This course package includes 24 hours of content designed to help insurance adjusters renew their professional license.

The course is made up of five segments that each examine a different aspect of property and casualty insurance.

The course will open with a discussion of ethics and ethical behavior. This segment will talk about both the concept of ethics and the practical application of ethical principles for insurance producers.

The next segment covers insurance policies for private residences. This segment will explore the available dwelling and homeowners insurance policy forms, the scope of the coverage provided by dwelling and homeowners insurance, and various endorsements that can be used to augment coverage.

The third segment of the course addresses personal and commercial automobile insurance policies.

The fourth segment of this course looks at business related insurance policies.

  • This segment starts with a portion discussing commercial insurance policies that are commonly bundled into commercial package policies.
  • Then, this segment will examine businessowner’s insurance policies and the unique protection provided by this kind of policy.
  • The final portion of this segment talks about workers’ compensation insurance. This portion will look at the history, purpose, and benefits of workers’ comp.

The last segment of the course explores other forms of property and casualty insurance. This segment will cover specialized forms of insurance such as errors and omissions insurance, flood insurance, and boatowners insurance.

Course Format: Text

Credit Type: Ethics, Insurance Adjuster

Course ID(s): 204809, 108842

Approved By: Offices of The Insurance Commissioner

  • Insurance Ethics
    • Ethics [21 Activities]
      • 01. Ethics for Insurance Professionals (Video)
      • 02. Principles of Ethics for Insurance Producers
      • 03. Principles of Ethics for Insurance Producers (Part 2)
      • 04. Ethical Concepts and Terminology
      • 05. Ethical Practices (Video)
      • 06. Ethics in the Real World
      • 07. Ethical Duties (Video)
      • 08. Ethical Duties
      • 09. Ethical Duties - Part 2
      • 10. Ethical Duties - Part 3
      • 11. Ethical Duties - Part 4
      • 12. Ethical Situations (Video)
      • 13. Ethical Situations
      • 14. Ethical Regulations (Video)
      • 15. Laws Governing Ethical Conduct
      • 16. Laws Governing Ethical Conduct - Part 2
      • 17. Ethical Codes (Video)
      • 18. Insurance Industry Code of Ethics - Part 1
      • 19. Insurance Industry Code of Ethics - Part 2
      • 20. Conclusion
      • 21. Conclusion to Ethics for Insurance Professionals (Video)
  • Final Exam
    • Affidavit - Ethics
    • Final Exam - Ethics (25 questions)
  • Residence Insurance
    • Dwelling Policies [8 Activities]
      • 01. Characteristics and Purpose of Dwelling Insurance (Video)
      • 02. Coverage Forms
      • 03. Property Coverages
      • 04. General Exclusions and Conditions
      • 05. Selected Endorsements
      • 06. Endorsements and Personal Liability Supplement (Video)
      • 07. Personal Liability Supplement
      • 08. Conclusion of Dwelling Policies
    • Homeowners Insurance [11 Activities]
      • 01. Purpose and Characteristics (Video)
      • 02. Coverage Forms
      • 03. Definitions
      • 04. Homeowners Coverages (Video)
      • 05. Section I - Property Coverages
      • 06. Section I - Additional Property Coverages
      • 07. Section II - Liability and Medical Payments Coverage
      • 08. Perils Insured Against
      • View Additional Activities
        • 09. Conditions
        • 10. Selected Endorsements
        • 11. Conclusion of Homeowners Insurance (Video)
  • Automobile Insurance
    • Automobile Insurance [11 Activities]
      • 01. Introduction to Personal Auto Policies Part 1 (Video)
      • 02. Introduction to Personal Automobile Insurance
      • 03. Introduction to Personal Auto Policies Part 2 (Video)
      • 04. Coverage for Damage to Your Auto
      • 05. Conclusion of Personal Auto Policies (Video)
      • 06. Commercial and Business Automobile
      • 07. Commercial and Business Auto (Video)
      • 08. Garage Forms
      • View Additional Activities
        • 09. Garage Forms (Video)
        • 10. Selected Endorsements
        • 11. Conclusion to Auto Insurance (Video)
  • Commercial Insurance
    • Commercial Coverage Policies [13 Activities]
      • 01. Introduction to Commercial Coverage Policies (Video)
      • 02. The Commercial Package Policy
      • 03. Commercial Policy Packages (Video)
      • 04. Commercial General Liability
      • 05. Commercial Property Coverage (Video)
      • 06. Introduction to Commercial Property Coverage
      • 07. Commercial Coverage Policies (Video)
      • 08. Selected Endorsements and Commercial Crime Coverages
      • View Additional Activities
        • 09. Selected Endorsements (Video)
        • 10. Commercial Inland Marine
        • 11. Commercial Inland Marine (Video)
        • 12. Farm Coverage
        • 13. Conclusion of Commercial Coverage Policies (Video)
    • Business Owner's Policies [7 Activities]
      • 01. Introduction to Business Owner's Policies (Video)
      • 02. Businessowners Policy: BOPs
      • 03. Business Owner's Policies: Property and Liability Coverage (Video)
      • 04. Section II: Liability and Medical Expense Coverage in BOPs
      • 05. Liability Coverage in a BOP (Video)
      • 06. Common Policy Conditions and Selected Endorsements in a BOP
      • 07. BOP Conditions, Exclusions and Endorsements (Video)
    • Workers’ Compensation Insurance [5 Activities]
      • 01. Introduction to Workers Compensation Insurance (Video)
      • 02. Workers Compensation Laws
      • 03. Workers Compensation and Employers Liability Insurance Policy (Video)
      • 04. Workers Compensation and Employers Liability Insurance Policy
      • 05. Conclusion of Workers Compensation Insurance (Video)
  • Other Coverages and Options
    • Other Coverages and Options [7 Activities]
      • 01. Introduction to Other Coverages and Options (Video)
      • 02. Umbrella and Excess Liability Policies
      • 03. More Coverages and Options (Video)
      • 04. Specialty Liability Insurance
      • 05. Specialized Coverages (Video)
      • 06. National Flood Insurance Plan and Other Policies
      • 07. Conclusion to Flood Insurance and Other Policies (Video)
  • Final Exam
    • Affidavit - Adjuster
    • Final Exam - Adjuster (75 questions)
  • Certificate of Achievement
    • Mandatory Questionnaire
    • Certificate of Completion - Ethics
    • Certificate of Completion - Adjuster
    • Guaranteed Next-Day Reporting
Instructor Image

Instructor Bio

Gary Sternberg

Gary Sternberg is a veteran of insurance training, having been in the insurance education industry for over 25 years. He is a highly focused, licensed professional with top-level skills in prelicense and continuing education content authorship and training. He is well-versed in compliance and has extensive experience with state and federal regulatory laws and rules. Gary brings to At Your Pace Online students his excellent teaching, writing, and presentation skills with the ability to turn the complex into learnable “normal” person material. Most importantly, Gary has a passion for insurance education and seeing students successfully navigate the licensing process.