Hawaii 24 Hour Life & Health Package

$39.00

24 Hour Course

Course ID: LH212351 & GH212028

Approved By: Hawaii Insurance Division

Course Description
Course Outline

This package provides all 24 hours of CE that you need! This course will review key concepts and principles of Life and Health insurance.

Topics we'll cover in this course package include life insurance policy types, standard policy provisions, health insurance provisions, qualified plans and retirement, and life insurance and securities. We'll discuss annuities, disability income, group health insurance, dental insurance, Medicare, and long term policies. Finally, we'll talk about some of the federal regulations that apply to life and health insurance. Additionally, this course includes 3 hours of ethics, and the mandatory exam.

Hawaii Department of Commerce and Consumer Affairs ID: LH212351 & PH212028

General Insurance Concepts

General Insurance Concepts [18 Activities]
- 01. Introduction to General Concepts (Video)
- 02. What is Insurance
- 03. Risk and Risk Management
- 04. Risk Management Techniques
- 05. Insurers (Video)
- 06. Insurers - Part 1
- 07. Financial Status (Video)
- 08. Insurers - Part 2: Financial Status
- View Additional Activities
  - 09. Producers and Agency Relationship (Video)
  - 10. Producers and Agency Relationships - Part 1
  - 11. Producers and Agency Relationships - Part 2: Creation of an Agency Relationship
  - 12. Producers and Agency Relationship - Part 3: Authority, Powers, and Responsibilities of Producers
  - 13. Contracts (Video)
  - 14. Contracts - Part 1
  - 15. Contracts - Part 2: Elements of a Legal Contract
  - 16. Contracts - Part 3: Distinct Characteristics of an Insurance Contract
  - 17. Contracts - Part 4: Legal Interpretations Affecting Contracts
  - 18. Conclusion (Video)

Introduction to Ethics for Insurance Producers

Insurance Ethics [22 Activities]
- 01. Introduction (Video)
- 02. What is Ethics?
- 03. Ethical Concepts and Terminology
- 04. Why Ethics Matter (Video)
- 05. Why Ethics Matter
- 06. Duties of an Insurance Producer (Video)
- 07. Ethical Duties - Part 1
- 08. Ethical Duties - Part 2
- View Additional Activities
  - 09. Ethical Duties - Part 3
  - 10. Ethical Situations (Video)
  - 11. Ethical Situations
  - 12. Laws Governing Ethics (Video)
  - 13. Laws Governing Ethical Conduct - Part 1
  - 14. Laws Governing Ethical Conduct - Part 2
  - 15. Laws Governing Ethical Conduct - Part 3
  - 16. Insurance Industry Codes of Ethics (Video)
  - 17. Insurance Industry Code of Ethics - Part 1
  - 18. Insurance Industry Code of Ethics - Part 2
  - 19. Insurance Industry Code of Ethics - Part 3
  - 20. Insurance Industry Code of Ethics - Part 4
  - 21. Insurance Industry Code of Ethics - Part 5
  - 22. Conclusion (Video)

Fundamental Concepts for Life Insurance Producers

Fundamental Concepts [8 Activities]
- 01. Introduction (Video)
- 02. Uses of Life Insurance (Video)
- 03. Uses for Life Insurance - Part 1
- 04. Uses for Life Insurance - Part 2
- 05. Aspects of Life Insurance - Part 1
- 06. Individual Underwriting by the Insurer (Video)
- 07. Individual Underwriting by the Insurer
- 08. Conclusion (Video)

Life Insurance Policy Types

Life Insurance Policy Types [13 Activities]
- 01. Introduction (Video)
- 02. Policy Descriptions in Brief
- 03. Whole Life Insurance and Term Life Insurance (Video)
- 04. Individual Policies in Detail - Part 1: Whole Life Insurance
- 05. Individual Policies in Detail - Part 2: Term Life Insurance
- 06. Flexible Policies and Specialized Policies (Video)
- 07. Individual Policies in Detail - Part 3: Flexible Policies
- 08. Individual Policies in Detail - Part 4: Specialized Policies
- View Additional Activities
  - 09. Individual Policies in Detail - Part 5: Endowment Policies
  - 10. Group Life Insurance and Credit Life Insurance (Video)
  - 11. Group Policies in Detail
  - 12. Credit Life Insurance
  - 13. Conclusion (Video)

Standard Policy Provisions

Standard Policy Provisions [17 Activities]
- 01. Introduction (Video)
- 02. Standard Policy Provisions - Part 1
- 03. Standard Policy Provisions - Part 2
- 04. Beneficiaries (Video)
- 05. Standard Policy Provisions - Part 3
- 06. Standard Policy Provisions - Part 4
- 07. Options (Video)
- 08. Options - Part 1
- View Additional Activities
  - 09. Options - Part 2
  - 10. Options - Part 3
  - 11. Riders - Part 1 (Video)
  - 12. Riders - Part 1
  - 13. Riders - Parts 2-4 (Video)
  - 14. Riders - Part 2
  - 15. Riders - Part 3
  - 16. Riders - Part 4
  - 17. Conclusion (Video)

Introduction to Health Insurance

Introduction to Health Insurance [21 Activities]
- 01. Introduction to Health Insurance (Video)
- 02. Definitions
- 03. Types of Perils
- 04. Policyholders' Bill of Rights
- 05. Use of Health Insurance
- 06. Principal Types of Losses and Benefits
- 07. Classes of Health Insurance Policies: Part 1
- 08. Classes of Health Insurance (Video)
- View Additional Activities
  - 09. Classes of Health Insurance Policies: Part 2
  - 10. Health Insurance Portability and Accountability Act of 1997 (HIPAA)
  - 11. PPACA/ACA (Patient Protection and Affordable Care Act/Affordable Care Act)
  - 12. Common Exclusions from Coverage
  - 13. Other Insurance Concepts
  - 14. Producer Responsibilities (Video)
  - 15. Producer Responsibilities in Individual Health Insurance Marketing Requirements: Part 1
  - 16. Producer Responsibilities: Part 2 (Video)
  - 17. Producer Responsibilities in Individual Health Insurance Marketing Requirements: Part 2
  - 18. Individual Underwriting By the Insurer
  - 19. Your Responsibilities Towards Applicants or Insureds (Video)
  - 20. Considerations in Replacing Accident and Health
  - 21. Conclusion (Video)

Health Insurance Policy General Provisions

General Provisions [7 Activities]
- 01. Introduction (Video)
- 02. Uniform Policy Provisions
- 03. Other General Provisions (Video)
- 04. Other General Provisions: Part 1
- 05. Other General Provisions: Part 2
- 06. Riders
- 07. Conclusion (Video)

Qualified Plans and Retirement

Qualified Plans and Retirement [11 Activities]
- 01. Introduction (Video)
- 02. Qualified Plans - Part 1
- 03. Qualified Plans - Part 2: Plan Types, Characteristics, and Purchasers
- 04. Federal Tax Considerations for Qualified Plans (Video)
- 05. Qualified Plans - Part 3: Federal Tax Considerations for Qualified Plans
- 06. Rollovers, Transfers, and 1035 Exchanges (Video)
- 07. Rollovers and Transfers
- 08. Section 1035 Exchanges
- View Additional Activities
  - 09. Employee Retirement Income Security Act (Video)
  - 10. Employee Retirement Income Security Act (ERISA)
  - 11. Conclusion (Video)

Life Insurance and Securities

Life Insurance and Securities [4 Activities]
- 01. Introduction (Video)
- 02. Dodd-Frank
- 03. Variable Life Insurance and Annuities as Securities
- 04. Conclusion (Video)

Annuities

Annuities [10 Activities]
- 01. Introduction (Video)
- 02. Annuity Principles and Concepts
- 03. Immediate versus Deferred Annuities
- 04. Annuity (Benefit) Payment Options (Video)
- 05. Annuity (Benefit) Payment Options
- 06. Annuity Products (Video)
- 07. Annuity Products
- 08. Uses of Annuities (Video)
- 09. Uses of Annuities
- 10. Conclusion (Video)

Disability Income & Similar Insurance

Disability [19 Activities]
- 01. Introduction to Disability (Video)
- 02. Statistics
- 03. Definitions of Disability (Video)
- 04. Definitions: Part 1
- 05. Definitions: Part 2
- 06. Qualifying for Disability Benefits (Video)
- 07. Qualifying for Disability Benefits
- 08. Different Types of Disability Coverage (Video)
- View Additional Activities
  - 09. Different Types of Disability Coverage
  - 10. Group and Individual Disability Income Insurance (Video)
  - 11. Group and Individual Disability Income Insurance
  - 12. Group and Individual Disability Income Insurance: Part 2
  - 13. Unique Aspects of Disability Underwriting (Video)
  - 14. Unique Aspects of Disability Underwriting
  - 15. Social Security Disability (Video)
  - 16. Social Security Disability
  - 17. Workers Compensation (Video)
  - 18. Workers Compensation
  - 19. Conclusion (Video)

Group Health Insurance

Group Health [7 Activities]
- 01. Introduction
- 02. Types of Eligible Groups
- 03. Advertising Group Health Insurance
- 04. Employer Group Health Insurance
- 05. Loss of Coverage / Coverage Continuation / Changing Coverage
- 06. Small Employer Medical Plans
- 07. Other Types of Supplementary Group Coverage

Dental Insurance

Dental [5 Activities]
- 01. Introduction (Video)
- 02. Categories of Dental Treatment
- 03. Indemnity Plans
- 04. Employer Group Dental Expense
- 05. Conclusion (Video)

Medicare

Medicare [25 Activities]
- 01. History of Medicare (Video)
- 02. Medicare - An Overview: Part 1
- 03. Medicare - An Overview: Part 2
- 04. Medicare Part A: Individual Eligibility Requirements (Video)
- 05. Medicare Part A - In Detail
- 06. Medicare Part A - Part 2
- 07. Medicare Part A - Part 3
- 08. Medicare Part A - Part 4
- View Additional Activities
  - 09. Medicare Part B - In Detail
  - 10. Medicare Part B (Video)
  - 11. Medicare Part B - Part 2
  - 12. Medicare Part B - Part 3
  - 13. Medicare Part B - Part 4
  - 14. Medicare Part B - Part B
  - 15. Part A and Part B Exclusions
  - 16. Medicare C & D (Video)
  - 17. Medicare Parts C & D - In Detail
  - 18. Medicare Parts C & D - Part 2
  - 19. Medicare Parts C & D - Part 3
  - 20. Medigap (Video)
  - 21. Medicare Supplements & MediGap
  - 22. Medicare Conclusion (Video)
  - 23. Other Options
  - 24. Other Options - Part 2
  - 25. Conclusion (Video)

Long-Term Care Policies

Long Term Care [11 Activities]
- 01. Introduction (Video)
- 02. Types of Policies and Elimination and Benefit Periods
- 03. Eligibility for Benefits
- 04. Levels and Types of Care
- 05. Benefits and Options
- 06. Exclusions
- 07. Suitability
- 08. Long Term Care, Medicare, and Medicaid Compared
- View Additional Activities
  - 09. LTC Policy Replacement
  - 10. Qualified LTC Plans
  - 11. Conclusion (Video)

Federal Regulations Covering Life and Health Insurance

Federal Regulations Covering Life & Health Insurance [14 Activities]
- 01. Introduction (Video)
- 02. Federal Regulations Governing Health Insurance: Part 1
- 03. Federal Regulations Governing Health Insurance: Part 2
- 04. Federal Regulations Governing Health Insurance: Part 3
- 05. Patient Protection and Affordable Care Act (Video)
- 06. Federal Regulations Governing Health Insurance: Part 4
- 07. Affordable Care Act: Changes to Underwriting (Video)
- 08. Federal Regulations Governing Health Insurance: Part 5
- View Additional Activities
  - 09. Federal Regulations Governing Health Insurance: Part 6
  - 10. Federal Regulations Governing Health Insurance: Part 7
  - 11. Fines, Penalties, Subsidies, and Tax Credits (Video)
  - 12. Federal Regulations Governing Health Insurance: Part 8
  - 13. Federal Regulations Governing Health Insurance: Part 9
  - 14. Conclusion (Video)

Final Test

Affidavit

Final Test (45 questions)

Course Completion

Mandatory Questionnaire

Certificate of Completion

Instructor Bio

keith haley insurance instructor atyourpaceonline

Keith Haley is the Online Insurance instructor and industry expert for At Your Pace Online. In addition to his insurance license, Keith holds a Bachelor's degree in Finance, Master's degree in Education, and is a Certified Financial Planner and licensed insurance producer. As an entrepreneur, over his career Keith has owned and managed businesses in a wide range of professions, including car sales, financial consultation, and insurance sales and management. With over twenty years of experience in business, sales, and education, Keith brings a broad range of practical and academic knowledge to our courses.

April 11th, 2018

bryant

nothing, great experience

February 17th, 2018

Andrew

Hasn't been updated aside from the ACA stuff

February 10th, 2018

Lei Ruella

Studying on my own time has made it more enjoyable. Also material was easy to study.

November 12th, 2017

Stacy

It was user friendly, easy to understand, untimed (surely doable at my own pace). Will highly recommend to my peers.

November 11th, 2017

Gregory

information was very clear and easy to understand.

November 3rd, 2017

MARITES

NO. THANK YOU VERY MUCH. IT WAS HARD BUT REVIEW.

December 6th, 2017

Virgilio

Very informative, questions on test rarely covered life insurance.

April 14th, 2018

Tabrina

the course was very long

June 13th, 2018

KERRI

May 15th, 2018

Coedy

May 14th, 2018

Brian

April 13th, 2018

John

April 12th, 2018

Kimo

March 14th, 2018

Christina

March 10th, 2018

michael

February 23rd, 2018

Ann

jerry

good

February 15th, 2018

Jeff

February 8th, 2018

Jaclynn

February 7th, 2018

Florence

January 17th, 2018

Theresa

December 20th, 2017

Ross

November 18th, 2017

Patrick

November 16th, 2017

kandiee

April 27th, 2018

Gail

Terence

Suhaiba

January 23rd, 2018

William

December 27th, 2017

Mark

November 14th, 2017

Edward

June 18th, 2018

Ann M

Hawaii 24 Hour Life & Health Package

Course Description

Course Outline

Instructor Bio

Course Reviews