New Mexico 21 Hour Life and Health Course

$70.00

21 Hour Course

Course ID: 6000049397, 54380

Approved By: Office of Superintendent of Insurance

4.6
27 Reviews

Add to Cart (877) 724-6150

If you are an insurance producer in New Mexico who needs to renew a license, this course is for you.

This 21 hour course is a comprehensive examination of life and health insurance. The continuing education content of the course talks about insurance concepts, ethics, essential aspects of life and health insurance, life and health insurance products, Medicare, and federal regulation of life and health insurance.

This course begins by talking about concepts such as risk, loss, producer relationships, and contract formation.

The course then discusses ethics and what it means for operate in an ethical manner.

From there, the course focuses on the essential aspects of life and health insurance including policy types and common provisions.

Then, the course looks at annuities and qualified retirement plans.

After that, the course examines a number of health insurance products including disability insurance, medical plans, and group health insurance.

The course finishes up by addressing Medicare coverage and federal regulations that have an affect on life and health insurance.

  • 18 Hour Life & Health Review
    • Fundamentals of Insurance [21 Activities]
      • 01. Introduction to Fundamental Insurance (Video)
      • 02. What is Insurance?
      • 03. Risk and Risk Management
      • 04. Risk and Risk Management: Techniques and Insurable Interest
      • 05. Insurers (Video)
      • 06. Insurers
      • 07. Financial Status (Video)
      • 08. Insurers: Financial Status
      • View Additional Activities
        • 09. Insurance Producers (Video)
        • 10. Producers and Agency Relationships: What is Agency?
        • 11. Producers and Agency Relationships: Creation of an Agency Relationship
        • 12. Producers and Agency Relationship: Authority, Powers, and Responsibilities of Producers
        • 13. Contracts (Video)
        • 14. Contracts
        • 15. Contracts: Elements of a Legal Contract
        • 16. Contracts: Distinct Characteristics of an Insurance Contract
        • 17. Contracts: Legal Interpretations Affecting Contracts
        • 18. Completing the Application, Underwriting, and Delivering the Policy (Video)
        • 19. Completing the Application, Underwriting, and Delivering the Policy
        • 20. Completing the Application, Underwriting, and Delivering the Policy: Underwriting
        • 21. Conclusion of Fundamental Insurance (Video)
    • Fundamental Concepts for Life Insurance Producers [9 Activities]
      • 01. Introduction to Fundamentals of Life Insurance (Video)
      • 02. Introduction to Life Insurance; Common Classifications of Life Insurance
      • 03. Uses of Life Insurance (Video)
      • 04. Uses for Life Insurance: Personal and Business Uses of Life Insurance
      • 05. Uses for Life Insurance: Determining Amount of Personal Life Insurance
      • 06. Aspects of Life Insurance
      • 07. Individual Underwriting by the Insurer (Video)
      • 08. Individual Underwriting by the Insurer
      • 09. Conclusion (Video)
    • Life Insurance Policy Types [15 Activities]
      • 01. Introduction to Life Insurance Policies (Video)
      • 02. Life Insurance Basics
      • 03. Policy Descriptions in Brief
      • 04. Whole Life Insurance and Term Life Insurance (Video)
      • 05. Individual Policies in Detail: Whole Life Insurance
      • 06. Individual Policies in Detail: Term Life Insurance
      • 07. Flexible Policies and Specialized Policies (Video)
      • 08. Individual Policies in Detail: Flexible Policies
      • View Additional Activities
        • 09. Individual Policies in Detail: Specialized Policies
        • 10. Individual Policies in Detail: Endowment Policies and Worksite Plans
        • 11. Group Life Insurance and Credit Life Insurance (Video)
        • 12. Group Policies in Detail
        • 13. Completing the Application, Underwriting, and Delivering the Policy: Calculating and Delivering the Policy
        • 14. Credit Life Insurance
        • 15. Conclusion (Video)
    • Standard Life Insurance Policy Provisions [17 Activities]
      • 01. Introduction to Life Insurance Policy Provisions (Video)
      • 02. Standard Policy Provisions  Part 1
      • 03. Standard Policy Provisions  Part 2
      • 04. Beneficiaries (Video)
      • 05. Standard Policy Provisions  Part 3
      • 06. Standard Policy Provisions  Part 4
      • 07. Options (Video)
      • 08. Options: Settlement
      • View Additional Activities
        • 09. Options: Nonforfeiture
        • 10. Options: Loans, Withdrawals, and Surrenders
        • 11. Riders (Video)
        • 12. Disability, LTC, and Accelerated Benefit Riders
        • 13. Riders: Additional Uses (Video)
        • 14. Term Riders
        • 15. Other Riders
        • 16. Viatical Trust Settlements
        • 17. Conclusion (Video)
    • Introduction to Health Insurance [21 Activities]
      • 01. Introduction to Health Insurance Basics (Video)
      • 02. Definitions
      • 03. Basics of Health Insurance
      • 04. Policyholders' Bill of Rights
      • 05. Uses of Health Insurance
      • 06. Principal Types of Losses and Benefits
      • 07. Types of Health Insurance Policies: Part 1
      • 08. Limited Coverage Policies (Video)
      • View Additional Activities
        • 09. Types of Health Insurance Policies: Part 2
        • 10. Premiums
        • 11. Important Legislation
        • 12. Exclusions
        • 13. Other Insurance Concepts
        • 14. Producer Responsibilities (Video)
        • 15. Producer Responsibilities
        • 16. Underwriting (Video)
        • 17. Field Underwriting
        • 18. Individual Underwriting By the Insurer
        • 19. Producer Responsibilities (Video)
        • 20. Considerations in Replacing Accident and Health
        • 21. Conclusion (Video)
    • Health Insurance Policy General Provisions [7 Activities]
      • 01. Health Insurance Policy (Video)
      • 02. Uniform Policy Provisions
      • 03. Other General Provisions (Video)
      • 04. Other General Provisions - Part 1
      • 05. Other General Provisions - Part 2
      • 06. Riders
      • 07. Conclusion (Video)
    • Annuities [10 Activities]
      • 01. Introduction to Annuities (Video)
      • 02. Annuity Principles and Concepts
      • 03. Immediate versus Deferred Annuities
      • 04. Annuity Payment Options (Video)
      • 05. Annuity (Benefit) Payment Options
      • 06. Annuity Products (Video)
      • 07. Annuity Products
      • 08. Uses of Annuities (Video)
      • 09. Uses of Annuities
      • 10. Conclusion (Video)
    • Qualified Plans and Retirement [12 Activities]
      • 01. Introduction to Qualified Plans (Video)
      • 02. Qualified Plans  Part 1
      • 03. Qualified Plans - Part 2: Plan Types, Characteristics, and Purchasers
      • 04. Federal Tax Considerations for Qualified Plans (Video)
      • 05. Qualified Plans - Part 3: Federal Tax Considerations for Qualified Plans
      • 06. Rollovers, Transfers, and 1035 Exchanges (Video)
      • 07. Rollovers and Transfers
      • 08. Section 1035 Exchanges
      • View Additional Activities
        • 09. Social Security Benefits
        • 10. Employee Retirement Income Security Act (Video)
        • 11. Employee Retirement Income Security Act (ERISA)
        • 12. Conclusion (Video)
    • Disability Income & Similar Insurance [19 Activities]
      • 01. Introduction to Disability Income (Video)
      • 02. Statistics
      • 03. Definitions (Video)
      • 04. Definitions
      • 05. Definitions  Part 2
      • 06. Qualifying for Disability Benefits (Video)
      • 07. Qualifying for Disability Benefits
      • 08. Different Types of Disability Coverage (Video)
      • View Additional Activities
        • 09. Different Types of Disability Coverage
        • 10. Group and Individual Disability Income Insurance (Video)
        • 11. Group and Individual Disability Income Insurance
        • 12. Group and Individual Disability Income Insurance Part 2
        • 13. Unique Aspects of Disability Underwriting (Video)
        • 14. Unique Aspects of Disability Underwriting
        • 15. Social Security Disability (Video)
        • 16. Social Security Disability
        • 17. Workers Compensation (Video)
        • 18. Workers Compensation
        • 19. Conclusion (Video)
    • Medical Plans [7 Activities]
      • 01. Introduction to Medical Plans (Video)
      • 02. Medical Plan Concepts
      • 03. Types of Providers and Plans (Video)
      • 04. Types of Providers and Plans
      • 05. Cost Containment in Health Care Delivery (Video)
      • 06. Cost Containment in Health Care Delivery
      • 07. Conclusion (Video)
    • Group Health [12 Activities]
      • 01. Introduction to Group Health Insurance Policies (Video)
      • 02. Group Insurance Concepts
      • 03. Types of Eligible Groups
      • 04. Group Benefits Review (Video)
      • 05. Advertising Group Health Insurance
      • 06. Employer Group Health Insurance
      • 07. Group Insurance Eligibility (Video)
      • 08. Loss of Coverage / Coverage Continuation / Changing Coverage
      • View Additional Activities
        • 09. COBRA Coverage (Video)
        • 10. Small Employer Medical Plans
        • 11. Other Types of Supplementary Group Coverage
        • 12. Conclusion (Video)
    • Medicare [21 Activities]
      • 01. Introduction to Medicare (Video)
      • 02. Medicare: An Overview
      • 03. Medicare Enrollment
      • 04. Medicare A: Individual Eligibility Requirements (Video)
      • 05. Medicare Part A: Eligibility
      • 06. Medicare Part A: Coverage and Costs
      • 07. Medicare Part A: Coverage and Costs, Continued
      • 08. Medicare B (Video)
      • View Additional Activities
        • 09. Medicare Part B: Eligibility
        • 10. Medicare Part B: Coverage and Costs
        • 11. Medicare Part B: Coverages and Cost-Sharing Amounts, Part 1
        • 12. Medicare Part B: Coverages and Cost-Sharing Amounts, Part 2
        • 13. Part A and Part B Exclusions
        • 14. Medicare C/D (Video)
        • 15. Medicare Parts C and D, Part 1
        • 16. Medicare Parts C and D, Part 2
        • 17. Medigap (Video)
        • 18. Medicare Supplement Policy/ MSP / MediGap
        • 19. Medicare (Video)
        • 20. Other Options
        • 21. Conclusion (Video)
    • Advertising Life Insurance [9 Activities]
      • 01. Introduction (Video)
      • 02. Solicitation and Sales Presentations
      • 03. Suitability
      • 04. Life Insurance Policy Comparison Methods (Video)
      • 05. Life Insurance Policy Cost Comparison Methods
      • 06. Replacement
      • 07. Use and Disclosure of Insurance Information
      • 08. Military Sales
      • 09. Conclusion (Video)
    • Taxation of Life Insurance [8 Activities]
      • 01. Introduction to Federal Taxation of Life Insurance (Video)
      • 02. Taxation of Personal Life Insurance
      • 03. Taxation of Group Life Insurance
      • 04. Taxation of Nonqualified Annuities (Video)
      • 05. Taxation of Nonqualified Annuities
      • 06. Taxation of Individual Retirement Annuities (Video)
      • 07. Taxation of Individual Retirement Annuities (IRAs)
      • 08. Conclusion (Video)
    • Taxation of Health Insurance [8 Activities]
      • 01. Federal Tax Health (Video)
      • 02. Personally-Owned Health Insurance
      • 03. Employer Group Health Insurance
      • 04. Medical Expense Coverage for Sole Proprietors and Partners
      • 05. Business Disability Insurance
      • 06. Health Savings Accounts and Other Tax-Favored Health Plans (Video)
      • 07. Health Savings Accounts and Other Tax-Favored Health Plans
      • 08. Conclusion (Video)
    • Federal Regulations Governing Life and Health Insurance [14 Activities]
      • 01. Introduction to Federal Regulations for Life and Health Insurance (Video)
      • 02. Federal Regulations Governing Health Insurance: Part 1
      • 03. Federal Regulations Governing Health Insurance  Part 2
      • 04. Federal Regulations Governing Health Insurance  Part 3
      • 05. Affordable Care Act (Video)
      • 06. Federal Regulations Governing Health Insurance  Part 4
      • 07. Underwriting (Video)
      • 08. Federal Regulations Governing Health Insurance  Part 5
      • View Additional Activities
        • 09. Federal Regulations Governing Health Insurance  Part 6
        • 10. Federal Regulations Governing Health Insurance Part 7
        • 11. Government Assistance and Fines (Video)
        • 12. Federal Regulations Governing Health Insurance Part 8
        • 13. Federal Regulations Governing Health Insurance Part 9
        • 14. Conclusion to Federal Rules (Video)
  • 3 Hour Ethics Review
    • Ethics for Insurance Professionals [22 Activities]
      • 01. Ethics for Insurance Professionals (Video)
      • 02. Principles Of Ethics For Insurance Producers
      • 03. Principles Of Ethics For Insurance Producers (Part 2)
      • 04. Ethical Concepts And Terminology
      • 05. Ethical Practices (Video)
      • 06. Ethics In The Real World
      • 07. Ethical Duties (Video)
      • 08. Ethical Duties
      • View Additional Activities
        • 09. Ethical Duties - Part 2
        • 10. Ethical Duties - Part 3
        • 11. Ethical Duties - Part 4
        • 12. Ethical Situations (Video)
        • 13. Ethical Situations
        • 14. Ethical Regulations (Video)
        • 15. Laws Governing Ethical Conduct
        • 16. Laws Governing Ethical Conduct - Part 2
        • 17. Laws Governing Ethical Conduct - Part 3
        • 18. Sample Ethical Codes (Video)
        • 19. Insurance Industry Code Of Ethics - Part 1
        • 20. Insurance Industry Code Of Ethics - Part 2
        • 21. Conclusion
        • 22. Conclusion (Video)
  • Course Completion
    • Mandatory Questionnaire
    • Certificate of Completion - 18 Hour L&H
    • Certificate of Completion - 3 Hour Ethics Review

Instructor Bio


keith haley insurance instructor atyourpaceonline
Keith Haley is the Online Insurance instructor and industry expert for At Your Pace Online. In addition to his insurance license, Keith holds a Bachelor's degree in Finance, Master's degree in Education, and is a Certified Financial Planner and licensed insurance producer. As an entrepreneur, over his career Keith has owned and managed businesses in a wide range of professions, including car sales, financial consultation, and insurance sales and management. With over twenty years of experience in business, sales, and education, Keith brings a broad range of practical and academic knowledge to our courses.

Course Reviews

October 28th, 2019
It actually wasn't as bad as I thought it would be. Just takes focus and time.

June 27th, 2019
excellent

June 8th, 2019
This course was very thorough and covered all areas. It was a great refresher and helped me to gain a better understanding of the world of insurance.

April 18th, 2019
I really like how updated the information was!

April 11th, 2019
Very user friendly

February 10th, 2019
Course was very good. I obtained new and relevant knowledge. There a couple of questions, usually right after the intro videos that were geared more towards finding out if the producer was paying attention, rather than testing comprehension. Overall very good.

December 25th, 2018
VERY DETAILED INFORMATION AND EASY TO USE WEBSITE.

July 15th, 2019
Comprehensive course, all content thoroughly presented.

May 29th, 2019
very thorough overview!

January 4th, 2019
Perhaps reorder the sections in the order they were intended

May 18th, 2019
This course was entirely TOO long and wasted SOO much of my time!

October 22nd, 2019

October 22nd, 2019

September 21st, 2019

August 27th, 2019

August 27th, 2019

August 10th, 2019

July 25th, 2019

July 25th, 2019

June 19th, 2019

April 4th, 2019
N/A

April 2nd, 2019

March 12th, 2019

August 27th, 2018

August 11th, 2019

March 14th, 2019

December 28th, 2018