Missouri 16 Hour Property & Casualty Package with Ethics

This course package provides students all 16 hours they need to renew. The courses included are our:

• 3 Hour Ethics Course
• 13 Hour Life and Health Course

The ethics course will take an in-depth look at a number of issues surrounding ethics and the producer. The course begins with a look at trust in the industry, and whether clients actually trust insurance producers compared to other professions. It continues with a comparison of ethics versus morality, and discusses how individual beliefs alter ethical choices at times. Corporate ethical behaviors are scrutinized, and the lesson explores situations in which ethics and morals collide.

The course will concentrate on the producer’s ethical duties to the customer, the agency, and others in the business. The course provides plenty of examples to compare intelligent decision-making to decisions that are not that well thought out. We finish with the National Association of Insurance and Financial Advisors Code of Ethics, which gives an excellent ethical baseline in which to base ethical behavior, and the Code of Ethics that Chartered Property and Casualty Underwriters must ascribe to. The lesson concludes with an idea of creating an in-house Code of Ethics for the agency or for a related type of insurance business, and the importance of doing so.

In our property and casualty course, there will be a segment on automobile insurance. This segment described the type of insurance coverage that is provided for automobiles. The segment examines both personal automobile policies and automobile policies for businesses and other commercial operations.

Next, there will be a segment on business related forms of insurance.

This segment opens with a detailed exploration of the many types of commercial insurance including commercial property, commercial general liability, commercial crime, and farm insurance.

This segment will then move on to a discussion of businessowners insurance policies and the coverage this kind of insurance provides.

This segment ends by looking at workers’ compensation insurance. This portion of the segment will look at the benefits that are provided by workers’ comp along with the responsibilities of employees and employers.

After that, the course will have a segment on other forms of property and casualty insurance such as excess and umbrella insurance, surety bonds, errors and omissions insurance, flood insurance, and watercraft and boatowners insurance.

Course Format: Text

Credit Type: General, Ethics

Course ID(s): 17006217, 17006215

Approved By: Department of Insurance