This course provides 3 hours of continuing education on Homeowner's policies, and will review key concepts and principles of Homeowner's insurance. Topics we'll cover include the structure of a homeowner's policy, liability coverage, and endorsements. Additionally, we'll go over policy forms HO-1 through HO-8. Upon completion, we'll report your credits to Sircon.

Course Format: Text

Credit Type: Homeowner Insurance Policies

Course ID(s): 55022

Approved By: Department of Regulatory Agencies (DORA) - Division of Insurance

    • Homeowner's Policy [23 Activities]
      • 01. Introduction ( Video)
      • 02. Objectives
      • 03. Definitions
      • 04. Policy Forms - HO-1 through HO-8
      • 05. Structure of a Homeowners Policy
      • 06. Property Coverages
      • 07. Property Coverages: Additional Coverages Available Under Section 1 - All Policy Forms
      • 08. Property Coverages: Additional Coverages Available Under Section 1 - Specific Policy Forms
      • 09. Property Coverages: Exclusions to the Coverages Otherwise Included in Section 1
      • 10. Property Coverages: Conditions Relative to Section 1
      • 11. Property Coverages: Additional Conditions Relative to Section 1
      • 12. Liability Coverages (Video)
      • 13. Section 2 - Liability Coverages
      • 14. Liability Coverages: Exclusions to Liability Coverage
      • 15. Liability Coverages: Exclusions to Coverage E and F
      • 16. Liability Coverages: Conditions Relative to Section 2
      • 17. Conditions Relative to Both Sections 1 and 2
      • 18. Endorsements (Video)
      • 19. Endorsements
      • 20. Endorsements: Scheduled Personal Property (HO 04 61)
      • 21. Endorsements: Personal Property Replacement Cost, Business Pursuits, Watercraft, and Personal Injury
      • 22. Endorsements: Additional Endorsements
      • 23. Conclusion (Video)
    • Comparison of Homeowner Policy Perils
  • Final Exam
    • Affidavit
    • Final Test (15 questions)
    • Mandatory Questionnaire
    • Certificate of Completion
    • Guaranteed Next-Day Reporting
Instructor Image

Instructor Bio

Gary Sternberg

Gary Sternberg is a veteran of insurance training, having been in the insurance education industry for over 25 years. He is a highly focused, licensed professional with top-level skills in prelicense and continuing education content authorship and training. He is well-versed in compliance and has extensive experience with state and federal regulatory laws and rules. Gary brings to At Your Pace Online students his excellent teaching, writing, and presentation skills with the ability to turn the complex into learnable “normal” person material. Most importantly, Gary has a passion for insurance education and seeing students successfully navigate the licensing process.