This package includes 24 hours of content designed to help insurance producers renew their professional license.

The course is made up of five segments that each examine a different aspect of property and casualty insurance.

The course will open with a discussion of ethics and ethical behavior. This segment will talk about both the concept of ethics and the practical application of ethical principles for insurance producers.

The next segment covers insurance policies for private residences. This segment will explore the available dwelling and homeowners insurance policy forms, the scope of the coverage provided by dwelling and homeowners insurance, and various endorsements that can be used to augment coverage.

The third segment of the course addresses personal and commercial automobile insurance policies.

The fourth segment of this course looks at business related insurance policies.

This segment starts with a portion discussing commercial insurance policies that are commonly bundled into commercial package policies.

Then, this segment will examine businessowner’s insurance policies and the unique protection provided by this kind of policy.

The final portion of this segment talks about workers’ compensation insurance. This portion will look at the history, purpose, and benefits of workers’ comp.

The last segment of the course explores other forms of property and casualty insurance. This segment will cover specialized forms of insurance such as errors and omissions insurance, flood insurance, and boatowners insurance.

Course Format: Text

Credit Type: Ethics, General

Course ID(s): 6000106881, 6000106804

Approved By: Department of the Commissioner of Insurance

  • Ethics
    • Ethics [12 Activities]
      • 01. Principles of Ethics for Insurance Producers
      • 02. Principles of Ethics for Insurance Producers (Part 2)
      • 03. Ethical Concepts and Terminology
      • 04. Ethical Practices (Video)
      • 05. Ethics in the Real World
      • 06. Ethical Duties (Video)
      • 07. Ethical Duties
      • 08. Ethical Duties - Part 2
      • 09. Ethical Duties - Part 3
      • 10. Ethical Duties - Part 4
      • 11. Ethical Situations (Video)
      • 12. Ethical Situations
  • Final Exam
    • Set up your Exam Proctor - Ethics
    • Student and Proctor Affidavit - Ethics
    • Final Exam - Ethics (25 questions)
    • Purchase Online Proctoring - Ethics
    • Schedule Proctoring Session - Ethics
    • Start Proctoring Session - Ethics
    • Online Proctored Final Exam - Ethics (25 questions)
  • P&C Topics
    • Dwelling Policies [10 Activities]
      • 01. Introduction to Dwelling Policies
      • 02. Characteristics and Purpose of Dwelling Insurance (Video)
      • 03. Coverage Forms
      • 04. Property Coverages
      • 05. General Exclusions
      • 06. Conditions
      • 07. Selected Endorsements
      • 08. Personal Liability Supplement (Video)
      • 09. Personal Liability Supplement
      • 10. Conclusion of Dwelling Policies
    • Homeowners Insurance [13 Activities]
      • 01. Introduction to Homeowners Insurance
      • 02. Purpose and Characteristics (Video)
      • 03. Coverage Forms
      • 04. Definitions
      • 05. Homeowners Coverages (Video)
      • 06. Section I - Property Coverages
      • 07. Section I - Additional Property Coverages
      • 08. Section II - Liability Coverages
      • 09. Perils Insured Against
      • 10. Exclusions
      • 11. Conditions
      • 12. Selected Endorsements
      • 13. Conclusion of Homeowners Insurance (Video)
    • Auto Insurance [5 Activities]
      • 01. Introduction to Personal Auto Policies (Video)
      • 02. Introduction to Personal Automobile Insurance
      • 03. Introduction to Personal Auto Policies (Video)
      • 04. Coverage for Damage to Your Auto
      • 05. Commercial and Business Automobile
    • Business Owners Policies [7 Activities]
      • 01. Introduction to Business Owner's Policies (Video)
      • 02. Businessowners Policy: BOPs
      • 03. Business Owner's Policies Property and Liability Coverage (Video)
      • 04. Section II: Liability and Medical Expense Coverage in BOPs
      • 05. Liability Coverage in a BOP (Video)
      • 06. Common Policy Conditions and Selected Endorsements in a BOP
      • 07. BOP Conditions, Exclusions and Endorsements (Video)
    • Worker's Compensation [5 Activities]
      • 01. Introduction to Workers Compensation Insurance (Video)
      • 02. Workers Compensation Laws
      • 03. Introduction to Workers Compensation and Employers Liability Insurance Policy (Video)
      • 04. Workers Compensation and Employers Liability Insurance Policy
      • 05. Conclusion of Workers Compensation Insurance (Video)
    • Other Coverages and Options [7 Activities]
      • 01. Introduction to Other Coverages and Options (Video)
      • 02. Umbrella and Excess Liability Policies
      • 03. Introduction to Other Coverages and Options (Video)
      • 04. Specialty Liability Insurance
      • 05. Introduction to Other Coverages and Options: Flood and More (Video)
      • 06. National Flood Insurance Plan and Other Policies
      • 07. Flood Insurance and Other Policies Conclusion (Video)
  • Final Exam - P&C
    • Set up your Exam Proctor
    • Student and Proctor Affidavit
    • Final Exam - P&C (75 questions)
    • Purchase Online Proctoring
    • Schedule Proctoring Session
    • Start Proctoring Session
    • Online Proctored Final Exam - P&C (75 questions)
  • Certificate of Achievement
    • Mandatory Questionnaire
    • Certificate of Completion - Ethics
    • Certificate of Completion - P&C
    • Guaranteed Next-Day Reporting
Instructor Image

Instructor Bio

Gary Sternberg

Gary Sternberg is a veteran of insurance training, having been in the insurance education industry for over 25 years. He is a highly focused, licensed professional with top-level skills in prelicense and continuing education content authorship and training. He is well-versed in compliance and has extensive experience with state and federal regulatory laws and rules. Gary brings to At Your Pace Online students his excellent teaching, writing, and presentation skills with the ability to turn the complex into learnable “normal” person material. Most importantly, Gary has a passion for insurance education and seeing students successfully navigate the licensing process.