Rhode Island 24 Hour Property and Casualty Package

$59.00

24 Hour Course

Course ID: 6000017598, 6000017552, 6000017597, 6000017553

Approved By: Rhode Island Department of Business Regulation

Course Description
Course Outline

The Rhode Island 24 Hour Property and Casualty Package supplies the student with all the topics necessary to renew their Property and Casualty License with the state of Rhode Island. The course begins with a segment on Ethics for Insurance Professionals, that explores concepts including ethics in the real world, a look at ethical duties, and laws governing ethical conduct. Then the student moves into the second segment of the course, where they will spend some time on the subject of P&C Fundamentals, that will include source material in the areas of toxic mold and flood insurance. Then we will get a bit more specific with a section on Individual and Family P&C issues, such as homeowner policies, personal auto coverage, and renters and condo coverages. The student will also spend a short amount of time on the topic of anti-money laundering for insurance professionals. The students’ last section will cover Commercial P&C topics such as commercial coverages, business, and workers compensation products.

Once the student has completed these sections successfully they will take a final exam and be awarded with a Certificate of Completion.

Insurance Ethics

Insurance Ethics [22 Activities]
- 01. Ethics for Insurance Professionals (Video)
- 02. Principles Of Ethics For Insurance Producers
- 03. Principles Of Ethics For Insurance Producers (Part 2)
- 04. Ethical Concepts And Terminology
- 05. Ethical Practices (Video)
- 06. Ethics In The Real World
- 07. Ethical Duties (Video)
- 08. Ethical Duties
- View Additional Activities
  - 09. Ethical Duties - Part 2
  - 10. Ethical Duties - Part 3
  - 11. Ethical Duties - Part 4
  - 12. Ethical Situations (Video)
  - 13. Ethical Situations
  - 14. Ethical Regulations (Video)
  - 15. Laws Governing Ethical Conduct
  - 16. Laws Governing Ethical Conduct - Part 2
  - 17. Laws Governing Ethical Conduct - Part 3
  - 18. Sample Ethical Codes (Video)
  - 19. Insurance Industry Code Of Ethics - Part 1
  - 20. Insurance Industry Code Of Ethics - Part 2
  - 21. Conclusion
  - 22. Conclusion (Video)

Insurance Ethics - Final Exam (34 questions)

P&C Fundamentals

General Principles [22 Activities]
- 01. Introduction to Fundamental Insurance (Video)
- 02. What is Insurance?
- 03. Risk and Risk Management
- 04. Risk and Risk Management - Part 2
- 05. Insurers (Video)
- 06. Insurers - Part 1
- 07. Financial Status (Video)
- 08. Insurers - Part 2: Financial Status
- View Additional Activities
  - 09. Insurance Producers (Video)
  - 10. Producers and Agency Relationships - Part 1
  - 11. Producers and Agency Relationships - Part 2: Creation of an Agency Relationship
  - 12. Producers and Agency Relationship - Part 3: Authority, Powers, and Responsibilities of Producers
  - 13. Contracts (Video)
  - 14. Contracts - Part 1
  - 15. Contracts - Parts 2: Elements of a Legal Contract
  - 16. Contracts - Part 3: Distinct Characteristics of an Insurance Contract
  - 17. Contracts - Part 4: Legal Interpretations Affecting Contracts
  - 18. Completing the Application, Underwriting, and Delivering the Policy (Video)
  - 19. Completing the Application, Underwriting, and Delivering the Policy - Part 1
  - 20. Completing the Application, Underwriting, and Delivering the Policy - Part 2
  - 21. Completing the Application, Underwriting, and Delivering the Policy - Part 3
  - 22. Conclusion (Video)

Toxic Mold [13 Activities]
- 01. Introduction to Toxic Mold (Video)
- 02. What Is Toxic Mold?
- 03. Conditions Conducive to Toxic Mold
- 04. Harmful Effects
- 05. Mold Remediation and Insurance
- 06. Mold and Insurance (Video)
- 07. History of Toxic Mold Claims, Part 1
- 08. History of Toxic Mold Claims, Part 2
- View Additional Activities
  - 09. Mold Claims (Video)
  - 10. Toxic Mold and Insurance
  - 11. Direct (First Party) Claims
  - 12. Indirect (Third Party) Claims
  - 13. Mold and Insurance Conclusion (Video)

Flood Insurance [5 Activities]
- 01. Flood Insurance: Yesterday, Today, & Tomorrow
- 02. Flood Insurance and the Role of an Insurance Producer
- 03. NFIP Training, Continued
- 04. NFIP Training, Continued
- 05. Flood Insurance

P&C Fundamentals - Final Exam (20 questions)

Individual & Family P&C Topics

Property & Casualty Basic [16 Activities]
- 01. Introduction to Property and Casualty Basics (Video)
- 02. Principles and Concepts
- 03. Principles and Concepts: Loss (Video)
- 04. Principles and Concepts: Loss
- 05. Negligence, Liability, and Damages (Video)
- 06. Negligence, Liability, and Damages
- 07. Policy Structure (Video)
- 08. Policy Structure
- View Additional Activities
  - 09. Common Policy Provisions (Video)
  - 10. Common Policy Provisions
  - 11. Other Common Policy Provisions (Video)
  - 12. Other Common Policy Provisions
  - 13. Party Specific Policy Provisions (Video)
  - 14. Party Specific Policy Provisions
  - 15. Cause of Loss Form
  - 16. Conclusion (Video)

Dwelling [13 Activities]
- 01. Introduction to Dwelling Policies (Video)
- 02. Policy Form
- 03. Characteristics and Purpose
- 04. Eligibility
- 05. Coverage Forms - Perils Insured Against
- 06. Property Coverages - Part 1
- 07. Property Coverages - Part 2
- 08. General Exclusions
- View Additional Activities
  - 09. Conditions - Part 1
  - 10. Conditions - Part 2
  - 11. Selected Endorsements
  - 12. Personal Liability Supplement
  - 13. Conclusion (Video)

Homeowners [23 Activities]
- 01. Introduction to Homeowner Policies (Video)
- 02. Objectives
- 03. Definitions
- 04. Policy Forms - HO-1 through HO-8
- 05. Structure of a Homeowners Policy
- 06. Property Coverages
- 07. Property Coverages: Additional Coverages Available Under Section 1 - All Policy Forms
- 08. Property Coverages: Additional Coverages Available Under Section 1 - Specific Policy Forms
- View Additional Activities
  - 09. Property Coverages: Exclusions to the Coverages Otherwise Included in Section 1
  - 10. Property Coverages: Conditions Relative to Section 1
  - 11. Property Coverages: Additional Conditions Relative to Section 1
  - 12. Liability Coverages (Video)
  - 13. Section 2 - Liability Coverages
  - 14. Liability Coverages: Exclusions to Liability Coverage
  - 15. Liability Coverages: Exclusions to Coverage E and F
  - 16. Liability Coverages: Conditions Relative to Section 2
  - 17. Conditions Relative to Both Sections 1 and 2
  - 18. Endorsements (Video)
  - 19. Endorsements
  - 20. Endorsements: Scheduled Personal Property (HO 04 61)
  - 21. Endorsements: Personal Property Replacement Cost, Business Pursuits, Watercraft, and Personal Injury
  - 22. Endorsements: Additional Endorsements
  - 23. Conclusion of Homeowners Policies (Video)

Personal Auto [10 Activities]
- 01. Introduction to Personal Auto Policies (Video)
- 02. Fundamentals of Auto Coverage
- 03. Fundamentals of Auto Coverage: Definitions, Policy-Wide Exclusions, and Insurance Scores
- 04. Personal Auto Policies in Detail
- 05. Personal Auto Policies in Detail: Coverage C - Medical Payments Coverage
- 06. Personal Auto Policies in Detail: Coverage D - Uninsured Motorist / Underinsured Motorist
- 07. Personal Auto Policies in Detail: Physical Damage Coverages
- 08. Personal Auto Policies in Detail: Conditions and Provisions
- 09. Personal Auto Policies in Detail: Personal Auto Policy Endorsements
- 10. Conclusion of Personal Auto Policies (Video)

Renters and Condo [15 Activities]
- 01. Introduction (Video)
- 02. What is Renter's Insurance?
- 03. Basics of Renter's Insurance (Video)
- 04. The HO-4 Form
- 05. Attracting Policy Holders/Marketing Renters Insurance (Video)
- 06. Educating the Customer in the Need for Renters Insurance
- 07. Assessing the need for Coverage (Video)
- 08. How Much Coverage?
- View Additional Activities
  - 09. Assessing the need for Coverage (Video)
  - 10. Covered Perils
  - 11. Writing a Policy (Video)
  - 12. Writing a Policy and Claims Settlement
  - 13. Condominium Insurance
  - 14. Where Do We Go From Here
  - 15. Conclusion (Video)

Anti-Money Launder [14 Activities]
- 01. Introduction to the Module (Video)
- 02. The History of Money Laundering
- 03. Steps in Money Laundering (Video)
- 04. Stages of Money Laundering
- 05. Money Laundering Detection (Video)
- 06. National Efforts to Combat Money Laundering
- 07. Money Laundering and Insurance
- 08. Laws Regarding Money Laundering (Video)
- View Additional Activities
  - 09. Notable Cases
  - 10. Anti Money Laundering (Video)
  - 11. Obligations of Insurance Industry in Preventing Money Laundering
  - 12. Preventing Money Laundering (Video)
  - 13. Insurance Agent & Broker Obligations
  - 14. Conclusion (Video)

Individual & Family P&C Topics - Final Exam (50 questions)

Commercial P&C Topics

Commercial Auto [13 Activities]
- 01. Introduction To Commercial Auto Insurance (Video)
- 02. Commercial Auto Policies: Introduction
- 03. Business Auto Coverage
- 04. Business Auto Coverage: Definitions
- 05. Business Auto Coverage: Section 1 - Liability
- 06. Business Auto Coverage: Exclusions to Liability Coverage
- 07. Business Auto Coverage: Limits of Liability
- 08. Business Auto Coverage: Section 2 - Physical Damage Coverage
- View Additional Activities
  - 09. Business Auto Coverage: Conditions
  - 10. Other Commercial Auto Coverage Forms
  - 11. Commercial Auto Endorsements
  - 12. More Commercial Auto Endorsements
  - 13. Conclusion to Commercial Automobile Coverage (Video)

Commercial Coverage [56 Activities]
- 01. Introduction to Commercial Coverage Policies (Video)
- 02. The Commercial Package Policy
- 03. Commercial General Liability: Bodily Injury and Property Damage Liability (Video)
- 04. Commercial General Liability
- 05. Commercial General Liability: Personal and Advertising Injury Liability, Medical Payments, and Supplementary Payments (Video)
- 06. Commercial General Liability: Personal and Advertising Injury Liability
- 07. Commercial General Liability: Medical Payments
- 08. Commercial General Liability: Supplementary Payments
- View Additional Activities
  - 09. Who is an "Insured," Limits of the Insurance, and Conditions (Video)
  - 10. Commercial General Liability: Who is an "Insured?"
  - 11. Commercial General Liability: Limits of Insurance
  - 12. Commercial General Liability: Conditions
  - 13. CGL Definitions (Video)
  - 14. Commercial General Liability: Definitions
  - 15. Commercial General Liability: Additional Definitions
  - 16. Occurrence and Claims-Made Forms (Video)
  - 17. Commercial General Liability: Occurrence and Claims-Made Forms
  - 18. Pollution Liability Coverage Form (Video)
  - 19. Commercial General Liability: Pollution Liability Coverage Form (CG 00 39)
  - 20. Commercial General Liability: Other Elements of the Pollution Liability Coverage Form
  - 21. Commercial Property (Video)
  - 22. Commercial Property
  - 23. Building and Personal Property (Video)
  - 24. Commercial Property: Building and Personal Property
  - 25. Commercial Property: Building and Personal Property - Additional Coverages
  - 26. Commercial Property: Building and Personal Property - Coverage Extensions
  - 27. Commercial Property: Building and Personal Property - Limits of Insurance
  - 28. Commercial Property: Building and Personal Property - Additional Conditions, Optional Coverages, and Definitions
  - 29. Condominium Association Coverage Form, Condominium Commercial Unit Owners Coverage Forms, and Builders Risk Coverage Forms (Video)
  - 30. Commercial Property: Condominium Association Coverage Form
  - 31. Commercial Property: Condominium Commercial Unit Owners Coverage Form
  - 32. Commercial Property: Builders Risk Coverage Form
  - 33. Business Income and Extra Expense (Video)
  - 34. Commercial Property: The Business Income Coverage Form
  - 35. Commercial Property: Business Income Coverage - Extra Expense and Loss of Use
  - 36. Legal Liability Coverage Forms (Video)
  - 37. Commercial Property: Legal Liability Coverage Form
  - 38. Causes of Loss Forms and Selected Endorsements for Commercial Property Coverage (Video)
  - 39. Commercial Property: Causes of Loss Forms
  - 40. Commercial Property: Selected Endorsements
  - 41. Commercial Crime (Video)
  - 42. Commercial Crime
  - 43. Commercial Crime: Coverages
  - 44. Commercial Inland Marine (Video)
  - 45. Commercial Inland Marine
  - 46. Commercial Inland Marine: Transportation Coverages
  - 47. Equipment Breakdown (Video)
  - 48. Equipment Breakdown
  - 49. Equipment Breakdown: Exclusions, Limits, and Deductibles
  - 50. Equipment Breakdown: Conditions, Definitions, and Endorsements
  - 51. Farm Coverage (Video)
  - 52. Farm Coverage
  - 53. Farm Coverage: Definitions and Causes of Loss
  - 54. Farm Coverage: Conditions, Exclusions, and Additional Coverages
  - 55. Farm Coverage: Crop Insurance
  - 56. Conclusion of Commercial Coverage Policies (Video)

Business Owner [9 Activities]
- 01. Introduction to Business Owner's Policies (Video)
- 02. Property - Part 1: Risks
- 03. Property - Part 2: Coverages
- 04. Property - Part 3
- 05. Liability (Video)
- 06. Liability
- 07. Common Policy Conditions
- 08. Selected Endorsements
- 09. Conclusion (Video)

Worker's Comp Insurance [15 Activities]
- 01. Introduction to Workers' Compensation Insurance (Video)
- 02. Workers' Compensation Laws
- 03. Workers' Compensation and Employer's Liability Insurance Policy (Video)
- 04. Parts 1 and 2 of a Workers' Compensation and Employer's Liability Insurance Policy
- 05. Parts 3 through 6 of a Workers' Compensation and Employers Liability Insurance Policy
- 06. Total Disability (Video)
- 07. Workers' Compensation and Disability
- 08. Workers' Compensation and Disability: Additional Definitions
- View Additional Activities
  - 09. Premium Computations (Video)
  - 10. Premium Computations
  - 11. Premium Computations: Adjustments and Discounts
  - 12. Workers' Compensation Laws (Video)
  - 13. Workers' Compensation Laws
  - 14. Workers' Compensation Laws: Federal Laws Related to Workers' Compensation
  - 15. Conclusion of Workers' Compensation Insurance (Video)

Commercial P&C Topics - Final Exam (50 questions)

Course Completion

Mandatory Questionnaire

Certificate of Completion - Ethics

Certificate of Completion - 5 Hour P&C: Fundamentals

Certificate of Completion - 8 Hour P&C: Individual & Family Topics

Certificate of Completion - 8 Hour P&C: Commercial Topics

Instructor Bio

keith haley insurance instructor atyourpaceonline

Keith Haley is the Online Insurance instructor and industry expert for At Your Pace Online. In addition to his insurance license, Keith holds a Bachelor's degree in Finance, Master's degree in Education, and is a Certified Financial Planner and licensed insurance producer. As an entrepreneur, over his career Keith has owned and managed businesses in a wide range of professions, including car sales, financial consultation, and insurance sales and management. With over twenty years of experience in business, sales, and education, Keith brings a broad range of practical and academic knowledge to our courses.

Rhode Island 24 Hour Property and Casualty Package

Course Description

Course Outline

Instructor Bio

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