Alabama Deluxe Health Insurance Pre-License 20 Hr Course

$69.00

20 Hour Course


Add to Cart (877) 724-6150

This 20 hour course satisfies the state of Alabama's education requirements for Health Insurance producers. Our course is specifically designed to help you prepare for the state exam to get your insurance license. With our deluxe package, you'll be able to download the entire course for future reference, and take a final exam simulating the state exam!

You'll begin this course with the basics in our General Insurance class. This covers topics such as what insurance is, the nature of agency, and the relationship between insurance producers and insurance agents. You'll also learn about contracts, starting with contract law in general, and then diving into the specifics of insurance contracts. Then you'll learn about the process of applying for and delivering a policy.

Our Insurance Ethics class covers the important issue of ethics: what they are, why they matter, and the ethical duties of an insurance agent. We'll cover some ethical situations you may encounter as an insurance agent, and how the law and the Insurance Industry Code of Ethics direct us to behave.

The Introduction to Health Insurance class will start by defining and explaining important terms, such as perils, losses, benefits, and premiums. We'll cover the classes of health insurance, exclusions from coverage, and your responsibility to clients as an insurance producer. The class also covers HIPAA and other related legislation.

We'll explore general and uniform provisions you'll need to know, before moving on to Disability topics. These include different types of disability coverage and their qualifications. Group policies, Social Security disability, and Worker's Compensation are also covered.

Then we'll tackle Medical Plans, which includes types of providers and cost containment. Our Group Health class covers the types of groups which are eligible, and situations such as loss of coverage and COBRA coverage. We'll also talk about the regulations that apply to advertising group health insurance. In our class on Dental insurance, you'll learn about categories of dental treatment and the different ways that deductibles can be applied.

Medicare parts A-D are covered in detail in our Medicare class, including requirements, exclusions and MediGap. Then you'll learn about Long Term Care, including who is eligible and what types of care exist. We'll also cover policy replacement procedures and what qualified plans are.

We'll wrap up the course by looking at Federal Tax considerations that your clients may be concerned about, as well as Regulations that apply to Health Insurance (both federal and state).

This course includes two quizzes and a final test to help ensure that you're ready to take your test!

*At Your Pace Online's test-simulator exams are designed to simulate the conditions you will face while taking the state exam.

Take the first step to become a Life & Health Producer, At Your Pace Online!

  • General Insurance
    • General Insurance Concepts [22 Activities]
      • 01. Introduction to General Concepts (Video)
      • 02. What is Insurance
      • 03. Risk and Risk Management
      • 04. Risk Management Techniques
      • 05. Insurers (Video)
      • 06. Insurers - Part 1
      • 07. Financial Status (Video)
      • 08. Insurers - Part 2: Financial Status
      • View Additional Activities
        • 09. Producers and Agency Relationship (Video)
        • 10. Producers and Agency Relationships - Part 1
        • 11. Producers and Agency Relationships - Part 2: Creation of an Agency Relationship
        • 12. Producers and Agency Relationship - Part 3: Authority, Powers, and Responsibilities of Producers
        • 13. Contracts (Video)
        • 14. Contracts - Part 1
        • 15. Contracts - Part 2: Elements of a Legal Contract
        • 16. Contracts - Part 3: Distinct Characteristics of an Insurance Contract
        • 17. Contracts - Part 4: Legal Interpretations Affecting Contracts
        • 18. Completing the Application, Underwriting, and Delivering the Policy (Video)
        • 19. Completing the Application, Underwriting, and Delivering the Policy - Part 1
        • 20. Completing the Application, Underwriting, and Delivering the Policy - Part 2
        • 21. Completing the Application, Underwriting, and Delivering the Policy - Part 3
        • 22. Conclusion (Video)
  • Insurance Ethics
    • Insurance Ethics [22 Activities]
      • 01. Introduction (Video)
      • 02. What is Ethics?
      • 03. Ethical Concepts and Terminology
      • 04. Why Ethics Matter (Video)
      • 05. Why Ethics Matter
      • 06. Duties of an Insurance Producer (Video)
      • 07. Ethical Duties - Part 1
      • 08. Ethical Duties - Part 2
      • View Additional Activities
        • 09. Ethical Duties - Part 3
        • 10. Ethical Situations (Video)
        • 11. Ethical Situations
        • 12. Laws Governing Ethics (Video)
        • 13. Laws Governing Ethical Conduct - Part 1
        • 14. Laws Governing Ethical Conduct - Part 2
        • 15. Laws Governing Ethical Conduct - Part 3
        • 16. Insurance Industry Codes of Ethics (Video)
        • 17. Insurance Industry Code of Ethics - Part 1
        • 18. Insurance Industry Code of Ethics - Part 2
        • 19. Insurance Industry Code of Ethics - Part 3
        • 20. Insurance Industry Code of Ethics - Part 4
        • 21. Insurance Industry Code of Ethics - Part 5
        • 22. Conclusion (Video)
  • Introduction to Health Insurance
    • Introduction to Health Insurance [22 Activities]
      • 01. Introduction to Health Insurance (Video)
      • 02. Definitions
      • 03. Types of Perils
      • 04. Policyholders' Bill of Rights
      • 05. Use of Health Insurance
      • 06. Principal Types of Losses and Benefits
      • 07. Classes of Health Insurance Policies: Part 1
      • 08. Classes of Health Insurance (Video)
      • View Additional Activities
        • 09. Classes of Health Insurance Policies: Part 2
        • 10. Premiums
        • 11. Health Insurance Portability and Accountability Act of 1997 (HIPAA)
        • 12. PPACA/ACA (Patient Protection and Affordable Care Act/Affordable Care Act)
        • 13. Common Exclusions from Coverage
        • 14. Other Insurance Concepts
        • 15. Producer Responsibilities (Video)
        • 16. Producer Responsibilities in Individual Health Insurance Marketing Requirements: Part 1
        • 17. Producer Responsibilities: Part 2 (Video)
        • 18. Producer Responsibilities in Individual Health Insurance Marketing Requirements: Part 2
        • 19. Individual Underwriting By the Insurer
        • 20. Your Responsibilities Towards Applicants or Insureds (Video)
        • 21. Considerations in Replacing Accident and Health
        • 22. Conclusion (Video)
  • General Provisions
    • General Provisions [7 Activities]
      • 01. Introduction (Video)
      • 02. Uniform Policy Provisions
      • 03. Other General Provisions (Video)
      • 04. Other General Provisions: Part 1
      • 05. Other General Provisions: Part 2
      • 06. Riders
      • 07. Conclusion (Video)
  • Disability
    • Disability [19 Activities]
      • 01. Introduction to Disability (Video)
      • 02. Statistics
      • 03. Definitions of Disability (Video)
      • 04. Definitions: Part 1
      • 05. Definitions: Part 2
      • 06. Qualifying for Disability Benefits (Video)
      • 07. Qualifying for Disability Benefits
      • 08. Different Types of Disability Coverage (Video)
      • View Additional Activities
        • 09. Different Types of Disability Coverage
        • 10. Group and Individual Disability Income Insurance (Video)
        • 11. Group and Individual Disability Income Insurance
        • 12. Group and Individual Disability Income Insurance - Part 2
        • 13. Unique Aspects of Disability Underwriting (Video)
        • 14. Unique Aspects of Disability Underwriting
        • 15. Social Security Disability (Video)
        • 16. Social Security Disability
        • 17. Workers' Compensation (Video)
        • 18. Workers' Compensation
        • 19. Conclusion (Video)
  • Medical Plans
    • Medical Plans [7 Activities]
      • 01. Introduction to Medical Plans (Video)
      • 02. Medical Plan Concepts
      • 03. Types of Providers and Plans (Video)
      • 04. Types of Providers and Plans
      • 05. Cost Containment in Health Care Delivery (Video)
      • 06. Cost Containment in Health Care Delivery
      • 07. Conclusion (Video)
  • Group Health
    • Group Health [12 Activities]
      • 01. Introduction (Video)
      • 02. Introduction
      • 03. Types of Eligible Groups
      • 04. Group Benefits Review (Video)
      • 05. Advertising Group Health Insurance
      • 06. Employer Group Health Insurance
      • 07. Group Insurance Eligibility (Video)
      • 08. Loss of Coverage / Coverage Continuation / Changing Coverage
      • View Additional Activities
        • 09. COBRA Coverage (Video)
        • 10. Small Employer Medical Plans
        • 11. Other Types of Supplementary Group Coverage
        • 12. Conclusion (Video)
  • Midpoint Quiz
    • Midpoint Quiz (50 questions)
  • Dental
    • Dental [5 Activities]
      • 01. Introduction (Video)
      • 02. Categories of Dental Treatment
      • 03. Indemnity Plans
      • 04. Employer Group Dental Expense
      • 05. Conclusion (Video)
  • Medicare
    • Medicare [25 Activities]
      • 01. History of Medicare (Video)
      • 02. Medicare - An Overview: Part 1
      • 03. Medicare - An Overview: Part 2
      • 04. Medicare Part A: Individual Eligibility Requirements (Video)
      • 05. Medicare Part A - In Detail
      • 06. Medicare Part A - Part 2
      • 07. Medicare Part A - Part 3
      • 08. Medicare Part A - Part 4
      • View Additional Activities
        • 09. Medicare Part B (Video)
        • 10. Medicare Part B - In Detail
        • 11. Medicare Part B - Part 2
        • 12. Medicare Part B - Part 3
        • 13. Medicare Part B - Part 4
        • 14. Medicare Part B - Part 5
        • 15. Part A and Part B Exclusions
        • 16. Medicare C & D (Video)
        • 17. Medicare Parts C & D - In Detail
        • 18. Medicare Parts C & D - Part 2
        • 19. Medicare Parts C & D - Part 3
        • 20. Medigap (Video)
        • 21. Medicare Supplements & MediGap
        • 22. Medicare Conclusion (Video)
        • 23. Other Options
        • 24. Other Options - Part 2
        • 25. Conclusion (Video)
  • Long Term Care
    • Long Term Care [11 Activities]
      • 01. Introduction (Video)
      • 02. Types of Policies and Elimination and Benefit Periods
      • 03. Eligibility for Benefits
      • 04. Levels and Types of Care
      • 05. Benefits and Options
      • 06. Exclusions
      • 07. Suitability
      • 08. Long Term Care, Medicare, and Medicaid Compared
      • View Additional Activities
        • 09. LTC Policy Replacement
        • 10. Qualified LTC Plans
        • 11. Conclusion (Video)
  • Tax Considerations
    • Federal Tax Considerations [8 Activities]
      • 01. Introduction (Video)
      • 02. Personally-Owned Health Insurance
      • 03. Employer Group Health Insurance
      • 04. Medical Expense Coverage for Sole Proprietors and Partners
      • 05. Business Disability Insurance
      • 06. Health Savings Accounts and Other Tax-Favored Health Plans (Video)
      • 07. Health Savings Accounts and Other Tax-Favored Health Plans
      • 08. Conclusion (Video)
  • Regulations Covering Health Insurance
    • Federal Regulations Covering Health Insurance [14 Activities]
      • 01. Introduction (Video)
      • 02. Federal Regulations Governing Health Insurance: Part 1
      • 03. Federal Regulations Governing Health Insurance: Part 2
      • 04. Federal Regulations Governing Health Insurance: Part 3
      • 05. Patient Protection and Affordable Care Act (Video)
      • 06. Federal Regulations Governing Health Insurance: Part 4
      • 07. Affordable Care Act: Changes to Underwriting (Video)
      • 08. Federal Regulations Governing Health Insurance: Part 5
      • View Additional Activities
        • 09. Federal Regulations Governing Health Insurance: Part 6
        • 10. Federal Regulations Governing Health Insurance: Part 7
        • 11. Fines, Penalties, Subsidies, and Tax Credits (Video)
        • 12. Federal Regulations Governing Health Insurance: Part 8
        • 13. Federal Regulations Governing Health Insurance: Part 9
        • 14. Conclusion (Video)
    • Alabama Regulations Governing all Lines of Insurance [13 Activities]
      • 01. Introduction (video)
      • 02. Compliance and Penalties
      • 03. Insurance Commissioner
      • 04. Authorized Companies
      • 05. Obtaining a Producer's License
      • 06. Obtaining a Producer's License - Part 2
      • 07. Maintaining a Producer's License
      • 08. Continuing Education
      • View Additional Activities
        • 09. Producer Appointment and Termination
        • 10. Unfair Trade Practices Law
        • 11. Other Prohibited Actions
        • 12. Domestic Abuse Protection Act
        • 13. Conclusion (video)
    • Alabama Regulations Governing Health Insurance [32 Activities]
      • 01. Individual Accident and Health Policies
      • 02. Required Benefits
      • 03. Health Maintenance Organizations
      • 04. Health Maintenance Organizations - Part 2
      • 05. Alabama Health Insurance Plan
      • 06. Alabama Health Insurance Plan - Part 2
      • 07. General Accident and Health Plan Provisions
      • 08. Medicare Supplement Insurance
      • View Additional Activities
        • 09. Medicare Supplement Insurance - Part 2
        • 10. Medicare Supplement Insurance - Part 3
        • 11. Medicare Supplement Insurance - Part 4
        • 12. Medicare Supplement Insurance - Part 5
        • 13. Medicare Supplement Insurance - Part 6
        • 14.Medicare Supplement Insurance - Part 7
        • 15. Medicare Supplement Insurance - Part 8
        • 16. Medicare Supplement Insurance - Part 9
        • 17. Medicare Supplement Insurance - Part 10
        • 18. Medicare Supplement Insurance - Part 11
        • 19. Medicare Supplement Insurance - Part 12
        • 20. Medicare Supplement Insurance - Part 13
        • 21. Long Term Care Insurance
        • 22. Long Term Care Insurance - Part 2
        • 23. Long Term Care Insurance - Part 3
        • 24. Long Term Care Insurance - Part 4
        • 25. Long Term Care Insurance - Part 5
        • 26. Long Term Care Insurance - Part 6
        • 27. Long Term Care Insurance - Part 7
        • 28. Long Term Care Insurance - Part 8
        • 29. Long Term Care Insurance - Part 9
        • 30. Long Term Care Insurance - Part 10
        • 31. Long Term Care Insurance - Part 11
        • 32. Long Term Care insurance - Part 12
  • Endpoint Quiz
    • Endpoint Quiz (50 questions)
  • Final Test
    • Test Simulator - Final Exam (100 questions)
  • Course Completion
    • Mandatory Questionnaire
    • Certificate of Completion

Instructor Bio


keith haley insurance instructor atyourpaceonline
Keith Haley is the Online Insurance instructor and industry expert for At Your Pace Online. In addition to his insurance license, Keith holds a Bachelor's degree in Finance, Master's degree in Education, and is a Certified Financial Planner and licensed insurance producer. As an entrepreneur, over his career Keith has owned and managed businesses in a wide range of professions, including car sales, financial consultation, and insurance sales and management. With over twenty years of experience in business, sales, and education, Keith brings a broad range of practical and academic knowledge to our courses.