Rhode Island 5 Hour L&H: Federal Regulations & LTC

$15.00

5 Hour Course

Course ID: 6000019149

Approved By: Rhode Island Department of Business Regulation


Add to Cart (877) 724-6150

This course will meet 5 hours of continuing education requirements for Rhode Island Life & Health Insurance Producers. In the course, we’ll focus on Long Term Care Insurance, and we’ll talk a bit about tax regulations that pertain to life and health insurance plans.  

We’ll start with a short discussion of the federal regulations which apply to life and health insurance policies. This includes topics like privacy, required disclosures, and preexisting conditions. We’ll also talk about the Affordable Care Act, and the healthcare marketplace, subsidies and tax credits, and the various legislation that pertains to health care.

Then, we’ll move on to the history of long term care, and define some of the terms you’ll encounter frequently in these policies. Then we’ll take a look at problems in the long-term care industry, and changes that have been made to address them.

We’ll talk about the difficulties of regulation in this industry, and the NAIC Model LTCi Act. We’ll look at both the regulation it imposed, and its effect on premiums.

You’ll learn how to build a long-term care policy, including calculations for inflation protection, and optional features your clients may wish to add. We’ll also cover which plans are and are not tax-qualified, and how Medicaid partnership plans work. Finally, alternatives to long-term care will also be discussed for those who aren’t suitable candidates for a policy. 

  • Federal Regulations & LTC
    • Federal Regs Life/Health [14 Activities]
      • 01. Introduction to Federal Regulations for Life and Health Insurance (Video)
      • 02. Federal Regulations Governing Health Insurance: Part 1
      • 03. Federal Regulations Governing Health Insurance - Part 2
      • 04. Federal Regulations Governing Health Insurance - Part 3
      • 05. Affordable Care Act (Video)
      • 06. Federal Regulations Governing Health Insurance - Part 4
      • 07. Underwriting (Video)
      • 08. Federal Regulations Governing Health Insurance - Part 5
      • View Additional Activities
        • 09. Federal Regulations Governing Health Insurance - Part 6
        • 10. Federal Regulations Governing Health Insurance - Part 7
        • 11. Government Assistance and Fines (Video)
        • 12. Federal Regulations Governing Health Insurance - Part 8
        • 13. Federal Regulations Governing Health Insurance - Part 9
        • 14. Conclusion to Federal Rules (Video)
    • LTC Pre-License: Long Term Care; An Introduction [9 Activities]
      • 01. Introduction to Long-Term Care Insurance (Video)
      • 02. What is Long-Term Care?
      • 03. Settings for and Costs of Long-term Care (Video)
      • 04. Settings for Care and the Cost of Long-Term Care
      • 05. Who Pays for Long-Term Care (Video)
      • 06. Who Pays for Long-Term Care
      • 07. Who Needs Long-Term Care and Who Should Buy LTC Insurance? (Video)
      • 08. Who May Need Long-Term Care?
      • 09. End of Class 1 (Video)
  • Final Exam
    • Final Exam (20 questions)
  • Course Completion
    • Mandatory Questionnaire
    • Certificate of Completion

Instructor Bio


keith haley insurance instructor atyourpaceonline
Keith Haley is the Online Insurance instructor and industry expert for At Your Pace Online. In addition to his insurance license, Keith holds a Bachelor's degree in Finance, Master's degree in Education, and is a Certified Financial Planner and licensed insurance producer. As an entrepreneur, over his career Keith has owned and managed businesses in a wide range of professions, including car sales, financial consultation, and insurance sales and management. With over twenty years of experience in business, sales, and education, Keith brings a broad range of practical and academic knowledge to our courses.