This course will provide Property and Casualty insurance licensing candidates in Pennsylvania with the materials needed to successfully prepare for the Property and Casualty license examination. This 24-hour course covers all of the topics included within the Pennsylvania Candidate Information Bulletin, and will give the student a solid base of knowledge and understanding for the license examination.
This updated course includes many illustrations, examples, and quizzes associated with the state test, and provides a well-rounded approach to test preparation. The topics covered in the course begin with the basics of Property and Casualty insurance, and introduce the candidate to terms, definitions and concepts that are the foundation of P&C insurance. The course continues with material on dwelling and homeowner insurance, and will discuss both the property and casualty portions of the contracts. Personal and commercial automobile insurance is thoroughly explored, with commercial property and liability insurance following. Business Owner policies are detailed, as well as workers’ compensation insurance and other property and casualty policies, including surety, watercraft, recreational vehicles, and other important examination topics. The course includes material on everything necessary to successfully prepare for the exam:
- Property and Casualty Basics
- Dwelling Policies
- Homeowners insurance
- Automobile insurance
- Commercial policy packages and business insurance
- Business Owners policies
- Workers’ Compensation coverage
- Other coverages and options
- Professional Insurance Ethics
- Insurance regulation in Pennsylvania
- General insurance; and
- Laws and rules specific to property and casualty in the Commonwealth
The course will also contain material on the laws and rules that are mandated in Pennsylvania for insurance producers, insurance companies, and others in the insurance business. In the lessons for laws and rules, the course covers insurance regulations in Pennsylvania, general insurance concepts, terms and definitions, and material specific to property and casualty laws and rules.
Each lesson will include a practice examination with complete explanations and details to help the student retain information. There is a 160 question final examination designed to mimic the state examination, and must be successfully completed in order to receive credit for the course.
Course Format: Audio & Text
- Module 1
- General Insurance [9 Activities]
- 01. Introduction General Insurance
- 02. General Insurance
- 03. General Insurance
- 04. Elements of an Insurable Risk
- 05. General Insurance: Producers
- 06. Producers and the General Rule of Agency
- 07. General Insurance
- 08. Legal Interpretations Affecting Insurance Contracts
- 09. General Insurance: Conclusion
- Incremental Quiz 1 (20 questions)
- General Insurance [9 Activities]
- Module 2
- Property and Casualty Basics [15 Activities]
- 01. Introduction to Property and Casualty Basics
- 02. Principles and Concepts
- 03. Principles and Concepts
- 04. Liability and Losses
- 05. Negligence, Liability, and Damages
- 06. Negligence and Law
- 07. Negligence, Liability, and Damages Part 2
- 08. Policy Structure and Contracts
- 09. Common Policy Provisions
- 10. Common Policy Provisions
- 11. Common Policy Provisions
- 12. Other Common Policy Provisions
- 13. Other Common Policy Provisions
- 14. Insurer Specific Policy Provisions
- 15. Conclusion
- Incremental Quiz 2 (20 questions)
- Property and Casualty Basics [15 Activities]
- Module 3
- Dwelling Fire Policies [8 Activities]
- 01. Characteristics and Purpose of Dwelling Insurance
- 02. Coverage Forms
- 03. Property Coverages
- 04. General Exclusions and Conditions
- 05. Selected Endorsements
- 06. Endorsements and Personal Liability Supplement
- 07. Personal Liability Supplement
- 08. Conclusion of Dwelling Policies
- Incremental Quiz 3 (20 questions)
- Dwelling Fire Policies [8 Activities]
- Module 4
- Homeowner Insurance Policy Concepts [11 Activities]
- 01. Purpose and Characteristics of Homeowner Insurance
- 02. Coverage Forms
- 03. Definitions
- 04. Homeowners Coverages
- 05. Section I - Property Coverages
- 06. Section I - Additional Property Coverages
- 07. Section II - Liability and Medical Payments Coverage
- 08. Perils Insured Against
- 09. Conditions
- 10. Selected Endorsements
- 11. Conclusion of Homeowners Insurance
- Incremental Quiz 4 (15 questions)
- Homeowner Insurance Policy Concepts [11 Activities]
- Module 5
- Personal and Commercial Automobile Insurance [11 Activities]
- 01. Introduction to Personal and Commercial Auto Policies
- 02. Introduction to Personal Automobile Insurance
- 03. Introduction to Personal Auto Policies
- 04. Coverage for Damage to Your Auto
- 05. Personal Auto Policies
- 06. Commercial and Business Automobile
- 07. Commercial and Business Auto
- 08. Garage Forms
- 09. Garage Forms
- 10. Selected Endorsements
- 11. Conclusion to Auto Insurance
- Incremental Quiz 5 (20 questions)
- Personal and Commercial Automobile Insurance [11 Activities]
- Module 6
- Commercial Policy Packages Part One [8 Activities]
- 01. Introduction to Commercial Coverage Policies
- 02. The Commercial Package Policy
- 03. Commercial Coverage Policies, Part Two
- 04. Commercial General Liability
- 05. Commercial Property Coverage
- 06. Introduction to Commercial Property Coverage
- 07. Commercial Coverage Policies
- 08. Selected Endorsements and Commercial Crime Coverages
- Incremental Quiz 6 (15 questions)
- Commercial Policy Packages Part One [8 Activities]
- Module 7
- Commercial Policy Packages Part Two [5 Activities]
- 01. Selected Endorsements and Inland Marine
- 02. Commercial Inland Marine
- 03. Commercial Inland Marine and Farm Coverage
- 04. Farm Coverage
- 05. Conclusion of Commercial Coverage Policies
- Incremental Quiz 7 (15 questions)
- Commercial Policy Packages Part Two [5 Activities]
- Module 8
- Businessowners Policies [7 Activities]
- 01. Introduction to Businessowners Policies
- 02. Businessowners Policy: BOPs
- 03. Business Owner's Policies Property and Liability Coverage
- 04. Section II: Liability and Medical Expense Coverage in BOPs
- 05. Liability Coverage in a BOP
- 06. Common Policy Conditions and Selected Endorsements in a BOP
- 07. BOP Conditions, Exclusions and Endorsements
- Incremental Quiz 8 (15 questions)
- Businessowners Policies [7 Activities]
- Module 9
- Other Coverages and Options Part 1 [7 Activities]
- 01. Introduction to Other Coverages and Options
- 02. Umbrella and Excess Liability Policies
- 03. More Coverages and Options
- 04. Specialty Liability Insurance
- 05. Specialized Coverages
- 06. National Flood Insurance Plan and Other Policies
- 07. Flood Insurance and Other Policies Conclusion
- Incremental Quiz 9 (20 questions)
- Other Coverages and Options Part 1 [7 Activities]
- Module 10
- Other Coverages and Options Part 2 [5 Activities]
- 01. Other Property and Casualty Coverages: Part Two Introduction
- 02. Ocean Marine Insurance
- 03. Additional P&C Policies
- 04. Mobile Home Insurance
- 05. Conclusion
- Incremental Quiz 10 (10 questions)
- Other Coverages and Options Part 2 [5 Activities]
- Module 11
- Workers Compensation [5 Activities]
- 01. Introduction to Workers Compensation Insurance
- 02. Workers Compensation Laws
- 03. Introduction to Workers Compensation and Employers Liability Insurance Policy
- 04. Workers Compensation and Employers Liability Insurance Policy
- 05. Conclusion of Workers Compensation Insurance
- Incremental Quiz 11 (15 questions)
- Workers Compensation [5 Activities]
- Module 12
- Insurance Regulation [10 Activities]
- 01. Introduction
- 02. Licensing Process and Types
- 03. Maintenance and Duration
- 04. Conclusion
- 05. Introduction
- 06. State Regulation Of Insurance
- 07. Unfair Insurance Practices (40 P.S. 1171.1; 1171.5)
- 08. Unfair Insurance Practices - Part 2
- 09. Federal Regulations
- 10. Conclusion
- Incremental Quiz 12 (30 questions)
- Insurance Regulation [10 Activities]
- Module 13
- Pennsylvania Property and Casualty Laws and Rules [15 Activities]
- 01. Introduction
- 02. Property and Casualty Laws and Rules
- 03. Introduction to Unfair Methods of Competition and Deceptive Practices
- 04. Unfair Methods of Competition and Unfair or Deceptive Acts or Practices (40 PS 1171)
- 05. Introduction to Automobile Insurance Regulations
- 06. Automobile Insurance and Motor Vehicle Financial Responsibility (75 PS 1701, et seq)
- 07. Introduction to Workers Compensation
- 08. Workers Compensation
- 09. Introduction to Federal Laws on Workers Compensation
- 10. Federal Laws
- 11. Introduction to the Federal Mine Safety and Health Act
- 12. Federal Mine Safety and Health Act (30 USC § 801 - 944)
- 13. Introduction to Black Lung Disease
- 14. Black Lung Disease: Pneumoconiosis
- 15. Conclusion of Lesson
- Incremental Quiz 13 (20 questions)
- Pennsylvania Property and Casualty Laws and Rules [15 Activities]
- Module 14
- Ethics for Insurance Professionals [21 Activities]
- 01. Ethics for Insurance Professionals: Introduction
- 02. Principles of Ethics for Insurance Producers
- 03. Principles of Ethics for Insurance Producers (Part 2)
- 04. Ethical Concepts and Terminology
- 05. Ethical Practices
- 06. Ethics in the Real World
- 07. Ethical Duties
- 08. Ethical Duties
- 09. Ethical Duties - Part Two
- 10. Ethical Duties - Part Three
- 11. Ethical Duties - Part Four
- 12. Ethical Situations
- 13. Ethical Situations
- 14. Ethical Regulations
- 15. Laws Governing Ethical Conduct
- 16. Laws Governing Ethical Conduct - Part Two
- 17. Ethical Codes
- 18. Insurance Industry Code of Ethics - Part One
- 19. Insurance Industry Code of Ethics - Part Two
- 20. Conclusion
- 21. Conclusion
- Incremental Quiz 14 (20 questions)
- Ethics for Insurance Professionals [21 Activities]
- Final Exam
- Final Exam (150 questions)
