South Carolina 24 Hour Life & Health with Ethics

24 Hour Course
4.1 638 Reviews
$59.00

Course Description
Course Outline

This course provides all 24 hours of CE that you need! This course will review key concepts and principles of Life & Health insurance. It includes Ethics instructionand the mandatory exam.

In this course, we'll cover fundamental concepts, policy types and standard provisions, qualified plans and retirement. We'll go over annuities, securities, and disability, and medical insurance including Medicare, group health and dental. Then, we'll talk about long-term care policies and federal regulations regarding life and health insurance. This course also includes 3 hours of ethics education and the required exam.

SC Department of Insurance ID: 135072 & 134557

Approved By: South Carolina Department of Insurance

Add to Cart (877) 724-6150

General Insurance Concepts
- General Insurance Concepts [18 Activities]
  - 01. Introduction to General Concepts (Video)
  - 02. What is Insurance?
  - 03. Risk and Risk Management
  - 04. Risk and Risk Management: Techniques and Insurable Interest
  - 05. Insurers (Video)
  - 06. Insurers
  - 07. Financial Status (Video)
  - 08. Insurers: Financial Status
  - View Additional Activities
    - 09. Producers and Agency Relationship (Video)
    - 10. Producers and Agency Relationships: What is Agency?
    - 11. Producers and Agency Relationships: Creation of an Agency Relationship
    - 12. Producers and Agency Relationship: Authority, Powers, and Responsibilities of Producers
    - 13. Contracts (Video)
    - 14. Contracts
    - 15. Contracts: Elements of a Legal Contract
    - 16. Contracts: Distinct Characteristics of an Insurance Contract
    - 17. Contracts: Legal Interpretations Affecting Contracts
    - 18. Conclusion (Video)
Introduction to Ethics for Insurance Producers
- Insurance Ethics [22 Activities]
  - 01. Introduction (Video)
  - 02. What is Ethics?
  - 03. Ethical Concepts and Terminology
  - 04. Why Ethics Matter (Video)
  - 05. Why Ethics Matter
  - 06. Duties of an Insurance Producer (Video)
  - 07. Ethical Duties
  - 08. Ethical Duties - Part 2
  - View Additional Activities
    - 09. Ethical Duties - Part 3
    - 10. Ethical Situations (Video)
    - 11. Ethical Situations
    - 12. Laws Governing Ethics (Video)
    - 13. Laws Governing Ethical Conduct
    - 14. Laws Governing Ethical Conduct - Part 2
    - 15. Laws Governing Ethical Conduct - Part 3
    - 16. Insurance Industry Codes of Ethics (Video)
    - 17. Insurance Industry Codes of Ethics - Part 1
    - 18. Insurance Industry Codes of Ethics - Part 2
    - 19. Insurance Industry Codes of Ethics - Part 3
    - 20. Insurance Industry Codes of Ethics - Part 4
    - 21. Looking Forward
    - 22. Conclusion (Video)
Fundamental Concepts for Life Insurance Producers
- Fundamental Concepts [8 Activities]
  - 01. Introduction (Video)
  - 02. Uses of Life Insurance (Video)
  - 03. Uses for Life Insurance: Personal and Business Uses of Life Insurance
  - 04. Uses for Life Insurance: Determining Amount of Personal Life Insurance
  - 05. Aspects of Life Insurance
  - 06. Individual Underwriting by the Insurer (Video)
  - 07. Individual Underwriting by the Insurer
  - 08. Conclusion (Video)
Life Insurance Policy Types
- Life Insurance Policy Types [13 Activities]
  - 01. Introduction (Video)
  - 02. Policy Descriptions in Brief
  - 03. Whole Life Insurance and Term Life Insurance (Video)
  - 04. Individual Policies in Detail: Whole Life Insurance
  - 05. Individual Policies in Detail: Term Life Insurance
  - 06. Flexible Policies and Specialized Policies (Video)
  - 07. Individual Policies in Detail: Flexible Policies
  - 08. Individual Policies in Detail: Specialized Policies
  - View Additional Activities
    - 09. Individual Policies in Detail: Endowment Policies and Worksite Plans
    - 10. Group Life Insurance and Credit Life Insurance (Video)
    - 11. Group Policies in Detail
    - 12. Credit Life Insurance
    - 13. Conclusion (Video)
Standard Policy Provisions
- Standard Policy Provisions [17 Activities]
  - 01. Introduction (Video)
  - 02. Standard Policy Provisions - Part 1
  - 03. Standard Policy Provisions - Part 2
  - 04. Beneficiaries (Video)
  - 05. Standard Policy Provisions - Part 3
  - 06. Standard Policy Provisions - Part 4
  - 07. Options (Video)
  - 08. Options: Settlement
  - View Additional Activities
    - 09. Options: Nonforfeiture
    - 10. Options: Loans, Withdrawals, and Surrenders
    - 11. Riders - Part 1 (Video)
    - 12. Disability, LTC, and Accelerated Benefit Riders
    - 13. Riders - Parts 2-4 (Video)
    - 14. Term Riders
    - 15. Other Riders
    - 16. Viatical Trust Settlements
    - 17. Conclusion (Video)
Introduction to Health Insurance
- Introduction to Health Insurance [21 Activities]
  - 01. Introduction to Health Insurance (Video)
  - 02. Definitions
  - 03. Basics of Health Insurance
  - 04. Policyholders' Bill of Rights
  - 05. Uses of Health Insurance
  - 06. Principal Types of Losses and Benefits
  - 07. Types of Health Insurance Policies: Part 1
  - 08. Classes of Health Insurance (Video)
  - View Additional Activities
    - 09. Types of Health Insurance Policies: Part 2
    - 10. Premiums
    - 11. Important Legislation
    - 12. Exclusions
    - 13. Other Insurance Concepts
    - 14. Producer Responsibilities (Video)
    - 15. Producer Responsibilities
    - 16. Producer Responsibilities: Part 2 (Video)
    - 17. Field Underwriting
    - 18. Individual Underwriting By the Insurer
    - 19. Your Responsibilities Towards Applicants or Insureds (Video)
    - 20. Considerations in Replacing Accident and Health
    - 21. Conclusion (Video)
Health Insurance Policy General Provisions
- General Provisions [7 Activities]
  - 01. Introduction (Video)
  - 02. Uniform Policy Provisions
  - 03. Other General Provisions (Video)
  - 04. Other General Provisions - Part 1
  - 05. Other General Provisions - Part 2
  - 06. Riders
  - 07. Conclusion (Video)
Qualified Plans and Retirement
- Qualified Plans and Retirement [12 Activities]
  - 01. Introduction (Video)
  - 02. Qualified Plans - Part 1
  - 03. Qualified Plans - Part 2: Plan Types, Characteristics, and Purchasers
  - 04. Federal Tax Considerations for Qualified Plans (Video)
  - 05. Qualified Plans - Part 3: Federal Tax Considerations for Qualified Plans
  - 06. Rollovers, Transfers, and 1035 Exchanges (Video)
  - 07. Rollovers and Transfers
  - 08. Section 1035 Exchanges
  - View Additional Activities
    - 09. Social Security Benefits
    - 10. Employee Retirement Income Security Act (Video)
    - 11. Employee Retirement Income Security Act (ERISA)
    - 12. Conclusion (Video)
Life Insurance and Securities
- Life Insurance and Securities [4 Activities]
  - 01. Introduction (Video)
  - 02. Dodd-Frank
  - 03. Variable Life Insurance and Variable Annuities as Securities
  - 04. Conclusion (Video)
Annuities
- Annuities [10 Activities]
  - 01. Introduction (Video)
  - 02. Annuity Principles and Concepts
  - 03. Immediate versus Deferred Annuities
  - 04. Annuity (Benefit) Payment Options (Video)
  - 05. Annuity (Benefit) Payment Options
  - 06. Annuity Products (Video)
  - 07. Annuity Products
  - 08. Uses of Annuities (Video)
  - 09. Uses of Annuities
  - 10. Conclusion (Video)
Disability Income & Similar Insurance
- Disability [19 Activities]
  - 01. Introduction to Disability (Video)
  - 02. Statistics
  - 03. Definitions of Disability (Video)
  - 04. Definitions
  - 05. Definitions - Part 2
  - 06. Qualifying for Disability Benefits (Video)
  - 07. Qualifying for Disability Benefits
  - 08. Different Types of Disability Coverage (Video)
  - View Additional Activities
    - 09. Different Types of Disability Coverage
    - 10. Group and Individual Disability Income Insurance (Video)
    - 11. Group and Individual Disability Income Insurance
    - 12. Group and Individual Disability Income Insurance - Part 2
    - 13. Unique Aspects of Disability Underwriting (Video)
    - 14. Unique Aspects of Disability Underwriting
    - 15. Social Security Disability (Video)
    - 16. Social Security Disability
    - 17. Workers Compensation (Video)
    - 18. Workers Compensation
    - 19. Conclusion (Video)
Medical Plans
- Medical Plans [7 Activities]
  - 01. Introduction to Medical Plans (Video)
  - 02. Medical Plan Concepts
  - 03. Types of Providers and Plans (Video)
  - 04. Types of Providers and Plans
  - 05. Cost Containment in Health Care Delivery (Video)
  - 06. Cost Containment in Health Care Delivery
  - 07. Conclusion (Video)
Group Health Insurance
- Group Health [7 Activities]
  - 01. Group Insurance Concepts
  - 02. Types of Eligible Groups
  - 03. Advertising Group Health Insurance
  - 04. Employer Group Health Insurance
  - 05. Loss of Coverage / Coverage Continuation / Changing Coverage
  - 06. Small Employer Medical Plans
  - 07. Other Types of Supplementary Group Coverage
Dental Insurance
- Dental [5 Activities]
  - 01. Introduction (Video)
  - 02. Dental Insurance - Part 1
  - 03. Indemnity Plans
  - 04. Employer Group Dental Expense
  - 05. Conclusion (Video)
Medicare
- Medicare [25 Activities]
  - 01. History of Medicare (Video)
  - 02. Medicare - An Overview: Part 1
  - 03. Medicare - An Overview: Part 2
  - 04. Medicare Part A: Individual Eligibility Requirements (Video)
  - 05. Medicare Part A - In Detail
  - 06. Medicare Part A - Part 2
  - 07. Medicare Part A - Part 3
  - 08. Medicare Part A - Part 4
  - View Additional Activities
    - 09. Medicare Part B - In Detail
    - 10. Medicare Part B (Video)
    - 11. Medicare Part B - Part 2
    - 12. Medicare Part B - Part 3
    - 13. Medicare Part B - Part 4
    - 14. Medicare Part B - Part 5
    - 15. Part A and Part B Exclusions
    - 16. Medicare C & D (Video)
    - 17. Medicare Parts C & D - In Detail
    - 18. Medicare Parts C & D - Part 2
    - 19. Medicare Parts C & D - Part 3
    - 20. Medigap (Video)
    - 21. Medicare Supplements & MediGap
    - 22. Medicare Conclusion (Video)
    - 23. Other Options
    - 24. Other Options - Part 2
    - 25. Conclusion (Video)
Long-Term Care Policies
- Long Term Care [11 Activities]
  - 01. Introduction (Video)
  - 02. Types of Policies and Elimination and Benefit Periods
  - 03. Eligibility for Benefits
  - 04. Levels and Types of Care
  - 05. Benefits and Options
  - 06. Marketing and Exclusions
  - 07. Suitability
  - 08. Long Term Care, Medicare, and Medicaid Compared
  - View Additional Activities
    - 09. LTC Policy Replacement
    - 10. Qualified LTC Plans
    - 11. Conclusion (Video)
Federal tax Considerations for Life Insurance and Annuities
- Tax Considerations for Life Insurance and Annuities [9 Activities]
  - 01. Introduction (Video)
  - 02. Taxation of Personal Life Insurance
  - 03. Taxation of Non-Qualified Annuities (Video)
  - 04. Taxation of Group Life Insurance
  - 05. Taxation of Nonqualified Annuities
  - 06. Taxation of Individual Retirement Annuities (Video)
  - 07. Taxation of Individual Retirement Annuities (IRAs)
  - 08. Washington Specific Tax Considerations
  - 09. Conclusion (Video)
Federal Tax Considerations for Health Insurance
- Federal Tax Considerations [8 Activities]
  - 01. Introduction (Video)
  - 02. Personally-Owned Health Insurance
  - 03. Employer Group Health Insurance
  - 04. Medical Expense Coverage for Sole Proprietors and Partners
  - 05. Business Disability Insurance
  - 06. Health Savings Accounts and Other Tax-Favored Health Plans (Video)
  - 07. Health Savings Accounts and Other Tax-Favored Health Plans
  - 08. Conclusion (Video)
Federal Regulations Covering Life and Health Insurance
- Federal Regulations Covering Life & Health Insurance [14 Activities]
  - 01. Introduction (Video)
  - 02. Federal Regulations Governing Health Insurance: Part 1
  - 03. Federal Regulations Governing Health Insurance - Part 2
  - 04. Federal Regulations Governing Health Insurance - Part 3
  - 05. Patient Protection and Affordable Care Act (Video)
  - 06. Federal Regulations Governing Health Insurance - Part 4
  - 07. Affordable Care Act: Changes to Underwriting (Video)
  - 08. Federal Regulations Governing Health Insurance - Part 5
  - View Additional Activities
    - 09. Federal Regulations Governing Health Insurance - Part 6
    - 10. Federal Regulations Governing Health Insurance - Part 7
    - 11. Fines, Penalties, Subsidies, and Tax Credits (Video)
    - 12. Federal Regulations Governing Health Insurance - Part 8
    - 13. Federal Regulations Governing Health Insurance - Part 9
    - 14. Conclusion (Video)
Final Test
- Affidavit
- Final Test (125 questions)
Course Completion
- Mandatory Questionnaire
- Certificate of Completion
- Guaranteed Next-Day Reporting

Instructor Bio

At Your Pace Online is a leader in the online education sphere. It offers thousands of hours of education in hundreds of markets and is approved in every state to offer professional continuing education.

Course Reviews

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638 Reviews

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South Carolina 24 Hour Life & Health with Ethics

Course Description

Course Outline

Instructor Bio

Course Reviews