North Dakota Deluxe Life & Health Exam-Prep

$79.00

Course Description
Course Outline

At Your Pace Online's North Dakota Life & Health Insurance Deluxe Exam Prep course is a comprehensive tool to prepare you for the National/General Insurance exam. There will be a state specific portion of the exam as well. If you feel uncomfortable taking the state specific portion of the exam, you will want to obtain additional exam prep material.

You can download the included course content PDF to study offline on any PDF capable device. Or, you can print it out and study the old fashioned way.

The following subjects are included in our exam study materials:

As a bonus, with this package you'll also get:

Course Content PDF (downloadable)
Comprehensive Final Exam
Bonus Exam

Once you've finished the prep course, you will receive a certificate of completion for your records.

General Principles of Insurance [22 Activities]
- 01. Introduction (Video)
- 02. What is Insurance?
- 03. Risk and Risk Management
- 04. Risk and Risk Management Part 2
- 05. Insurers (Video)
- 06. Insurers Part 1
- 07. Insurers - Part 2 (Video)
- 08. Insurers - Part 2 Financial Status
- View Additional Activities
  - 09. Producers and Agency Relationships (Video)
  - 10. Producers and Agency Relationships - Part 1
  - 11. Producers and Agency Relationships Part 2
  - 12. Producers and Agency Relationship Part 3
  - 13. Contracts (Video)
  - 14. Contracts - Part 1
  - 15. Contracts Part 2
  - 16. Contracts Part 3
  - 17. Contracts Part 4
  - 18. Completing the Application (Video)
  - 19. Application, Underwriting, and Policy Part 1
  - 20. Application, Underwriting, and Policy - Part 2
  - 21. Application, Underwriting, and Policy - Part 3
  - 22. Conclusion (Video)

Ethics [23 Activities]
- 01. Introduction (Video)
- 02. Principles Of Ethics For Insurance Producers
- 03. Principles Of Ethics For Insurance Producers (Part 2)
- 04. Ethical Concepts And Terminology
- 05. Why Ethics Matter (Video)
- 06. Ethics In The Real World
- 07. Duties of an Insurance Producer (Video)
- 08. Ethical Duties
- View Additional Activities
  - 09. Ethical Duties - Part 2
  - 10. Ethical Duties - Part 3
  - 11. Ethical Duties - Part 4
  - 12. Ethical Situations (Video)
  - 13. Ethical Situations
  - 14. Laws Governing Ethics (Video)
  - 15. Laws Governing Ethical Conduct
  - 16. Laws Governing Ethical Conduct Part 2
  - 17. Laws Governing Ethical Conduct Part 3
  - 18. Insurance Industry Codes of Ethics (Video)
  - 19. Insurance Industry Code Of Ethics Part 1
  - 20. Insurance Industry Code Of Ethics Part 2
  - 21. Insurance Industry Code Of Ethics Part 3
  - 22. Conclusion
  - 23. Conclusion (Video)

Fundamental Concepts of Life Insurance [9 Activities]
- 01. Introduction (Video)
- 02. Introduction to Life Insurance
- 03. Uses of Life Insurance (Video)
- 04. Uses for Life Insurance-Part 1
- 05. Uses for Life Insurance-Part 2
- 06. Aspects of Life Insurance
- 07. Individual Underwriting by the Insurer (Video)
- 08. Individual Underwriting by the Insurer
- 09. Conclusion (Video)

Life Insurance Policy Types [14 Activities]
- 01. Introduction (Video)
- 02. Life Insurance Basics
- 03. Policy Descriptions in Brief
- 04. Whole Life Insurance and Term Life Insurance (Video)
- 05. Individual Policies in Detail Part 1
- 06. Individual Policies in Detail Part 2
- 07. Flexible Policies and Specialized Policies (Video)
- 08. Individual Policies in Detail Part 3
- View Additional Activities
  - 09. Individual Policies in Detail Part 4
  - 10. Individual Policies in Detail Part 5
  - 11. Group Life Insurance and Credit Life Insurance (Video)
  - 12. Group Policies in Detail
  - 13. Credit Life Insurance
  - 14. Conclusion (Video)

Standard Policy Provisions [17 Activities]
- 01. Introduction (Video)
- 02. Standard Policy Provisions Part 1
- 03. Standard Policy Provisions Part 2
- 04. Beneficiaries (Video)
- 05. Standard Policy Provisions Part 3
- 06. Standard Policy Provisions Part 4
- 07. Options (Video)
- 08. Options Part 1
- View Additional Activities
  - 09. Options Part 2
  - 10. Options Part 3
  - 11. Riders - Part 1 (Video)
  - 12. Riders - Part 1
  - 13. Riders - Parts 2-4 (Video)
  - 14. Riders - Part 2
  - 15. Riders - Part 3
  - 16. Riders - Part 4
  - 17. Conclusion (Video)

Introduction to Health Insurance [21 Activities]
- 01. Introduction (Video)
- 02. Definitions
- 03. Types of Perils
- 04. Policyholders Bill of Rights
- 05. Uses of Health Insurance
- 06. Principal Types of Losses and Benefits
- 07. Types of Health Insurance Policies: Part 1
- 08. Classes of Health Insurance (Video)
- View Additional Activities
  - 09. Types of Health Insurance Policies: Part 2
  - 10. Premiums
  - 11. Important Legislation
  - 12. Exclusions
  - 13. Other Insurance Concepts
  - 14. Producer Responsibilities (Video)
  - 15. Producer Responsibilities
  - 16. Producer Responsibilities: Part 2 (Video)
  - 17. Field Underwriting
  - 18. Individual Underwriting By the Insurer
  - 19. Your Responsibilities Towards Applicants or Insureds (Video)
  - 20. Considerations in Replacing Accident and Health
  - 21. Conclusion (Video)

Health Insurance Policies [7 Activities]
- 01. Introduction (Video)
- 02. Uniform Policy Provisions
- 03. Other General Provisions (Video)
- 04. Other General Provisions - Part 1
- 05. Other General Provisions - Part 2
- 06. Riders
- 07. Conclusion (Video)

Qualified Plans [12 Activities]
- 01. Introduction (Video)
- 02. Qualified Plans Part 1
- 03. Qualified Plans - Part 2: Plan Types, Characteristics, and Purchasers
- 04. Federal Tax Considerations for Qualified Plans (Video)
- 05. Qualified Plans - Part 3: Federal Tax Considerations for Qualified Plans
- 06. Rollovers, Transfers, and 1035 Exchanges (Video)
- 07. Rollovers and Transfers
- 08. Section 1035 Exchanges
- View Additional Activities
  - 10. Social Security Benefits
  - 11. Employee Retirement Income Security Act (Video)
  - 12. Employee Retirement Income Security Act (ERISA)
  - 13. Conclusion (Video)

Producer Responsibilities [9 Activities]
- 01. Introduction (Video)
- 02. Solicitation and Sales Presentations
- 03. Suitability
- 04. Life Insurance Policy Comparison Methods (Video)
- 05. Life Insurance Policy Cost Comparison Methods
- 06. Replacement
- 07. Use and Disclosure of Insurance Information
- 08. Military Sales
- 09. Conclusion (Video)

Life Insurance & Securities [4 Activities]
- 01. Introduction (Video)
- 02. Introduction
- 03. Variable Life Insurance and Variable Annuities as Securities
- 04. Conclusion (Video)

Annuities [10 Activities]
- 01. Introduction (Video)
- 02. Annuity Principles and Concepts
- 03. Immediate versus Deferred Annuities
- 04. Annuity (Benefit) Payment Options (Video)
- 05. Annuity (Benefit) Payment Options
- 06. Annuity Products (Video)
- 07. Annuity Products
- 08. Uses of Annuities (Video)
- 09. Uses of Annuities
- 10. Conclusion (Video)

Disability Income [18 Activities]
- 01. Introduction to Disability (Video)
- 02. Statistics
- 03. Definitions of Disability (Video)
- 04. Definitions
- 05. Definitions Part 2
- 06. Qualifying for Disability Benefits (Video)
- 07. Qualifying for Disability Benefits
- 08. Different Types of Disability Coverage (Video)
- View Additional Activities
  - 09. Different Types of Disability Coverage
  - 10. Group & Individual Disability Income Insurance (Video)
  - 11. Group and Individual Disability Income Insurance Part 2
  - 12. Unique Aspects of Disability Underwriting (Video)
  - 13. Unique Aspects of Disability Underwriting
  - 14. Social Security Disability (Video)
  - 15. Social Security Disability
  - 16. Workers Compensation (Video)
  - 17. Workers Compensation
  - 18. Conclusion (Video)

Medical Plans [7 Activities]
- 01. Introduction to Medical Plans (Video)
- 02. Medical Plan Concepts
- 03. Types of Providers and Plans (Video)
- 04. Types of Providers and Plans
- 05. Cost Containment in Health Care Delivery (Video)
- 06. Cost Containment in Health Care Delivery
- 07. Conclusion (Video)

Group Health [7 Activities]
- 01. Introduction
- 02. Types of Eligible Groups
- 03. Advertising Group Health Insurance
- 04. Employer Group Health Insurance
- 05. Loss of Coverage / Coverage Continuation / Changing Coverage
- 06. Small Employer Medical Plans
- 07. Other Types of Supplementary Group Coverage

Dental Insurance [5 Activities]
- 01. Introduction (Video)
- 02. Categories of Dental Treatment
- 03. Indemnity Plans
- 04. Employer Group Dental Expense
- 05. Conclusion (Video)

Medicare [25 Activities]
- 01. History of Medicare (Video)
- 02. Medicare An Overview
- 03. Medicare An Overview (2)
- 04. Medicare Part A: Individual Eligibility Requirements (Video)
- 05. Medicare Part A In Detail
- 06. Medicare Part A Part 2
- 07. Medicare Part A Part 3
- 08. Medicare Part A Part 4
- View Additional Activities
  - 09. Medicare Part B (Video)
  - 10. Medicare Part B In Detail
  - 11. Medicare Part B Part 2
  - 12. Medicare Part B Part 3
  - 13. Medicare Part B Part 4
  - 14. Medicare Part B Part 5
  - 15. Part A and Part B Exclusions
  - 16. Medicare C & D (Video)
  - 17. Medicare Parts C and D In Detail
  - 18. Medicare Parts C and D Part 2
  - 19. Medicare Parts C and D Part 3
  - 20. Medigap (Video)
  - 21. Medicare Supplements / MediGap
  - 22. Medicare Conclusion (Video)
  - 23. Other Options
  - 24. Other Options Part 2
  - 25. Conclusion (Video)

Long-Term Care [11 Activities]
- 01. Introduction (Video)
- 02. Types of Policies and Elimination and Benefit Periods
- 03. Eligibility for Benefits
- 04. Levels and Types of Care
- 05. Benefits and Options
- 06. Exclusions
- 07. Suitability
- 08. Long Term Care, Medicare, and Medicaid Compared
- View Additional Activities
  - 09. LTC Policy Replacement
  - 10. Qualified LTC Plans
  - 11. Conclusion (Video)

Federal Tax Concerns for Life Insurance [8 Activities]
- 01. Introduction (Video)
- 02. Disclaimer
- 03. Taxation of Group Life Insurance
- 04. Taxation of Non-Qualified Annuities (Video)
- 05. Taxation of Non-Qualified Annuities
- 06. Taxation of Individual Retirement Annuities (Video)
- 07. Taxation of Individual Retirement Annuities (IRAs)
- 08. Conclusion (Video)

Federal Tax Considerations for Health Insurance [8 Activities]
- 01. Introduction (Video)
- 02. Personally-Owned Health Insurance
- 03. Employer Group Health Insurance
- 04. Medical Expense Coverage for Sole Proprietors and Partners
- 05. Business Disability Insurance
- 06. Health Savings Accounts & Other Plans (Video)
- 07. Health Savings Accounts and Other Tax-Favored Health Plans
- 08. Conclusion (Video)

Federal Regulations Governing Life & Health Insurance [14 Activities]
- 01. Introduction (Video)
- 02. Federal Health Insurance Regulations: Part 1
- 03. Federal Health Insurance Regulations: Part 2
- 04. Federal Health Insurance Regulations: Part 3
- 05. Patient Protection and Affordable Care Act (Video)
- 06. Federal Health Insurance Regulations: Part 4
- 07. Affordable Care Act (Video)
- 08. Federal Health Insurance Regulations: Part 5
- View Additional Activities
  - 09. Federal Health Insurance Regulations: Part 6
  - 10. Federal Health Insurance Regulations: Part 7
  - 11. Fines, Penalties, Subsidies, & Tax Credits (Video)
  - 12. Federal Health Insurance Regulations: Part 8
  - 13. Federal Health Insurance Regulations: Part 9
  - 14. Conclusion (Video)

Comprehensive Life & Health Exam (124 questions)

Bonus Exam (318 questions)

Certificate of Completion

Course Materials

General Principles

Ethics

Fundamental Concepts of Life Insurance

Life Insurance Policy Types

Standard Policy Provisions

Introduction to Health Insurance

Health Insurance Policies

Qualified Plans

Medicare

Producer Responsibilities

Life Insurance and Securities

Annuities

Disability Income

Medical Plans

Group Health

Dental Insurance

Long-Term Care

Federal Tax Concerns for Life Insurance

Federal Tax Considerations for Health Insurance

Federal Regulations Governing Life & Health Insurance

Instructor Bio

keith haley insurance instructor atyourpaceonline

Keith Haley is the Online Insurance instructor and industry expert for At Your Pace Online. In addition to his insurance license, Keith holds a Bachelor's degree in Finance, Master's degree in Education, and is a Certified Financial Planner and licensed insurance producer. As an entrepreneur, over his career Keith has owned and managed businesses in a wide range of professions, including car sales, financial consultation, and insurance sales and management. With over twenty years of experience in business, sales, and education, Keith brings a broad range of practical and academic knowledge to our courses.

North Dakota Deluxe Life & Health Exam-Prep

Course Description

Course Outline

Instructor Bio