This course applies to producers in all lines. Review key principles and concepts related to property & casualty policies. Topics we'll cover in this course include dwelling and homeowner's policies, personal and commercial auto policies. We'll also talk about commercial coverage packages, and business owner's policies. You'll also learn the updated Oregon laws relating to insurance. No additional reporting fees!

Course Format: Text

Credit Type: General

Course ID(s): 1016417

Approved By: Department of Consumer & Business Services - Insurance Division

  • Property and Casualty Basics
    • Property and Casualty Basics [16 Activities]
      • 01. Introduction (Video)
      • 02. Principles and Concepts
      • 03. Principles and Concepts: Loss (Video)
      • 04. Principles and Concepts: Loss
      • 05. Negligence, Liability, and Damages (Video)
      • 06. Negligence, Liability, and Damages
      • 07. Policy Structure (Video)
      • 08. Policy Structure and Contracts
      • 09. Common Policy Provisions (Video)
      • 10. Common Policy Provisions
      • 11. Common Policy Provisions - Part 2 (Video)
      • 12. Other Common Policy Provisions
      • 13. Common Policy Provisions - Part 3 (Video)
      • 14. Party Specific Policy Provisions
      • 15. Cause of Loss Form
      • 16. Conclusion (Video)
  • Dwelling Policy
    • Dwelling Policy [13 Activities]
      • 01. Introduction (Video)
      • 02. Policy Form
      • 03. Characteristics and Purpose
      • 04. Eligibility
      • 05. Coverage Forms - Perils Insured Against
      • 06. Property Coverages
      • 07. Property Coverages - Part 2
      • 08. General Exclusions
      • 09. Conditions - Part 1
      • 10. Conditions - Part 2
      • 11. Selected Endorsements
      • 12. Personal Liability Supplement
      • 13. Conclusion (Video)
  • Homeowner's Policy
    • Homeowner's Policy [23 Activities]
      • 01. Introduction ( Video)
      • 02. Objectives
      • 03. Definitions
      • 04. Policy Forms - HO-1 through HO-8
      • 05. Structure of a Homeowners Policy
      • 06. Property Coverages
      • 07. Property Coverages: Additional Coverages Available Under Section 1 - All Policy Forms
      • 08. Property Coverages: Additional Coverages Available Under Section 1 - Specific Policy Forms
      • 09. Property Coverages: Exclusions to the Coverages Otherwise Included in Section 1
      • 10. Property Coverages: Conditions Relative to Section 1
      • 11. Property Coverages: Additional Conditions Relative to Section 1
      • 12. Liability Coverages (Video)
      • 13. Section 2 - Liability Coverages
      • 14. Liability Coverages: Exclusions to Liability Coverage
      • 15. Liability Coverages: Exclusions to Coverage E and F
      • 16. Liability Coverages: Conditions Relative to Section 2
      • 17. Conditions Relative to Both Sections 1 and 2
      • 18. Endorsements (Video)
      • 19. Endorsements
      • 20. Endorsements: Scheduled Personal Property (HO 04 61)
      • 21. Endorsements: Personal Property Replacement Cost, Business Pursuits, Watercraft, and Personal Injury
      • 22. Endorsements: Additional Endorsements
      • 23. Conclusion (Video)
  • Personal Automobile Policies
    • Personal Automobile Policies [10 Activities]
      • 01. Introduction (Video)
      • 02. Fundamentals of Auto Coverage
      • 03. Fundamentals of Auto Coverage: Definitions, Policy-Wide Exclusions, and Insurance Scores
      • 04. Personal Auto Policies in Detail
      • 05. Personal Auto Policies in Detail: Coverage C - Medical Payments Coverage
      • 06. Personal Auto Policies in Detail: Coverage D - Uninsured Motorist / Underinsured Motorist
      • 07. Personal Auto Policies in Detail: Physical Damage Coverages
      • 08. Personal Auto Policies in Detail: Conditions and Provisions
      • 09. Personal Auto Policies in Detail: Personal Auto Policy Endorsements
      • 10. Conclusion (Video)
  • Commercial Automobile Policies
    • Commercial Automobile Policies [13 Activities]
      • 01. Introduction (Video)
      • 02. Commercial Auto Policies: Introduction
      • 03. Business Auto Coverage
      • 04. Business Auto Coverage: Definitions
      • 05. Business Auto Coverage: Liability
      • 06. Business Auto Coverage: Exclusions to Liability Coverage
      • 07. Business Auto Coverage: Limits of Liability
      • 08. Business Auto Coverage: Physical Damage Coverage
      • 09. Business Auto Coverage: Conditions
      • 10. Other Commercial Auto Coverage Forms
      • 11. Commercial Auto Endorsements
      • 12. More Commercial Auto Endorsements
      • 13. Conclusion (Video)
  • Commercial Coverage Package Policies
    • Commercial Coverage Package Policies [56 Activities]
      • 01. Introduction (video)
      • 02. The Commercial Package Policy
      • 03. Bodily Injury and Property Damage Liability (Video)
      • 04. Commercial General Liability, Section I: Coverages
      • 05. Personal and Advertising Injury Liability, Medical Payments and Supplementary Payments (Video)
      • 06. Commercial General Liability Coverage B: Personal and Advertising Injury Liability
      • 07. Commercial General Liability, Coverage C: Medical Payments
      • 08. Commercial General Liability: Supplementary Payments
      • 09. Who is an "Insured" (Video)
      • 10. Commercial General Liability Section II: Who is an Insured?
      • 11. Commercial General Liability Section III: Limits of Insurance
      • 12. Commercial General Liability Section IV: Conditions
      • 13. CGL Definitions (Video)
      • 14. Commercial General Liability: Definitions
      • 15. Commercial General Liability: Additional Definitions
      • 16. Occurrence and Claims-Made Forms (Video)
      • 17. Commercial General Liability: Occurrence and Claims-Made Forms
      • 18. Pollution LIability Coverage Form (Video)
      • 19. Commercial General Liability: Pollution Liability Coverage Form (CG 00 39)
      • 20. Commercial General Liability: Other Elements of the Pollution Liability Coverage Form
      • 21. Commercial Property (Video)
      • 22. Commercial Property
      • 23. Building and Personal Property (Video)
      • 24. Commercial Property: Building and Business Personal Property
      • 25. Commercial Property: Building and Business Personal Property - Additional Coverages
      • 26. Commercial Property: Building and Business Personal Property - Coverage Extensions
      • 27. Commercial Property: Building and Business Personal Property - Limits of Insurance
      • 28. Commercial Property: Building and Business Personal Property - Additional Conditions, Optional Coverages, and Definitions
      • 29. Condominium Association Coverage Form (Video)
      • 30. Commercial Property: Condominium Association Coverage Form
      • 31. Commercial Property: Condominium Commercial Unit Owners Coverage Form
      • 32. Commercial Property: Builders Risk Coverage Form
      • 33. Business Income Coverage Form
      • 34. Commercial Property: The Business Income Coverage Form
      • 35. Commercial Property: Business Income Coverage - Extra Expense and Loss of Use
      • 36. Legal LIability Coverage Forms and Extra Expense Coverage Forms (Video)
      • 37. Commercial Property: Legal Liability Coverage Form
      • 38. Causes of Loss Forms and Selected Endorsement for Commercial Property Coverage (Video)
      • 39. Commercial Property: Causes of Loss Forms
      • 40. Commercial Property: Selected Endorsements
      • 41. Commercial Crime (Video)
      • 42. Commercial Crime
      • 43. Commercial Crime: Coverages
      • 44. Commercial Inland Marine (Video)
      • 45. Commercial Inland Marine
      • 46. Commercial Inland Marine: Transportation Coverages
      • 47. Equipment Breakdown (Video)
      • 48. Equipment Breakdown
      • 49. Equipment Breakdown: Exclusions, Limits, and Deductibles
      • 50. Equipment Breakdown: Conditions, Definitions, and Endorsements
      • 51. Farm Coverage (Video)
      • 52. Farm Coverage
      • 53. Farm Coverage: Definitions and Causes of Loss
      • 54. Farm Coverage: Conditions, Exclusions, and Additional Coverages
      • 55. Farm Coverage: Crop Insurance
      • 56. Conclusion (Video)
  • Business Owner's Policies
    • Business Owners Policy [9 Activities]
      • 01. Businessowners' Policies Introduction Video
      • 02. Property - Part 1: Risks
      • 03. Property - Part 2: Coverages
      • 04. Property - Part 3
      • 05. Liability (Video)
      • 06. Liability
      • 07. Common Policy Conditions
      • 08. Selected Endorsements
      • 09. Conclusion (Video)
  • Worker's Compensation
    • Workers Compensation [15 Activities]
      • 01. Workers Compensation Introduction (Video)
      • 02. Workers' Compensation Laws
      • 03. Workers Compensation and Employers Liability Insurance Policy (Video)
      • 04. Parts 1 and 2 of a Workers' Compensation and Employer's Liability Insurance Policy
      • 05. Parts 3 through 6 of a Workers’ Compensation and Employers Liability Insurance Policy
      • 06. Workers' Compensation and Disability (Video)
      • 07. Workers' Compensation and Disability
      • 08. Workers' Compensation and Disability: Additional Definitions
      • 09. Premium Computations (Video)
      • 10. Premium Computations
      • 11. Premium Computations: Adjustments and Discounts
      • 12. Workers Compensation Laws (Video)
      • 13. Workers' Compensation Laws
      • 14. Workers' Compensation Laws: Federal Laws Related to Workers' Compensation
      • 15. Conclusion (Video)
  • Other Coverages
    • Other Coverages [28 Activities]
      • 01. Other Coverages Introduction (Video)
      • 02. Umbrella and Excess Liability Policies
      • 03. Umbrella and Excess Liability Policies: Personal Coverage - Coverage Form
      • 04. Umbrella and Excess Liability Policies: Personal Coverage - Coverages and Limits of Liability
      • 05. Umbrella and Excess Liability Policies: Personal Coverage - Exclusions
      • 06. Umbrella and Excess Liability Policies: Personal Coverage - General Provisions
      • 07. Commercial Umbrella (Video)
      • 08. Umbrella and Excess Liability Policies: Commercial Umbrella
      • 09. Umbrella and Excess Liability Policies: Commercial Umbrella - Coverage Form
      • 10. Umbrella and Excess Liability Policies: Commercial Umbrella - Exclusions
      • 11. Umbrella and Excess Liability Policies: Commercial Umbrella - Definitions
      • 12. Umbrella and Excess Liability Policies: Commercial Umbrella - Additional Definitions
      • 13. Umbrella and Excess Liability Policies: Commercial Umbrella - Conditions
      • 14. Specialty and Professional Liability Insurance (Video)
      • 15. Specialty and Professional Liability Insurance
      • 16. National Flood Insurance Program (Video)
      • 17. National Flood Insurance Program
      • 18. National Flood Insurance Program: Property Covered
      • 19. National Flood Insurance Program: Personal Property
      • 20. National Flood Insurance Program: Other Coverages
      • 21. National Flood Insurance Program: Increased Cost of Compliance
      • 22. National Flood Insurance Program: Property Not Covered, Exclusions, and Deductibles
      • 23. National Flood Insurance Program: General Conditions
      • 24. Other Policies (Video)
      • 25. Other Policies
      • 26. Surety Bonds and Surplus Lines (Video)
      • 27. Surety Bonds and Surplus Lines
      • 28. Conclusion (Video)
  • Insurance Regulations & Law
    • Federal Regulations and Laws Governing Insurance [4 Activities]
      • 01. Introduction (Video)
      • 02. Federal Regulations
      • 03. Federal Financial Regulations
      • 04. Conclusion (Video)
    • Final Exam (40 questions)
  • Certificate of Completion
    • Mandatory Questionnaire
    • Certificate of Completion
    • Guaranteed Next-Day Reporting
Instructor Image

Instructor Bio

Gary Sternberg

Gary Sternberg is a veteran of insurance training, having been in the insurance education industry for over 25 years. He is a highly focused, licensed professional with top-level skills in prelicense and continuing education content authorship and training. He is well-versed in compliance and has extensive experience with state and federal regulatory laws and rules. Gary brings to At Your Pace Online students his excellent teaching, writing, and presentation skills with the ability to turn the complex into learnable “normal” person material. Most importantly, Gary has a passion for insurance education and seeing students successfully navigate the licensing process.
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