NY 15 Hr Ethics and L&H Fundamentals

$49.00

15 Hour Course

Course ID: NYCS-253654

Approved By: New York Department of Financial Services

3.6 9 Reviews

Add to Cart (877) 724-6150

This course is approved by the NYS Department of Financial Services for 15 Hours of CE. The course is applicable for Life and/or Accident & Health agent and broker license holders.

This course will start with our Ethics for Insurance Professionals class, where we'll talk about ethical behavior as an insurance producer, as well as some ethically challenging situations you may encounter. After that, we'll review some Life & Health fundamentals, and then move on to specific policies like disability, Medicare, group health, dental, and medical plans. In the last parts of the course, we'll talk about Long-Term Care Policies, as well as federal tax considerations and regulations that apply to these policies.

NYS Department of Insurance Course ID: 3654
Course Expires: 11/30/2019

The NYS Department of Financial Services requires that the final exam ony taken in the presence of a NYS approved Monitor. There may be additional fees on behalf of the monitor. If the exam is opened without a monitor present your course completion will be voided.

  • Life & Health Fundamentals
    • Disability [19 Activities]
      • 01. Introduction to Disability (Video)
      • 02. Statistics
      • 03. Definitions of Disability (Video)
      • 04. Definitions
      • 05. Definitions – Part 2
      • 06. Qualifying for Disability Benefits (Video)
      • 07. Qualifying for Disability Benefits
      • 08. Different Types of Disability Coverage (Video)
      • View Additional Activities
        • 09. Different Types of Disability Coverage
        • 10. Group and Individual Disability Income Insurance (Video)
        • 11. Group and Individual Disability Income Insurance
        • 12. Group and Individual Disability Income Insurance – Part 2
        • 13. Unique Aspects of Disability Underwriting (Video)
        • 14. Unique Aspects of Disability Underwriting
        • 15. Social Security Disability (Video)
        • 16. Social Security Disability
        • 17. Workers’ Compensation (Video)
        • 18. Workers’ Compensation
        • 19. Conclusion (Video)
    • Medical Plans [7 Activities]
      • 01. Introduction to Medical Plans (Video)
      • 02. Medical Plan Concepts
      • 03. Types of Providers and Plans (Video)
      • 04. Types of Providers and Plans
      • 05. Cost Containment in Health Care Delivery (Video)
      • 06. Cost Containment in Health Care Delivery
      • 07. Conclusion (Video)
    • Group Health [7 Activities]
      • 01. Introduction
      • 02. Types of Eligible Groups
      • 03. Advertising Group Health Insurance
      • 04. Employer Group Health Insurance
      • 05. Loss of Coverage / Coverage Continuation / Changing Coverage
      • 06. Small Employer Medical Plans
      • 07. Other Types of Supplementary Group Coverage
    • Dental [5 Activities]
      • 01. Introduction (Video)
      • 02. Dental Insurance - Part 1
      • 03. Indemnity Plans
      • 04. Employer Group Dental Expense
      • 05. Conclusion (Video)
    • Medicare [25 Activities]
      • 01. History of Medicare (Video)
      • 02. Medicare – An Overview
      • 03. Medicare – An Overview (2)
      • 04. Medicare Part A: Individual Eligibility Requirements (Video)
      • 05. Medicare Part A – In Detail
      • 06. Medicare Part A – Part 2
      • 07. Medicare Part A – Part 3
      • 08. Medicare Part A – Part 4
      • View Additional Activities
        • 09. Medicare Part B (Video)
        • 10. Medicare Part B – In Detail
        • 11. Medicare Part B – Part 2
        • 12. Medicare Part B – Part 3
        • 13. Medicare Part B – Part 4
        • 14. Medicare Part B – Part 5
        • 15. Part A and Part B Exclusions
        • 16. Medicare C & D (Video)
        • 17. Medicare Parts C and D – In Detail
        • 18. Medicare Parts C and D – Part 2
        • 19. Medicare Parts C and D – Part 3
        • 20. Medigap (Video)
        • 21. Medicare Supplements / MediGap
        • 22. Medicare Conclusion (Video)
        • 23. Other Options
        • 24. Other Options – Part 2
        • 25. Conclusion (Video)
    • Long Term Care [11 Activities]
      • 01. Introduction (Video)
      • 02. Types of Policies and Elimination and Benefit Periods
      • 03. Eligibility for Benefits
      • 04. Levels and Types of Care
      • 05. Benefits and Options
      • 06. Exclusions
      • 07. Suitability
      • 08. Long Term Care, Medicare, and Medicaid Compared
      • View Additional Activities
        • 09. LTC Policy Replacement
        • 10. Qualified LTC Plans
        • 11. Conclusion (Video)
    • Tax Considerations for Life Insurance and Annuities [8 Activities]
      • 01. Introduction (Video)
      • 02. Taxation of Personal Life Insurance
      • 03. Taxation of Group Life Insurance
      • 04. Taxation of Non-Qualified Annuities (Video)
      • 05. Taxation of Non-Qualified Annuities
      • 06. Taxation of Individual Retirement Annuities (Video)
      • 07. Taxation of Individual Retirement Annuities (IRAs)
      • 08. Conclusion (Video)
    • Federal Tax Considerations [8 Activities]
      • 01. Introduction (Video)
      • 02. Personally-Owned Health Insurance
      • 03. Employer Group Health Insurance
      • 04. Medical Expense Coverage for Sole Proprietors and Partners
      • 05. Business Disability Insurance
      • 06. Health Savings Accounts and Other Tax-Favored Health Plans (Video)
      • 07. Health Savings Accounts and Other Tax-Favored Health Plans
      • 08. Conclusion (Video)
    • Federal Regulations Covering Life & Health Insurance [14 Activities]
      • 01. Introduction (Video)
      • 02. Federal Regulations Governing Health Insurance: Part 1
      • 03. Federal Regulations Governing Health Insurance – Part 2
      • 04. Federal Regulations Governing Health Insurance – Part 3
      • 05. Patient Protection and Affordable Care Act (Video)
      • 06. Federal Regulations Governing Health Insurance – Part 4
      • 07. Affordable Care Act: Changes to Underwriting (Video)
      • 08. Federal Regulations Governing Health Insurance – Part 5
      • View Additional Activities
        • 09. Federal Regulations Governing Health Insurance – Part 6
        • 10. Federal Regulations Governing Health Insurance – Part 7
        • 11. Fines, Penalties, Subsidies, and Tax Credits (Video)
        • 12. Federal Regulations Governing Health Insurance – Part 8
        • 13. Federal Regulations Governing Health Insurance – Part 9
        • 14. Conclusion (Video)
  • Ethics for Insurance Producers
    • Insurance Ethics [22 Activities]
      • 01. Introduction (Video)
      • 02. WHAT IS ETHICS?
      • 03. Ethical Concepts and Terminology
      • 04. Why Ethics Matter (Video)
      • 05. Why Ethics Matter
      • 06. Duties of an Insurance Producer (Video)
      • 07. Ethical Duties
      • 08. Ethical Duties – Part 2
      • View Additional Activities
        • 09. Ethical Duties – Part 3
        • 10. Ethical Situations (Video)
        • 11. Ethical Situations
        • 12. Laws Governing Ethics (Video)
        • 13. Laws Governing Ethical Conduct
        • 14. Laws Governing Ethical Conduct – Part 2
        • 15. Laws Governing Ethical Conduct – Part 3
        • 16. Insurance Industry Codes of Ethics (Video)
        • 17. Insurance Industry Codes of Ethics – Part 1
        • 18. Insurance Industry Codes of Ethics – Part 2
        • 19. Insurance Industry Codes of Ethics – Part 3
        • 20. Insurance Industry Codes of Ethics – Part 4
        • 21. CONCLUSION
        • 22. Conclusion (Video)
  • Final Exam & Course Completion
    • Monitor Instructions
    • Affidavit
    • Final Quiz (50 questions)
    • Mandatory Questionnaire.
    • Certificate of Completion

Instructor Bio


keith haley insurance instructor atyourpaceonline
Keith Haley is the Online Insurance instructor and industry expert for At Your Pace Online. In addition to his insurance license, Keith holds a Bachelor's degree in Finance, Master's degree in Education, and is a Certified Financial Planner and licensed insurance producer. As an entrepreneur, over his career Keith has owned and managed businesses in a wide range of professions, including car sales, financial consultation, and insurance sales and management. With over twenty years of experience in business, sales, and education, Keith brings a broad range of practical and academic knowledge to our courses.

Course Reviews

November 16th, 2017
You need to have more practice questions to review for the test.

May 10th, 2018
Way too long way too difficult. much harder than the exam to get my license

March 16th, 2018

November 7th, 2017
good

November 5th, 2017

March 12th, 2018

February 9th, 2018

February 5th, 2018

December 14th, 2017