Idaho 24 Hour Property & Casualty Review

$63.00

24 Hour Course

Course ID: 3188312

Approved By: Idaho Department of Insurance

Course Description
Course Outline

This course provides all 24 hours of CE that you need! This course will review key concepts and principles of Property and Casualty insurance. It includes 3 hours of ethics, and the mandatory exam. Topics we'll cover in this course include a review of general insurance, as well as property and casualty concepts. Then we'll cover dwelling and homeowner's policies, personal and commercial auto insurance, commercial coverage and business owners' policies, worker's compensation insurance, and similar coverages. Then we'll cover some more specialized policies, like flood, renter's, and condominium insurance. Last, we'll discuss the problems of toxic mold and money laundering. Your course tuition includes the $1/hr reporting fee required by Sircon.

ID Department of Insurance Course ID: 3188312

Ethics for Insurance Producers

Insurance Ethics [22 Activities]
- 01. Introduction (Video)
- 02. What is Ethics?
- 03. Ethical Concepts and Terminology
- 04. Why Ethics Matter (Video)
- 05. Why Ethics Matter
- 06. Duties of an Insurance Producer (Video)
- 07. Ethical Duties - Part 1
- 08. Ethical Duties - Part 2
- View Additional Activities
  - 09. Ethical Duties - Part 3
  - 10. Ethical Situations (Video)
  - 11. Ethical Situations
  - 12. Laws Governing Ethics (Video)
  - 13. Laws Governing Ethical Conduct - Part 1
  - 14. Laws Governing Ethical Conduct - Part 2
  - 15. Laws Governing Ethical Conduct - Part 3
  - 16. Insurance Industry Codes of Ethics (Video)
  - 17. Insurance Industry Code of Ethics - Part 1
  - 18. Insurance Industry Code of Ethics - Part 2
  - 19. Insurance Industry Code of Ethics - Part 3
  - 20. Insurance Industry Code of Ethics - Part 4
  - 21. Insurance Industry Code of Ethics - Part 5
  - 22. Conclusion (Video)

General Principles of Insurance

General Insurance Concepts [22 Activities]
- 01. Introduction to General Concepts (Video)
- 02. What is Insurance
- 03. Risk and Risk Management
- 04. Risk Management Techniques
- 05. Insurers (Video)
- 06. Insurers - Part 1
- 07. Financial Status (Video)
- 08. Insurers - Part 2: Financial Status
- View Additional Activities
  - 09. Producers and Agency Relationship (Video)
  - 10. Producers and Agency Relationships - Part 1
  - 11. Producers and Agency Relationships - Part 2
  - 12. Producers and Agency Relationships - Part 3
  - 13. Contracts (Video)
  - 14. Contracts - Part 1
  - 15. Contracts - Part 2: Elements of a Legal Contract
  - 16. Contracts - Part 3: Distinct Characteristics of an Insurance Contract
  - 17. Contracts - Part 4: Legal Interpretations Affecting Contracts
  - 18. Completing the Application, Underwriting, and Delivering the Policy (Video)
  - 19. Completing the Application, Underwriting, and Delivering the Policy - Part 1
  - 20. Completing the Application, Underwriting, and Delivering the Policy - Part 2
  - 21. Completing the Application, Underwriting, and Delivering the Policy - Part 3
  - 22. Conclusion (Video)

Property and Casualty Concepts

Property and Casualty Basics [16 Activities]
- 01. Introduction (Video)
- 02. Principles and Concepts - Part 1
- 03. Principles and Concepts: Loss (Video)
- 04. Principles and Concepts - Part 2: Loss
- 05. Negligence, Liability, and Damages (Video)
- 06. Negligence, Liability, and Damages
- 07. Policy Structure (Video)
- 08. Policy Structure
- View Additional Activities
  - 09. Common Policy Provisions (Video)
  - 10. Common Policy Provisions - Part 1
  - 11. Common Policy Provisions - Part 2 (Video)
  - 12. Common Policy Provisions - Part 2
  - 13. Common Policy Provisions - Part 3 (Video)
  - 14. Common Policy Provisions - Part 3
  - 15. Cause of Loss Form
  - 16. Conclusion (Video)

Dwelling Policy

Dwelling Policy [13 Activities]
- 01. Introduction (Video)
- 02. Policy Form
- 03. Characteristics and Purpose
- 04. Eligibility
- 05. Coverage Forms - Perils Insured Against
- 06. Property Coverages - Part 1
- 07. Property Coverages - Part 3
- 08. General Exclusions
- View Additional Activities
  - 09. Conditions - Part 1
  - 10. Conditions - Part 2
  - 11. Selected Endorsements
  - 12. Personal Liability Supplement
  - 13. Conclusion (Video)

Homeowner's Policy

Homeowner's Policy [23 Activities]
- 01. Introduction ( Video)
- 02. Objectives
- 03. Definitions
- 04. Policy Forms -HO-1 through HO-8
- 05. Structure of a Homeowner's Policy - part 1
- 06. Structure of a Homeowner's Policy - part 2
- 07. Structure of a Homeowner's Policy - part 3
- 08. Structure of a Homeowner's Policy - part 4
- View Additional Activities
  - 09. Structure of a Homeowner's Policy - part 5
  - 10. Structure of a Homeowner's Policy - part 6
  - 11. Structure of a Homeowner's Policy - part 7
  - 12. Liability Coverages (Video)
  - 13. Structure of a Homeowner's Policy - part 8
  - 14. Structure of a Homeowner's Policy - part 9
  - 15. Structure of a Homeowner's Policy - part 10
  - 16. Structure of a Homeowner's Policy - part 11
  - 17. Structure of a Homeowner's Policy - part 12
  - 18. Endorsements (Video)
  - 19. Endorsements - part 1
  - 20. Endorsements - part 2
  - 21. Endorsements - part 3
  - 22. Endorsements - part 4
  - 23. Conclusion (Video)

Comparison of Homeowner Policy Perils

Personal Automobile Insurance

Personal Automobile Policies [10 Activities]
- 01. Introduction (Video)
- 02. Fundamentals of Auto Coverage - Part 1
- 03. Fundamentals of Auto Coverage - Part 2
- 04. Personal Auto Policies in Detail - Part 1
- 05. Personal Auto Policies in Detail- Part 2
- 06. Personal Auto Policies in Detail - Part 3
- 07. Personal Auto Policies in Detail - Part 4
- 08. Personal Auto Policies in Detail - Part 5
- 09. Personal Auto Policies in Detail - Part 6
- 10. Conclusion (Video)

Commercial Automobile Insurance

Commercial Automobile Policies [13 Activities]
- 01. Introduction (Video)
- 02. Commercial Auto Policies: Introduction
- 03. Business Auto Coverage - Part 1
- 04. Business Auto Coverage - Part 2
- 05. Business Auto Coverage - Part 3
- 06. Business Auto Coverage - Part 4
- 07. Business Auto Coverage - Part 5
- 08. Business Auto Coverage - Part 6
- View Additional Activities
  - 09. Business Auto Coverage - Part 7
  - 10. Other Commercial Auto Coverage Forms
  - 11. Commercial Auto Endorsements - Part 1
  - 12. Commercial Auto Endorsements - Part 2
  - 12. Conclusion (Video)

Commercial Coverage Package Policies

Commercial Coverage Package Policies [56 Activities]
- 01. Introduction (video)
- 02. Components of a Commercial Policy
- 03. Bodily Injury and Property Damage Liability (Video)
- 04. Commercial General Liability - Part 1
- 05. Personal and Advertising Injury Liability, Medical Payments and Supplementary Payments (Video)
- 06. Commercial General Liability: Part 2
- 07. Commercial General Liability: Part 3
- 08. Commercial General Liability: Part 4
- View Additional Activities
  - 09. Who is an "Insured" (Video)
  - 10. Commercial General Liability: Part 5
  - 11. Commercial General Liability: Part 6
  - 12. Commercial General Liability: Part 7
  - 13. CGL Definitions (Video)
  - 14. Commercial General Liability: Part 8
  - 15. Commercial General Liability: Part 9
  - 16. Occurrence and Claims-Made Forms (Video)
  - 17. Commercial General Liability: Part 10
  - 18. Pollution LIability Coverage Form (Video)
  - 19. Commercial General Liability: Part 11
  - 20. Commercial General Liability: Part 12
  - 21. Commercial Property (Video)
  - 22. Commercial Property: Part 1
  - 23. Building and Personal Property (Video)
  - 24. Commercial Property: Part 2
  - 25. Commercial Property: Part 3
  - 26. Commercial Property: Part 4
  - 27. Commercial Property: Part 5
  - 28. Commercial Property: Part 6
  - 29. Condominium Association Coverage Form (Video)
  - 30. Commercial Property: Part 7
  - 31. Commercial Property: Part 8
  - 32. Commercial Property: Part 9
  - 33. Business Income Coverage Form
  - 34. Commercial Property: Part 10
  - 35. Commercial Property: Part 11
  - 36. Legal LIability Coverage Forms and Extra Expense Coverage Forms (Video)
  - 37. Commercial Property: Part 12
  - 38. Causes of Loss Forms and Selected Endorsement for Commercial Property Coverage (Video)
  - 39. Commercial Property: Part 13
  - 40. Commercial Property: Part 14
  - 41. Commercial Crime (Video)
  - 42. Commercial Crime: Part 1
  - 43. Commercial Crime: Part 2
  - 44. Commercial Inland Marine (Video)
  - 45. Commercial Inland Marine: Part 1
  - 46. Commercial Inland Marine: Part 2
  - 47. Equipment Breakdown (Video)
  - 48. Equipment Breakdown: Part 1
  - 49. Equipment Breakdown: Part 2
  - 50. Equipment Breakdown: Part 3
  - 51. Farm Coverage (Video)
  - 52. Farm Coverage: Part 1
  - 53. Farm Coverage: Part 2
  - 54. Farm Coverage: Part 3
  - 55. Farm Coverage: Part 4
  - 56. Conclusion (Video)

Business Owners Policies

Business Owners Policy [9 Activities]
- 01. Businessowners' Policies Introduction Video
- 02. Property - Part 1
- 03. Property - Part 2
- 04. Property - Part 3
- 05. Liability (Video)
- 06. Liability
- 07. Common Policy Conditions
- 08. Selected Endorsements
- 09. Conclusion (Video)

Workers Compensation Insurance

Workers Compensation [15 Activities]
- 01. Workers Compensation Introduction (Video)
- 02. Workers Compensation Laws
- 03. Workers Compensation and Employers Liability Insurance Policy (Video)
- 04. Workers Compensation and Employers Liability Insurance Policy - Part 1-2
- 05. Workers Compensation and Employers Liability Insurance Policy - Part 3-6
- 06. Workers' Compensation and Disability (Video)
- 07. Worker's Compensation and Disability
- 08. Worker's Compensation and Disability - Part 2
- View Additional Activities
  - 09. Premium Computations (Video)
  - 10. Premium Computations - Part 1
  - 11. Premium Computations - Part 2
  - 12. Workers Compensation Laws (Video)
  - 13. Workers Compensation Laws - Part 1
  - 14. Workers Compensation Laws - Part 2
  - 15. Conclusion (Video)

Other Coverage's

Other Coverages [29 Activities]
- 01. Other Coverages Introduction (Video)
- 02. Umbrella and Excess Liability Policies -Part 1
- 03. Umbrella and Excess Liability Policies - Part 2
- 04. Umbrella and Excess Liability Policies - Part 3
- 05. Umbrella and Excess Liability Policies - Part 4
- 06. Umbrella and Excess Liability Policies - Part 5
- 07. Commercial Umbrella (Video)
- 08. Umbrella and Excess Liability Policies - Part 6
- View Additional Activities
  - 09. Umbrella and Excess Liability Policies - Part 7
  - 10. Umbrella and Excess Liability Policies - Part 8
  - 11. Umbrella and Excess Liability Policies - Part 9
  - 12. Umbrella and Excess Liability Policies - Part 10
  - 13. Umbrella and Excess Liability Policies - Part 11
  - 14. Specialty and Professional Liability Insurance (Video)
  - 15. Specialty and Professional Liability Insurance
  - 16. National Flood Insurance Program (Video)
  - 17. National Flood Insurance Program - Part 1
  - 18. National Flood Insurance Program - Part 2
  - 19. National Flood Insurance Program - Part 3
  - 20. National Flood Insurance Program - Part 4
  - 21. National Flood Insurance Program - Part 5
  - 22. National Flood Insurance Program - Part 6
  - 23. National Flood Insurance Program - Part 7
  - 24. Other Policies (Video)
  - 25. Other Policies
  - 26. Surety Bonds and Surplus Lines (Video)
  - 27. Surety Bonds
  - 28. Surplus Lines
  - 29. Conclusion (Video)

Flood Insurance Review

Flood Insurance [10 Activities]
- 01. Introduction (Video)
- 02. Flood Insurance: Yesterday, Today, & Tomorrow
- 03. Flood Insurance and the Role of an Insurance Producer (Video)
- 04. Flood Insurance and the Role of an Insurance Producer
- 05. Myths vs. Realities (Video)
- 06. Myths vs. Realities
- 07. Errors, Omissions, Ethics, and Best Practices (Video)
- 08. Errors, Omissions, Ethics, and Best Practices
- 09. Case Law
- 10. Becoming an NFIP Agent

Renters and Condominium Insurance

Renters and Condominium Insurance [15 Activities]
- 01. Introduction (video)
- 02. What is Renters Insurance?
- 03. Basics of Renters Insurance (video)
- 04. The HO-4 Form
- 05. Marketing Renters Insurance (video)
- 06. Educating the Customer
- 07. Replacement Cost (video)
- 08. How Much Coverage?
- View Additional Activities
  - 09. Assessing the need for Coverage (video)
  - 10. Covered Perils
  - 11. Writing a Policy (video)
  - 12. Terms of Coverage
  - 13. Condominium Insurance
  - 14. Where Do We Go From Here?
  - 15. Conclusion (video)

Toxic Mold

Toxic Mold [13 Activities]
- 01. Introduction (Video)
- 02. What Is Toxic Mold?
- 03. Conditions Conducive to Toxic Mold
- 04. Harmful Effects
- 05. Mold Remediation and Insurance
- 06. Mold and Insurance (Video)
- 07. History of Toxic Mold Claims, Part 1
- 08. History of Toxic Mold Claims, Part 2
- View Additional Activities
  - 09. Mold and Insurance, part 2 (Video)
  - 10. Toxic Mold and Insurance
  - 11. Direct (First Party) Claims
  - 12. Indirect (Third Party) Claims
  - 13. Mold and Insurance, part 3 (Video)

Anti-money Laundering

Anti-money Laundering [14 Activities]
- 01. Introduction to the Module (Video)
- 02. The History of Money Laundering Origins
- 03. Steps in Money Laundering (Video)
- 04. Stages of Money Laundering
- 05. Money Laundering Detection (Video)
- 06. National Efforts to Combat Money Laundering
- 07. How to use Insurance to Launder Money
- 08. Laws regarding Money Laundering (Video)
- View Additional Activities
  - 09. Notable Cases
  - 10. Anti-money-laundering (Video)
  - 11. Insurance Company Obligations
  - 12. Preventing Money Laundering
  - 13. Insurance Agent & Broker Obligations
  - 14. Conclusion

Final

Final Test (119 questions)

Certificate of Completion

Mandatory Questionnaire.

Certificate of Completion

Instructor Bio

keith haley insurance instructor atyourpaceonline

Keith Haley is the Online Insurance instructor and industry expert for At Your Pace Online. In addition to his insurance license, Keith holds a Bachelor's degree in Finance, Master's degree in Education, and is a Certified Financial Planner and licensed insurance producer. As an entrepreneur, over his career Keith has owned and managed businesses in a wide range of professions, including car sales, financial consultation, and insurance sales and management. With over twenty years of experience in business, sales, and education, Keith brings a broad range of practical and academic knowledge to our courses.

February 5th, 2019

Scot

Many typos and grammatical/syntax errors were discovered throughout this course.

September 29th, 2018

Duane

It would be nice to have an adjuster centered CE course as this course is clearly agent centered and much of the information is not utilized or required knowledge for an adjuster.

December 9th, 2018

Tamara

if you could go back and forth from the test to the course to check on answers, it would be very helpful.

August 1st, 2018

Cheryl Janele

I found the slide outline very confusing. It was hard to tell when we had moved from one idea to the next. For example: moving from the exemptions to one coverage form to the allowed coverages of the next. It was hard to tell if the new topic was a subtopic of a larger topic or a new thing all together. While I did pass in one try, the layout was confusing and made it difficult be gage what I knew and didn't.

January 25th, 2019

Travis

not at this time

March 13th, 2018

Kathleen K

did not pertain to insurance claims, the questions during the studying did not have anything to do with anything on the test

November 30th, 2017

Alyssa

This was a very long review and test. There must be a way to condense the information and make it easier to study and test from.

December 6th, 2018

craig

November 14th, 2018

William S

November 7th, 2018

joy

October 31st, 2018

Glenn

Kara

October 21st, 2018

Jessica

September 18th, 2018

Katherin

August 30th, 2018

Matthew

August 14th, 2018

Yasmin

June 12th, 2018

Tasha

June 4th, 2018

Tyler

May 15th, 2018

Rochelle

March 30th, 2018

James

March 20th, 2018

Sean

February 21st, 2018

Katy

January 31st, 2018

January 26th, 2018

Holly

December 31st, 2017

Heather

December 25th, 2017

Crissy

November 22nd, 2017

Theresa

January 22nd, 2019

Bradley

January 21st, 2019

steven

October 27th, 2018

Edgar

January 24th, 2018

Christopher

February 13th, 2019

Jonna

November 27th, 2018

Brian

August 20th, 2018

Gabriella

April 23rd, 2018

Ashley

February 10th, 2018

Denise

January 4th, 2018

eric

November 8th, 2017

Samantha

November 29th, 2018

Josephine

August 8th, 2018

Idaho 24 Hour Property & Casualty Review

Course Description

Course Outline

Instructor Bio

Course Reviews