Vermont 24 Hour Property & Casualty Review

$86.00

24 Hour Course

Course ID: 26301

Approved By: Vermont Department of Financial Regulation

Course Description
Course Outline

This course provides all 24 hours of CE that you need! This course will review key concepts and principles of Property & Casualty insurance.

Topics we'll cover in this course include ethics for insurance producers, and a review of fundamental concepts of property and casualty insurance. Then we'll talk about common policies, including dwelling and homeowner's insurance. We'll discuss the coverage offered by both personal and commercial auto policies, before moving on to business-related policies.

These include business owner's policies, as well as worker's compensation insurance. We'll wrap up the course with a review of flood insurance policies, and a class on renter's and condominium insurance, where you'll learn how to market these policies. Your course tuition includes the required $1.50/hr reporting fee required by the state.

VT Department of Financial Regulation ID: 26301

Ethics for Insurance Producers

Insurance Ethics [22 Activities]
- 01. Introduction (Video)
- 02. What is Ethics?
- 03. Ethical Concepts and Terminology
- 04. Why Ethics Matter (Video)
- 05. Why Ethics Matter
- 06. Duties of an Insurance Producer (Video)
- 07. Ethical Duties
- 08. Ethical Duties - Part 2
- View Additional Activities
  - 09. Ethical Duties - Part 3
  - 10. Ethical Situations (Video)
  - 11. Ethical Situations
  - 12. Laws Governing Ethics (Video)
  - 13. Laws Governing Ethical Conduct
  - 14. Laws Governing Ethical Conduct - Part 2
  - 15. Laws Governing Ethical Conduct - Part 3
  - 16. Insurance Industry Codes of Ethics (Video)
  - 17. Insurance Industry Codes of Ethics - Part 1
  - 18. Insurance Industry Codes of Ethics - Part 2
  - 19. Insurance Industry Codes of Ethics - Part 3
  - 20. Insurance Industry Codes of Ethics - Part 4
  - 21. Looking Forward
  - 22. Conclusion (Video)

General Principles of Insurance

General Insurance Concepts [21 Activities]
- 01. Introduction to General Concepts (Video)
- 02. What is Insurance?
- 03. Risk and Risk Management
- 04. Risk and Risk Management: Techniques and Insurable Interest
- 05. Insurers (Video)
- 06. Insurers
- 07. Financial Status (Video)
- 08. Insurers: Financial Status
- View Additional Activities
  - 09. Producers and Agency Relationship (Video)
  - 10. Producers and Agency Relationships: What is Agency?
  - 11. Producers and Agency Relationships: Creation of an Agency Relationship
  - 12. Producers and Agency Relationship: Authority, Powers, and Responsibilities of Producers
  - 13. Contracts (Video)
  - 14. Contracts
  - 15. Contracts: Elements of a Legal Contract
  - 16. Contracts: Distinct Characteristics of an Insurance Contract
  - 17. Contracts: Legal Interpretations Affecting Contracts
  - 18. Completing the Application, Underwriting, and Delivering the Policy (Video)
  - 19. Completing the Application, Underwriting, and Delivering the Policy
  - 20. Completing the Application, Underwriting, and Delivering the Policy: Underwriting
  - 21. Conclusion (Video)

Property and Casualty Concepts

Property and Casualty Basics [16 Activities]
- 01. Introduction (Video)
- 02. Principles and Concepts
- 03. Principles and Concepts: Loss (Video)
- 04. Principles and Concepts: Loss
- 05. Negligence, Liability, and Damages (Video)
- 06. Negligence, Liability, and Damages
- 07. Policy Structure (Video)
- 08. Policy Structure and Contracts
- View Additional Activities
  - 09. Common Policy Provisions (Video)
  - 10. Common Policy Provisions
  - 11. Common Policy Provisions - Part 2 (Video)
  - 12. Other Common Policy Provisions
  - 13. Common Policy Provisions - Part 3 (Video)
  - 14. Party Specific Policy Provisions
  - 15. Cause of Loss Form
  - 16. Conclusion (Video)

Dwelling Policy

Dwelling Policy [13 Activities]
- 01. Introduction (Video)
- 02. Policy Form
- 03. Characteristics and Purpose
- 04. Eligibility
- 05. Coverage Forms - Perils Insured Against
- 06. Property Coverages
- 07. Property Coverages - Part 2
- 08. General Exclusions
- View Additional Activities
  - 09. Conditions - Part 1
  - 10. Conditions - Part 2
  - 11. Selected Endorsements
  - 12. Personal Liability Supplement
  - 13. Conclusion (Video)

Homeowner's Policy

Homeowner's Policy [23 Activities]
- 01. Introduction ( Video)
- 02. Objectives
- 03. Definitions
- 04. Policy Forms - HO-1 through HO-8
- 05. Structure of a Homeowners Policy
- 06. Property Coverages
- 07. Property Coverages: Additional Coverages Available Under Section 1 - All Policy Forms
- 08. Property Coverages: Additional Coverages Available Under Section 1 - Specific Policy Forms
- View Additional Activities
  - 09. Property Coverages: Exclusions to the Coverages Otherwise Included in Section 1
  - 10. Property Coverages: Conditions Relative to Section 1
  - 11. Property Coverages: Additional Conditions Relative to Section 1
  - 12. Liability Coverages (Video)
  - 13. Section 2 - Liability Coverages
  - 14. Liability Coverages: Exclusions to Liability Coverage
  - 15. Liability Coverages: Exclusions to Coverage E and F
  - 16. Liability Coverages: Conditions Relative to Section 2
  - 17. Conditions Relative to Both Sections 1 and 2
  - 18. Endorsements (Video)
  - 19. Endorsements
  - 20. Endorsements: Scheduled Personal Property (HO 04 61)
  - 21. Endorsements: Personal Property Replacement Cost, Business Pursuits, Watercraft, and Personal Injury
  - 22. Endorsements: Additional Endorsements
  - 23. Conclusion (Video)

Comparison of Homeowner Policy Perils

Personal Automobile Insurance

Personal Automobile Policies [10 Activities]
- 01. Introduction (Video)
- 02. Fundamentals of Auto Coverage
- 03. Fundamentals of Auto Coverage: Definitions, Policy-Wide Exclusions, and Insurance Scores
- 04. Personal Auto Policies in Detail
- 05. Personal Auto Policies in Detail: Coverage C - Medical Payments Coverage
- 06. Personal Auto Policies in Detail: Coverage D - Uninsured Motorist / Underinsured Motorist
- 07. Personal Auto Policies in Detail: Physical Damage Coverages
- 08. Personal Auto Policies in Detail: Conditions and Provisions
- 09. Personal Auto Policies in Detail: Personal Auto Policy Endorsements
- 10. Conclusion (Video)

Commercial Automobile Insurance

Commercial Automobile Policies [13 Activities]
- 01. Introduction (Video)
- 02. Commercial Auto Policies: Introduction
- 03. Business Auto Coverage
- 04. Business Auto Coverage: Definitions
- 05. Business Auto Coverage: Liability
- 06. Business Auto Coverage: Exclusions to Liability Coverage
- 07. Business Auto Coverage: Limits of Liability
- 08. Business Auto Coverage: Physical Damage Coverage
- View Additional Activities
  - 09. Business Auto Coverage: Conditions
  - 10. Other Commercial Auto Coverage Forms
  - 11. Commercial Auto Endorsements
  - 12. More Commercial Auto Endorsements
  - 13. Conclusion (Video)

Business Owners Policies

Business Owners Policy [9 Activities]
- 01. Businessowners' Policies Introduction Video
- 02. Property - Part 1: Risks
- 03. Property - Part 2: Coverages
- 04. Property - Part 3
- 05. Liability (Video)
- 06. Liability
- 07. Common Policy Conditions
- 08. Selected Endorsements
- 09. Conclusion (Video)

Workers Compensation Insurance

Workers Compensation [15 Activities]
- 01. Workers Compensation Introduction (Video)
- 02. Workers' Compensation Laws
- 03. Workers Compensation and Employers Liability Insurance Policy (Video)
- 04. Parts 1 and 2 of a Workers' Compensation and Employer's Liability Insurance Policy
- 05. Parts 3 through 6 of a Workers Compensation and Employers Liability Insurance Policy
- 06. Workers' Compensation and Disability (Video)
- 07. Workers' Compensation and Disability
- 08. Workers' Compensation and Disability: Additional Definitions
- View Additional Activities
  - 09. Premium Computations (Video)
  - 10. Premium Computations
  - 11. Premium Computations: Adjustments and Discounts
  - 12. Workers Compensation Laws (Video)
  - 13. Workers' Compensation Laws
  - 14. Workers' Compensation Laws: Federal Laws Related to Workers' Compensation
  - 15. Conclusion (Video)

Flood Insurance Review

Flood Insurance [10 Activities]
- 01. Introduction (Video)
- 02. Flood Insurance: Yesterday, Today, & Tomorrow
- 03. Flood Insurance and the Role of an Insurance Producer (Video)
- 04. Flood Insurance and the Role of an Insurance Producer
- 05. Myths vs. Realities (Video)
- 06. Myths vs. Realities
- 07. Errors, Omissions, Ethics, and Best Practices (Video)
- 08. Errors, Omissions, Ethics, and Best Practices
- 09. Case Law
- 10. Becoming an NFIP Agent

Renters and Condominium Insurance

Renters and Condominium Insurance [15 Activities]
- 01. Introduction (video)
- 02. What is Renters Insurance?
- 03. Basics of Renters Insurance (video)
- 04. The HO-4 Form
- 05. Marketing Renters Insurance (video)
- 06. Educating the Customer in the Need for Renters Insurance
- 07. Replacement Cost (video)
- 08. How Much Coverage?
- View Additional Activities
  - 09. Assessing the need for Coverage (video)
  - 10. Covered Perils
  - 11. Writing a Policy (video)
  - 12. Writing a Policy and Claims Settlement
  - 13. Condominium Insurance
  - 14. Where Do We Go From Here
  - 15. Conclusion (video)

Final

Affidavit

Final Test (76 questions)

Certificate of Completion

Mandatory Questionnaire.

Certificate of Completion

Instructor Bio

keith haley insurance instructor atyourpaceonline

Keith Haley is the Online Insurance instructor and industry expert for At Your Pace Online. In addition to his insurance license, Keith holds a Bachelor's degree in Finance, Master's degree in Education, and is a Certified Financial Planner and licensed insurance producer. As an entrepreneur, over his career Keith has owned and managed businesses in a wide range of professions, including car sales, financial consultation, and insurance sales and management. With over twenty years of experience in business, sales, and education, Keith brings a broad range of practical and academic knowledge to our courses.

Vermont 24 Hour Property & Casualty Review

Course Description

Course Outline

Instructor Bio

Course Reviews