This course package includes lessons and study materials designed to help you pass the Alabama insurance licensing exam!
In this course, we'll begin with some fundamental concepts in our General Insurance class. We'll talk about what agency is, and the agency relationship between producers and clients. We'll also discuss insurance contracts, what makes a contract valid, and risk management techniques.
Next, you'll learn about ethics, including why ethics matter, what to do in ethically challenging situations, and what the law and Insurance Industry Code of Ethics say about them. Then, we'll tackle some of the federal regulations pertaining to the insurance industry.
The Property and Casualty Basics class will give you a solid foundation in the principles and concepts that these policies are built on. We'll talk about negligence, liability, and damages, as well as common policy structures and provisions.
In our Dwelling Policy class, you'll learn to determine the eligibility of dwellings for insurance policies, as well as to determine the amount of coverage needed. We'll cover some additional conditions and endorsements as well.
Then we'll move into our class on the Homeowner's Policy. This section of the course discusses the structure of a homeowner's policy and the endorsements that can modify the policy.
In our Personal Automobile Policies class, we'll cover the fundamentals of auto coverage, such as liability and negligence. Then we'll explore various auto policy details, before moving on to Commercial Automobile Policies and endorsements.
Our Business Owner's Policies class will teach you some common conditions of this type of policy, along with some endorsements that can be added. After that, our Worker's Compensation class will cover applicable laws, along with disability and premium computations.
Finally, we'll take a look at other coverages like umbrella and excess liability policies, specialty and professional liability insurance, flood insurance, and more. Then we'll wrap the course up by exploring Alabama's insurance laws and regulations that you'll need to know.
This course includes two quizzes and a final exam to help ensure that you're ready for your state test!
Take the first step to become a Property & Casualty Producer, At Your Pace Online!
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Aaron Phelps is At Your Pace Online’s Subject Matter Expert for Property and Casualty Insurance. Prior to entering the insurance field, Aaron worked for 7 years in customer service and management before entering into the insurance field. He is a licensed insurance agent in Oregon with a Bachelor of Science degree from Oregon State University in Communication and has been working locally since 2015. Aaron specializes in individual health insurance plan options and life insurance, provides employee benefits support for his company’s group clients, and expertly handles insurance needs for personal line clients. His favorite part of his job is helping people understand how insurance policies work and alleviating their anxiety and fear over the process. In addition to his accomplished career in the insurance field, Aaron has been married for 17 years and shares 4 children with his wife. He spends his free time backpacking, traveling, and camping or simply relaxing and enjoying good food and drinks with his friends.