An insurance producer who is looking to renew their license will gain 24 hours of continuing education on Property and Casualty insurance, including 3 hours Ethics, and 3 hours Statutory Changes.

The first section in this package will cover the 2021 Rule & Law Update; This 3-hour class fulfills the requirement for all licensed insurance producers to obtain continuing education on recent changes to the rules and laws that govern insurance. The class covers numerous changes that occurred from 2017 to the first part of 2021, including major developments in Balance Billing, Reinsurance, Prescription Drug Prices, EHBs, and the recent crises that hit the state.

The 18 Hour Property and Casualty section of this package is intended for insurance producers that need to renew their professional license. The continuing education content in this course examines important types of property and casualty insurance such as dwelling and homeowners insurance, automobile insurance, commercial insurance, businessowners insurance, and workers’ compensation insurance.

The last portion of this package will be the 3-Hour Ethics For Insurance Professionals; This final section will discusses many different topics surrounding ethical practices, such as ethics versus morals, ethics in practice, ethical decision-making models that illustrate how ethical dilemmas may be solved, and the terminology used in ethics, such as tort law, equity, and more. The course will assist the student in making the proper ethical decisions, provide examples of poor ethical choices, and the legal enforcement of ethics.

Course Format: Text

Credit Type: General, Ethics, Laws and Rules

Course ID(s): 6000093643, 6000086423, 6000189841

Approved By: Department of Consumer & Business Services - Insurance Division

  • Module 1: Oregon Statutes and Administrative Rules 2025
    • Oregon Statutes and Administrative Rules 2025 [7 Activities]
      • 01. Oregon Laws and Rules Continuing Education
      • 02. Licensing
      • 03. State Regulation
      • 04. Producer Regulations
      • 05. New and Revised Regulations, Laws, and Rules
      • 06. Case Law Examples and Studies
      • 07. Conclusion
    • Statutory Changes - Final Exam (20 questions)
  • Insurance Ethics
    • Ethics for Insurance Professionals [21 Activities]
      • 01. Ethics for Insurance Professionals (Video)
      • 02. Principles of Ethics for Insurance Producers
      • 03. Principles of Ethics for Insurance Producers (Part 2)
      • 04. Ethical Concepts and Terminology
      • 05. Ethical Practices (Video)
      • 06. Ethics in the Real World
      • 07. Ethical Duties (Video)
      • 08. Ethical Duties
      • View Additional Activities
        • 09. Ethical Duties - Part 2
        • 10. Ethical Duties - Part 3
        • 11. Ethical Duties - Part 4
        • 12. Ethical Situations (Video)
        • 13. Ethical Situations
        • 14. Ethical Regulations (Video)
        • 15. Laws Governing Ethical Conduct
        • 16. Laws Governing Ethical Conduct - Part 2
        • 17. Ethical Codes (Video)
        • 18. Insurance Industry Code of Ethics - Part 1
        • 19. Insurance Industry Code of Ethics - Part 2
        • 20. Conclusion
        • 21. Conclusion to Ethics for Insurance Professionals (Video)
    • Ethics - Final Exam (20 questions)
  • Residence Insurance
    • Dwelling Policies [8 Activities]
      • 01. Characteristics and Purpose of Dwelling Insurance (Video)
      • 02. Coverage Forms
      • 03. Property Coverages
      • 04. General Exclusions and Conditions
      • 05. Selected Endorsements
      • 06. Endorsements and Personal Liability Supplement (Video)
      • 07. Personal Liability Supplement
      • 08. Conclusion of Dwelling Policies
    • Homeowners Insurance [11 Activities]
      • 01. Purpose and Characteristics (Video)
      • 02. Coverage Forms
      • 03. Definitions
      • 04. Homeowners Coverages (Video)
      • 05. Section I - Property Coverages
      • 06. Section I - Additional Property Coverages
      • 07. Section II - Liability and Medical Payments Coverage
      • 08. Perils Insured Against
      • 09. Conditions
      • 10. Selected Endorsements
      • 11. Conclusion of Homeowners Insurance (Video)
  • Automobile Insurance
    • Automobile Insurance [11 Activities]
      • 01. Introduction to Personal Auto Policies (Video)
      • 02. Introduction to Personal Automobile Insurance
      • 03. Personal Auto Policies (Video)
      • 04. Coverage for Damage to Your Auto
      • 05. Conclusion to Personal Auto Policies (Video)
      • 06. Commercial and Business Automobile
      • 07. Commercial and Business Auto (Video)
      • 08. Garage Forms
      • 09. Garage Forms (Video)
      • 10. Selected Endorsements
      • 11. Conclusion to Auto Insurance (Video)
  • Commercial Insurance
    • Commercial Coverage Policies [13 Activities]
      • 01. Introduction to Commercial Coverage Policies (Video)
      • 02. The Commercial Package Policy
      • 03. Commercial Policy Packages (Video)
      • 04. Commercial General Liability
      • 05. Commercial Property Coverage (Video)
      • 06. Introduction to Commercial Property Coverage
      • 07. Commercial Coverage Policies (Video)
      • 08. Selected Endorsements and Commercial Crime Coverages
      • 09. Selected Endorsements (Video)
      • 10. Commercial Inland Marine
      • 11. Commercial Inland Marine (Video)
      • 12. Farm Coverage
      • 13. Conclusion of Commercial Coverage Policies (Video)
    • Business Owner's Policies [7 Activities]
      • 01. Introduction to Business Owner's Policies (Video)
      • 02. Businessowners Policy: BOPs
      • 03. Business Owner's Policies: Property and Liability Coverage (Video)
      • 04. Section II: Liability and Medical Expense Coverage in BOPs
      • 05. Liability Coverage in a BOP (Video)
      • 06. Common Policy Conditions and Selected Endorsements in a BOP
      • 07. BOP Conditions, Exclusions and Endorsements (Video)
    • Workers Compensation Insurance [5 Activities]
      • 01. Introduction to Workers Compensation Insurance (Video)
      • 02. Workers Compensation Laws
      • 03. Workers Compensation and Employers Liability Insurance Policy (Video)
      • 04. Workers Compensation and Employers Liability Insurance Policy
      • 05. Conclusion of Workers Compensation Insurance (Video)
  • Final Exam
    • P&C Review - Final Exam (95 questions)
  • Certificate of Completion
    • Mandatory Questionnaire
    • Oregon 3 hour Statutory Changes - Certificate of Completion (1 of 3)
    • Oregon 3 Hour Ethics Review - Certificate of Completion (2 of 3)
    • Oregon 18 Hour Property and Casualty Review - Certificate of Completion (3 of 3)
    • Guaranteed Next Business Day Reporting
Instructor Image

Instructor Bio

Gary Sternberg

Gary Sternberg is a veteran of insurance training, having been in the insurance education industry for over 25 years. He is a highly focused, licensed professional with top-level skills in prelicense and continuing education content authorship and training. He is well-versed in compliance and has extensive experience with state and federal regulatory laws and rules. Gary brings to At Your Pace Online students his excellent teaching, writing, and presentation skills with the ability to turn the complex into learnable “normal” person material. Most importantly, Gary has a passion for insurance education and seeing students successfully navigate the licensing process.