. Section I - Property Coverages
      • 06. Section I - Additional Property Coverages
      • 07. Section II - Liability and Medical Payments Coverage
      • 08. Perils Insured Against
      • 09. Conditions
      • 10. Selected Endorsements
      • 11. Conclusion of Homeowners Insurance (Video)
  • Automobile Insurance
    • Automobile Insurance [11 Activities]
      • 01. Introduction to Personal Auto Policies (Video)
      • 02. Introduction to Personal Automobile Insurance
      • 03. Personal Auto Policies (Video)
      • 04. Coverage for Damage to Your Auto
      • 05. Conclusion to Personal Auto Policies (Video)
      • 06. Commercial and Business Automobile
      • 07. Commercial and Business Auto (Video)
      • 08. Garage Forms
      • 09. Garage Forms (Video)
      • 10. Selected Endorsements
      • 11. Conclusion to Auto Insurance (Video)
  • Commercial Insurance
    • Commercial Coverage Policies [13 Activities]
      • 01. Introduction to Commercial Coverage Policies (Video)
      • 02. The Commercial Package Policy
      • 03. Commercial Policy Packages (Video)
      • 04. Commercial General Liability
      • 05. Commercial Property Coverage (Video)
      • 06. Introduction to Commercial Property Coverage
      • 07. Commercial Coverage Policies (Video)
      • 08. Selected Endorsements and Commercial Crime Coverages
      • 09. Selected Endorsements (Video)
      • 10. Commercial Inland Marine
      • 11. Commercial Inland Marine (Video)
      • 12. Farm Coverage
      • 13. Conclusion of Commercial Coverage Policies (Video)
    • Business Owner's Policies [7 Activities]
      • 01. Introduction to Business Owner's Policies (Video)
      • 02. Businessowners Policy: BOPs
      • 03. Business Owner's Policies: Property and Liability Coverage (Video)
      • 04. Section II: Liability and Medical Expense Coverage in BOPs
      • 05. Liability Coverage in a BOP (Video)
      • 06. Common Policy Conditions and Selected Endorsements in a BOP
      • 07. BOP Conditions, Exclusions and Endorsements (Video)
    • Workers Compensation Insurance [5 Activities]
      • 01. Introduction to Workers Compensation Insurance (Video)
      • 02. Workers Compensation Laws
      • 03. Workers Compensation and Employers Liability Insurance Policy (Video)
      • 04. Workers Compensation and Employers Liability Insurance Policy
      • 05. Conclusion of Workers Compensation Insurance (Video)
  • Insurance Ethics
    • Ethics [21 Activities]
      • 01. Ethics for Insurance Professionals (Video)
      • 02. Principles of Ethics for Insurance Producers
      • 03. Principles of Ethics for Insurance Producers (Part 2)
      • 04. Ethical Concepts and Terminology
      • 05. Ethical Practices (Video)
      • 06. Ethics in the Real World
      • 07. Ethical Duties (Video)
      • 08. Ethical Duties
      • 09. Ethical Duties - Part 2
      • 10. Ethical Duties - Part 3
      • 11. Ethical Duties - Part 4
      • 12. Ethical Situations (Video)
      • 13. Ethical Situations
      • 14. Ethical Regulations (Video)
      • 15. Laws Governing Ethical Conduct
      • 16. Laws Governing Ethical Conduct - Part 2
      • 17. Ethical Codes (Video)
      • 18. Insurance Industry Code of Ethics - Part 1
      • 19. Insurance Industry Code of Ethics - Part 2
      • 20. Conclusion
      • 21. Conclusion to Ethics for Insurance Professionals (Video)
  • Course Completion
    • Mandatory Questionnaire
    • Certificate of Completion - 18 Hour Property and Casualty
    • Certificate of Completion - 3 Hour Ethics
    • Guaranteed Next-Day Reporting
Instructor Image

Instructor Bio

Gary Sternberg

Gary Sternberg is a veteran of insurance training, having been in the insurance education industry for over 25 years. He is a highly focused, licensed professional with top-level skills in prelicense and continuing education content authorship and training. He is well-versed in compliance and has extensive experience with state and federal regulatory laws and rules. Gary brings to At Your Pace Online students his excellent teaching, writing, and presentation skills with the ability to turn the complex into learnable “normal” person material. Most importantly, Gary has a passion for insurance education and seeing students successfully navigate the licensing process.