Alabama Deluxe Property & Casualty Pre-License 40 Hr Class

$99.00

40 Hour Course

4.4
17 Reviews

Add to Cart (877) 724-6150

This 40 hour course is designed to satisfy the pre-license education requirements to become a property and casualty insurance producer in Alabama.It will also help prepare you for the state exam with a test simulator, and with our deluxe course package, you'll be able to download the entire course to keep for future reference!

In this course, we'll begin with some fundamental concepts in our General Insurance class. We'll talk about what agency is, and the agency relationship between producers and clients. We'll also discuss insurance contracts, what makes a contract valid, and risk management techniques.

Next, you'll learn about ethics, including why ethics matter, what to do in ethically challenging situations, and what the law and Insurance Industy Code of Ethics say about them. Then, we'll tackle some of the federal regulations pertaining to the insurance industry.

The Property and Casualty Basics class will give you a solid foundation in the principles and concepts that these policies are built on. We'll talk about negligence, liability, and damages, as well as common policy structures and provisions.

In our Dwelling Policy class, you'll learn to determine the eligibility of dwellings for insurance policies, as well as to determine the amount of coverage needed. We'll cover some additional conditions and endorsements as well.

Then we'll move into our class on the Homeowner's Policy. This section of the course discusses the structure of a homeowner's policy and the endorsements that can modify the policy.

In our Personal Automobile Policies class, we'll cover the fundamentals of auto coverage, such as liability and negligence. Then we'll explore various auto policy details, before moving on to Commercial Automobile Policies and endorsements.

Our Business Owner's Policies class will teach you some common conditions of this type of policy, along with some endorsements that can be added. After that, our Worker's Compensation class will cover applicable laws, along with disability and premium computations.

Finally, we'll take a look at other coverages like umbrella and excess liability policies, speciality and professional liability insurance, flood insurance, and more. Then we'll wrap the course up by exploring Alabama's insurance laws and regulations that you'll need to know.

This course includes two quizzes and a final exam to help ensure that you're ready for your state test!

*At Your Pace Online's test-simulator exams are designed to simulate the conditions you will face while taking the state exam.

Take the first step to become a Property & Casualty Producer, At Your Pace Online!

  • General Insurance
    • General Insurance Concepts [21 Activities]
      • 01. Introduction to General Concepts (Video)
      • 02. What is Insurance?
      • 03. Risk and Risk Management
      • 04. Risk and Risk Management: Techniques and Insurable Interest
      • 05. Insurers (Video)
      • 06. Insurers
      • 07. Financial Status (Video)
      • 08. Insurers: Financial Status
      • View Additional Activities
        • 09. Producers and Agency Relationship (Video)
        • 10. Producers and Agency Relationships: What is Agency?
        • 11. Producers and Agency Relationships: Creation of an Agency Relationship
        • 12. Producers and Agency Relationship: Authority, Powers, and Responsibilities of Producers
        • 13. Contracts (Video)
        • 14. Contracts
        • 15. Contracts: Elements of a Legal Contract
        • 16. Contracts: Distinct Characteristics of an Insurance Contract
        • 17. Contracts: Legal Interpretations Affecting Contracts
        • 18. Completing the Application, Underwriting, and Delivering the Policy (Video)
        • 19. Completing the Application, Underwriting, and Delivering the Policy
        • 20. Completing the Application, Underwriting, and Delivering the Policy: Underwriting
        • 21. Conclusion (Video)
  • Insurance Ethics
    • Insurance Ethics [22 Activities]
      • 01. Introduction (Video)
      • 02. What is Ethics?
      • 03. Ethical Concepts and Terminology
      • 04. Why Ethics Matter (Video)
      • 05. Why Ethics Matter
      • 06. Duties of an Insurance Producer (Video)
      • 07. Ethical Duties
      • 08. Ethical Duties - Part 2
      • View Additional Activities
        • 09. Ethical Duties - Part 3
        • 10. Ethical Situations (Video)
        • 11. Ethical Situations
        • 12. Laws Governing Ethics (Video)
        • 13. Laws Governing Ethical Conduct
        • 14. Laws Governing Ethical Conduct - Part 2
        • 15. Laws Governing Ethical Conduct - Part 3
        • 16. Insurance Industry Codes of Ethics (Video)
        • 17. Insurance Industry Codes of Ethics - Part 1
        • 18. Insurance Industry Codes of Ethics - Part 2
        • 19. Insurance Industry Codes of Ethics - Part 3
        • 20. Insurance Industry Codes of Ethics - Part 4
        • 21. Looking Forward
        • 22. Conclusion (Video)
  • Regulations and Laws Governing Insurance
    • Federal Regulations and Laws Governing Insurance [4 Activities]
      • 01. Introduction (Video)
      • 02. Federal Regulations
      • 03. Federal Financial Regulations
      • 04. Conclusion (Video)
  • Property and Casualty Basics
    • Property and Casualty Basics [16 Activities]
      • 01. Introduction (Video)
      • 02. Principles and Concepts
      • 03. Principles and Concepts: Loss (Video)
      • 04. Principles and Concepts: Loss
      • 05. Negligence, Liability, and Damages (Video)
      • 06. Negligence, Liability, and Damages
      • 07. Policy Structure (Video)
      • 08. Policy Structure and Contracts
      • View Additional Activities
        • 09. Common Policy Provisions (Video)
        • 10. Common Policy Provisions
        • 11. Common Policy Provisions - Part 2 (Video)
        • 12. Other Common Policy Provisions
        • 13. Common Policy Provisions - Part 3 (Video)
        • 14. Party Specific Policy Provisions
        • 15. Cause of Loss Form
        • 16. Conclusion (Video)
  • Dwelling Policy
    • Dwelling Policy [13 Activities]
      • 01. Introduction (Video)
      • 02. Policy Form
      • 03. Characteristics and Purpose
      • 04. Eligibility
      • 05. Coverage Forms - Perils Insured Against
      • 06. Property Coverages
      • 07. Property Coverages - Part 2
      • 08. General Exclusions
      • View Additional Activities
        • 09. Conditions - Part 1
        • 10. Conditions - Part 2
        • 11. Selected Endorsements
        • 12. Personal Liability Supplement
        • 13. Conclusion (Video)
  • Homeowner's Policy
    • Homeowner's Policy [23 Activities]
      • 01. Introduction ( Video)
      • 02. Objectives
      • 03. Definitions
      • 04. Policy Forms - HO-1 through HO-8
      • 05. Structure of a Homeowners Policy
      • 06. Property Coverages
      • 07. Property Coverages: Additional Coverages Available Under Section 1 - All Policy Forms
      • 08. Property Coverages: Additional Coverages Available Under Section 1 - Specific Policy Forms
      • View Additional Activities
        • 09. Property Coverages: Exclusions to the Coverages Otherwise Included in Section 1
        • 10. Property Coverages: Conditions Relative to Section 1
        • 11. Property Coverages: Additional Conditions Relative to Section 1
        • 12. Liability Coverages (Video)
        • 13. Section 2 - Liability Coverages
        • 14. Liability Coverages: Exclusions to Liability Coverage
        • 15. Liability Coverages: Exclusions to Coverage E and F
        • 16. Liability Coverages: Conditions Relative to Section 2
        • 17. Conditions Relative to Both Sections 1 and 2
        • 18. Endorsements (Video)
        • 19. Endorsements
        • 20. Endorsements: Scheduled Personal Property (HO 04 61)
        • 21. Endorsements: Personal Property Replacement Cost, Business Pursuits, Watercraft, and Personal Injury
        • 22. Endorsements: Additional Endorsements
        • 23. Conclusion (Video)
    • Comparison of Homeowner Policy Perils
  • Midpoint Quiz
    • Midpoint Quiz (69 questions)
  • Personal Automobile Policies
    • Personal Automobile Policies [11 Activities]
      • 01. Introduction to Personal Auto Policies (Video)
      • 02. Fundamentals of Auto Coverage
      • 03. Types of Personal Auto Coverage
      • 04. Fundamentals of Auto Coverage: Definitions, Policy-Wide Exclusions, and Insurance Scores
      • 05. Personal Auto Policies in Detail
      • 06. Part B: Medical Payments Coverage
      • 07. Part C: Uninsured / Underinsured Motorist
      • 08. Parts D, E and F
      • View Additional Activities
        • 09. Selected Auto Endorsements
        • 10. Other Auto Endorsements
        • 11. Conclusion of Personal Auto Policies (Video)
  • Commercial Automobile Policies
    • Commercial Automobile Policies [13 Activities]
      • 01. Introduction (Video)
      • 02. Commercial Auto Policies: Introduction
      • 03. Business Auto Coverage
      • 04. Business Auto Coverage: Definitions
      • 05. Business Auto Coverage: Liability
      • 06. Business Auto Coverage: Exclusions to Liability Coverage
      • 07. Business Auto Coverage: Limits of Liability
      • 08. Business Auto Coverage: Physical Damage Coverage
      • View Additional Activities
        • 09. Business Auto Coverage: Conditions
        • 10. Other Commercial Auto Coverage Forms
        • 11. Commercial Auto Endorsements
        • 12. More Commercial Auto Endorsements
        • 13. Conclusion (Video)
  • Commercial Coverage Package Policies
    • Commercial Coverage Package Policies [56 Activities]
      • 01. Introduction (video)
      • 02. The Commercial Package Policy
      • 03. Bodily Injury and Property Damage Liability (Video)
      • 04. Commercial General Liability, Section I: Coverages
      • 05. Personal and Advertising Injury Liability, Medical Payments and Supplementary Payments (Video)
      • 06. Commercial General Liability Coverage B: Personal and Advertising Injury Liability
      • 07. Commercial General Liability, Coverage C: Medical Payments
      • 08. Commercial General Liability: Supplementary Payments
      • View Additional Activities
        • 09. Who is an "Insured" (Video)
        • 10. Commercial General Liability Section II: Who is an Insured?
        • 11. Commercial General Liability Section III: Limits of Insurance
        • 12. Commercial General Liability Section IV: Conditions
        • 13. CGL Definitions (Video)
        • 14. Commercial General Liability: Definitions
        • 15. Commercial General Liability: Additional Definitions
        • 16. Occurrence and Claims-Made Forms (Video)
        • 17. Commercial General Liability: Occurrence and Claims-Made Forms
        • 18. Pollution LIability Coverage Form (Video)
        • 19. Commercial General Liability: Pollution Liability Coverage Form (CG 00 39)
        • 20. Commercial General Liability: Other Elements of the Pollution Liability Coverage Form
        • 21. Commercial Property (Video)
        • 22. Commercial Property
        • 23. Building and Personal Property (Video)
        • 24. Commercial Property: Building and Business Personal Property
        • 25. Commercial Property: Building and Business Personal Property - Additional Coverages
        • 26. Commercial Property: Building and Business Personal Property - Coverage Extensions
        • 27. Commercial Property: Building and Business Personal Property - Limits of Insurance
        • 28. Commercial Property: Building and Business Personal Property - Additional Conditions, Optional Coverages, and Definitions
        • 29. Condominium Association Coverage Form (Video)
        • 30. Commercial Property: Condominium Association Coverage Form
        • 31. Commercial Property: Condominium Commercial Unit Owners Coverage Form
        • 32. Commercial Property: Builders Risk Coverage Form
        • 33. Business Income Coverage Form (Video)
        • 34. Commercial Property: The Business Income Coverage Form
        • 35. Commercial Property: Business Income Coverage - Extra Expense and Loss of Use
        • 36. Legal LIability Coverage Forms and Extra Expense Coverage Forms (Video)
        • 37. Commercial Property: Legal Liability Coverage Form
        • 38. Causes of Loss Forms and Selected Endorsement for Commercial Property Coverage (Video)
        • 39. Commercial Property: Causes of Loss Forms
        • 40. Commercial Property: Selected Endorsements
        • 41. Commercial Crime (Video)
        • 42. Commercial Crime
        • 43. Commercial Crime: Coverages
        • 44. Commercial Inland Marine (Video)
        • 45. Commercial Inland Marine
        • 46. Commercial Inland Marine: Transportation Coverages
        • 47. Equipment Breakdown (Video)
        • 48. Equipment Breakdown
        • 49. Equipment Breakdown: Exclusions, Limits, and Deductibles
        • 50. Equipment Breakdown: Conditions, Definitions, and Endorsements
        • 51. Farm Coverage (Video)
        • 52. Farm Coverage
        • 53. Farm Coverage: Definitions and Causes of Loss
        • 54. Farm Coverage: Conditions, Exclusions, and Additional Coverages
        • 55. Farm Coverage: Crop Insurance
        • 56. Conclusion (Video)
  • Business Owner's Policies
    • Business Owners Policy [9 Activities]
      • 01. Business Owner's Policies Introduction Video
      • 02. Property - Part 1: Risks
      • 03. Property - Part 2: Coverages
      • 04. Property - Part 3
      • 05. Liability (Video)
      • 06. Liability
      • 07. Common Policy Conditions
      • 08. Selected Endorsements
      • 09. Conclusion (Video)
  • Worker's Compensation
    • Workers Compensation [15 Activities]
      • 01. Workers' Compensation Introduction (Video)
      • 02. Workers' Compensation Laws
      • 03. Workers' Compensation and Employers Liability Insurance Policy (Video)
      • 04. Parts 1 and 2 of a Workers' Compensation and Employer's Liability Insurance Policy
      • 05. Parts 3 through 6 of a Workers’ Compensation and Employers Liability Insurance Policy
      • 06. Total Disability (Video)
      • 07. Workers' Compensation and Disability
      • 08. Workers' Compensation and Disability: Additional Definitions
      • View Additional Activities
        • 09. Premium Computations (Video)
        • 10. Premium Computations
        • 11. Premium Computations: Adjustments and Discounts
        • 12. Workers' Compensation Laws (Video)
        • 13. Workers' Compensation Laws
        • 14. Workers' Compensation Laws: Federal Laws Related to Workers' Compensation
        • 15. Conclusion (Video)
  • Other Coverages
    • Other Coverages [28 Activities]
      • 01. Other Coverages Introduction (Video)
      • 02. Umbrella and Excess Liability Policies
      • 03. Umbrella and Excess Liability Policies: Personal Coverage - Coverage Form
      • 04. Umbrella and Excess Liability Policies: Personal Coverage - Coverages and Limits of Liability
      • 05. Umbrella and Excess Liability Policies: Personal Coverage - Exclusions
      • 06. Umbrella and Excess Liability Policies: Personal Coverage - General Provisions
      • 07. Commercial Umbrella (Video)
      • 08. National Flood Insurance Program: Personal Property
      • View Additional Activities
        • 09. National Flood Insurance Program: Increased Cost of Compliance
        • 10. National Flood Insurance Program: General Conditions
        • 11. Umbrella and Excess Liability Policies: Commercial Umbrella - Definitions
        • 12. Umbrella and Excess Liability Policies: Commercial Umbrella - Additional Definitions
        • 13. Umbrella and Excess Liability Policies: Commercial Umbrella - Conditions
        • 14. Specialty and Professional Liability Insurance (Video)
        • 15. Specialty and Professional Liability Insurance
        • 16. National Flood Insurance Program (Video)
        • 17. National Flood Insurance Program
        • 18. National Flood Insurance Program: Property Covered
        • 19. National Flood Insurance Program: Personal Property
        • 20. National Flood Insurance Program: Other Coverages
        • 21. National Flood Insurance Program: Increased Cost of Compliance
        • 22. National Flood Insurance Program: Property Not Covered, Exclusions, and Deductibles
        • 23. National Flood Insurance Program: General Conditions
        • 24. Other Policies (Video)
        • 25. Other Policies
        • 26. Surety Bonds and Surplus Lines (Video)
        • 27. Surety Bonds and Surplus Lines
        • 28. Conclusion (Video)
  • Alabama Insurance Law
    • Regulations Governing all Lines of Insurance [13 Activities]
      • 01. Introduction (video)
      • 02. Course Notes, Compliance and Penalties
      • 03. Insurance Commissioner
      • 04. Authorized Companies
      • 05. Obtaining a Producer’s License
      • 06. Obtaining a Producer’s License - Part 2
      • 07. Maintaining a Producer’s License
      • 08. Continuing Education
      • View Additional Activities
        • 09. Producer Appointment and Termination; Surplus Lines
        • 10. Unfair Trade Practices Law
        • 11. Other Prohibited Actions
        • 12. Domestic Abuse Protection Act
        • 13. Conclusion (video)
    • Regulations Governing Property, Casualty, Fire, and Automobile Lines of Insurance [16 Activities]
      • 01. Introduction (video)
      • 02. Property and Casualty Insurance
      • 03. Property and Casualty - Part 2
      • 04. Property and Casualty - Part 3
      • 05. Property and Casualty - Part 4
      • 06. Property and Casualty - Part 5
      • 07. Property and Casualty - Part 6
      • 08. Property and Casualty - Part 7
      • View Additional Activities
        • 09. Property and Casualty - Part 8
        • 10. Property and Casualty - Part 9
        • 11. Property and Casualty - Part 10
        • 12. Additional Alabama Property Insurance Policies
        • 13. Automobile Insurance Policies
        • 14. Automobile Insurance Policies - Part 2
        • 15. Regulations Conclusion (video)
        • 16. Course Conclusion (video)
  • Endpoint Quiz
    • Endpoint Quiz (75 questions)
  • Final Exam
    • Test-Simulator Final Exam (150 questions)
  • Course Completion
    • Mandatory Questionnaire
    • Certificate of Completion
  • Course Materials
    • General Insurance Concepts
    • Insurance Ethics
    • Federal Regulations and Laws Governing Insurance
    • Property and Casualty Basics
    • Dwelling Policy
    • Homeowner's Policy
    • Personal Automobile Policies
    • Commercial Automobile Policies
    • Commercial Coverage Package Policies
    • Business Owners Policy
    • Workers Compensation
    • Other Coverages
    • Regulations Governing all Lines of Insurance
    • Regulations Governing Property, Casualty, Fire, and Automobile Lines of Insurance

Instructor Bio


keith haley insurance instructor atyourpaceonline
Keith Haley is the Online Insurance instructor and industry expert for At Your Pace Online. In addition to his insurance license, Keith holds a Bachelor's degree in Finance, Master's degree in Education, and is a Certified Financial Planner and licensed insurance producer. As an entrepreneur, over his career Keith has owned and managed businesses in a wide range of professions, including car sales, financial consultation, and insurance sales and management. With over twenty years of experience in business, sales, and education, Keith brings a broad range of practical and academic knowledge to our courses.

Course Reviews

December 8th, 2017
Excellent and challenging content

March 8th, 2019
Some of the questions all of the answers would not show up.

June 20th, 2018
I wish all of the terms were located in one location such as a glossary for easier reference or to print off separate of he entire course outline. Also, same is true fr the Laws. Much easier o read on a separate basis.

August 29th, 2019
Questions on tests aren't specific to the categories their asking about

October 17th, 2019

October 22nd, 2018

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March 28th, 2018

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December 11th, 2017

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November 14th, 2017