An insurance producer who completes this continuing education course will gain 20 hours of instruction on health insurance.
This elective set explores accident and health insurance policies, medical plans, group health insurance, long term care insurance, insurance policies related to disability income, federal taxation for insurance, and cybersecurity for insurance producers.
- An overview of insurance terms and basics will start the coursework.
- The segment on health insurance policies will go over the contractual elements of an accident and health insurance policy.
- Disability income and underwriting concerns will be discussed in the third portion.
- The instruction on medical plans will discuss the various types of medical plans, managed care, cost containment strategies, and important federal laws such as the ACA and HIPAA.
- The training on group health will examine group health insurance policies in comparison to individual health insurance coverage. This segment will also explore conversion options and group health policies for small employers.
- The segment about Medicare will take a close look at the entire program including who is eligible, what Medicare provides to participants, and options for people who don’t qualify.
- Long term care insurance (or LTC) is the primary interest of one segment of this course. This segment will cover the primary elements of LTC, how LTC can be marketed, and suitability issues.
- The penultimate segment of the course talks about how premiums and expenses of different policies are taxed.
- Finally, cybersecurity concerns and measures for insurance producers wraps up the new course material.
Videos, examples, and imagery are utilized throughout the course to enhance comprehension for visual and auditory learning styles. After each lesson, students will be asked a single question about the material. One final exam of 105 questions will test the student’s knowledge.
Course Format: Text
Credit Type: Health
Course ID(s): 120396
Approved By: Florida Department of Financial Services - Division of Insurance
- Florida 20 Hour Health Review
- Health Insurance Basics [21 Activities]
- 01. Introduction to Health Insurance Basics (Video)
- 02. Definitions
- 03. Basics of Health Insurance
- 04. Policyholders' Bill of Rights
- 05. Uses of Health Insurance
- 06. Principal Types of Losses and Benefits
- 07. Types of Health Insurance Policies: Part 1
- 08. Limited Coverage Policies (Video)
- 09. Types of Health Insurance Policies: Part 2
- 10. Premiums
- 11. Important Legislation
- 12. Exclusions
- 13. Other Insurance Concepts
- 14. Producer Responsibilities (Video)
- 15. Producer Responsibilities
- 16. Underwriting (Video)
- 17. Field Underwriting
- 18. Individual Underwriting by the Insurer
- 19. Replacement Policies
- 20. Considerations in Replacing Accident and Health Insurance
- 21. Conclusion (Video)
- Provisions, Options, and Riders [11 Activities]
- 01. Introduction to Life Insurance Policy Provisions, Options and Riders (Video)
- 02. Standard Policy Provisions
- 03. Life Insurance Policy Provisions, Options and Riders Introduction (Video)
- 04. Beneficiaries and Trusts
- 05. Beneficiaries and Trusts (Video)
- 06. Options
- 07. Settlements Options (Video)
- 08. Disability and Other Riders
- 09. Disability and Other Riders (Video)
- 10. Riders for Additional Insured and Riders Affecting the Death Benefit
- 11. Provisions, Options and Riders Conclusion (Video)
- Disability Income [22 Activities]
- 01. Introduction to Disability Income (Video)
- 02. Disability Income
- 03. Disability Definitions (Video)
- 04. Definitions and Concepts
- 05. Additional Definitions
- 06. Qualifying for Disability Benefits (Video)
- 07. Qualifying for Disability Benefits
- 08. Different Types of Disability Coverage (Video)
- 09. Different Types of Disability Coverage
- 10. Group and Individual Disability Income Insurance (Video)
- 11. Group and Individual Disability Income Insurance
- 12. Other Provisions Affecting Income Benefits
- 13. Group Disability Insurance
- 14. Unique Aspects of Disability Underwriting (Video)
- 15. Unique Aspects of Disability Underwriting
- 16. Social Security Disability (Video)
- 17. Social Security Disability Income (SSDI)
- 18. Workers Compensation (Video)
- 19. Workers Compensation
- 20. Business Disability Income (Video)
- 21. Business Disability Insurance Coverages
- 22. Conclusion (Video)
- Medical Plans [14 Activities]
- 01. Introduction to Medical Plans (Video)
- 02. Medical Plan Concepts
- 03. Types of Providers and Plans (Video)
- 04. Types of Providers and Plans
- 05. Managed Care (Video)
- 06. Managed Care
- 07. Major Medical Insurance
- 08. Cost Containment in Health Care Delivery (Video)
- 09. Cost Containment in Health Care Delivery
- 10. Patient Protection and Affordable Care Act (Video)
- 11. Patient Protection and Affordable Care Act (PPACA)
- 12. Medicaid
- 13. Health Insurance Portability and Accountability Act: HIPAA
- 14. Conclusion (Video)
- Group Health Insurance [10 Activities]
- 01. Introduction to Group Health Insurance Policies (Video)
- 02. Group Insurance Concepts
- 03. Group Insurance Concepts Review (Video)
- 04. Group Plan Characteristics
- 05. Group Plan Characteristics (Video)
- 06. Eligibility, Enrollment and Continuation of Coverage
- 07. Eligibility, Enrollment and Continuation of Coverage (Video)
- 08. Group Conversion
- 09. Small Employer Medical Plans
- 10. Conclusion
- Dental Insurance [5 Activities]
- 01. Introduction to Dental Insurance (Video)
- 02. Dental Insurance - Introduction
- 03. Indemnity Plans
- 04. Employer Group Dental Expense
- 05. Conclusion (Video)
- Medicare [7 Activities]
- 01. Introduction to Medicare (Video)
- 02. Medicare: An Overview
- 03. Introduction to Medicare, Continued (Video)
- 04. Part C: Medicare Advantage (MA) Plans
- 05. Part D Prescription Drug Plan
- 06. Medicare Supplement/Medigap Plans
- 07. Medicare Conclusion (Video)
- Long-Term Care Insurance [11 Activities]
- 01. Introduction to Long-Term Care Insurance and Medicaid (Video)
- 02. Introduction to Long-Term Care Insurance (LTC)
- 03. Introduction to Long-Term Care Insurance, Levels of Care and Riders (Video)
- 04. Levels of Care and Optional Benefits and Riders
- 05. Other LTC Attributes
- 06. Marketing Rules and Policy Exclusions
- 07. Suitability
- 08. Levels of Care, Riders, Marketing and Options (Video)
- 09. Tax-Qualified, Long-Term Care Partnership Contracts, and Medicaid
- 10. Medicaid
- 11. Conclusion (Video)
- Federal Tax Health [3 Activities]
- 01. Health Insurance Taxes
- 02. Health Insurance Taxation
- 03. Health Savings Accounts and Other Tax-Favored Health Plan Tax Features
- Data Security for Insurance Producers [7 Activities]
- 01. Data Security for Insurance Producers
- 02. Once Information Has Been Collected
- 03. Cyber Attacks
- 04. Protective Measures
- 05. When the Worst Happens
- 06. Laws, Regulations
- 07. What's To Come
- Health Insurance Basics [21 Activities]
- Final Exam
- Affidavit - 20 Hour Health
- Final Exam (105 questions)
- Course Completion
- Mandatory Questionnaire
- Certificate of Completion - 20 Hour Health
- Guaranteed Next Business Day Reporting
