In this continuing education course, an insurance producer will find 30 hours of instruction on property and casualty insurance. The course includes 3 hours of Ethics credit and 27 hours of P&C credit.

The first segment of the course addresses ethics and fundamental concepts of property and casualty insurance.

The portion on ethics examines ethical concepts and what it means for an insurance professional to operate in an ethical manner.

The portion on property and casualty insurance fundamentals discusses elemental concepts like liability and negligence. This portion also looks at provisions commonly found in these kinds of insurance policies.

The second segment talks about two important forms of insurance: dwelling and homeowners insurance policies. This segment will look at policy forms, coverages provided, exclusions, and endorsements that can be added to a dwelling or homeowners policy.

The third segment explores automobile insurance. This segment covers both automobile insurance for private individuals and for business enterprises.

The fourth segment is concerned with commercial insurance policies.

The first portion of this segment will look at all the forms of commercial insurance that can be found in a commercial package policy.

The second portion of this segment addresses businessowners insurance.

The last portion of this segment explores workers’ compensation insurance. This portion discusses the benefits that are provided along with the responsibilities of employees and employers.

The final segment of the course talks about other forms of property and casualty insurance. The types of insurance discussed in this section include excess and umbrella insurance, errors and omissions insurance, flood insurance, watercraft insurance, and difference in conditions insurance.

Course Format: Text

Credit Type: Property & Casualty, Ethics

Course ID(s): 25142

Approved By: Division of Insurance

  • Insurance Ethics
    • Ethics for Insurance Professionals [22 Activities]
      • 01. Ethics for Insurance Professionals (Video)
      • 02. Principles of Ethics for Insurance Producers
      • 03. Principles of Ethics for Insurance Producers (Part 2)
      • 04. Ethical Concepts and Terminology
      • 05. Ethical Practices (Video)
      • 06. Ethics in the Real World
      • 07. Ethical Duties (Video)
      • 08. Ethical Duties
      • 09. Ethical Duties - Part 2
      • 10. Ethical Duties - Part 3
      • 11. Ethical Duties - Part 4
      • 12. Ethical Situations (Video)
      • 13. Ethical Situations
      • 14. Ethical Regulations (Video)
      • 15. Laws Governing Ethical Conduct
      • 16. Laws Governing Ethical Conduct - Part 2
      • 17. Laws Governing Ethical Conduct - Part 3
      • 18. Ethical Codes (Video)
      • 19. Insurance Industry Code of Ethics - Part 1
      • 20. Insurance Industry Code of Ethics - Part 2
      • 21. Conclusion
      • 22. Conclusion (Video)
    • Property and Casualty Basics [15 Activities]
      • 01. Introduction to Property and Casualty Basics (Video)
      • 02. Principles and Concepts
      • 03. Principles and Concepts (Video)
      • 04. Liability and Losses
      • 05. Negligence, Liability, and Damages Part 1 (Video)
      • 06. Negligence and Law
      • 07. Negligence, Liability and Damages Part 2 (Video)
      • 08. Policy Structure and Contracts
      • 09. Common Policy Provisions Part 1 (Video)
      • 10. Common Policy Provisions
      • 11. Common Policy Provisions Part 2 (Video)
      • 12. Other Common Policy Provisions
      • 13. Other Common Policy Provisions (Video)
      • 14. Insurer Specific Policy Provisions
      • 15. Conclusion (Video)
  • Residence Insurance
    • Dwelling Policies [8 Activities]
      • 01. Characteristics and Purpose of Dwelling Insurance (Video)
      • 02. Coverage Forms
      • 03. Property Coverages
      • 04. General Exclusions and Conditions
      • 05. Selected Endorsements
      • 06. Endorsements and Personal Liability Supplement (Video)
      • 07. Personal Liability Supplement
      • 08. Conclusion of Dwelling Policies
    • Homeowners Insurance [11 Activities]
      • 01. Purpose and Characteristics (Video)
      • 02. Coverage Forms
      • 03. Definitions
      • 04. Homeowners Coverages (Video)
      • 05. Section I - Property Coverages
      • 06. Section I - Additional Property Coverages
      • 07. Section II - Liability and Medical Payments Coverage
      • 08. Perils Insured Against
      • 09. Conditions
      • 10. Selected Endorsements
      • 11. Conclusion of Homeowners Insurance (Video)
  • Automobile Insurance
    • Automobile Insurance [11 Activities]
      • 01. Introduction to Personal Auto Policies Part 1 (Video)
      • 02. Introduction to Personal Automobile Insurance
      • 03. Introduction to Personal Auto Policies Part 2 (Video)
      • 04. Coverage for Damage to Your Auto
      • 05. Conclusion of Personal Auto Policies (Video)
      • 06. Commercial and Business Automobile
      • 07. Commercial and Business Auto (Video)
      • 08. Garage Forms
      • 09. Garage Forms (Video)
      • 10. Selected Endorsements
      • 11. Conclusion to Auto Insurance (Video)
  • Commercial Insurance
    • Commercial Coverage Policies [13 Activities]
      • 01. Introduction to Commercial Coverage Policies (Video)
      • 02. The Commercial Package Policy
      • 03. Commercial Policy Packages (Video)
      • 04. Commercial General Liability
      • 05. Commercial Property Coverage (Video)
      • 06. Introduction to Commercial Property Coverage
      • 07. Commercial Coverage Policies (Video)
      • 08. Selected Endorsements and Commercial Crime Coverages
      • 09. Selected Endorsements (Video)
      • 10. Commercial Inland Marine
      • 11. Commercial Inland Marine (Video)
      • 12. Farm Coverage
      • 13. Conclusion of Commercial Coverage Policies (Video)
    • Business Owner's Policies [7 Activities]
      • 01. Introduction to Business Owner's Policies (Video)
      • 02. Businessowners Policy: BOPs
      • 03. Business Owner's Policies: Property and Liability Coverage (Video)
      • 04. Section II: Liability and Medical Expense Coverage in BOPs
      • 05. Liability Coverage in a BOP (Video)
      • 06. Common Policy Conditions and Selected Endorsements in a BOP
      • 07. BOP Conditions, Exclusions and Endorsements (Video)
    • Workers Compensation Insurance [5 Activities]
      • 01. Introduction to Workers Compensation Insurance (Video)
      • 02. Workers Compensation Laws
      • 03. Workers Compensation and Employers Liability Insurance Policy (Video)
      • 04. Workers Compensation and Employers Liability Insurance Policy
      • 05. Conclusion of Workers Compensation Insurance (Video)
  • Other Coverages and Options
    • Other Coverages and Options [7 Activities]
      • 01. Introduction to Other Coverages and Options (Video)
      • 02. Umbrella and Excess Liability Policies
      • 03. More Coverages and Options (Video)
      • 04. Specialty Liability Insurance
      • 05. Specialized Coverages (Video)
      • 06. National Flood Insurance Plan and Other Policies
      • 07. Conclusion to Flood Insurance and Other Policies (Video)
  • Final Exam
    • Set up your Exam Proctor
    • Student and Proctor Affidavit
    • Final Exam (155 questions)
    • Purchase Online Proctoring
    • Schedule Proctoring Session
    • Start Proctoring Session
    • Online Proctored Final Exam (155 questions)
  • Certificate of Achievement
    • Mandatory Questionnaire
    • Certificate of Completion
    • Guaranteed Next-Day Reporting
Instructor Image

Instructor Bio

Gary Sternberg

Gary Sternberg is a veteran of insurance training, having been in the insurance education industry for over 25 years. He is a highly focused, licensed professional with top-level skills in prelicense and continuing education content authorship and training. He is well-versed in compliance and has extensive experience with state and federal regulatory laws and rules. Gary brings to At Your Pace Online students his excellent teaching, writing, and presentation skills with the ability to turn the complex into learnable “normal” person material. Most importantly, Gary has a passion for insurance education and seeing students successfully navigate the licensing process.