Oregon 18 Hour Life & Health Review

$45.00

18 Hour Course

Course ID: 1016780

Approved By: Oregon Insurance Division

Course Description
Course Outline

This course applies to producers in all lines. In it, you'll review key principles and concepts related to life and health policies. This course satisfies 18 hours of general material CE for any Oregon insurance producer.

We'll begin by covering life insurance policy types, standard policy provisions, health insurance provisions, qualified plans and retirement, and life insurance and securities. We'll discuss annuities, disability income, group health insurance, dental insurance, Medicare, and long term policies. Finally, we'll talk about some of the tax considerations and federal regulations that apply to life and health insurance before moving on to the mandatory exam. No additional reporting fees!

OR Insurance Division ID: 1016780

Universal Insurance Concepts

General Insurance Concepts [18 Activities]
- 01. Introduction to General Concepts (Video)
- 02. What is Insurance
- 03. Risk and Risk Management
- 04. Risk Management Techniques
- 05. Insurers (Video)
- 06. Insurers - Part 1
- 07. Financial Status (Video)
- 08. Insurers - Part 2: Financial Status
- View Additional Activities
  - 09. Producers and Agency Relationship (Video)
  - 10. Producers and Agency Relationships - Part 1
  - 11. Producers and Agency Relationships - Part 2: Creation of an Agency Relationship
  - 12. Producers and Agency Relationship - Part 3: Authority, Powers, and Responsibilities of Producers
  - 13. Contracts (Video)
  - 14. Contracts - Part 1
  - 15. Contracts - Part 2: Elements of a Legal Contract
  - 16. Contracts - Part 3: Distinct Characteristics of an Insurance Contract
  - 17. Contracts - Part 4: Legal Interpretations Affecting Contracts
  - 18. Conclusion (Video)

Basic Life Insurance Concepts

Fundamental Concepts [8 Activities]
- 01. Introduction (Video)
- 02. Uses of Life Insurance (Video)
- 03. Uses for Life Insurance - Part 1
- 04. Uses for Life Insurance - Part 2
- 05. Aspects of Life Insurance - Part 1
- 06. Individual Underwriting by the Insurer (Video)
- 07. Individual Underwriting by the Insurer
- 08. Conclusion (Video)

Life Insurance Policy Types [13 Activities]
- 01. Introduction (Video)
- 02. Policy Descriptions in Brief
- 03. Whole Life Insurance and Term Life Insurance (Video)
- 04. Individual Policies in Detail - Part 1: Whole Life Insurance
- 05. Individual Policies in Detail - Part 2: Term Life Insurance
- 06. Flexible Policies and Specialized Policies (Video)
- 07. Individual Policies in Detail - Part 3: Flexible Policies
- 08. Individual Policies in Detail - Part 4: Specialized Policies
- View Additional Activities
  - 09. Individual Policies in Detail - Part 5: Endowment Policies
  - 10. Group Life Insurance and Credit Life Insurance (Video)
  - 11. Group Policies in Detail
  - 12. Credit Life Insurance
  - 13. Conclusion (Video)

Standard Policy Provisions [17 Activities]
- 01. Introduction (Video)
- 02. Standard Policy Provisions - Part 1
- 03. Standard Policy Provisions - Part 2
- 04. Beneficiaries (Video)
- 05. Standard Policy Provisions - Part 3
- 06. Standard Policy Provisions - Part 4
- 07. Options (Video)
- 08. Options - Part 1
- View Additional Activities
  - 09. Options - Part 2
  - 10. Options - Part 3
  - 11. Riders - Part 1 (Video)
  - 12. Riders - Part 1
  - 13. Riders - Parts 2-4 (Video)
  - 14. Riders - Part 2
  - 15. Riders - Part 3
  - 16. Riders - Part 4
  - 17. Conclusion (Video)

Basic Health Insurance Concepts

Introduction to Health Insurance [21 Activities]
- 01. Introduction to Health Insurance (Video)
- 02. Definitions
- 03. Types of Perils
- 04. Policyholders' Bill of Rights
- 05. Use of Health Insurance
- 06. Principal Types of Losses and Benefits
- 07. Classes of Health Insurance Policies: Part 1
- 08. Classes of Health Insurance (Video)
- View Additional Activities
  - 09. Classes of Health Insurance Policies: Part 2
  - 10. Health Insurance Portability and Accountability Act of 1997 (HIPAA)
  - 11. PPACA/ACA (Patient Protection and Affordable Care Act/Affordable Care Act)
  - 12. Common Exclusions from Coverage
  - 13. Other Insurance Concepts
  - 14. Producer Responsibilities (Video)
  - 15. Producer Responsibilities in Individual Health Insurance Marketing Requirements: Part 1
  - 16. Producer Responsibilities: Part 2 (Video)
  - 17. Producer Responsibilities in Individual Health Insurance Marketing Requirements: Part 2
  - 18. Individual Underwriting By the Insurer
  - 19. Your Responsibilities Towards Applicants or Insureds (Video)
  - 20. Considerations in Replacing Accident and Health
  - 21. Conclusion (Video)

General Provisions [7 Activities]
- 01. Introduction (Video)
- 02. Uniform Policy Provisions
- 03. Other General Provisions (Video)
- 04. Other General Provisions: Part 1
- 05. Other General Provisions: Part 2
- 06. Riders
- 07. Conclusion (Video)

Specific Life Insurance Policies

Qualified Plans and Retirement [12 Activities]
- 9. Social Security Benefits
- 01. Introduction (Video)
- 02. Qualified Plans - Part 1
- 03. Qualified Plans - Part 2: Plan Types, Characteristics, and Purchasers
- 04. Federal Tax Considerations for Qualified Plans (Video)
- 05. Qualified Plans - Part 3: Federal Tax Considerations for Qualified Plans
- 06. Rollovers, Transfers, and 1035 Exchanges (Video)
- 07. Rollovers and Transfers
- View Additional Activities
  - 08. Section 1035 Exchanges
  - 10. Employee Retirement Income Security Act (Video)
  - 11. Employee Retirement Income Security Act (ERISA)
  - 12. Conclusion (Video)

Life Insurance and Securities [4 Activities]
- 01. Introduction (Video)
- 02. Dodd-Frank
- 03. Variable Life Insurance and Annuities as Securities
- 04. Conclusion (Video)

Annuities [10 Activities]
- 01. Introduction (Video)
- 02. Annuity Principles and Concepts
- 03. Immediate versus Deferred Annuities
- 04. Annuity (Benefit) Payment Options (Video)
- 05. Annuity (Benefit) Payment Options
- 06. Annuity Products (Video)
- 07. Annuity Products
- 08. Uses of Annuities (Video)
- 09. Uses of Annuities
- 10. Conclusion (Video)

Specific Disability Insurance Policies

Disability [19 Activities]
- 01. Introduction to Disability (Video)
- 02. Statistics
- 03. Definitions of Disability (Video)
- 04. Definitions: Part 1
- 05. Definitions: Part 2
- 06. Qualifying for Disability Benefits (Video)
- 07. Qualifying for Disability Benefits
- 08. Different Types of Disability Coverage (Video)
- View Additional Activities
  - 09. Different Types of Disability Coverage
  - 10. Group and Individual Disability Income Insurance (Video)
  - 11. Group and Individual Disability Income Insurance
  - 12. Group and Individual Disability Income Insurance: Part 2
  - 13. Unique Aspects of Disability Underwriting (Video)
  - 14. Unique Aspects of Disability Underwriting
  - 15. Social Security Disability (Video)
  - 16. Social Security Disability
  - 17. Workers Compensation (Video)
  - 18. Workers Compensation
  - 19. Conclusion (Video)

Medical Plans [7 Activities]
- 01. Introduction to Medical Plans (Video)
- 02. Medical Plan Concepts
- 03. Types of Providers and Plans (Video)
- 04. Types of Providers and Plans
- 05. Cost Containment in Health Care Delivery (Video)
- 06. Cost Containment in Health Care Delivery
- 07. Conclusion (Video)

Group Health [7 Activities]
- 01. Introduction
- 02. Types of Eligible Groups
- 03. Advertising Group Health Insurance
- 04. Employer Group Health Insurance
- 05. Loss of Coverage / Coverage Continuation / Changing Coverage
- 06. Small Employer Medical Plans
- 07. Other Types of Supplementary Group Coverage

Dental [5 Activities]
- 01. Introduction (Video)
- 02. Categories of Dental Treatment
- 03. Indemnity Plans
- 04. Employer Group Dental Expense
- 05. Conclusion (Video)

Health Insurance for Elderly Individuals

Medicare [25 Activities]
- 01. History of Medicare (Video)
- 02. Medicare - An Overview: Part 1
- 03. Medicare - An Overview: Part 2
- 04. Medicare Part A: Individual Eligibility Requirements (Video)
- 05. Medicare Part A - In Detail
- 06. Medicare Part A - Part 2
- 07. Medicare Part A - Part 3
- 08. Medicare Part A - Part 4
- View Additional Activities
  - 09. Medicare Part B - In Detail
  - 10. Medicare Part B (Video)
  - 11. Medicare Part B - Part 2
  - 12. Medicare Part B - Part 3
  - 13. Medicare Part B - Part 4
  - 14. Medicare Part B - Part B
  - 15. Part A and Part B Exclusions
  - 16. Medicare C & D (Video)
  - 17. Medicare Parts C & D - In Detail
  - 18. Medicare Parts C & D - Part 2
  - 19. Medicare Parts C & D - Part 3
  - 20. Medigap (Video)
  - 21. Medicare Supplements & MediGap
  - 22. Medicare Conclusion (Video)
  - 23. Other Options
  - 24. Other Options - Part 2
  - 25. Conclusion (Video)

Long Term Care [11 Activities]
- 01. Introduction (Video)
- 02. Types of Policies and Elimination and Benefit Periods
- 03. Eligibility for Benefits
- 04. Levels and Types of Care
- 05. Benefits and Options
- 06. Exclusions
- 07. Suitability
- 08. Long Term Care, Medicare, and Medicaid Compared
- View Additional Activities
  - 09. LTC Policy Replacement
  - 10. Qualified LTC Plans
  - 11. Conclusion (Video)

Tax Considerations for Insurance

Tax Considerations for Life Insurance and Annuities [8 Activities]
- 01. Introduction (Video)
- 02. Taxation of Personal Life Insurance
- 03. Taxation of Non-Qualified Annuities (Video)
- 04. Taxation of Group Life Insurance
- 05. Taxation of Non-Qualified Annuities
- 06. Taxation of Individual Retirement Annuities (Video)
- 07. Taxation of Individual Retirement Annuities (IRAs)
- 08. Conclusion (Video)

Federal Tax Considerations [8 Activities]
- 01. Introduction (Video)
- 02. Personally-Owned Health Insurance
- 03. Employer Group Health Insurance
- 04. Medical Expense Coverage for Sole Proprietors and Partners
- 05. Business Disability Insurance
- 06. Health Savings Accounts and Other Tax-Favored Health Plans (Video)
- 07. Health Savings Accounts and Other Tax-Favored Health Plans
- 08. Conclusion (Video)

Regulations Governing Insurance

Federal Regulations Covering Life & Health Insurance [14 Activities]
- 01. Introduction (Video)
- 02. Federal Regulations Governing Health Insurance: Part 1
- 03. Federal Regulations Governing Health Insurance: Part 2
- 04. Federal Regulations Governing Health Insurance: Part 3
- 05. Patient Protection and Affordable Care Act (Video)
- 06. Federal Regulations Governing Health Insurance: Part 4
- 07. Affordable Care Act: Changes to Underwriting (Video)
- 08. Federal Regulations Governing Health Insurance: Part 5
- View Additional Activities
  - 09. Federal Regulations Governing Health Insurance: Part 6
  - 10. Federal Regulations Governing Health Insurance: Part 7
  - 11. Fines, Penalties, Subsidies, and Tax Credits (Video)
  - 12. Federal Regulations Governing Health Insurance: Part 8
  - 13. Federal Regulations Governing Health Insurance: Part 9
  - 14. Conclusion (Video)

Final Test

Final Test (45 questions)

Certificate of Achievement

Mandatory Questionnaire

Certificate of Completion

Instructor Bio

keith haley insurance instructor atyourpaceonline

Keith Haley is the Online Insurance instructor and industry expert for At Your Pace Online. In addition to his insurance license, Keith holds a Bachelor's degree in Finance, Master's degree in Education, and is a Certified Financial Planner and licensed insurance producer. As an entrepreneur, over his career Keith has owned and managed businesses in a wide range of professions, including car sales, financial consultation, and insurance sales and management. With over twenty years of experience in business, sales, and education, Keith brings a broad range of practical and academic knowledge to our courses.

Oregon 18 Hour Life & Health Review

Course Description

Course Outline

Instructor Bio