This 24-hour course is intended for Montana property and casualty insurance producers and includes everything needed for producers to renew their professional license. The course begins with the important legal updates passed by the Montana legislature and continues into an in-depth discussion of professional ethics: trust in the industry, whether clients actually trust insurance producers compared to other professions and continues with a comparison of ethics versus morality, and discusses how individual beliefs alter ethical choices at times. Corporate ethical behaviors are scrutinized, and the lesson explores situations in which ethics and morals collide.
Continuing in the material, we will examine important types of property and casualty insurance contracts including dwelling, homeowners, personal and commercial coverages, businessowner contracts and workers’ compensation that concentrates on aspects important to adjusters, such as coverage, exclusions, conditions and more.
Next, our ethics course will take an in-depth look at a number of issues surrounding ethics and the professional. The course begins with a look at trust in the industry, and whether clients actually trust insurance producers compared to other professions. It continues with a comparison of ethics versus morality, and discusses how individual beliefs alter ethical choices at times. Corporate ethical behaviors are scrutinized, and the lesson explores situations in which ethics and morals collide.
The course provides a deep discussion of commercial insurance coverages and begins with a look at businessowner contracts and then continues with detailed material on commercial policy packages.
Workers’ compensation coverage, which is required in almost all states, is covered in-depth and provides material on the different coverage parts of workers’ compensation, and importantly, the conditions, exclusions and important concepts associated with this contract. The lesson provides a history of workers’ compensation laws, and then dives into an in depth discussion on the specifics of workers’ compensation and employer liability policies.
The course continues with a discussion of residential insurance, including dwelling policies and homeowner insurance contracts. The lessons emphasize coverages, qualifying for the policy, and considerations for the adjuster, including exclusions, conditions and other factors that address loss settlements.
Finally, the course will finish with a detailed look at automobile insurance. Automobile insurance has always been a primary segment of the insurance industry, and the course will include information on both personal and commercial auto insurance exposures and risks. Loss settlement provisions, commercial symbols and their relationship with vehicles owned or used by the business and coverage information is heavily detailed.
The student will have to complete a series of examinations to be successfully completed in order to receive certification for the continuing education credits.
This course is only intended for property and casualty insurance producers.
Show Course ID: 1
- Course ID(s): 6000128722, 6000104713, 6000104712, 6000104711
- Approved By: Commissioner of Securities and Insurance
Aaron Phelps is At Your Pace Online’s Subject Matter Expert for Property and Casualty Insurance. Prior to entering the insurance field, Aaron worked for 7 years in customer service and management before entering into the insurance field. He is a licensed insurance agent in Oregon with a Bachelor of Science degree from Oregon State University in Communication and has been working locally since 2015. Aaron specializes in individual health insurance plan options and life insurance, provides employee benefits support for his company’s group clients, and expertly handles insurance needs for personal line clients. His favorite part of his job is helping people understand how insurance policies work and alleviating their anxiety and fear over the process. In addition to his accomplished career in the insurance field, Aaron has been married for 17 years and shares 4 children with his wife. He spends his free time backpacking, traveling, and camping or simply relaxing and enjoying good food and drinks with his friends.