This course provides ALL 45 hours of CE that you need! This course will review key concepts and principles of Property & Casualty insurance. We'll cover general principles, dwelling and homeowner's policies, personal and commercial auto insurance, business owner's policies, and more. You'll get instruction on flood insurance, money-laundering prevention, before finishing with the mandatory exam. Our course fee includes the mandatory $1.50/hr filing fee.

Course Format: Text

Credit Type: Ethics, Property & Casualty

Course ID(s): C34607, 6000199576

Approved By: Office of Consumer Affairs & Business Regulation

  • Insurance Ethics
    • Insurance Ethics [22 Activities]
      • 01. Introduction (Video)
      • 02. What is Ethics?
      • 03. Ethical Concepts and Terminology
      • 04. Why Ethics Matter (Video)
      • 05. Why Ethics Matter
      • 06. Duties of an Insurance Producer (Video)
      • 07. Ethical Duties
      • 08. Ethical Duties - Part 2
      • 09. Ethical Duties - Part 3
      • 10. Ethical Situations (Video)
      • 11. Ethical Situations
      • 12. Laws Governing Ethics (Video)
      • 13. Laws Governing Ethical Conduct
      • 14. Laws Governing Ethical Conduct - Part 2
      • 15. Laws Governing Ethical Conduct - Part 3
      • 16. Insurance Industry Codes of Ethics (Video)
      • 17. Insurance Industry Codes of Ethics - Part 1
      • 18. Insurance Industry Codes of Ethics - Part 2
      • 19. Insurance Industry Codes of Ethics - Part 3
      • 20. Insurance Industry Codes of Ethics - Part 4
      • 21. Looking Forward
      • 22. Conclusion (Video)
  • Final Test
    • Ethics - Affidavit
    • Ethics - Final Exam (34 questions)
  • General Insurance
    • General Insurance [5 Activities]
      • 01. General Insurance Concepts
      • 02. Concepts and Risk Management Key Terms
      • 03. Elements of an Insurable Risk
      • 04. Producers and the General Rule of Agency
      • 05. Legal Interpretations Affecting Insurance Contracts
  • Property and Casualty Basics
    • Property and Casualty Basics [15 Activities]
      • 01. Introduction to Property and Casualty Basics
      • 02. Principles and Concepts
      • 03. Principles and Concepts
      • 04. Liability and Losses
      • 05. Negligence, Liability, and Damages
      • 06. Negligence and Law
      • 07. Negligence, Liability, and Damages Part Two
      • 08. Policy Structure and Contracts
      • 09. Common Policy Provisions
      • 10. Common Policy Provisions
      • 11. Common Policy Provisions
      • 12. Other Common Policy Provisions
      • 13. Other Common Policy Provisions
      • 14. Insurer Specific Policy Provisions
      • 15. Conclusion
  • Fire Dwelling Policies
    • Fire Dwelling Policies [9 Activities]
      • 01. Dwelling Insurance Policies Concepts: Introduction, Purpose and Eligibility
      • 02. Common Uses and Initial Information
      • 03. Dwelling Policy Coverage Forms
      • 04. Property Coverages
      • 05. General Dwelling Property Exclusions and Conditions
      • 06. Selected Dwelling Property Endorsements
      • 07. Endorsements and Personal Liability Supplement
      • 08. Personal Liability Supplement: Continued
      • 09. Conclusion of Dwelling Policies
  • Homeowners Insurance
    • Homeowners Insurance [11 Activities]
      • 01. Eligibility, Purpose and Characteristics of Homeowner Insurance
      • 02. Coverage Forms
      • 03. Definitions
      • 04. Homeowners Coverages
      • 05. Section I - Property Coverages
      • 06. Section I - Additional Property Coverages
      • 07. Section II - Liability and Medical Payments Coverage
      • 08. Perils Insured Against
      • 09. Conditions
      • 10. Selected Endorsements
      • 11. Conclusion of Homeowners Insurance
  • Personal and Commercial Automobile
    • Personal and Commercial Automobile [11 Activities]
      • 01. Introduction to Personal and Commercial Auto Policies
      • 02. Introduction to Personal Automobile Insurance
      • 03. Introduction to Personal Auto Policies
      • 04. Coverage for Damage to Your Auto
      • 05. Personal Auto Policies
      • 06. Commercial and Business Automobile
      • 07. Commercial and Business Auto
      • 08. Garage Forms
      • 09. Garage Forms
      • 10. Selected Endorsements
      • 11. Conclusion to Auto Insurance
  • Commercial Package Policies: Part One
    • Commercial Package Policies: Part One [13 Activities]
      • 01. Introduction to Commercial Coverage Policies
      • 02. The Commercial Package Policy
      • 03. Introduction to Commercial Coverage Policies, Part Two
      • 04. Commercial General Liability
      • 05. Commercial Property Coverage
      • 06. Commercial Property Coverage
      • 07. Commercial Coverage Policies
      • 08. Selected Endorsements and Commercial Crime Coverages
      • 09. Selected Endorsements and Inland Marine
      • 10. Commercial Inland Marine
      • 11. Commercial Inland Marine and Farm Coverage
      • 12. Farm Coverage
      • 13. Conclusion of Commercial Coverage Policies
  • Commercial Package Policies: Part Two: Endorsements and More
    • Commercial Package Policies: Part Two: Endorsements and More [5 Activities]
      • 01. Selected Endorsements and Inland Marine
      • 02. Commercial Inland Marine
      • 03. Commercial Inland Marine and Farm Coverage
      • 04. Farm Coverage
      • 05. Conclusion of Commercial Coverage Policies
  • Businessowner Policies
    • Businessowner Policies [8 Activities]
      • 01. Introduction to Businessowners Policies
      • 02. Businessowners Policy: BOPs
      • 03. BOP Section I: Property Coverages
      • 04. Business Owner's Policies Property and Liability Coverage
      • 05. Section II: Liability and Medical Expense Coverage in BOPs
      • 06. Liability Coverage in a BOP
      • 07. Common Policy Conditions and Selected Endorsements in a BOP
      • 08. BOP Conditions, Exclusions and Endorsements
  • Workers’ Compensation
    • Workers’ Compensation [5 Activities]
      • 01. Introduction to Workers Compensation Insurance
      • 02. Workers’ Compensation Laws
      • 03. Introduction to Workers Compensation and Employer’s Liability Insurance Policy
      • 04. Workers’ Compensation and Employer’s Liability Insurance Policy
      • 05. Conclusion of Workers Compensation Insurance
  • Other Coverages and Options
    • Other Coverages and Options [7 Activities]
      • 01. Introduction to Other Coverages and Options
      • 02. Umbrella and Excess Liability Policies
      • 03. More Coverages and Options
      • 04. Specialty Liability Insurance
      • 05. Specialized Coverages
      • 06. National Flood Insurance Plan and Other Policies
      • 07. Flood Insurance and Other Policies Conclusion
  • Flood Insurance
    • Flood Insurance [16 Activities]
      • 01. The National Flood Insurance Program
      • 02. Section I- Introduction
      • 03. Community Participation: Current Framework of the NFIP
      • 04. Flood Maps and Zone Determinations
      • 05. Section II-Flood Maps and Zone Determinations
      • 06. Policies and Products Available
      • 07. Section III-Policies and Products Available
      • 08. General Rules
      • 09. Section IV-General Rules
      • 10. Rating and Handling Claims
      • 11. Section V: Rating
      • 12. Section VI - Claims Handling Process
      • 13. The 2004 FIRA and Agent Resources
      • 14. Section VII - Requirements of the Flood Insurance Reform Act of 2004
      • 15. Section VIII - Agent Resources
      • 16. Conclusion
  • Toxic Mold
    • Toxic Mold [13 Activities]
      • 01. Introduction to Toxic Mold
      • 02. What Is Toxic Mold?
      • 03. Conditions Conducive to Toxic Mold
      • 04. Harmful Effects: Structural Damage
      • 05. Mold Remediation and Insurance: Prevention
      • 06. Mold and Insurance
      • 07. History of Toxic Mold Claims, Part One
      • 08. History of Toxic Mold Claims, Part Two
      • 09. Mold Claims
      • 10. Toxic Mold and Insurance
      • 11. Direct (First Party) Claims: What is Covered Under a Homeowner Policy?
      • 12. Indirect (Third Party) Claims
      • 13. Mold and Insurance Conclusion
  • Anti-Money Laundering
    • Anti-Money Laundering [13 Activities]
      • 01. Introduction to the Module
      • 02. The History of Money Laundering: Origins
      • 03. Steps in Money Laundering
      • 04. Money Laundering Detection Review
      • 05. National Efforts to Combat Money Laundering
      • 06. Money Laundering and Insurance:How to Use Insurance to Launder Money
      • 07. Laws Regarding Money Laundering Review
      • 08. Notable Cases
      • 09. Anti Money Laundering
      • 10. Obligations of Insurance Industry in Preventing Money Laundering
      • 11. Preventing Money Laundering
      • 12. Insurance Agent & Broker Obligations: Training
      • 13. Conclusion
  • Insurance Technology
    • Insurance Technology [11 Activities]
      • 01. Introduction: Insurance Technology: The Future is Now
      • 02. Statistics
      • 03. Understanding Insurance Technology
      • 04. Is Insurance Ready for Insurance Technology?
      • 05. Hurdles for Insurance Technology
      • 06. Solutions and Advantages Presented by Insurance Technology
      • 07. Benefits of Insurance Technology for Insurance as an Industry
      • 08. Smaller Scale Insurance Technology Solutions
      • 09. Problems and Disadvantages to Insurance Technology
      • 10. The Real Future for Insurance Technology and Insurance
      • 11. Conclusion
  • Final
    • P&C Review - Affidavit
    • P&C Review - Final Exam (75 questions)
  • Certificate of Completion
    • Mandatory Questionnaire.
    • Massachusetts 3 Hour Ethics Review - Certificate of Completion (1 of 2)
    • Massachusetts 42 Hour Property & Casualty Review - Certificate of Completion (2 of 2)
    • Guaranteed Next Business Day Reporting
Instructor Image

Instructor Bio

Gary Sternberg

Gary Sternberg is a veteran of insurance training, having been in the insurance education industry for over 25 years. He is a highly focused, licensed professional with top-level skills in prelicense and continuing education content authorship and training. He is well-versed in compliance and has extensive experience with state and federal regulatory laws and rules. Gary brings to At Your Pace Online students his excellent teaching, writing, and presentation skills with the ability to turn the complex into learnable “normal” person material. Most importantly, Gary has a passion for insurance education and seeing students successfully navigate the licensing process.