This course will fulfill 8 hours of continuing education requirements for a Oregon Life & Health insurance producer. We'll review some general principles of Life & Health insurance, and then we'll cover life insurance policies in general. We'll take a look at the different types of life insurance types, and standard provisions you can expect to see. Then, we'll discuss health insurance policies and qualified plans, life insurance-linked securities, and annuities. We'll also cover some of the federal tax rules regarding life insurance.
Course Format: Text
Credit Type: General
Course ID(s): 6000055315
Approved By: Department of Consumer & Business Services - Insurance Division
- Life Fundamentals
- General Principles [20 Activities]
- 01. Introduction to Fundamental Insurance (Video)
- 02. What is Insurance?
- 03. Risk and Risk Management
- 04. Risk and Risk Management - Part 2
- 05. Insurers (Video)
- 06. Insurers - Part 1
- 07. Financial Status (Video)
- 08. Insurers - Part 2: Financial Status
- 09. Insurance Producers (Video)
- 10. Producers and Agency Relationships - Part 1
- 11. Producers and Agency Relationships - Part 2: Creation of an Agency Relationship
- 12. Producers and Agency Relationship - Part 3: Authority, Powers, and Responsibilities of Producers
- 13. Contracts (Video)
- 14. Contracts - Part 1
- 15. Contracts - Parts 2: Elements of a Legal Contract
- 16. Contracts - Part 3: Distinct Characteristics of an Insurance Contract
- 17. Contracts - Part 4: Legal Interpretations Affecting Contracts
- 18. Completing the Application, Underwriting, and Delivering the Policy - Part 1
- 19. Completing the Application, Underwriting, and Delivering the Policy - Part 2
- 20. Conclusion (Video)
- Fundamental Life [9 Activities]
- 01. Introduction to Fundamentals of Life Insurance (Video)
- 02. Introduction to Life Insurance; Common Classifications of Life Insurance
- 03. Uses of Life Insurance (Video)
- 04. Uses for Life Insurance: Personal and Business Uses of Life Insurance
- 05. Uses for Life Insurance: Determining Amount of Personal Life Insurance
- 06. Aspects of Life Insurance
- 07. Individual Underwriting by the Insurer (Video)
- 08. Individual Underwriting by the Insurer
- 09. Conclusion (Video)
- Life Policy Types [14 Activities]
- 01. Introduction to Life Insurance Policies (Video)
- 02. Life Insurance Basics
- 03. Policy Descriptions in Brief
- 04. Whole Life Insurance and Term Life Insurance (Video)
- 05. Individual Policies in Detail: Whole Life Insurance
- 06. Individual Policies in Detail: Term Life Insurance
- 07. Flexible Policies and Specialized Policies (Video)
- 08. Individual Policies in Detail: Flexible Policies
- 09. Individual Policies in Detail: Specialized Policies
- 10. Individual Policies in Detail: Endowment Policies and Worksite Plans
- 11. Group Life Insurance and Credit Life Insurance (Video)
- 12. Group Policies in Detail
- 13. Credit Life Insurance
- 14. Conclusion (Video)
- Standard Provisions [17 Activities]
- 01. Introduction to Life Insurance Policy Provisions (Video)
- 02. Standard Policy Provisions - Part 1
- 03. Standard Policy Provisions - Part 2
- 04. Beneficiaries (Video)
- 05. Standard Policy Provisions - Part 3
- 06. Standard Policy Provisions - Part 4
- 07. Options (Video)
- 08. Options - Part 1
- 09. Options - Part 2
- 10. Options - Part 3
- 11. Riders (Video)
- 12. Riders - Part 1
- 13. Riders: Additional Uses (Video)
- 14. Riders - Part 2
- 15. Riders - Part 3
- 16. Riders - Part 4
- 17. Conclusion (Video)
- Qualified Plans [12 Activities]
- 01. Introduction to Qualified Plans (Video)
- 02. Qualified Plans - Part 1
- 03. Qualified Plans - Part 2: Plan Types, Characteristics, and Purchasers
- 04. Federal Tax Considerations for Qualified Plans (Video)
- 05. Qualified Plans - Part 3: Federal Tax Considerations for Qualified Plans
- 06. Rollovers, Transfers, and 1035 Exchanges (Video)
- 07. Rollovers and Transfers
- 08. Section 1035 Exchanges
- 09. Social Security Benefits
- 10. Employee Retirement Income Security Act (Video)
- 11. Employee Retirement Income Security Act (ERISA)
- 12. Conclusion (Video)
- Life Insurance and Securities [4 Activities]
- 01. Introduction to Life Insurance and Securities (Video)
- 02. Introduction
- 03. Variable Life Insurance and Variable Annuities as Securities
- 04. Conclusion (Video)
- Annuities [10 Activities]
- 01. Introduction to Annuities (Video)
- 02. Annuity Principles and Concepts
- 03. Immediate versus Deferred Annuities
- 04. Annuity Payment Options (Video)
- 05. Annuity (Benefit) Payment Options
- 06. Annuity Products (Video)
- 07. Annuity Products
- 08. Uses of Annuities (Video)
- 09. Uses of Annuities
- 10. Conclusion (Video)
- General Principles [20 Activities]
- Final Exam
- Final Exam (50 questions)
- Certificate of Completion
- Mandatory Questionnaire
- Certificate of Completion
- Guaranteed Next-Day Reporting
