Nevada 30 Hour Life and Health Review with Ethics

This course is designed to help insurance producers renew a license. The 30 hours of continuing education training cover many of the aspects of life and health insurance. The course includes 3 hours of Ethics credit and 27 hours of L&H credit.

The course starts with a segment on ethics, ethical behavior, what it means for insurance producers to operate in an ethical manner.

After this we introduce fundamental concepts before moving on to such topics as contract provisions, annuities, qualified plans, and taxation of life insurance.

The segments covering fundamental concepts will discuss the nature and purpose of life insurance, the different types of life policies, and what this kind of insurance is used to accomplish.

The training on contract provisions will talk about the standard provisions found in life insurance policies before moving onto a discussion of beneficiaries and options and riders.

The annuities segment will take an in depth look at annuity contracts including their relation to life insurance and how they are used.

The instruction on qualified plans will examine retirement plans, what it means for a plan to be qualified, and how this affects the taxation of benefits.

The last segment of the first part of this course will address taxation of life insurance and annuities.

The second portion of this course deals with accident and health insurance. Topics in this portion include health insurance fundamentals, health insurance policies, medical plans, group health, dental insurance, the Medicare program, long-term care insurance, and taxation of health insurance.

Health insurance fundamentals will talk about the core elements of health insurance, the different forms of health insurance, and health insurance underwriting.

The segment on health insurance policies will go over the contractual elements of a health insurance policy.

The instruction on medical plans will discuss the various types of medical plans, managed care, cost containment strategies, and important federal laws such as the ACA and HIPAA.

The training on group health will examine group health insurance policies in comparison to individual health insurance coverage. This segment will also explore conversion options and group health policies for small employers.

A segment of this course will focus on the unique qualities of dental insurance.

The segment about Medicare will take a close look at the entire program including who is eligible, what Medicare provides to participants, and options for people who don’t qualify.

A portion of the course will examine disability insurance and the specialized coverage it provides.

Long term care insurance (or LTC) is the primary interest of one segment of this course. This segment will cover the primary elements of LTC, how LTC can be marketed, and suitability issues.

The final segment of the course talks about taxation of health insurance products.

Course Format: Text

Credit Type: Life, Health, Ethics

Course ID(s): 25143

Approved By: Division of Insurance