Alabama Deluxe Life Insurance Pre-License 20 Hr Course

$69.00

20 Hour Course


Add to Cart 8777246150

This 20 hour course meets Alabama's Pre-licensing education requirements for Life Insurance. Our course is specifically designed to help you prepare for the state exam to get your insurance license. With our deluxe package, you'll be able to download the entire course for future reference, and take a final exam simulating the state exam!

In this course, you'll start with the basics in our General Insurance class. This covers topics such as what insurance is, the nature of agency, and the relationship between insurance producers and insurance agents. You'll also learn about contracts, starting with contract law in general, and then diving into the specifics of insurance contracts. Then you'll learn about the process of applying for and delivering a policy.

Our Insurance Ethics class focuses on what ethics are, why they matter, and the ethical duties of an insurance agent. We'll cover some ethical situations you may encounter as an insurance agent, and how the law and the Insurance Industry Code of Ethics direct us to behave.

We'll discuss the different types of life insurance policies you'll need to know in order to advise your clients on which ones meet their needs. This includes whole life, term life, group life, credit life, and flexible and specialized policies. In our Standard Policy Provisions class, we'll tell you what policies and provisions are generally included in life insurance contracts. You'll learn about options, riders, and beneficiaries.

The Annuities class in this course will examine the principles and concepts that apply to annuities. Then it will cover the benefit, payment options and products they offer, and the ways in which annuities can be used.

After learning some more fundamental concepts, you'll go through the Producer Responsibilities in Marketing, which covers how to help clients compare and evaluate policies so you can make the sale. You'll also take a short class on tax considerations, which will allow you to answer client questions about how their insurance affects their taxes. We'll also explore Qualified Plans, how they function, and how they affect a clients' taxes.

Our last classes in this course will cover how variable life insurance and and variable annuities are regulated as securities, and both state and federal insurance regulations that you need to know.

This course includes two quizzes and a final exam, to help you review and practice the concepts you need to master for the Alabama state exam.

*At Your Pace Online's test-simulator exams are designed to simulate the conditions you will face while taking the state exam.

Take the first step to become a Life & Health Producer, At Your Pace Online!

  • General Insurance
    • General Insurance Concepts [22 Activities]
      • 01. Introduction to General Concepts (Video)
      • 02. What is Insurance
      • 03. Risk and Risk Management
      • 04. Risk Management Techniques
      • 05. Insurers (Video)
      • 06. Insurers - Part 1
      • 07. Financial Status (Video)
      • 08. Insurers - Part 2: Financial Status
      • View Additional Activities
        • 09. Producers and Agency Relationship (Video)
        • 10. Producers and Agency Relationships - Part 1
        • 11. Producers and Agency Relationships - Part 2: Creation of an Agency Relationship
        • 12. Producers and Agency Relationship - Part 3: Authority, Powers, and Responsibilities of Producers
        • 13. Contracts (Video)
        • 14. Contracts - Part 1
        • 15. Contracts - Part 2: Elements of a Legal Contract
        • 16. Contracts - Part 3: Distinct Characteristics of an Insurance Contract
        • 17. Contracts - Part 4: Legal Interpretations Affecting Contracts
        • 18. Completing the Application, Underwriting, and Delivering the Policy (Video)
        • 19. Completing the Application, Underwriting, and Delivering the Policy - Part 1
        • 20. Completing the Application, Underwriting, and Delivering the Policy - Part 2
        • 21. Completing the Application, Underwriting, and Delivering the Policy - Part 3
        • 22. Conclusion (Video)
  • Insurance Ethics
    • Insurance Ethics [22 Activities]
      • 01. Introduction (Video)
      • 02. What is Ethics?
      • 03. Ethical Concepts and Terminology
      • 04. Why Ethics Matter (Video)
      • 05. Why Ethics Matter
      • 06. Duties of an Insurance Producer (Video)
      • 07. Ethical Duties - Part 1
      • 08. Ethical Duties - Part 2
      • View Additional Activities
        • 09. Ethical Duties - Part 3
        • 10. Ethical Situations (Video)
        • 11. Ethical Situations
        • 12. Laws Governing Ethics (Video)
        • 13. Laws Governing Ethical Conduct - Part 1
        • 14. Laws Governing Ethical Conduct - Part 2
        • 15. Laws Governing Ethical Conduct - Part 3
        • 16. Insurance Industry Codes of Ethics (Video)
        • 17. Insurance Industry Code of Ethics - Part 1
        • 18. Insurance Industry Code of Ethics - Part 2
        • 19. Insurance Industry Code of Ethics - Part 3
        • 20. Insurance Industry Code of Ethics - Part 4
        • 21. Insurance Industry Code of Ethics - Part 5
        • 22. Conclusion (Video)
  • Life Insurance Policy Types
    • Life Insurance Policy Types [14 Activities]
      • 01. Introduction (Video)
      • 02. Life Insurance Basics
      • 03. Policy Descriptions in Brief
      • 04. Whole Life Insurance and Term Life Insurance (Video)
      • 05. Individual Policies in Detail - Part 1: Whole Life Insurance
      • 06. Individual Policies in Detail - Part 2: Term Life Insurance
      • 07. Flexible Policies and Specialized Policies (Video)
      • 08. Individual Policies in Detail - Part 3: Flexible Policies
      • View Additional Activities
        • 09. Individual Policies in Detail - Part 4: Specialized Policies
        • 10. Individual Policies in Detail - Part 5: Endowment Policies
        • 11. Group Life Insurance and Credit Life Insurance (Video)
        • 12. Group Policies in Detail
        • 13. Credit Life Insurance
        • 14. Conclusion (Video)
  • Standard Policy Provisions
    • Standard Policy Provisions [17 Activities]
      • 01. Introduction (Video)
      • 02. Standard Policy Provisions - Part 1
      • 03. Standard Policy Provisions - Part 2
      • 04. Beneficiaries (Video)
      • 05. Standard Policy Provisions - Part 3
      • 06. Standard Policy Provisions - Part 4
      • 07. Options (Video)
      • 08. Options - Part 1
      • View Additional Activities
        • 09. Options - Part 2
        • 10. Options - Part 3
        • 11. Riders - Part 1 (Video)
        • 12. Riders - Part 1
        • 13. Riders - Parts 2-4 (Video)
        • 14. Riders - Part 2
        • 15. Riders - Part 3
        • 16. Riders - Part 4
        • 17. Conclusion (Video)
  • Annuities
    • Annuities [10 Activities]
      • 01. Introduction (Video)
      • 02. Annuity Principles and Concepts
      • 03. Immediate versus Deferred Annuities
      • 04. Annuity (Benefit) Payment Options (Video)
      • 05. Annuity (Benefit) Payment Options
      • 06. Annuity Products (Video)
      • 07. Annuity Products
      • 08. Uses of Annuities (Video)
      • 09. Uses of Annuities
      • 10. Conclusion (Video)
  • Midpoint Quiz
    • Mid-Point Quiz (56 questions)
  • Fundamental Concepts
    • Fundamental Concepts [8 Activities]
      • 01. Introduction (Video)
      • 02. Uses of Life Insurance (Video)
      • 03. Uses for Life Insurance - Part 1
      • 04. Uses for Life Insurance - Part 2
      • 05. Aspects of Life Insurance
      • 06. Individual Underwriting by the Insurer (Video)
      • 07. Individual Underwriting by the Insurer
      • 08. Conclusion (Video)
  • Producer Responsibilities
    • Producer Responsibilities in Marketing [9 Activities]
      • 01. Introduction (Video)
      • 02. Solicitation and Sales Presentations
      • 03. Suitability
      • 04. Life Insurance Policy Comparison Methods (Video)
      • 05. Life Insurance Policy Cost Comparison Methods
      • 06. Replacement
      • 07. Use and Disclosure of Insurance Information
      • 08. Military Sales
      • 09. Conclusion (Video)
  • Tax Considerations
    • Federal Tax Considerations for Life Insurance and Annuities [8 Activities]
      • 01. Introduction (Video)
      • 02. Taxation of Personal Life Insurance
      • 03. Taxation of Group Life Insurance
      • 04. Taxation of Non-Qualified Annuities (Video)
      • 05. Taxation of Non-Qualified Annuities
      • 06. Taxation of Individual Retirement Annuities (Video)
      • 07. Taxation of Individual Retirement Annuities (IRAs)
      • 08. Conclusion (Video)
  • Qualified Plans and Retirement
    • Qualified Plans and Retirement [12 Activities]
      • 01. Introduction (Video)
      • 02. Qualified Plans - Part 1
      • 03. Qualified Plans - Part 2: Plan Types, Characteristics, and Purchasers
      • 04. Federal Tax Considerations for Qualified Plans (Video)
      • 05. Qualified Plans - Part 3: Federal Tax Considerations for Qualified Plans
      • 06. Rollovers, Transfers, and 1035 Exchanges (Video)
      • 07. Rollovers and Transfers
      • 08. Section 1035 Exchanges
      • View Additional Activities
        • 09. Social Security Benefits
        • 10. Employee Retirement Income Security Act (Video)
        • 11. Employee Retirement Income Security Act (ERISA)
        • 12. Conclusion (Video)
  • Life Insurance and Securities
    • Life Insurance and Securities [4 Activities]
      • 01. Introduction (Video)
      • 02. Dodd-Frank
      • 03. Variable Life Insurance and Annuities as Securities
      • 04. Conclusion (Video)
  • Insurance Regulations
    • Federal Insurance Regulations [4 Activities]
      • 01. Introduction (Video)
      • 02. Federal Regulations (Video)
      • 03. Federal Regulations
      • 04. Federal Financial Regulations
    • Alabama Regulations Governing all Lines of Insurance [13 Activities]
      • 01. Introduction (video)
      • 02. Compliance and Penalties
      • 03. Insurance Commissioner
      • 04. Authorized Companies
      • 05. Obtaining a Producer's License
      • 06. Obtaining a Producer's License - Part 2
      • 07. Maintaining a Producer's License
      • 08. Continuing Education
      • View Additional Activities
        • 09. Producer Appointment and Termination
        • 10. Unfair Trade Practices Law
        • 11. Other Prohibited Actions
        • 12. Domestic Abuse Protection Act
        • 13. Conclusion (video)
    • Alabama Regulations Governing Life Insurance [24 Activities]
      • 01. Filing and Approval of Policies
      • 02. Required Provisions
      • 03. Industrial Life Provisions
      • 04. Non-Forfeiture Laws
      • 05. Non-Forfeiture Laws - Part 2
      • 06. Advertising
      • 07. Advertising - Part 2
      • 08. Advertising - Part 3
      • View Additional Activities
        • 09. Discrimination
        • 10. Life Insurance Disclosure
        • 11. Alterations and Representations on the Application
        • 12. Life Insurance Illustrations
        • 13. Life Insurance Illustrations - Part 2
        • 14. Life Insurance Illustrations - Part 3
        • 15. Life Insurance and Annuities Replacement
        • 16. Life Insurance and Annuities Replacement - Part 2
        • 17. Life Insurance and Annuities Replacement - Part 3
        • 18. Suitability in Annuity Transactions
        • 19. Annuity Disclosures
        • 20. Minors and Insurance
        • 21. Alabama Life and Disability Guaranty Association
        • 22. Alabama Life and Disability Guaranty Association - Part 2
        • 23. Alabama Life and Disability Guaranty Association - Part 3
        • 24. Alabama LIfe and Disability Guaranty Association - Part 4
  • Endpoint Quiz
    • Endpoint Quiz (58 questions)
  • Final Exam
    • Test Simulator - Final Exam (125 questions)
  • Course Completion
    • Mandatory Questionnaire
    • Certificate of Completion

Instructor Bio


keith haley insurance instructor atyourpaceonline
Keith Haley is the Online Insurance instructor and industry expert for At Your Pace Online. In addition to his insurance license, Keith holds a Bachelor's degree in Finance, Master's degree in Education, and is a Certified Financial Planner and licensed insurance producer. As an entrepreneur, over his career Keith has owned and managed businesses in a wide range of professions, including car sales, financial consultation, and insurance sales and management. With over twenty years of experience in business, sales, and education, Keith brings a broad range of practical and academic knowledge to our courses.