This course is made up of two 10 hour courses for continuing education exploring life, health, property, and casualty insurance. This package is designed to help insurance producers renew their license. The lessons in the first 10 hour course address a number of topics including annuities, qualified retirement plans, disability insurance, group health insurance, and the taxation of both life and health insurance benefits.

In the second 10 hour course, an insurance producer will gain instruction on property and casualty insurance for commercial enterprises. Specifically, the course discusses commercial package policies, businessowners insurance and workers’ compensation insurance.

This course is approved by the South Dakota Division of Insurance (ID 1281361 & 1281362).

Course Format: Text

Credit Type: Life, Health, Property & Casualty

Course ID(s): 1281361, 1281362

Approved By: Division of Insurance

  • Commercial Insurance
    • Commercial Coverage Policies [13 Activities]
      • 01. Introduction to Commercial Coverage Policies (Video)
      • 02. The Commercial Package Policy
      • 03. Commercial Policy Packages (Video)
      • 04. Commercial General Liability
      • 05. Commercial Property Coverage (Video)
      • 06. Introduction to Commercial Property Coverage
      • 07. Commercial Coverage Policies (Video)
      • 08. Selected Endorsements and Commercial Crime Coverages
      • 09. Selected Endorsements (Video)
      • 10. Commercial Inland Marine
      • 11. Commercial Inland Marine (Video)
      • 12. Farm Coverage
      • 13. Conclusion of Commercial Coverage Policies (Video)
    • Business Owner's Policies [7 Activities]
      • 01. Introduction to Business Owner's Policies (Video)
      • 02. Businessowners Policy: BOPs
      • 03. Business Owner's Policies: Property and Liability Coverage (Video)
      • 04. Section II: Liability and Medical Expense Coverage in BOPs
      • 05. Liability Coverage in a BOP (Video)
      • 06. Common Policy Conditions and Selected Endorsements in a BOP
      • 07. BOP Conditions, Exclusions and Endorsements (Video)
  • Workers Comp
    • Workers?? Compensation Insurance [5 Activities]
      • 01. Introduction to Workers Compensation Insurance (Video)
      • 02. Workers Compensation Laws
      • 03. Workers Compensation and Employers Liability Insurance Policy (Video)
      • 04. Workers Compensation and Employers Liability Insurance Policy
      • 05. Conclusion of Workers Compensation Insurance (Video)
  • Final Exam
    • Final Exam - Property and Casualty (55 questions)
  • Life Insurance
    • Annuities [6 Activities]
      • 01. Introduction to Annuities (Video)
      • 02. Annuity Principles and Concepts
      • 03. Introduction to Annuities and ??Annuity Payout Options (Video)
      • 04. Annuity Benefit Payment Options
      • 05. Uses of Annuities
      • 06. Annuities Conclusion (Video)
    • Qualified Plans [5 Activities]
      • 01. Introduction to Qualified Plans (Video)
      • 02. Qualified Retirement Plan Basics
      • 03. Qualified Plans Introduction (Video)
      • 04. Plan Types, Characteristics and Purchasers
      • 05. Qualified Plan Descriptions and Other Information (Video)
    • Federal Taxation of Life Insurance [10 Activities]
      • 01. Introduction to Federal Taxation of Life Insurance (Video)
      • 02. Life Insurance Taxes
      • 03. Federal Taxation of Life Insurance Introduction (Video)
      • 04. Modified Endowment Contracts: MECs (Video)
      • 05. Modified Endowment Contracts
      • 06. Taxation of Non-Qualified Annuities
      • 07. Taxation of Non-Qualified Annuities (Video)
      • 08. Taxation of Individual Retirement Accounts (IRAs)
      • 09. Taxation of Individual Retirement Plans and Section 1035 Policy Exchanges (Video)
      • 10. Federal Taxation of Life Insurance Conclusion (Video)
  • Accident and Health Insurance
    • Disability Income [22 Activities]
      • 01. Introduction to Disability Income (Video)
      • 02. Disability Income
      • 03. Disability Definitions (Video)
      • 04. Definitions and Concepts
      • 05. Additional Definitions
      • 06. Qualifying for Disability Benefits (Video)
      • 07. Qualifying for Disability Benefits
      • 08. Different Types of Disability Coverage (Video)
      • 09. Different Types of Disability Coverage
      • 10. Group and Individual Disability Income Insurance (Video)
      • 11. Group and Individual Disability Income Insurance
      • 12. Other Provisions Affecting Income Benefits
      • 13. Group Disability Insurance
      • 14. Unique Aspects of Disability Underwriting (Video)
      • 15. Unique Aspects of Disability Underwriting
      • 16. Social Security Disability (Video)
      • 17. Social Security Disability Income (SSDI)
      • 18. Workers Compensation (Video)
      • 19. Workers Compensation
      • 20. Business Disability Income (Video)
      • 21. Business Disability Insurance Coverages
      • 22. Conclusion (Video)
    • Group Health Insurance [10 Activities]
      • 01. Introduction to Group Health Insurance Policies (Video)
      • 02. Group Insurance Concepts
      • 03. Group Insurance Concepts Review (Video)
      • 04. Group Plan Characteristics
      • 05. Group Plan Characteristics (Video)
      • 06. Eligibility, Enrollment and Continuation of Coverage
      • 07. Eligibility, Enrollment and Continuation of Coverage (Video)
      • 08. Group Conversion
      • 09. Small Employer Medical Plans
      • 10. Conclusion
    • Dental Insurance [5 Activities]
      • 01. Introduction to Dental Insurance (Video)
      • 02. Dental Insurance - Introduction
      • 03. Indemnity Plans
      • 04. Employer Group Dental Expense
      • 05. Conclusion (Video)
    • Federal Tax Health [6 Activities]
      • 01. Federal Tax Health (Video)
      • 02. Health Insurance Taxes
      • 03. Health Insurance Taxation
      • 04. Health Savings Accounts and Other Tax Features (Video)
      • 05. Health Savings Accounts and Other Tax-Favored Health Plan Tax Features
      • 06. Conclusion (Video)
  • Final Exam
    • Final Exam - Life and Health (55 questions)
  • Course Completion
    • Mandatory Questionnaire
    • Certificate of Completion - Life and Health
    • Certificate of Completion - Property and Casualty
    • Guaranteed Next-Day Reporting
Instructor Image

Instructor Bio

Gary Sternberg

Gary Sternberg is a veteran of insurance training, having been in the insurance education industry for over 25 years. He is a highly focused, licensed professional with top-level skills in prelicense and continuing education content authorship and training. He is well-versed in compliance and has extensive experience with state and federal regulatory laws and rules. Gary brings to At Your Pace Online students his excellent teaching, writing, and presentation skills with the ability to turn the complex into learnable “normal” person material. Most importantly, Gary has a passion for insurance education and seeing students successfully navigate the licensing process.