Home Colorado Continuing-Education Life & Health Colorado 24 Hour Life & Health Review

Colorado 24 Hour Life & Health Review

$39.00

24 Hour Course

Course ID: 54780

Approved By: Division of Insurance, DORA

4.3 237 Reviews

Add to Cart (877) 724-6150

This course provides all 24 hours of CE that you need! In this course, we'll review key concepts and principles of Life and Health insurance. In addition to general concepts such as life insurance policy types and standard policy provisions, we'll cover topics including health insurance policies, qualified plans, disability, securities, and annuities. We'll discuss group health, dental, medicare, and long term care policies, as well as federal regulations which apply to some of these areas. This course includes 3 hours of ethics and the mandatory exam. When you've finished the course, we'll report your course completion to Sircon.

Department of Regulatory Agencies Course #: 54780

  • General Principles of Insurance
    • General Insurance Concepts [18 Activities]
      • 01. Introduction to General Concepts (Video)
      • 02. What is Insurance?
      • 03. Risk and Risk Management
      • 04. Risk and Risk Management: Techniques and Insurable Interest
      • 05. Insurers (Video)
      • 06. Insurers
      • 07. Financial Status (Video)
      • 08. Insurers: Financial Status
      • View Additional Activities
        • 09. Producers and Agency Relationship (Video)
        • 10. Producers and Agency Relationships: What is Agency?
        • 11. Producers and Agency Relationships: Creation of an Agency Relationship
        • 12. Producers and Agency Relationship: Authority, Powers, and Responsibilities of Producers
        • 13. Contracts (Video)
        • 14. Contracts
        • 15. Contracts: Elements of a Legal Contract
        • 16. Contracts: Distinct Characteristics of an Insurance Contract
        • 17. Contracts: Legal Interpretations Affecting Contracts
        • 18. Conclusion (Video)
  • Introduction to Ethics for Insurance Producers
    • Insurance Ethics [22 Activities]
      • 01. Introduction (Video)
      • 02. What is Ethics?
      • 03. Ethical Concepts and Terminology
      • 04. Why Ethics Matter (Video)
      • 05. Why Ethics Matter
      • 06. Duties of an Insurance Producer (Video)
      • 07. Ethical Duties
      • 08. Ethical Duties - Part 2
      • View Additional Activities
        • 09. Ethical Duties - Part 3
        • 10. Ethical Situations (Video)
        • 11. Ethical Situations
        • 12. Laws Governing Ethics (Video)
        • 13. Laws Governing Ethical Conduct
        • 14. Laws Governing Ethical Conduct - Part 2
        • 15. Laws Governing Ethical Conduct - Part 3
        • 16. Insurance Industry Codes of Ethics (Video)
        • 17. Insurance Industry Codes of Ethics - Part 1
        • 18. Insurance Industry Codes of Ethics - Part 2
        • 19. Insurance Industry Codes of Ethics - Part 3
        • 20. Insurance Industry Codes of Ethics - Part 4
        • 21. Looking Forward
        • 22. Conclusion (Video)
  • Fundamental Concepts for Life Insurance Producers
    • Fundamental Concepts [8 Activities]
      • 01. Introduction (Video)
      • 02. Uses of Life Insurance (Video)
      • 03. Uses for Life Insurance: Personal and Business Uses of Life Insurance
      • 04. Uses for Life Insurance: Determining Amount of Personal Life Insurance
      • 05. Aspects of Life Insurance
      • 06. Individual Underwriting by the Insurer (Video)
      • 07. Individual Underwriting by the Insurer
      • 08. Conclusion (Video)
  • Life Insurance Policy Types
    • Life Insurance Policy Types [13 Activities]
      • 01. Introduction (Video)
      • 02. Policy Descriptions in Brief
      • 03. Whole Life Insurance and Term Life Insurance (Video)
      • 04. Individual Policies in Detail: Whole Life Insurance
      • 05. Individual Policies in Detail: Term Life Insurance
      • 06. Flexible Policies and Specialized Policies (Video)
      • 07. Individual Policies in Detail: Flexible Policies
      • 08. Individual Policies in Detail: Specialized Policies
      • View Additional Activities
        • 09. Individual Policies in Detail: Endowment Policies and Worksite Plans
        • 10. Group Life Insurance and Credit Life Insurance (Video)
        • 11. Group Policies in Detail
        • 12. Credit Life Insurance
        • 13. Conclusion (Video)
  • Standard Policy Provisions
    • Standard Policy Provisions [17 Activities]
      • 01. Introduction (Video)
      • 02. Standard Policy Provisions - Part 1
      • 03. Standard Policy Provisions - Part 2
      • 04. Beneficiaries (Video)
      • 05. Standard Policy Provisions - Part 3
      • 06. Standard Policy Provisions - Part 4
      • 07. Options (Video)
      • 08. Options: Settlement
      • View Additional Activities
        • 09. Options: Nonforfeiture
        • 10. Options: Loans, Withdrawals, and Surrenders
        • 11. Riders - Part 1 (Video)
        • 12. Disability, LTC, and Accelerated Benefit Riders
        • 13. Riders - Parts 2-4 (Video)
        • 14. Term Riders
        • 15. Other Riders
        • 16. Viatical Trust Settlements
        • 17. Conclusion (Video)
  • Introduction to Health Insurance
    • Introduction to Health Insurance [21 Activities]
      • 01. Introduction to Health Insurance (Video)
      • 02. Definitions
      • 03. Basics of Health Insurance
      • 04. Policyholders' Bill of Rights
      • 05. Uses of Health Insurance
      • 06. Principal Types of Losses and Benefits
      • 07. Types of Health Insurance Policies: Part 1
      • 08. Classes of Health Insurance (Video)
      • View Additional Activities
        • 09. Types of Health Insurance Policies: Part 2
        • 10. Premiums
        • 11. Important Legislation
        • 12. Exclusions
        • 13. Other Insurance Concepts
        • 14. Producer Responsibilities (Video)
        • 15. Producer Responsibilities
        • 16. Producer Responsibilities: Part 2 (Video)
        • 17. Field Underwriting
        • 18. Individual Underwriting By the Insurer
        • 19. Your Responsibilities Towards Applicants or Insureds (Video)
        • 20. Considerations in Replacing Accident and Health
        • 21. Conclusion (Video)
  • Health Insurance Policy General Provisions
    • General Provisions [7 Activities]
      • 01. Introduction (Video)
      • 02. Uniform Policy Provisions
      • 03. Other General Provisions (Video)
      • 04. Other General Provisions - Part 1
      • 05. Other General Provisions - Part 2
      • 06. Riders
      • 07. Conclusion (Video)
  • Qualified Plans and Retirement
    • Qualified Plans and Retirement [12 Activities]
      • 01. Introduction (Video)
      • 02. Qualified Plans - Part 1
      • 03. Qualified Plans - Part 2: Plan Types, Characteristics, and Purchasers
      • 04. Federal Tax Considerations for Qualified Plans (Video)
      • 05. Qualified Plans - Part 3: Federal Tax Considerations for Qualified Plans
      • 06. Rollovers, Transfers, and 1035 Exchanges (Video)
      • 07. Rollovers and Transfers
      • 08. Section 1035 Exchanges
      • View Additional Activities
        • 09. Social Security Benefits
        • 10. Employee Retirement Income Security Act (Video)
        • 11. Employee Retirement Income Security Act (ERISA)
        • 12. Conclusion (Video)
  • Life Insurance and Securities
    • Life Insurance and Securities [4 Activities]
      • 01. Introduction (Video)
      • 02. Dodd-Frank
      • 03. Variable Life Insurance and Variable Annuities as Securities
      • 04. Conclusion (Video)
  • Annuities
    • Annuities [10 Activities]
      • 01. Introduction (Video)
      • 02. Annuity Principles and Concepts
      • 03. Immediate versus Deferred Annuities
      • 04. Annuity (Benefit) Payment Options (Video)
      • 05. Annuity (Benefit) Payment Options
      • 06. Annuity Products (Video)
      • 07. Annuity Products
      • 08. Uses of Annuities (Video)
      • 09. Uses of Annuities
      • 10. Conclusion (Video)
  • Disability Income & Similar Insurance
    • Disability [19 Activities]
      • 01. Introduction to Disability (Video)
      • 02. Statistics
      • 03. Definitions of Disability (Video)
      • 04. Definitions
      • 05. Definitions - Part 2
      • 06. Qualifying for Disability Benefits (Video)
      • 07. Qualifying for Disability Benefits
      • 08. Different Types of Disability Coverage (Video)
      • View Additional Activities
        • 09. Different Types of Disability Coverage
        • 10. Group and Individual Disability Income Insurance (Video)
        • 11. Group and Individual Disability Income Insurance
        • 12. Group and Individual Disability Income Insurance - Part 2
        • 13. Unique Aspects of Disability Underwriting (Video)
        • 14. Unique Aspects of Disability Underwriting
        • 15. Social Security Disability (Video)
        • 16. Social Security Disability
        • 17. WorkersÂ’ Compensation (Video)
        • 18. WorkersÂ’ Compensation
        • 19. Conclusion (Video)
  • Medical Plans
    • Medical Plans [7 Activities]
      • 01. Introduction to Medical Plans (Video)
      • 02. Medical Plan Concepts
      • 03. Types of Providers and Plans (Video)
      • 04. Types of Providers and Plans
      • 05. Cost Containment in Health Care Delivery (Video)
      • 06. Cost Containment in Health Care Delivery
      • 07. Conclusion (Video)
  • Group Health Insurance
    • Group Health [7 Activities]
      • 01. Group Insurance Concepts
      • 02. Types of Eligible Groups
      • 03. Advertising Group Health Insurance
      • 04. Employer Group Health Insurance
      • 05. Loss of Coverage / Coverage Continuation / Changing Coverage
      • 06. Small Employer Medical Plans
      • 07. Other Types of Supplementary Group Coverage
  • Dental Insurance
    • Dental [5 Activities]
      • 01. Introduction (Video)
      • 02. Dental Insurance - Part 1
      • 03. Indemnity Plans
      • 04. Employer Group Dental Expense
      • 05. Conclusion (Video)
  • Medicare
    • Medicare [25 Activities]
      • 01. History of Medicare (Video)
      • 02. Medicare - An Overview: Part 1
      • 03. Medicare - An Overview: Part 2
      • 04. Medicare Part A: Individual Eligibility Requirements (Video)
      • 05. Medicare Part A - In Detail
      • 06. Medicare Part A - Part 2
      • 07. Medicare Part A - Part 3
      • 08. Medicare Part A - Part 4
      • View Additional Activities
        • 09. Medicare Part B - In Detail
        • 10. Medicare Part B (Video)
        • 11. Medicare Part B - Part 2
        • 12. Medicare Part B - Part 3
        • 13. Medicare Part B - Part 4
        • 14. Medicare Part B - Part 5
        • 15. Part A and Part B Exclusions
        • 16. Medicare C & D (Video)
        • 17. Medicare Parts C & D - In Detail
        • 18. Medicare Parts C & D - Part 2
        • 19. Medicare Parts C & D - Part 3
        • 20. Medigap (Video)
        • 21. Medicare Supplements & MediGap
        • 22. Medicare Conclusion (Video)
        • 23. Other Options
        • 24. Other Options - Part 2
        • 25. Conclusion (Video)
  • Long-Term Care Policies
    • Long Term Care [11 Activities]
      • 01. Introduction (Video)
      • 02. Types of Policies and Elimination and Benefit Periods
      • 03. Eligibility for Benefits
      • 04. Levels and Types of Care
      • 05. Benefits and Options
      • 06. Marketing and Exclusions
      • 07. Suitability
      • 08. Long Term Care, Medicare, and Medicaid Compared
      • View Additional Activities
        • 09. LTC Policy Replacement
        • 10. Qualified LTC Plans
        • 11. Conclusion (Video)
  • Federal tax Considerations for Life Insurance and Annuities
    • Tax Considerations for Life Insurance and Annuities [9 Activities]
      • 01. Introduction (Video)
      • 02. Taxation of Personal Life Insurance
      • 03. Taxation of Non-Qualified Annuities (Video)
      • 04. Taxation of Group Life Insurance
      • 05. Taxation of Nonqualified Annuities
      • 06. Taxation of Individual Retirement Annuities (Video)
      • 07. Taxation of Individual Retirement Annuities (IRAs)
      • 08. Washington Specific Tax Considerations
      • 09. Conclusion (Video)
  • Federal Tax Considerations for Health Insurance
    • Federal Tax Considerations [8 Activities]
      • 01. Introduction (Video)
      • 02. Personally-Owned Health Insurance
      • 03. Employer Group Health Insurance
      • 04. Medical Expense Coverage for Sole Proprietors and Partners
      • 05. Business Disability Insurance
      • 06. Health Savings Accounts and Other Tax-Favored Health Plans (Video)
      • 07. Health Savings Accounts and Other Tax-Favored Health Plans
      • 08. Conclusion (Video)
  • Federal Regulations Covering Life and Health Insurance
    • Federal Regulations Covering Life & Health Insurance [14 Activities]
      • 01. Introduction (Video)
      • 02. Federal Regulations Governing Health Insurance: Part 1
      • 03. Federal Regulations Governing Health Insurance - Part 2
      • 04. Federal Regulations Governing Health Insurance - Part 3
      • 05. Patient Protection and Affordable Care Act (Video)
      • 06. Federal Regulations Governing Health Insurance - Part 4
      • 07. Affordable Care Act: Changes to Underwriting (Video)
      • 08. Federal Regulations Governing Health Insurance - Part 5
      • View Additional Activities
        • 09. Federal Regulations Governing Health Insurance - Part 6
        • 10. Federal Regulations Governing Health Insurance - Part 7
        • 11. Fines, Penalties, Subsidies, and Tax Credits (Video)
        • 12. Federal Regulations Governing Health Insurance - Part 8
        • 13. Federal Regulations Governing Health Insurance - Part 9
        • 14. Conclusion (Video)
  • Final Test
    • Affidavit
    • Final Test (45 questions)
  • Course Completion
    • Mandatory Questionnaire
    • Certificate of Completion

Instructor Bio

keith haley insurance instructor atyourpaceonline
Keith Haley is the Online Insurance instructor and industry expert for At Your Pace Online. In addition to his insurance license, Keith holds a Bachelor's degree in Finance, Master's degree in Education, and is a Certified Financial Planner and licensed insurance producer. As an entrepreneur, over his career Keith has owned and managed businesses in a wide range of professions, including car sales, financial consultation, and insurance sales and management. With over twenty years of experience in business, sales, and education, Keith brings a broad range of practical and academic knowledge to our courses.

Course Reviews

September 16th, 2019
Course was easy and fast/
July 15th, 2019
Very educational I learned a lot.
June 19th, 2019
Easy to read and liked that is was at my own pace
June 15th, 2019
Prep work really helped to prepare for the questions.
May 29th, 2019
it was clear and consise
February 27th, 2019
Quick and easy to follow. Helpful videos and review.
January 27th, 2019
Very good review. It covered a lot of territory.
January 8th, 2019
other than having to learn about health, it was great.
December 21st, 2018
Great Course with relevant information and easy to follow instruction. Good self paced program.
December 4th, 2018
Adequate for CE
November 29th, 2018
Overall user friendly, will use again next year to renew my license.
November 6th, 2018
Takes a lot longer than 24 hours, but very thorough
October 14th, 2018
Pretty detailed information.
October 11th, 2018
great course
October 1st, 2018
Very Informative and user friendly
September 30th, 2018
Very thorough course.
September 10th, 2018
The course was very informational and thorough.
June 26th, 2018
Very Good!
June 25th, 2018
I thought it was very user friendly.
June 11th, 2018
Very good - thank you
May 14th, 2018
Definitely a great course, easy and simple to use.
May 5th, 2018
Nice course, easy to follow read and test was well balanced
April 29th, 2018
The curriculum seems a bit lengthy for someone who already has a Health license & doesn't have a Life license.
April 25th, 2018
Good course
April 10th, 2018
great course
February 26th, 2018
Thank you.
February 25th, 2018
please submit immediately to Sircon my license expires on the 28th of February 2018
February 22nd, 2018
Great.
January 23rd, 2018
Appreciate the self-paced environment.
January 20th, 2018
Thorough course
January 16th, 2018
a bit more review before test
December 29th, 2017
December 23rd, 2017
November 20th, 2017
The course was very understandable and concise.
November 17th, 2017
August 27th, 2019
It needs to be shorter
August 7th, 2019
This is not a Course to take to simply renew your license. Much too long and involved. It is designed for those who have never had a license and covers a very broad spectrum of topics. Good to know, but lengthy. They certainly cover the subject!
July 25th, 2019
What? There’s math?
July 22nd, 2019
The course was intense! I personally learned (re-learned) a great deal. Thank you.
March 14th, 2019
Course was difficult, customer service was fantastic
March 12th, 2019
February 28th, 2019
Some questions were poorly worded and confusing
December 28th, 2018
GOOD REFRESHER
December 18th, 2018
Was convenient and easy. Also, the format was very user friendly.
September 11th, 2018
to long. let us go to the test
June 26th, 2018
The course was okay but I must say that the information was repeated one too many times. The course was also way to long than it should have been.
March 30th, 2018
It was VERY difficult. Most of the questions on the final test were not touched on during the review. You should make it more relevant to what we do every day.
March 28th, 2018
Some parts were very boring
December 29th, 2017
I would have liked the ability to study out of the stated order of the curriculum. also need the ability to change the proctor information
November 27th, 2017
Some downloading issues and all of the answers to one of the quiz questions were incorrect whih caused some confusion.
November 20th, 2017
November 13th, 2017
August 31st, 2019
I don't like the fact you have to wait to read through and take mini quiz questions in order to take the exam. Some of us know the material and would really prefer to just take the test and study only NEW material.
August 25th, 2019
It would be very helpful to have a way for review before final exam
June 28th, 2019
Much of the material was dated between 2014 and 2015 - would be nice to have some refreshed dates on some of the content to make it more applicable to 2019.
November 15th, 2018
The course was very tedious and often, the questions asked were asked before the information was provided.
August 24th, 2018
Questions are profoundly confusing. Keep working on making this a bit more engaging. Align questions properly. Check you grammar.
August 21st, 2018
The course was way too long.
August 2nd, 2018
I felt that quite a few questions had very little to do with actually knowing the insurance business in such a way that it is beneficial to clients
March 29th, 2018
Was too long
August 27th, 2019
It was long but ok
August 25th, 2018
VIDEOS NOT NECESSARY AND COURSE TAKES TOO LONG TO COMPLETE
June 15th, 2018
I should have been able to download the course material. Also when I did not pass the 1st time, you did not tell me what answers were incorrect.
November 18th, 2018
The course is too long and cumbersome. You should be able to get credits by testing after every module so that all should have predetermined credits associated with them.
April 29th, 2018
For someone in the industry 30+ years, not cool to be unable to go right to the test. And the test had almost nothing that was covered in the course. Passed, but most questions had nothing to do with my daily duties and requirements.
December 4th, 2017
Terribly phrased questions. What's with the risk question????
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