Oregon Deluxe L & H Pre-License Course (40 Hr)

$139.00

40 Hour Course

4.1 17 Reviews

Add to Cart (877) 724-6150

Our 40 hour package is approved by the State of Oregon to meet the Mandatory Pre-License Education Requirement for the Life & Health Insurance lines.

We'll begin the course with a overview of Life & Health principles, including common policy types and provisions, before moving into our ethics class. Then, we'll look at health policies and medical plans such as group health and dental, along with Medicare and Long-Term Care insurance. We'll also cover some federal and state insurance regulations. After that, we'll move into the second section of the course, which focuses on life insurance. This will include subjects like life insurance policies and provisions, annuities, securities, and tax considerations.

We have included in this deluxe package a couple things to help prepare you that much more for your state exam, such as a downloadable PDF and a Test-Simulator Exam.

The following is included in this package:

  • Downloadable PDF of course content
  • 22 Major subject lessons
  • Multiple topics per lesson
  • Multiple mid and endpoint quizzes
  • Test-simulator final exam*
  • and much more
*At Your Pace Online's test-simulator exams are designed to simulate the conditions you will face while taking the state exam.

Take the first step to become a Life & Health Producer, At Your Pace Online!

  • General Concepts & Ethics (Health/Life)
    • General Insurance Concepts [22 Activities]
      • 01. Introduction to General Concepts (Video)
      • 02. What is Insurance
      • 03. Risk and Risk Management
      • 04. Risk Management Techniques
      • 05. Insurers (Video)
      • 06. Insurers - Part 1
      • 07. Financial Status (Video)
      • 08. Insurers - Part 2: Financial Status
      • View Additional Activities
        • 09. Producers and Agency Relationship (Video)
        • 10. Producers and Agency Relationships - Part 1
        • 11. Producers and Agency Relationships - Part 2: Creation of an Agency Relationship
        • 12. Producers and Agency Relationship - Part 3: Authority, Powers, and Responsibilities of Producers
        • 13. Contracts (Video)
        • 14. Contracts - Part 1
        • 15. Contracts - Part 2: Elements of a Legal Contract
        • 16. Contracts - Part 3: Distinct Characteristics of an Insurance Contract
        • 17. Contracts - Part 4: Legal Interpretations Affecting Contracts
        • 18. Completing the Application, Underwriting, and Delivering the Policy (Video)
        • 19. Completing the Application, Underwriting, and Delivering the Policy - Part 1
        • 20. Completing the Application, Underwriting, and Delivering the Policy - Part 2
        • 21. Completing the Application, Underwriting, and Delivering the Policy - Part 3
        • 22. Conclusion (Video)
    • Insurance Ethics [22 Activities]
      • 01. Introduction (Video)
      • 02. What is Ethics?
      • 03. Ethical Concepts and Terminology
      • 04. Why Ethics Matter (Video)
      • 05. Why Ethics Matter
      • 06. Duties of an Insurance Producer (Video)
      • 07. Ethical Duties - Part 1
      • 08. Ethical Duties - Part 2
      • View Additional Activities
        • 09. Ethical Duties - Part 3
        • 10. Ethical Situations (Video)
        • 11. Ethical Situations
        • 12. Laws Governing Ethics (Video)
        • 13. Laws Governing Ethical Conduct - Part 1
        • 14. Laws Governing Ethical Conduct - Part 2
        • 15. Laws Governing Ethical Conduct - Part 3
        • 16. Insurance Industry Codes of Ethics (Video)
        • 17. Insurance Industry Code of Ethics - Part 1
        • 18. Insurance Industry Code of Ethics - Part 2
        • 19. Insurance Industry Code of Ethics - Part 3
        • 20. Insurance Industry Code of Ethics - Part 4
        • 21. Insurance Industry Code of Ethics - Part 5
        • 22. Conclusion (Video)
  • Introduction to Health Insurance (Health)
    • Introduction to Health Insurance [22 Activities]
      • 01. Introduction to Health Insurance (Video)
      • 02. Definitions
      • 03. Types of Perils
      • 04. Policyholders' Bill of Rights
      • 05. Use of Health Insurance
      • 06. Principal Types of Losses and Benefits
      • 07. Classes of Health Insurance Policies: Part 1
      • 08. Classes of Health Insurance (Video)
      • View Additional Activities
        • 09. Classes of Health Insurance Policies: Part 2
        • 10. Premiums
        • 11. Health Insurance Portability and Accountability Act of 1997 (HIPAA)
        • 12. PPACA/ACA (Patient Protection and Affordable Care Act/Affordable Care Act)
        • 13. Common Exclusions from Coverage
        • 14. Other Insurance Concepts
        • 15. Producer Responsibilities (Video)
        • 16. Producer Responsibilities in Individual Health Insurance Marketing Requirements: Part 1
        • 17. Producer Responsibilities: Part 2 (Video)
        • 18. Producer Responsibilities in Individual Health Insurance Marketing Requirements: Part 2
        • 19. Individual Underwriting By the Insurer
        • 20. Your Responsibilities Towards Applicants or Insureds (Video)
        • 21. Considerations in Replacing Accident and Health
        • 22. Conclusion (Video)
  • General Provisions (Health)
    • General Provisions [7 Activities]
      • 01. Introduction (Video)
      • 02. Uniform Policy Provisions
      • 03. Other General Provisions (Video)
      • 04. Other General Provisions: Part 1
      • 05. Other General Provisions: Part 2
      • 06. Riders
      • 07. Conclusion (Video)
  • Disability (Health)
    • Disability [19 Activities]
      • 01. Introduction to Disability (Video)
      • 02. Statistics
      • 03. Definitions of Disability (Video)
      • 04. Definitions: Part 1
      • 05. Definitions: Part 2
      • 06. Qualifying for Disability Benefits (Video)
      • 07. Qualifying for Disability Benefits
      • 08. Different Types of Disability Coverage (Video)
      • View Additional Activities
        • 09. Different Types of Disability Coverage
        • 10. Group and Individual Disability Income Insurance (Video)
        • 11. Group and Individual Disability Income Insurance
        • 12. Group and Individual Disability Income Insurance - Part 2
        • 13. Unique Aspects of Disability Underwriting (Video)
        • 14. Unique Aspects of Disability Underwriting
        • 15. Social Security Disability (Video)
        • 16. Social Security Disability
        • 17. Workers' Compensation (Video)
        • 18. Workers' Compensation
        • 19. Conclusion (Video)
  • Medical Plans (Health)
    • Medical Plans [7 Activities]
      • 01. Introduction to Medical Plans (Video)
      • 02. Medical Plan Concepts
      • 03. Types of Providers and Plans (Video)
      • 04. Types of Providers and Plans
      • 05. Cost Containment in Health Care Delivery (Video)
      • 06. Cost Containment in Health Care Delivery
      • 07. Conclusion (Video)
  • Group Health (Health)
    • Group Health [12 Activities]
      • 01. Introduction (Video)
      • 02. Introduction
      • 03. Types of Eligible Groups
      • 04. Group Benefits Review (Video)
      • 05. Advertising Group Health Insurance
      • 06. Employer Group Health Insurance
      • 07. Group Insurance Eligibility (Video)
      • 08. Loss of Coverage / Coverage Continuation / Changing Coverage
      • View Additional Activities
        • 09. COBRA Coverage (Video)
        • 10. Small Employer Medical Plans
        • 11. Other Types of Supplementary Group Coverage
        • 12. Conclusion (Video)
  • Midpoint Quiz (Health)
    • Health Midpoint Quiz (46 questions)
  • Dental (Health)
    • Dental [5 Activities]
      • 01. Introduction (Video)
      • 02. Categories of Dental Treatment
      • 03. Indemnity Plans
      • 04. Employer Group Dental Expense
      • 05. Conclusion (Video)
  • Medicare (Health)
    • Medicare [25 Activities]
      • 01. History of Medicare (Video)
      • 02. Medicare - An Overview: Part 1
      • 03. Medicare - An Overview: Part 2
      • 04. Medicare Part A: Individual Eligibility Requirements (Video)
      • 05. Medicare Part A - In Detail
      • 06. Medicare Part A - Part 2
      • 07. Medicare Part A - Part 3
      • 08. Medicare Part A - Part 4
      • View Additional Activities
        • 09. Medicare Part B (Video)
        • 10. Medicare Part B - In Detail
        • 11. Medicare Part B - Part 2
        • 12. Medicare Part B - Part 3
        • 13. Medicare Part B - Part 4
        • 14. Medicare Part B - Part 5
        • 15. Part A and Part B Exclusions
        • 16. Medicare C & D (Video)
        • 17. Medicare Parts C & D - In Detail
        • 18. Medicare Parts C & D - Part 2
        • 19. Medicare Parts C & D - Part 3
        • 20. Medigap (Video)
        • 21. Medicare Supplements & MediGap
        • 22. Medicare Conclusion (Video)
        • 23. Other Options
        • 24. Other Options - Part 2
        • 25. Conclusion (Video)
  • Long Term Care (Health)
    • Long Term Care [11 Activities]
      • 01. Introduction (Video)
      • 02. Types of Policies and Elimination and Benefit Periods
      • 03. Eligibility for Benefits
      • 04. Levels and Types of Care
      • 05. Benefits and Options
      • 06. Exclusions
      • 07. Suitability
      • 08. Long Term Care, Medicare, and Medicaid Compared
      • View Additional Activities
        • 09. LTC Policy Replacement
        • 10. Qualified LTC Plans
        • 11. Conclusion (Video)
  • Tax Considerations (Health)
    • Federal Tax Considerations [8 Activities]
      • 01. Introduction (Video)
      • 02. Personally-Owned Health Insurance
      • 03. Employer Group Health Insurance
      • 04. Medical Expense Coverage for Sole Proprietors and Partners
      • 05. Business Disability Insurance
      • 06. Health Savings Accounts and Other Tax-Favored Health Plans (Video)
      • 07. Health Savings Accounts and Other Tax-Favored Health Plans
      • 08. Conclusion (Video)
  • Regulations Governing Health Insurance (Health)
    • Federal Regulations Governing Health Insurance [14 Activities]
      • 01. Introduction (Video)
      • 02. Federal Regulations Governing Health Insurance: Part 1
      • 03. Federal Regulations Governing Health Insurance: Part 2
      • 04. Federal Regulations Governing Health Insurance: Part 3
      • 05. Patient Protection and Affordable Care Act (Video)
      • 06. Federal Regulations Governing Health Insurance: Part 4
      • 07. Affordable Care Act: Changes to Underwriting (Video)
      • 08. Federal Regulations Governing Health Insurance: Part 5
      • View Additional Activities
        • 09. Federal Regulations Governing Health Insurance: Part 6
        • 10. Federal Regulations Governing Health Insurance: Part 7
        • 11. Fines, Penalties, Subsidies, and Tax Credits (Video)
        • 12. Federal Regulations Governing Health Insurance: Part 8
        • 13. Federal Regulations Governing Health Insurance: Part 9
        • 14. Conclusion (Video)
    • Oregon Regulations Governing all Lines of Insurance [18 Activities]
      • 01. Insurance Regulations (video)
      • 02. Licensing
      • 03. Licensing – Part 2
      • 04. Insurance Regulations – Part 2 (video)
      • 05. Types of Licenses
      • 06. Maintenance and Duration
      • 07. Disciplinary Actions
      • 08. Insurance Regulations – Part 3 (video)
      • View Additional Activities
        • 09. State Regulations
        • 10. State Regulations – Part 2
        • 11. State Regulations – Part 3
        • 12. Insurance Regulations – Part 4 (video)
        • 13. Regulations Governing Producers
        • 14. Regulations Governing Producers – Part 2
        • 15. Unfair Trade Practices
        • 16. Unfair Trade Practices – Part 2
        • 17. Unfair Trade Practices – Part 3
        • 18. Insurance Regulations – Part 4
    • Oregon Regulations Governing Health Insurance [10 Activities]
      • 01. Introduction (video)
      • 02. Producer Responsibilities
      • 03. Health Insurance Law Intro (video)
      • 04. Uniform Policy Provisions
      • 05. Review (video)
      • 06. Disability Laws
      • 07. Medicare, Medicaid & LTC (video)
      • 08. Insurance for Senior Citizens and Special Needs Individuals
      • 09. Long-Term Care (LTC) policies
      • 10. Conclusion (video)
  • Endpoint Quiz (Health)
    • Health Endpoint Quiz (55 questions)
  • Final Exam (Health)
    • Health Test-Simulator Final Exam (100 questions)
  • Life Insurance Policy Types (Life)
    • Life Insurance Policy Types [14 Activities]
      • 01. Introduction (Video)
      • 02. Life Insurance Basics
      • 03. Policy Descriptions in Brief
      • 04. Whole Life Insurance and Term Life Insurance (Video)
      • 05. Individual Policies in Detail - Part 1: Whole Life Insurance
      • 06. Individual Policies in Detail - Part 2: Term Life Insurance
      • 07. Flexible Policies and Specialized Policies (Video)
      • 08. Individual Policies in Detail - Part 3: Flexible Policies
      • View Additional Activities
        • 09. Individual Policies in Detail - Part 4: Specialized Policies
        • 10. Individual Policies in Detail - Part 5: Endowment Policies
        • 11. Group Life Insurance and Credit Life Insurance (Video)
        • 12. Group Policies in Detail
        • 13. Credit Life Insurance
        • 14. Conclusion (Video)
  • Standard Policy Provisions (Life)
    • Standard Policy Provisions [17 Activities]
      • 01. Introduction (Video)
      • 02. Standard Policy Provisions - Part 1
      • 03. Standard Policy Provisions - Part 2
      • 04. Beneficiaries (Video)
      • 05. Standard Policy Provisions - Part 3
      • 06. Standard Policy Provisions - Part 4
      • 07. Options (Video)
      • 08. Options - Part 1
      • View Additional Activities
        • 09. Options - Part 2
        • 10. Options - Part 3
        • 11. Riders - Part 1 (Video)
        • 12. Riders - Part 1
        • 13. Riders - Parts 2-4 (Video)
        • 14. Riders - Part 2
        • 15. Riders - Part 3
        • 16. Riders - Part 4
        • 17. Conclusion (Video)
  • Annuities (Life)
    • Annuities [10 Activities]
      • 01. Introduction (Video)
      • 02. Annuity Principles and Concepts
      • 03. Immediate versus Deferred Annuities
      • 04. Annuity (Benefit) Payment Options (Video)
      • 05. Annuity (Benefit) Payment Options
      • 06. Annuity Products (Video)
      • 07. Annuity Products
      • 08. Uses of Annuities (Video)
      • 09. Uses of Annuities
      • 10. Conclusion (Video)
  • Fundamental Concepts (Life)
    • Fundamental Concepts [8 Activities]
      • 01. Introduction (Video)
      • 02. Uses of Life Insurance (Video)
      • 03. Uses for Life Insurance - Part 1
      • 04. Uses for Life Insurance - Part 2
      • 05. Aspects of Life Insurance
      • 06. Individual Underwriting by the Insurer (Video)
      • 07. Individual Underwriting by the Insurer
      • 08. Conclusion (Video)
  • Midpoint Quiz (Life)
    • Life Midpoint Quiz (56 questions)
  • Producer Responsibilities (Life)
    • Producer Responsibilities in Marketing [9 Activities]
      • 01. Introduction (Video)
      • 02. Solicitation and Sales Presentations
      • 03. Suitability
      • 04. Life Insurance Policy Comparison Methods (Video)
      • 05. Life Insurance Policy Cost Comparison Methods
      • 06. Replacement
      • 07. Use and Disclosure of Insurance Information
      • 08. Military Sales
      • 09. Conclusion (Video)
  • Tax Considerations (Life)
    • Federal Tax Considerations for Life Insurance and Annuities [8 Activities]
      • 01. Introduction (Video)
      • 02. Taxation of Personal Life Insurance
      • 03. Taxation of Group Life Insurance
      • 04. Taxation of Non-Qualified Annuities (Video)
      • 05. Taxation of Non-Qualified Annuities
      • 06. Taxation of Individual Retirement Annuities (Video)
      • 07. Taxation of Individual Retirement Annuities (IRAs)
      • 08. Conclusion (Video)
  • Qualified Plans and Retirement (Life)
    • Qualified Plans and Retirement [12 Activities]
      • 01. Introduction (Video)
      • 02. Qualified Plans - Part 1
      • 03. Qualified Plans - Part 2: Plan Types, Characteristics, and Purchasers
      • 04. Federal Tax Considerations for Qualified Plans (Video)
      • 05. Qualified Plans - Part 3: Federal Tax Considerations for Qualified Plans
      • 06. Rollovers, Transfers, and 1035 Exchanges (Video)
      • 07. Rollovers and Transfers
      • 08. Section 1035 Exchanges
      • View Additional Activities
        • 09. Social Security Benefits
        • 10. Employee Retirement Income Security Act (Video)
        • 11. Employee Retirement Income Security Act (ERISA)
        • 12. Conclusion (Video)
  • Life Insurance and Securities (Life)
    • Life Insurance and Securities [4 Activities]
      • 01. Introduction (Video)
      • 02. Dodd-Frank
      • 03. Variable Life Insurance and Annuities as Securities
      • 04. Conclusion (Video)
  • Insurance Regulations (Life)
    • Federal Insurance Regulations [4 Activities]
      • 01. Introduction (Video)
      • 02. Federal Regulations (Video)
      • 03. Federal Regulations
      • 04. Federal Financial Regulations
    • Oregon Life Insurance Regulations [9 Activities]
      • 01. Introduction (Video)
      • 02. Life Insurance Basics
      • 03. Life Settlements
      • 04. Licensee Requirements, Part 2
      • 05. Illustrations
      • 06. Section Completion (Video)
      • 07. Life Insurance Policies
      • 08. Optional Provisions
      • 09. Conclusion (Video)
  • Endpoint Quiz (Life)
    • Life Endpoint Quiz (44 questions)
  • Final Exam (Life)
    • Life Test-Simulator Final Exam (100 questions)
  • Course Completion
    • Mandatory Questionnaire
    • Certificate of Completion

Instructor Bio


keith haley insurance instructor atyourpaceonline
Keith Haley is the Online Insurance instructor and industry expert for At Your Pace Online. In addition to his insurance license, Keith holds a Bachelor's degree in Finance, Master's degree in Education, and is a Certified Financial Planner and licensed insurance producer. As an entrepreneur, over his career Keith has owned and managed businesses in a wide range of professions, including car sales, financial consultation, and insurance sales and management. With over twenty years of experience in business, sales, and education, Keith brings a broad range of practical and academic knowledge to our courses.

Course Reviews

November 4th, 2018
I wanted to get more comfortable with the language of Life and Health Insurance.

June 12th, 2018
Your course made it very easy to learn

September 9th, 2018
The test questions and answers need to be reviewed and refined. There were typos and then some...Great material, however, and I would recommend it to anyone!

April 20th, 2018
Typos and other errors in the test questions. Videos were not educational. Why have a 30 second video that just summarizes what your going to read?

November 13th, 2018

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November 27th, 2017