Rhode Island 8 Hour Health: Fundamentals

$19.00

8 Hour Course

Course ID: 6000019176

Approved By: Rhode Island Department of Business Regulation


Add to Cart (877) 724-6150

This 8-hour course will focus on health topics important to Rhode Island Life & Health producers. We’ll discuss a variety of topics, and while some of the information will be review, you’ll learn a few new things too!

We’ll start the course by talking about disability income. We’ll cover the definitions and degrees of disability, and define who qualifies for disability benefits. We’ll look at the types of coverage available through individual and group policies.We’ll also touch on social security disability and worker’s compensation.

Next, we’ll discuss medical plans. We’ll talk about the wide variety available, from those allowing service by any provider, to those with a limited choice, and prepaid versus fee-for-service. We’ll look at different providers and plans, such as HMOs, PPOs, and POSs. Then, we’ll examine strategies for containing costs in health care.

Our next class will talk specifically about group health care. We’ll discuss who is eligible, and what criteria is used by underwriters. Then you’ll learn about employer-based group health insurance, including small-employer medical plans, and some strategies for marketing group health insurance. We’ll look at loss of coverage, and coverage continuation options such as COBRA.

Our class on dental insurance will start by talking about categories of dental treatment, such as preventative and restorative. We’ll discuss indemnity plans and employer group dental expenses, as well as integrated deductibles vs standalone plans.

The Medicare class will give us an overview of Medicare’s key terms and tenants. We’ll look at eligibility, enrollment, coverages, and cost-sharing for each part of Medicare (parts A, B, C, and D). we’ll also discuss Medigap and other Medicare supplements.

We’ll take a brief look at long-term care insurance, including the types of policies available, who is eligible, and the levels and types of care. You’ll learn about benefit periods and amounts, and the minimum benefit standards. We’ll also look at the interaction of long-term care with Medicare and Medicaid, and how to replace LTC policies.

Last, we’ll discuss how health insurance is taxed on a federal level, whether personally owned or employer-based. We’ll look at business disability insurance, HSAs, FSAs, and more!

  • Health Fundamentals
    • Disability Income [19 Activities]
      • 01. Introduction to Disability Income (Video)
      • 02. Statistics
      • 03. Definitions (Video)
      • 04. Definitions
      • 05. Definitions - Part 2
      • 06. Qualifying for Disability Benefits (Video)
      • 07. Qualifying for Disability Benefits
      • 08. Different Types of Disability Coverage (Video)
      • View Additional Activities
        • 09. Different Types of Disability Coverage
        • 10. Group and Individual Disability Income Insurance (Video)
        • 11. Group and Individual Disability Income Insurance
        • 12. Group and Individual Disability Income Insurance - Part 2
        • 13. Unique Aspects of Disability Underwriting (Video)
        • 14. Unique Aspects of Disability Underwriting
        • 15. Social Security Disability (Video)
        • 16. Social Security Disability
        • 17. Workers' Compensation (Video)
        • 18. Workers' Compensation
        • 19. Conclusion (Video)
    • Medical Plans [7 Activities]
      • 01. Introduction to Medical Plans (Video)
      • 02. Medical Plan Concepts
      • 03. Types of Providers and Plans (Video)
      • 04. Types of Providers and Plans
      • 05. Cost Containment in Health Care Delivery (Video)
      • 06. Cost Containment in Health Care Delivery
      • 07. Conclusion (Video)
    • Group Health [12 Activities]
      • 01. Introduction to Group Health Insurance Policies (Video)
      • 02. Introduction
      • 03. Types of Eligible Groups
      • 04. Group Benefits Review (Video)
      • 05. Advertising Group Health Insurance
      • 06. Employer Group Health Insurance
      • 07. Group Insurance Eligibility (Video)
      • 08. Loss of Coverage / Coverage Continuation / Changing Coverage
      • View Additional Activities
        • 09. COBRA Coverage (Video)
        • 10. Small Employer Medical Plans
        • 11. Other Types of Supplementary Group Coverage
        • 12. Conclusion (Video)
    • Dental Insurance [5 Activities]
      • 01. Introduction to Dental Insurance (Video)
      • 02. Dental Insurance - Part 1
      • 03. Indemnity Plans
      • 04. Employer Group Dental Expense
      • 05. Conclusion (Video)
    • Medicare [25 Activities]
      • 01. Introduction to Medicare (Video)
      • 02. Medicare - An Overview
      • 03. Medicare - An Overview (2)
      • 04. Medicare A: Individual Eligibility Requirements (Video)
      • 05. Medicare Part A - In Detail
      • 06. Medicare Part A - Part 2
      • 07. Medicare Part A - Part 3
      • 08. Medicare Part A - Part 4
      • View Additional Activities
        • 09. Medicare B (Video)
        • 10. Medicare Part B - In Detail
        • 11. Medicare Part B - Part 2
        • 12. Medicare Part B - Part 3
        • 13. Medicare Part B - Part 4
        • 14. Medicare Part B - Part 5
        • 15. Part A and Part B Exclusions
        • 16. Medicare C/D (Video)
        • 17. Medicare Parts C and D - In Detail
        • 18. Medicare Parts C and D - Part 2
        • 19. Medicare Parts C and D - Part 3
        • 20. Medigap (Video)
        • 21. Medicare Supplements / MediGap
        • 22. Medicare Conclusion (Video)
        • 23. Other Options
        • 24. Other Options - Part 2
        • 25. Conclusion (Video)
    • Long-Term Care [11 Activities]
      • 01. Introduction to Long-Term Care Insurance (Video)
      • 02. Types of Policies and Elimination and Benefit Periods
      • 03. Eligibility for Benefits
      • 04. Levels and Types of Care
      • 05. Benefits and Options
      • 06. Exclusions
      • 07. Suitability
      • 08. Long Term Care, Medicare, and Medicaid Compared
      • View Additional Activities
        • 09. LTC Policy Replacement
        • 10. Qualified LTC Plans
        • 11. Conclusion (Video)
    • Federal Tax Health [8 Activities]
      • 01. Federal Tax Health (Video)
      • 02. Personally-Owned Health Insurance
      • 03. Employer Group Health Insurance
      • 04. Medical Expense Coverage for Sole Proprietors and Partners
      • 05. Business Disability Insurance
      • 06. Health Savings Accounts and Other Tax-Favored Health Plans (Video)
      • 07. Health Savings Accounts and Other Tax-Favored Health Plans
      • 08. Conclusion (Video)
  • Final Exam
    • Final Exam (50 questions)
  • Course Completion
    • Mandatory Questionnaire
    • Certificate of Completion

Instructor Bio


keith haley insurance instructor atyourpaceonline
Keith Haley is the Online Insurance instructor and industry expert for At Your Pace Online. In addition to his insurance license, Keith holds a Bachelor's degree in Finance, Master's degree in Education, and is a Certified Financial Planner and licensed insurance producer. As an entrepreneur, over his career Keith has owned and managed businesses in a wide range of professions, including car sales, financial consultation, and insurance sales and management. With over twenty years of experience in business, sales, and education, Keith brings a broad range of practical and academic knowledge to our courses.