Oregon Deluxe P & C Pre-License Course (40 Hr)

$139.00

40 Hour Course

3.8 27 Reviews

Add to Cart (877) 724-6150

Our 40 hour package is approved by the State of Oregon to meet the Mandatory Pre-License Education Requirement for the Property & Casualty Insurance lines. Our deluxe package includes a downloadable PDF and a Test-Simulator Exam, to help you study even more effectively for your test!

This course will begin with some general insurance concepts, then move into our Ethics for Insurance Producers class. Then, we'll look at dwelling policies, homeowners' policies, personal, and commercial auto policies. After that we'll move on to business-related policies, such as commercial coverage package, and worker's compensation insurance, before finishing up with Oregon insurance law and the final exam.

Our course is specifically designed to help you prepare for the state exam through PSI to get your insurance license by covering all these important topics. Additionally, our periodic quizzes help ensure that you've retained the material that you'll need to know!

The following is included in this package:

  • Downloadable PDF of course content
  • 15 Major subject lessons
  • Multiple topics per lesson
  • Multiple mid and endpoint quizzes
  • Test-simulator final exam*
  • and much more
*At Your Pace Online's test-simulator exams are designed to simulate the conditions you will face while taking the state exam.

Take the first step to become a Property & Casualty Producer, At Your Pace Online!

  • General Insurance Concepts
    • General Insurance Concepts [21 Activities]
      • 01. Introduction to General Concepts (Video)
      • 02. What is Insurance?
      • 03. Risk and Risk Management
      • 04. Risk and Risk Management: Techniques and Insurable Interest
      • 05. Insurers (Video)
      • 06. Insurers
      • 07. Financial Status (Video)
      • 08. Insurers: Financial Status
      • View Additional Activities
        • 09. Producers and Agency Relationship (Video)
        • 10. Producers and Agency Relationships: What is Agency?
        • 11. Producers and Agency Relationships: Creation of an Agency Relationship
        • 12. Producers and Agency Relationship: Authority, Powers, and Responsibilities of Producers
        • 13. Contracts (Video)
        • 14. Contracts
        • 15. Contracts: Elements of a Legal Contract
        • 16. Contracts: Distinct Characteristics of an Insurance Contract
        • 17. Contracts: Legal Interpretations Affecting Contracts
        • 18. Completing the Application, Underwriting, and Delivering the Policy (Video)
        • 19. Completing the Application, Underwriting, and Delivering the Policy
        • 20. Completing the Application, Underwriting, and Delivering the Policy: Underwriting
        • 21. Conclusion (Video)
  • Insurance Ethics
    • Insurance Ethics [22 Activities]
      • 01. Introduction (Video)
      • 02. What is Ethics?
      • 03. Ethical Concepts and Terminology
      • 04. Why Ethics Matter (Video)
      • 05. Why Ethics Matter
      • 06. Duties of an Insurance Producer (Video)
      • 07. Ethical Duties
      • 08. Ethical Duties - Part 2
      • View Additional Activities
        • 09. Ethical Duties - Part 3
        • 10. Ethical Situations (Video)
        • 11. Ethical Situations
        • 12. Laws Governing Ethics (Video)
        • 13. Laws Governing Ethical Conduct
        • 14. Laws Governing Ethical Conduct - Part 2
        • 15. Laws Governing Ethical Conduct - Part 3
        • 16. Insurance Industry Codes of Ethics (Video)
        • 17. Insurance Industry Codes of Ethics - Part 1
        • 18. Insurance Industry Codes of Ethics - Part 2
        • 19. Insurance Industry Codes of Ethics - Part 3
        • 20. Insurance Industry Codes of Ethics - Part 4
        • 21. Looking Forward
        • 22. Conclusion (Video)
  • Regulations and Laws Governing Insurance
    • Federal Regulations and Laws Governing Insurance [4 Activities]
      • 01. Introduction (Video)
      • 02. Federal Regulations
      • 03. Federal Financial Regulations
      • 04. Conclusion (Video)
  • Property and Casualty Basics
    • Property and Casualty Basics [16 Activities]
      • 01. Introduction (Video)
      • 02. Principles and Concepts
      • 03. Principles and Concepts: Loss (Video)
      • 04. Principles and Concepts: Loss
      • 05. Negligence, Liability, and Damages (Video)
      • 06. Negligence, Liability, and Damages
      • 07. Policy Structure (Video)
      • 08. Policy Structure and Contracts
      • View Additional Activities
        • 09. Common Policy Provisions (Video)
        • 10. Common Policy Provisions
        • 11. Common Policy Provisions - Part 2 (Video)
        • 12. Other Common Policy Provisions
        • 13. Common Policy Provisions - Part 3 (Video)
        • 14. Party Specific Policy Provisions
        • 15. Cause of Loss Form
        • 16. Conclusion (Video)
  • Dwelling Policy
    • Dwelling Policy [13 Activities]
      • 01. Introduction (Video)
      • 02. Policy Form
      • 03. Characteristics and Purpose
      • 04. Eligibility
      • 05. Coverage Forms - Perils Insured Against
      • 06. Property Coverages
      • 07. Property Coverages - Part 2
      • 08. General Exclusions
      • View Additional Activities
        • 09. Conditions - Part 1
        • 10. Conditions - Part 2
        • 11. Selected Endorsements
        • 12. Personal Liability Supplement
        • 13. Conclusion (Video)
  • Homeowner's Policy
    • Homeowner's Policy [23 Activities]
      • 01. Introduction ( Video)
      • 02. Objectives
      • 03. Definitions
      • 04. Policy Forms - HO-1 through HO-8
      • 05. Structure of a Homeowners Policy
      • 06. Property Coverages
      • 07. Property Coverages: Additional Coverages Available Under Section 1 - All Policy Forms
      • 08. Property Coverages: Additional Coverages Available Under Section 1 - Specific Policy Forms
      • View Additional Activities
        • 09. Property Coverages: Exclusions to the Coverages Otherwise Included in Section 1
        • 10. Property Coverages: Conditions Relative to Section 1
        • 11. Property Coverages: Additional Conditions Relative to Section 1
        • 12. Liability Coverages (Video)
        • 13. Section 2 - Liability Coverages
        • 14. Liability Coverages: Exclusions to Liability Coverage
        • 15. Liability Coverages: Exclusions to Coverage E and F
        • 16. Liability Coverages: Conditions Relative to Section 2
        • 17. Conditions Relative to Both Sections 1 and 2
        • 18. Endorsements (Video)
        • 19. Endorsements
        • 20. Endorsements: Scheduled Personal Property (HO 04 61)
        • 21. Endorsements: Personal Property Replacement Cost, Business Pursuits, Watercraft, and Personal Injury
        • 22. Endorsements: Additional Endorsements
        • 23. Conclusion (Video)
  • Mid Point Quiz
    • Mid Point Quiz (63 questions)
  • Personal Automobile Policies
    • Personal Automobile Policies [10 Activities]
      • 01. Introduction (Video)
      • 02. Fundamentals of Auto Coverage
      • 03. Fundamentals of Auto Coverage: Definitions, Policy-Wide Exclusions, and Insurance Scores
      • 04. Personal Auto Policies in Detail
      • 05. Personal Auto Policies in Detail: Coverage C - Medical Payments Coverage
      • 06. Personal Auto Policies in Detail: Coverage D - Uninsured Motorist / Underinsured Motorist
      • 07. Personal Auto Policies in Detail: Physical Damage Coverages
      • 08. Personal Auto Policies in Detail: Conditions and Provisions
      • 09. Personal Auto Policies in Detail: Personal Auto Policy Endorsements
      • 10. Conclusion (Video)
  • Commercial Automobile Policies
    • Commercial Automobile Policies [13 Activities]
      • 01. Introduction (Video)
      • 02. Commercial Auto Policies: Introduction
      • 03. Business Auto Coverage
      • 04. Business Auto Coverage: Definitions
      • 05. Business Auto Coverage: Liability
      • 06. Business Auto Coverage: Exclusions to Liability Coverage
      • 07. Business Auto Coverage: Limits of Liability
      • 08. Business Auto Coverage: Physical Damage Coverage
      • View Additional Activities
        • 09. Business Auto Coverage: Conditions
        • 10. Other Commercial Auto Coverage Forms
        • 11. Commercial Auto Endorsements
        • 12. More Commercial Auto Endorsements
        • 13. Conclusion (Video)
  • Commercial Coverage Package Policies
    • Commercial Coverage Package Policies [56 Activities]
      • 01. Introduction (video)
      • 02. The Commercial Package Policy
      • 03. Bodily Injury and Property Damage Liability (Video)
      • 04. Commercial General Liability, Section I: Coverages
      • 05. Personal and Advertising Injury Liability, Medical Payments and Supplementary Payments (Video)
      • 06. Commercial General Liability Coverage B: Personal and Advertising Injury Liability
      • 07. Commercial General Liability, Coverage C: Medical Payments
      • 08. Commercial General Liability: Supplementary Payments
      • View Additional Activities
        • 09. Who is an "Insured" (Video)
        • 10. Commercial General Liability Section II: Who is an Insured?
        • 11. Commercial General Liability Section III: Limits of Insurance
        • 12. Commercial General Liability Section IV: Conditions
        • 13. CGL Definitions (Video)
        • 14. Commercial General Liability: Definitions
        • 15. Commercial General Liability: Additional Definitions
        • 16. Occurrence and Claims-Made Forms (Video)
        • 17. Commercial General Liability: Occurrence and Claims-Made Forms
        • 18. Pollution LIability Coverage Form (Video)
        • 19. Commercial General Liability: Pollution Liability Coverage Form (CG 00 39)
        • 20. Commercial General Liability: Other Elements of the Pollution Liability Coverage Form
        • 21. Commercial Property (Video)
        • 22. Commercial Property
        • 23. Building and Personal Property (Video)
        • 24. Commercial Property: Building and Business Personal Property
        • 25. Commercial Property: Building and Business Personal Property - Additional Coverages
        • 26. Commercial Property: Building and Business Personal Property - Coverage Extensions
        • 27. Commercial Property: Building and Business Personal Property - Limits of Insurance
        • 28. Commercial Property: Building and Business Personal Property - Additional Conditions, Optional Coverages, and Definitions
        • 29. Condominium Association Coverage Form (Video)
        • 30. Commercial Property: Condominium Association Coverage Form
        • 31. Commercial Property: Condominium Commercial Unit Owners Coverage Form
        • 32. Commercial Property: Builders Risk Coverage Form
        • 33. Business Income Coverage Form
        • 34. Commercial Property: The Business Income Coverage Form
        • 35. Commercial Property: Business Income Coverage - Extra Expense and Loss of Use
        • 36. Legal LIability Coverage Forms and Extra Expense Coverage Forms (Video)
        • 37. Commercial Property: Legal Liability Coverage Form
        • 38. Causes of Loss Forms and Selected Endorsement for Commercial Property Coverage (Video)
        • 39. Commercial Property: Causes of Loss Forms
        • 40. Commercial Property: Selected Endorsements
        • 41. Commercial Crime (Video)
        • 42. Commercial Crime
        • 43. Commercial Crime: Coverages
        • 44. Commercial Inland Marine (Video)
        • 45. Commercial Inland Marine
        • 46. Commercial Inland Marine: Transportation Coverages
        • 47. Equipment Breakdown (Video)
        • 48. Equipment Breakdown
        • 49. Equipment Breakdown: Exclusions, Limits, and Deductibles
        • 50. Equipment Breakdown: Conditions, Definitions, and Endorsements
        • 51. Farm Coverage (Video)
        • 52. Farm Coverage
        • 53. Farm Coverage: Definitions and Causes of Loss
        • 54. Farm Coverage: Conditions, Exclusions, and Additional Coverages
        • 55. Farm Coverage: Crop Insurance
        • 56. Conclusion (Video)
  • Business Owner's Policies
    • Business Owners Policy [9 Activities]
      • 01. Businessowners' Policies Introduction Video
      • 02. Property - Part 1: Risks
      • 03. Property - Part 2: Coverages
      • 04. Property - Part 3
      • 05. Liability (Video)
      • 06. Liability
      • 07. Common Policy Conditions
      • 08. Selected Endorsements
      • 09. Conclusion (Video)
  • Worker's Compensation
    • Workers Compensation [15 Activities]
      • 01. Workers Compensation Introduction (Video)
      • 02. Workers' Compensation Laws
      • 03. Workers Compensation and Employers Liability Insurance Policy (Video)
      • 04. Parts 1 and 2 of a Workers' Compensation and Employer's Liability Insurance Policy
      • 05. Parts 3 through 6 of a Workers’ Compensation and Employers Liability Insurance Policy
      • 06. Workers' Compensation and Disability (Video)
      • 07. Workers' Compensation and Disability
      • 08. Workers' Compensation and Disability: Additional Definitions
      • View Additional Activities
        • 09. Premium Computations (Video)
        • 10. Premium Computations
        • 11. Premium Computations: Adjustments and Discounts
        • 12. Workers Compensation Laws (Video)
        • 13. Workers' Compensation Laws
        • 14. Workers' Compensation Laws: Federal Laws Related to Workers' Compensation
        • 15. Conclusion (Video)
  • Other Coverages
    • Other Coverages [28 Activities]
      • 01. Other Coverages Introduction (Video)
      • 02. Umbrella and Excess Liability Policies
      • 03. Umbrella and Excess Liability Policies: Personal Coverage - Coverage Form
      • 04. Umbrella and Excess Liability Policies: Personal Coverage - Coverages and Limits of Liability
      • 05. Umbrella and Excess Liability Policies: Personal Coverage - Exclusions
      • 06. Umbrella and Excess Liability Policies: Personal Coverage - General Provisions
      • 07. Commercial Umbrella (Video)
      • 08. National Flood Insurance Program: Personal Property
      • View Additional Activities
        • 09. National Flood Insurance Program: Increased Cost of Compliance
        • 10. National Flood Insurance Program: General Conditions
        • 11. Umbrella and Excess Liability Policies: Commercial Umbrella - Definitions
        • 12. Umbrella and Excess Liability Policies: Commercial Umbrella - Additional Definitions
        • 13. Umbrella and Excess Liability Policies: Commercial Umbrella - Conditions
        • 14. Specialty and Professional Liability Insurance (Video)
        • 15. Specialty and Professional Liability Insurance
        • 16. National Flood Insurance Program (Video)
        • 17. National Flood Insurance Program
        • 18. National Flood Insurance Program: Property Covered
        • 19. National Flood Insurance Program: Personal Property
        • 20. National Flood Insurance Program: Other Coverages
        • 21. National Flood Insurance Program: Increased Cost of Compliance
        • 22. National Flood Insurance Program: Property Not Covered, Exclusions, and Deductibles
        • 23. National Flood Insurance Program: General Conditions
        • 24. Other Policies (Video)
        • 25. Other Policies
        • 26. Surety Bonds and Surplus Lines (Video)
        • 27. Surety Bonds and Surplus Lines
        • 28. Conclusion (Video)
  • Oregon Insurance Law
    • Regulations Governing Property & Casualty Insurance [29 Activities]
      • 01. Property and Casualty Basics
      • 02. Property and Casualty Basics - Part 2
      • 03. Dwelling Policies
      • 04. Homeowners Policies
      • 05. Homeowners Policies - Part 2
      • 06. Financial Responsibility Law (video)
      • 07. Automobile Insurance
      • 08. Automobile Insurance - Part 2
      • View Additional Activities
        • 09. Automobile Insurance - Part 3
        • 10. Automobile Insurance - Part 4
        • 11. Automobile Insurance - Part 5
        • 12. Automobile Insurance - Part 6
        • 13. Automobile Insurance - Part 7
        • 14. Automobile Insurance - Part 8
        • 15. Automobile Insurance - Part 9
        • 16. Workers' Compensation Insurance
        • 17. Workers' Compensation Insurance - Part 2
        • 18. Workers' Compensation Insurance - Part 3
        • 19. Workers’ Compensation Insurance - Part 4
        • 20. Workers' Compensation Insurance - Part 5
        • 21. Workers' Compensation Insurance - Part 6
        • 22. Workers’ Compensation Insurance - Part 7
        • 23. Workers’ Compensation Insurance - Part 8
        • 24. Workers' Compensation Insurance - Part 9
        • 25. Workers' Compensation Insurance - Part 10
        • 26. Workers' Compensation Insurance - Part 11
        • 27. Workers' Compensation Insurance - Part 12
        • 28. Workers' Compensation Insurance - Part 13
        • 29. Other Coverages and Options
    • Regulations Governing all Lines of Insurance [18 Activities]
      • 01. Insurance Regulations (video)
      • 02. Licensing
      • 03. Licensing - Part 2
      • 04. Insurance Regulations – Part 2 (video)
      • 05. Types of licenses
      • 06. Maintenance and Duration
      • 07. Disciplinary Actions
      • 08. Insurance Regulations – Part 3 (video)
      • View Additional Activities
        • 09. State Regulations
        • 10. State Regulations - Part 2
        • 11. State Regulations - Part 3
        • 12. Insurance Regulations – Part 4 (video)
        • 13. Regulations Governing Producers
        • 14. Regulations Governing Producers - Part 2
        • 15. Unfair Trade Practices
        • 16. Replacement
        • 17. Suitability
        • 18. Other Insurance Regulations
  • End Point Quiz
    • End Point Quiz (75 questions)
  • Final Exam
    • Test-Simulator Final Exam (150 questions)
  • Certificate of Completion
    • Mandatory Questionnaire
    • Certificate of Completion

Instructor Bio


keith haley insurance instructor atyourpaceonline
Keith Haley is the Online Insurance instructor and industry expert for At Your Pace Online. In addition to his insurance license, Keith holds a Bachelor's degree in Finance, Master's degree in Education, and is a Certified Financial Planner and licensed insurance producer. As an entrepreneur, over his career Keith has owned and managed businesses in a wide range of professions, including car sales, financial consultation, and insurance sales and management. With over twenty years of experience in business, sales, and education, Keith brings a broad range of practical and academic knowledge to our courses.

Course Reviews

February 25th, 2019
Thorough and convenient

August 7th, 2019
Some of the answers to pick from sound to close

September 22nd, 2018
Some of the information should have been broken down in shorter sections. Examples of information would have been extremely helpful in understanding some of the legal jargon aspects.

August 5th, 2018
Some questions don't have a right answer. and it quizzed on life and health questions not related to p and c

April 3rd, 2018
I would have liked the questions on mid-point and end reviews to have random questions each time. I also wish that now that I have passed the final test I would not have to wait another 24 to re take it.

May 8th, 2019
The course itself was easy to operate and click from each lesson to the next. Just the issues with the Final exam glitches seemed to be the issue. The staff was more than helpful and assistive when needed.

December 19th, 2018
As a course writer, the information isn’t well chunked and requires the learner to only process information through memory. The end of unit tests should be thoroughrather than asking one question additionally more interactive tasks are needed.

May 21st, 2018
The only redeeming quality was the customer service when you call in. There are typos everywhere. The videos are useless. There is no plain English explanations of terms. This course and the life health need a lot of work.

January 26th, 2018
It would be nice to have the ability to ask questions through out the course.

September 1st, 2018
Lots of grammar and spelling errors in this course. Also several course material answers were different than the practice test answers.

May 3rd, 2019
Frankly many of the questions I was asked in the simulation were not found in the materials provided or were incorrectly transcribed from the PDF’s provided. Additionally, questions on my final test had incorrect or repeating answers which made it difficult to understand and know if I was accurately answering other questions on the exam correctly. It is 100% impossible to read the material one time on the website slides and retain that information enough to pass a test. For example, all the state information was only provided online, and no PDF or study materials were provided, outside of the slides in the system, this was the case for Personal Auto as well. I had to go through and copy-paste each slide in order to study the materials enough and retain the information expected of me to pass the test simulation. Finally, many of the questions on the final test simulation were grammatically confusing, repetitive in the multiple-choice options or the multiple-choice options flat out did not match what the question had asked. I would be happy to send you examples of this if you are in need of clarifying some of your materials. I was on the brink of paying for an alternate program and using them to study instead and have advised my brokerage to no longer list your site as an option for pre-licensing. The overall lack of organization and structure of this program is ineffective for me and I hope that you will seriously consider refunding my money and taking a deeper look at the materials you are providing to the public at large to seek their licensure through AYPO.

August 21st, 2019

May 1st, 2019

July 6th, 2018

June 23rd, 2018

May 8th, 2018

April 5th, 2018

February 6th, 2018

January 5th, 2018

August 5th, 2019

March 15th, 2018

March 9th, 2018

April 3rd, 2019

March 25th, 2019

January 28th, 2019

September 17th, 2018

July 16th, 2019