New York 15 Hour Life and Health Review Course

The focus of this 15-hour continuing education course of instruction for insurance producers is life and health insurance.

The course will also cover the three newly required topics including insurance law, ethics and professionalism, and diversity, inclusion, and elimination of bias.

The course begins by discussing life insurance products. This segment discusses annuities and qualified retirement plans.

• The portion of the course examining annuities addresses how they compare to other life insurance products.
• The other portion in this part of the course will look at retirement plans with special attention paid to plans that qualify for special taxation treatment.

Another segment of the course looks at health insurance products, specifically, medical plans and dental insurance.

• The medical plans segment will talk about what medical plans do, managed care, major medical insurance, const containment, and the Federal laws that affect medical plans.
• The unique qualities of dental insurance will be examined in one segment of the course.

The next section introduces the first of the required topics to be covered, as per the 2022 rule change: Insurance Law. This lesson discusses the recent addition of four required topics to the CE requirements for producers selling one or more forms of property and casualty insurance. The lesson also touches upon common areas of legal trouble.

The next segment is a discussion of ethics and ethical behavior. This segment talks about the concept of ethics but also looks at how ethics apply to insurance producers in the real world. It is also one of the four required topics to be covered.

And finally, the course will conclude by covering the last required topic: Diversity, inclusion, and elimination of bias instruction. This section looks into current human rights law in New York, before discussing bias, embracing diversity, and a general outline on how diversity programs should run.

At the end of the course, a student will be required to complete a 50-question exam that will test on topics from throughout the course. The purpose of this exam is to improve comprehension and retention of the training. This course meets the new topic requirements.

Course Format: Text

Credit Type: Life, Health

Course ID(s): NYCS-273198

Approved By: Department of Financial Services